VIE/BKT (VIE/BKT)

Vienna Stock Exchange: VIE/BKT · EUR

€14.3

+0.12 (+0.8%)· Recorded snapshot

Market cap	12.9B
Revenue (ttm)	2.9B
Net income (ttm)	1.2B
EPS (ttm)	€1.27
P/E (trailing)	11.3x
Dividend	€0.50 (3.50%)

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 2.9B
Net income (ttm): 1.2B
EPS (ttm): €1.27
P/E (trailing): 11.3x
Market cap: 12.9B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E11.3

P25 n/aP50 n/aP75 n/a

ROE17.6

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All VIE/BKT indicators

Market & fundamental data

Available fields

193

Groups with data

Currency

EUR

Showing 193 of 193 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Spain
Country code	AT
Earnings date	2026-10-22
Employees	6,667
Employees change	-22
Employees growth	-0.33%
Exchange	Vienna Stock Exchange
Financial currency	EUR
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1965
Industry	Banks - Regional
Is primary listing	No
ISIN number	ES0113679I37
Last earnings date	2026-10-22
Last refreshed	2026-10-29
Market cap	EUR 12.9B
Next earnings date	2027-01-22
Price	EUR 14.30
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	vie/BKT
Website	https://www.bankinter.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	10.24x
Average P/E ratio (3Y)	9.42x
Average P/E ratio (5Y)	8.75x
Earnings yield	8.88%
FCF yield	4.78%
Graham number	15.0746
Graham upside	5.42%
Industry P/E	10.97x
Lynch fair value	EUR 6.56
Lynch upside	-54.14%
P/B ratio	1.86x
P/E ratio	11.26x
P/FCF ratio	20.93x
P/OCF ratio	19.72x
P/S ratio	4.48x
Price / tangible book value	1.99x
Sector forward P/E	9.58x
Sector P/E	10.93x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	28.92%
FCF margin	21.71%
Operating margin	63.74%
Pretax margin	57.86%
Profit margin	41.13%
Profit per employee	EUR 176,862
Profitable quarters	25
Profitable years	22
Revenue per employee	EUR 430,054
ROA	0.9%
ROA (5Y)	0.67%
ROE	17.64%
ROE (5Y)	14.17%
Tax / revenue	16.73%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	14.02%
EPS growth (Q)	9.97%
EPS growth (QoQ)	0.2%
EPS growth 10Y	9.13%
EPS growth 5Y	-2.75%
EPS growth quarters	5
EPS growth years	3
FCF growth 5Y	-39.65%
Net income growth	14.1%
Net income growth (Q)	9.49%
Net income growth (QoQ)	6.35%
Net income growth 3Y	13.83%
Net income growth 5Y	-2.64%
Net income growth quarters	5
Net income growth years	3
OCF growth 10Y	6.87%
OCF growth 5Y	-38.95%
Revenue growth	7.71%
Revenue growth (Q)	4.51%
Revenue growth (QoQ)	-5.43%
Revenue growth 10Y	7.53%
Revenue growth 3Y	8.31%
Revenue growth 5Y	12.46%
Revenue growth quarters	2
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -37.6M
EPS	EUR 1.27
Financing cash flow	EUR -904.9M
Free cash flow	EUR 614.2M
Gross profit	EUR 2.9B
Income taxes	EUR 479.8M
Investing cash flow	EUR -110.7M
Net borrowing	EUR -350M
Net cash flow	EUR -363.8M
Net income	EUR 1.2B
Operating income	EUR 1.8B
Revenue	EUR 2.9B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 7.00
Debt / equity	1.59
Debt / FCF	17.91
Net cash (debt)	EUR 9.6B
Net cash / market cap	75.02%
Net cash growth	-0.07%
Net debt / equity	-1.39
Net debt / FCF	-15.7
Piotroski F-Score	3
Property, plant and equipment	EUR 468.8M
Shareholders' equity	EUR 6.9B
Tangible book value	EUR 6.5B
Tangible book value per share	EUR 6.54
Total assets	EUR 132.1B
Total cash	EUR 20.6B
Total debt	EUR 11B
Total liabilities	EUR 125.2B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	EUR -88.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-1.59%
Dividend growth	8.49%
Dividend growth (3Y)	23.25%
Dividend growth (5Y)	27.51%
Dividend growth years	5
Dividend payment date	2026-06-24
Dividend payment years	10
Dividend payout frequency	Semi-Annual
Dividend per share	EUR 0.50
Dividend yield	3.5%
Ex-dividend date	2026-06-22
Last dividend	EUR 0.13
Payout ratio	39.36%
Shareholder yield	1.91%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 15.23
1D price change	0.81%
1M price change	-14.29%
1M total return	-14.29%
1W price change	-3.96%
1W total return	-3.96%
1Y price change	11.76%
1Y return CAGR	15.86%
1Y total return	15.84%
20-day SMA	EUR 15.18
200-day SMA	EUR 14.90
3M price change	-11.56%
3M total return	-11.56%
3Y price change	132.67%
3Y return CAGR	38.49%
3Y total return	165.7%
50-day SMA	EUR 16.10
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 16.99
52-week high date	2026-08-25
52-week low	EUR 12.74
52-week low date	2026-03-23
5Y price change	202.9%
5Y return CAGR	30.58%
5Y total return	279.55%
6M price change	3.36%
6M total return	4.26%
All-time high	EUR 16.99
All-time high date	2026-08-25
All-time low	EUR 3.04
All-time low date	2020-03-18
Average true range (ATR)	EUR 0.30
Average volume	0
Change from 52-week high	-15.81%
Change from 52-week low	12.25%
Change from all-time high	-15.81%
Change from all-time low	371.01%
Change from open	0.03%
Day's gap	0.78%
High price	EUR 14.30
Low price	EUR 14.24
Monthly RSI	60.19
Open price	EUR 14.30
Position in 52-week range	100%
Previous close	EUR 14.19
Price vs 150-day SMA	-6.11%
Price vs 20-day SMA	-5.82%
Price vs 200-day SMA	-4.03%
Price vs 50-day SMA	-11.18%
Relative volume	20
RSI	34.57
Sharpe ratio	0.51
Sharpe ratio (3Y)	1.22
Sharpe ratio (5Y)	0.89
Sortino ratio	0.94
Sortino ratio (3Y)	2.01
Sortino ratio (5Y)	1.45
Weekly RSI	41.77
YTD price change	0.53%
YTD total return	2.36%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	847.8M
Shares change (QoQ)	6.13%
Shares change (YoY)	1.59%
Shares held by insiders	0.66%
Shares held by institutions	36.94%

Deeper analysis on VIE/BKT

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this VIE/BKT report

Is a complete VIE/BKT research report available?

No complete published report is available for vie/BKT (VIE/BKT) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

VIE/BKT (VIE/BKT)

Price

Financial snapshot

Fair-value bridge

Latest news · VIE/BKT

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All VIE/BKT indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on VIE/BKT

Frequently asked questions