Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

ASX/PPM stock hub

ASX/PPM has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

765.9M

Australian Securities Exchange

Market data

Live price

Current market quote for this ticker.

Current price

ASX/PPM

In the news

Latest news · ASX/PPM

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E7.2

P25 8.1P50 12P75 16.3

Trailing P/E7.5

P25 8.4P50 16.6P75 24.9

ROE12.1

P25 1.1P50 7.7P75 15.5

ROIC0.6

P25 0.4P50 4.7P75 13.3

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All ASX/PPM market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

181

Groups with data

Currency

AUD

Showing 181 of 181 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Australia
Country code	AU
Employees	758
Exchange	Australian Securities Exchange
Financial currency	AUD
First seen	2026-05-10
Industry	Credit Services
Isin	AU0000150898
Last refreshed	2026-05-10
Market cap	AUD 765.9M
Price	AUD 1.71
Price currency	AUD
Rev Per Employee	523,087.07x
Sector	Financials
Sic	6162
Symbol	asx/PPM
Website	https://www.peppermoney.com.au

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	13.66%
Forward P/E	7.18x
P/B ratio	0.88x
P/E ratio	7.53x
P/S ratio	1.93x
PE Ratio10 Y	5.67x
PE Ratio3 Y	7.41x
PE Ratio5 Y	6.71x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	93.37%
Gross Profit	AUD 370.2M
Net Income	AUD 104.6M
Net Income Growth	5.87%
Net Income Growth Q	10.56%
Net Income Growth Quarters	2%
Net Income Growth Years	1%
Net Income Growth3 Y	0.06%
Net Income Growth5 Y	-3%
Pretax Margin	36.95%
Profit Margin	26.38%
Profit Per Employee	AUD 137,995
Profitable Years	5
ROA	0.58
Roa5y	0.61
ROE	12.12
Roe5y	14.88
ROIC	0.59
Roic5y	0.66

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	23.38%
Cagr3y	21.78%
Div CAGR3	10.59%
EPS Growth	5.43
EPS Growth Q	9.1
EPS Growth Quarters	1
EPS Growth Years	1
EPS Growth3 Y	-0.22
EPS Growth5 Y	-3.3
Revenue Growth	2.48x
Revenue Growth Q	4.13x
Revenue Growth Years	0x
Revenue Growth3 Y	0.14x
Revenue Growth5 Y	-1.98x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	AUD 0.02
Assets	AUD 18.4B
Cash	AUD 1.3B
Debt	AUD 17.4B
Debt Equity	AUD 20
Equity	AUD 869.9M
Liabilities	AUD 17.5B
Net Cash	AUD -16.1B
Net Cash By Market Cap	AUD -2,099
Net Debt Equity	AUD 18.48
Tangible Book Value	AUD 748.4M
Tangible Book Value Per Share	AUD 1.68
WACC	0.45

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	307.4
Quick ratio	307.4
Working Capital	AUD 18.1B
Working Capital Turnover	AUD 0.02

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.39%
Dividend Growth	17.36%
Dividend Growth Years	2%
Dividend per share	AUD 0.14
Dividend Years	5
Dividend Yield	8.33%
Ex Div Date	2026-03-12
Last Dividend	AUD 0.08
Payout Frequency	Semi-Annual
Payout Ratio	110.33%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	23.36%
200-day SMA	2.08
3Y total return	80.62%
50-day SMA	1.89
50-day SMA vs 200-day SMA	50under200
All Time High	2.86
All Time High Change	-40.38%
All Time High Date	2021-08-25
All Time Low	1.11
All Time Low Change	54.3%
All Time Low Date	2022-06-23
ATR	0.07
Beta	1.18
Beta1y	1.02
Beta2y	0.69
Ch YTD	-21.06
High	1.73
High52	2.58
High52 Date	2025-11-03
High52ch	-33.91%
Low	1.7
Low52	1.55
Low52 Date	2026-03-25
Low52ch	10.36%
Ma50ch	-9.69%
Price vs 200-day SMA	-17.99%
RSI	42.18
RSI Monthly	48.32
RSI Weekly	39.38
Sharpe ratio	0.5x
Sortino ratio	0.97
Total Return	7.94%
Tr YTD	-18.24
Tr1m	-3.4%
Tr1w	-3.12%
Tr3m	0.34%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	AUD 150M
Operating Income Growth	-2.53
Operating Income Growth Q	-4.75
Operating Income Growth3 Y	0.63
Operating Income Growth5 Y	-2.86
Operating margin	37.83

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	160,710,535%
Net Borrowing	877,100,000
Shares Insiders	4.63%
Shares Institutions	22.33%
Shares Out	449,218,195
Shares Qo Q	-0.13%
Shares Yo Y	0.39%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	297,777.55x
Bv Per Share	1.96
Ch1m	-3.4
Ch1w	-3.12
Ch1y	7.91
Ch3m	-3.12
Ch3y	36.4
Ch6m	-30.69
Change	-1.16%
Change From Open	-1.16
Close	1.73
Days Gap	0
Depreciation Amortization	5,200,000
Dollar Volume	180,419.7
Earnings Date	2026-02-18
EPS	AUD 0.23
F Score	4
Financing CF	761,300,000
Fiscal Year End	December
Founded	2,000
Goodwill	98,200,000
Graham Number	3.15669
Graham Upside	85.14
Income Tax	AUD 41.9M
Investing CF	-5,700,000
Is Primary Listing	1
Last Earnings Date	2026-02-18
Last Report Date	2025-12-31
Lynch Fair Value	AUD 1.13
Lynch Upside	-33.64
Ma150	2.09
Ma150ch	-18.5%
Ma20	1.75
Ma20ch	-2.52%
Net CF	40,800,000
Open	1.73
Payment Date	2026-04-14
Position In Range	33.33
Ppne	18,900,000
Price Date	2026-05-08
Ptbv Ratio	1.02
Relative Volume	0.33x
Revenue	396,500,000x
Tax By Revenue	10.57x
Tax Rate	28.6%
Tr6m	-28.21%
Volume	105,818

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

ASX/PPM dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+8.3%

$0.14 annual per share

Payout ratio

+110.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

2 consecutive years of growth

Total shareholder yield

+7.9%

Next ex-dividend date: 2026-03-12

Performance

ASX/PPM stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns ASX/PPM?

Insider, institutional, and short-interest positioning.

Institutional ownership

+22.3%

Share of float held by funds and institutions

Insider ownership

+4.6%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.4%

Negative means the company is buying back shares.

Technical

ASX/PPM momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

42.2

Neutral momentum band

Price vs 200-day MA

-18.0%

50/200-day relationship not available

Beta (5Y)

1.18

Moves roughly with the market

Sharpe ratio

0.50

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About ASX/PPM

Hub-level FAQ points readers to the deeper analysis pages.

What is the current asx/PPM stock rating?

asx/PPM is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full asx/PPM analysis?

The full report lives at /stocks/asx/PPM/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for asx/PPM?

The latest report frames asx/PPM around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the asx/PPM page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.