DSE/BGIC (DSE/BGIC)

Dhaka Stock Exchange: DSE/BGIC · BDT

BDT 39.1

-0.70 (-1.8%)· Recorded snapshot

Market cap	2.1B
Revenue (ttm)	646.5M
Net income (ttm)	81.8M
EPS (ttm)	BDT 1.51
Shares out	54M
P/E (trailing)	25.8x
Dividend	BDT 1.10 (2.81%)
Volume	44,032
Beta	0.60

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 646.5M
Net income (ttm): 81.8M
EPS (ttm): BDT 1.51
P/E (trailing): 25.8x
Market cap: 2.1B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E25.8

P25 n/aP50 n/aP75 n/a

ROE9.6

P25 n/aP50 n/aP75 n/a

ROIC8.7

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/BGIC indicators

Market & fundamental data

Available fields

227

Groups with data

Currency

BDT

Showing 227 of 227 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2027-04-27
Employees	534
Employees change	-16
Employees growth	-2.91%
Enterprise value	BDT 1.4B
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1984
Industry	Insurance Agents, Brokers, and Service
Is primary listing	Yes
ISIN number	BD0701BGIC09
Last earnings date	2026-07-12
Last refreshed	2026-10-29
Last stock split date	2012-05-14
Last stock split type	Forward
Market cap	BDT 2.1B
Next earnings date	2027-04-27
Price	BDT 39.10
Price currency	BDT
SIC code	6411
Stock price date	2026-10-29
Symbol	dse/BGIC
Website	https://www.bgicinsure.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	25.98x
Average P/E ratio (3Y)	27.02x
Average P/E ratio (5Y)	28.95x
Earnings yield	3.87%
EV/Earnings	17.39x
EV/EBIT	8.12x
EV/EBITDA	6.34x
EV/FCF	130.65x
EV/Sales	2.2x
FCF / EV yield	0.77%
FCF yield	0.52%
Graham number	26.85965
Graham upside	-31.31%
Lynch fair value	BDT 7.57
Lynch upside	-80.65%
P/B ratio	1.85x
P/E ratio	25.84x
P/FCF ratio	194.16x
P/OCF ratio	50.44x
P/S ratio	3.27x
Price / tangible book value	1.85x
Price/EBITDA ratio	10.8x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	27.07%
EBITDA margin	30.25%
Effective tax rate	26.29%
FCF margin	1.68%
Gross margin	79.6%
Operating margin	27.07%
Pretax margin	22.33%
Profit margin	16.46%
Profit per employee	BDT 153,114
Revenue per employee	BDT 1.2M
ROA	5.4%
ROA (5Y)	-1.75%
ROCE	13.22%
ROE	9.56%
ROE (5Y)	-10.36%
ROIC	8.69%
ROIC (5Y)	-6.3%
Tax / revenue	5.87%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-8%
EPS growth (QoQ)	-9.09%
EPS growth 10Y	8.65%
EPS growth 3Y	-0.38%
EPS growth 5Y	-4.81%
FCF growth	-85.86%
FCF growth (Q)	15.7%
FCF growth (QoQ)	409.36%
FCF growth 3Y	-47.93%
FCF growth 5Y	-36.02%
Net income growth (Q)	-1.09%
Net income growth (QoQ)	-9.08%
Net income growth 3Y	-0.5%
Net income growth 5Y	-4.81%
OCF growth	-52.2%
OCF growth (Q)	28.08%
OCF growth (QoQ)	1,139.82%
OCF growth 10Y	-11.73%
OCF growth 3Y	-23.45%
OCF growth 5Y	-18.1%
Revenue growth	-10.17%
Revenue growth (Q)	-27.25%
Revenue growth (QoQ)	-7.86%
Revenue growth 10Y	0.55%
Revenue growth 3Y	-0.94%
Revenue growth 5Y	0.93%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -31M
EBIT	BDT 175M
EBITDA	BDT 195.6M
EPS	BDT 1.51
FCF per share	BDT 0.20
Financing cash flow	BDT -8.4M
Free cash flow	BDT 10.9M
Gross profit	BDT 514.6M
Income taxes	BDT 38M
Investing cash flow	BDT -82.9M
Net borrowing	BDT 51M
Net cash flow	BDT -49.4M
Net income	BDT 81.8M
Operating income	BDT 175M
Revenue	BDT 646.5M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 21.19
Debt / EBITDA	1.38
Debt / equity	0.27
Debt / FCF	28.38
Interest coverage	5.4
Net cash (debt)	BDT 691M
Net cash / market cap	32.71%
Net cash growth	-12.13%
Net debt / EBITDA	-3.53
Net debt / equity	-0.6
Net debt / FCF	-63.51
Piotroski F-Score	3
Property, plant and equipment	BDT 168.7M
Shareholders' equity	BDT 1.1B
Tangible book value	BDT 1.1B
Tangible book value per share	BDT 21.19
Total assets	BDT 2.1B
Total cash	BDT 1.1B
Total debt	BDT 308.7M
Total liabilities	BDT 959.8M
WACC	7.59%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.32
Current ratio	2.43
Net working capital	BDT 427M
Quick ratio	1.51
Working capital	BDT 1.1B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	10%
Dividend growth (10Y)	0%
Dividend growth (3Y)	-2.86%
Dividend growth (5Y)	-1.73%
Dividend growth years	0
Dividend payment date	2026-07-19
Dividend payment years	15
Dividend payout frequency	Annual
Dividend per share	BDT 1.10
Dividend yield	2.81%
Ex-dividend date	2026-05-23
FCF payout ratio	546.23%
Last dividend	BDT 1.10
Payout ratio	55.85%
Shareholder yield	2.81%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	155.13%
10Y return CAGR	14.01%
10Y total return	271.06%
150-day SMA	BDT 39.00
15Y price change	-5.66%
15Y return CAGR	4.22%
15Y total return	85.98%
1D price change	-1.76%
1M price change	-4.56%
1M total return	-4.56%
1W price change	4.19%
1W total return	4.19%
1Y price change	17.06%
1Y return CAGR	20.6%
1Y total return	20.59%
20-day SMA	BDT 39.25
200-day SMA	BDT 37.57
20Y price change	313.98%
20Y return CAGR	13.85%
20Y total return	1,238.51%
3M price change	1.27%
3M total return	1.27%
3Y price change	-26.3%
3Y return CAGR	-7%
3Y total return	-19.56%
50-day SMA	BDT 40.73
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 46.40
52-week high date	2026-08-11
52-week low	BDT 28.50
52-week low date	2025-11-16
5Y price change	-32.54%
5Y return CAGR	-5%
5Y total return	-22.6%
6M price change	1.79%
6M total return	4.86%
All-time high	BDT 96.94
All-time high date	2010-10-18
All-time low	BDT 6.95
All-time low date	2002-02-11
Average true range (ATR)	BDT 1.86
Average volume	60.9K
Beta (1Y)	0.08
Beta (2Y)	-0.12
Beta (5Y)	0.6
Change from 52-week high	-15.73%
Change from 52-week low	37.19%
Change from all-time high	-58.94%
Change from all-time low	472.83%
Dollar volume	BDT 1.7M
High price	BDT 41.40
Low price	BDT 38.90
Monthly RSI	54.05
Position in 52-week range	8%
Previous close	BDT 39.80
Price vs 150-day SMA	2.06%
Price vs 20-day SMA	1.41%
Price vs 200-day SMA	5.94%
Price vs 50-day SMA	-2.27%
Relative volume	0.72
RSI	52.01
Sharpe ratio	0.53
Sharpe ratio (3Y)	-0.09
Sharpe ratio (5Y)	0.08
Sortino ratio	1.02
Sortino ratio (3Y)	0.04
Sortino ratio (5Y)	0.29
Volume	44K
Weekly RSI	74.43
YTD price change	30.49%
YTD total return	34.42%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	37.3M
Shares change (QoQ)	0.01%
Shares held by insiders	31.01%
Shares held by institutions	13.68%
Shares outstanding	54M

Deeper analysis on DSE/BGIC

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this DSE/BGIC report

Is a complete DSE/BGIC research report available?

No complete published report is available for dse/BGIC (DSE/BGIC) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/BGIC (DSE/BGIC)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/BGIC

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/BGIC indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/BGIC

Frequently asked questions