DSE/IFIC (DSE/IFIC)

Dhaka Stock Exchange: DSE/IFIC · BDT

BDT 5.00

+0.00 (0.0%)· Recorded snapshot

Market cap	9.6B
Revenue (ttm)	-16.8B
Net income (ttm)	-31B
EPS (ttm)	-BDT 16.1
Shares out	1.9B
Dividend	BDT 0.23 (4.65%)
Volume	2,043,666
Beta	0.14

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): -16.8B
Net income (ttm): -31B
EPS (ttm): -BDT 16.1
Market cap: 9.6B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 13:30 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROE-373.2

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.6%

Nasdaq Composite-2.3%

Dow Jones Industrial Average+1.9%

Russell 2000+1.8%

All DSE/IFIC indicators

Market & fundamental data

Available fields

149

Groups with data

Currency

BDT

Showing 149 of 149 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-05
Employees	6,061
Employees change	336
Employees growth	5.87%
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1976
Industry	Commercial Banks
Is primary listing	Yes
ISIN number	BD0103IFIC07
Last earnings date	2026-07-29
Last refreshed	2026-10-29
Last stock split date	2024-05-27
Last stock split type	Forward
Market cap	BDT 9.6B
Next earnings date	2026-11-05
Price	BDT 5.00
Price currency	BDT
SIC code	6020
Stock price date	2026-10-29
Symbol	dse/IFIC
Website	https://www.ificbank.com.bd

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	8.64x
Average P/E ratio (5Y)	8.48x
Earnings yield	-322.61%
FCF yield	-284.08%
Industry forward P/E	5.34x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Operating margin	172.59%
Pretax margin	172.61%
Profit per employee	BDT -5.1M
Revenue per employee	BDT -2.8M
ROA	-5.2%
ROA (5Y)	-0.52%
ROE	-373.24%
ROE (5Y)	-18.09%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -264.6M
EPS	BDT -16.13
FCF per share	BDT -14.20
Financing cash flow	BDT 15.3B
Free cash flow	BDT -27.3B
Gross profit	BDT -17.8B
Income taxes	BDT 2B
Investing cash flow	BDT 6.2B
Net borrowing	BDT -3.5B
Net cash flow	BDT -5.5B
Net income	BDT -31B
Operating income	BDT -29B
Revenue	BDT -16.8B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT -3.69
Net cash (debt)	BDT 35.7B
Net cash / market cap	371.26%
Net cash growth	185.9%
Piotroski F-Score	1
Property, plant and equipment	BDT 8.9B
Shareholders' equity	BDT -7.1B
Tangible book value	BDT -7.1B
Tangible book value per share	BDT -3.69
Total assets	BDT 593.9B
Total cash	BDT 47.1B
Total debt	BDT 11.4B
Total liabilities	BDT 601B
WACC	2.29%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BDT -477.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth (10Y)	3.4%
Dividend growth (3Y)	11.8%
Dividend growth (5Y)	6.92%
Dividend per share	BDT 0.23
Dividend yield	4.65%
Last dividend	BDT 0.24
Shareholder yield	4.65%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-49.97%
10Y return CAGR	-2.98%
10Y total return	-26.13%
150-day SMA	BDT 4.91
15Y price change	-72.51%
15Y return CAGR	-5.79%
15Y total return	-59.12%
1D price change	0%
1M price change	6.38%
1M total return	6.38%
1W price change	2.04%
1W total return	2.04%
1Y price change	-1.96%
1Y return CAGR	-1.96%
1Y total return	-1.96%
20-day SMA	BDT 4.91
200-day SMA	BDT 4.99
20Y price change	-33.73%
20Y return CAGR	-0.07%
20Y total return	-1.42%
3Y price change	-53.13%
3Y return CAGR	-22.31%
3Y total return	-53.13%
50-day SMA	BDT 4.83
50-day SMA vs 200-day SMA	50under200
52-week high	BDT 7.00
52-week high date	2026-02-17
52-week low	BDT 3.60
52-week low date	2025-11-16
5Y price change	-70.87%
5Y return CAGR	-21.52%
5Y total return	-70.23%
6M price change	2.04%
6M total return	2.04%
All-time high	BDT 35.42
All-time high date	2010-12-06
All-time low	BDT 0.24
All-time low date	1998-05-19
Average true range (ATR)	BDT 0.18
Average volume	1.8M
Beta (1Y)	0.18
Beta (2Y)	-0.04
Beta (5Y)	0.14
Change from 52-week high	-28.57%
Change from 52-week low	38.89%
Change from all-time high	-85.88%
Change from all-time low	1,951.7%
Dollar volume	BDT 10.2M
High price	BDT 5.10
Low price	BDT 4.80
Monthly RSI	40.91
Position in 52-week range	66.67%
Previous close	BDT 5.00
Price vs 150-day SMA	1.81%
Price vs 20-day SMA	1.94%
Price vs 200-day SMA	0.24%
Price vs 50-day SMA	3.61%
Relative volume	1.18
RSI	58.39
Sharpe ratio	-0.12
Sharpe ratio (3Y)	-0.52
Sharpe ratio (5Y)	-0.4
Sortino ratio	-0.05
Sortino ratio (3Y)	-0.67
Sortino ratio (5Y)	-0.47
Volume	2M
Weekly RSI	88.48
YTD price change	8.7%
YTD total return	8.7%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	663.2M
Shares change (QoQ)	-0.05%
Shares held by institutions	0.03%
Shares outstanding	1.9B

Deeper analysis on DSE/IFIC

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this DSE/IFIC report

Is a complete DSE/IFIC research report available?

No complete published report is available for dse/IFIC (DSE/IFIC) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

9.6B

Revenue (ttm)

-16.8B

Net income (ttm)

-31B

EPS (ttm)

-BDT 16.1

Shares out

1.9B

Dividend

BDT 0.23 (4.65%)

Volume

2,043,666

Beta

0.14

Metric

Value

Amount currency

BDT

Country

Bangladesh

Country code

Earnings date

2026-11-05

Employees

6,061

Employees change

336

Employees growth

5.87%

Exchange

Dhaka Stock Exchange

Financial currency

BDT

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1976

Industry

Commercial Banks

Is primary listing

Yes

ISIN number

BD0103IFIC07

Last earnings date

2026-07-29

Last refreshed

2026-10-29

Last stock split date

2024-05-27

Last stock split type

Forward

Market cap

BDT 9.6B

Next earnings date

2026-11-05

Price

BDT 5.00

Price currency

BDT

SIC code

6020

Stock price date

2026-10-29

Symbol

dse/IFIC

Website

https://www.ificbank.com.bd

Metric

Value

Average P/E ratio (10Y)

8.64x

Average P/E ratio (5Y)

8.48x

Earnings yield

-322.61%

FCF yield

-284.08%

Industry forward P/E

5.34x

Metric

Value

Operating margin

172.59%

Pretax margin

172.61%

Profit per employee

BDT -5.1M

Revenue per employee

BDT -2.8M

ROA

-5.2%

ROA (5Y)

-0.52%

ROE

-373.24%

ROE (5Y)

-18.09%

Metric

Value

Capital expenditures

BDT -264.6M

EPS

BDT -16.13

FCF per share

BDT -14.20

Financing cash flow

BDT 15.3B

Free cash flow

BDT -27.3B

Gross profit

BDT -17.8B

Income taxes

BDT 2B

Investing cash flow

BDT 6.2B

Net borrowing

BDT -3.5B

Net cash flow

BDT -5.5B

Net income

BDT -31B

Operating income

BDT -29B

Revenue

BDT -16.8B

Metric

Value

Book value per share

BDT -3.69

Net cash (debt)

BDT 35.7B

Net cash / market cap

371.26%

Net cash growth

185.9%

Piotroski F-Score

Property, plant and equipment

BDT 8.9B

Shareholders' equity

BDT -7.1B

Tangible book value

BDT -7.1B

Tangible book value per share

BDT -3.69

Total assets

BDT 593.9B

Total cash

BDT 47.1B

Total debt

BDT 11.4B

Total liabilities

BDT 601B

WACC

2.29%

Metric

Value

Working capital

BDT -477.7B

Metric

Value

Dividend growth (10Y)

3.4%

Dividend growth (3Y)

11.8%

Dividend growth (5Y)

6.92%

Dividend per share

BDT 0.23

Dividend yield

4.65%

Last dividend

BDT 0.24

Shareholder yield

4.65%

Metric

Value

10Y price change

-49.97%

10Y return CAGR

-2.98%

10Y total return

-26.13%

150-day SMA

BDT 4.91

15Y price change

-72.51%

15Y return CAGR

-5.79%

15Y total return

-59.12%

1D price change

1M price change

6.38%

1M total return

6.38%

1W price change

2.04%

1W total return

2.04%

1Y price change

-1.96%

1Y return CAGR

-1.96%

1Y total return

-1.96%

20-day SMA

BDT 4.91

200-day SMA

BDT 4.99

20Y price change

-33.73%

20Y return CAGR

-0.07%

20Y total return

-1.42%

3Y price change

-53.13%

3Y return CAGR

-22.31%

3Y total return

-53.13%

50-day SMA

BDT 4.83

50-day SMA vs 200-day SMA

50under200

52-week high

BDT 7.00

52-week high date

2026-02-17

52-week low

BDT 3.60

52-week low date

2025-11-16

5Y price change

-70.87%

5Y return CAGR

-21.52%

5Y total return

-70.23%

6M price change

2.04%

6M total return

2.04%

All-time high

BDT 35.42

All-time high date

2010-12-06

All-time low

BDT 0.24

All-time low date

1998-05-19

Average true range (ATR)

BDT 0.18

Average volume

1.8M

Beta (1Y)

0.18

Beta (2Y)

-0.04

Beta (5Y)

0.14

Change from 52-week high

-28.57%

Change from 52-week low

38.89%

Change from all-time high

-85.88%

Change from all-time low

1,951.7%

Dollar volume

BDT 10.2M

High price

BDT 5.10

Low price

BDT 4.80

Monthly RSI

40.91

Position in 52-week range

66.67%

Previous close

BDT 5.00

Price vs 150-day SMA

1.81%

Price vs 20-day SMA

1.94%

Price vs 200-day SMA

0.24%

Price vs 50-day SMA

3.61%

Relative volume

1.18

RSI

58.39

Sharpe ratio

-0.12

Sharpe ratio (3Y)

-0.52

Sharpe ratio (5Y)

-0.4

Sortino ratio

-0.05

Sortino ratio (3Y)

-0.67

Sortino ratio (5Y)

-0.47

Volume

Weekly RSI

88.48

YTD price change

8.7%

YTD total return

8.7%

Metric

Value

Float

663.2M

Shares change (QoQ)

-0.05%

Shares held by institutions

0.03%

Shares outstanding

1.9B

DSE/IFIC (DSE/IFIC)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/IFIC

Valuation

Profitability

Trading

Next earnings

Sector percentile context

All DSE/IFIC indicators

Profile and market data

Valuation

Profitability

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/IFIC

Frequently asked questions

DSE/IFIC (DSE/IFIC)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/IFIC

Valuation

Profitability

Trading

Next earnings

Sector percentile context

All DSE/IFIC indicators

Profile and market data

Valuation

Profitability

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/IFIC

Frequently asked questions