DSE/NHFIL (DSE/NHFIL)

Dhaka Stock Exchange: DSE/NHFIL · BDT

BDT 25.1

+0.50 (+2.0%)· Recorded snapshot

Market cap	3.2B
Revenue (ttm)	344M
Net income (ttm)	97.9M
EPS (ttm)	BDT 0.76
Shares out	128.7M
P/E (trailing)	33.0x
Dividend	BDT 1.00 (3.98%)
Volume	358,056
Beta	0.28

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 344M
Net income (ttm): 97.9M
EPS (ttm): BDT 0.76
P/E (trailing): 33.0x
Market cap: 3.2B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E33

P25 n/aP50 n/aP75 n/a

ROE4.4

P25 n/aP50 n/aP75 n/a

ROIC2.4

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/NHFIL indicators

Market & fundamental data

Available fields

211

Groups with data

Currency

BDT

Showing 211 of 211 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-05
Employees	175
Employees change	-26
Employees growth	-12.94%
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1998
Industry	Mortgage Bankers and Loan Correspondents
Is primary listing	Yes
ISIN number	BD0622NHFIL3
Last earnings date	2026-07-29
Last refreshed	2026-10-29
Last stock split date	2019-04-10
Last stock split type	Forward
Market cap	BDT 3.2B
Next earnings date	2026-11-05
Price	BDT 25.10
Price currency	BDT
SIC code	6162
Stock price date	2026-10-28
Symbol	dse/NHFIL
Website	https://www.nationalhousingbd.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	54.62x
Average P/E ratio (3Y)	154.44x
Average P/E ratio (5Y)	95.7x
Earnings yield	3.03%
FCF yield	64.54%
Graham number	17.2976
Graham upside	-31.09%
Lynch fair value	BDT 3.80
Lynch upside	-84.85%
P/B ratio	1.41x
P/E ratio	33x
P/FCF ratio	1.55x
P/OCF ratio	1.55x
P/S ratio	9.24x
Price / tangible book value	1.41x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	33.25%
FCF margin	596.53%
Gross margin	97.72%
Operating margin	39.03%
Pretax margin	42.63%
Profit margin	28.46%
Profit per employee	BDT 559,450
Revenue per employee	BDT 2M
ROA	0.54%
ROA (5Y)	0.8%
ROE	4.45%
ROE (5Y)	6.8%
ROIC	2.35%
ROIC (5Y)	4.42%
Tax / revenue	14.17%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth (QoQ)	-18.34%
EPS growth 10Y	-9.85%
EPS growth 3Y	-27.24%
EPS growth 5Y	-25.11%
FCF growth (QoQ)	113.15%
FCF growth 3Y	0.55%
FCF growth 5Y	25.51%
Net income growth (Q)	3.72%
Net income growth (QoQ)	-16.59%
Net income growth 3Y	-24.89%
Net income growth 5Y	-23.67%
OCF growth (QoQ)	113.14%
OCF growth 10Y	36.01%
OCF growth 3Y	0.49%
OCF growth 5Y	24.47%
Operating income growth	408.99%
Operating income growth (Q)	-62.3%
Operating income growth 3Y	-28.88%
Operating income growth 5Y	-23.91%
Revenue growth	35.19%
Revenue growth (Q)	-33.93%
Revenue growth (QoQ)	-25.89%
Revenue growth 10Y	-4.43%
Revenue growth 3Y	-16.4%
Revenue growth 5Y	-13.91%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -1M
Depreciation and amortization	BDT 10.9M
EPS	BDT 0.76
FCF per share	BDT 15.94
Financing cash flow	BDT 460.5M
Free cash flow	BDT 2.1B
Gross profit	BDT 336.2M
Income taxes	BDT 48.8M
Investing cash flow	BDT 441M
Net borrowing	BDT 460.5M
Net cash flow	BDT 3B
Net income	BDT 97.9M
Operating income	BDT 134.3M
Revenue	BDT 344M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 17.49
Debt / equity	0.71
Debt / FCF	0.78
Net cash (debt)	BDT 2.6B
Net cash / market cap	82.93%
Net cash growth	1,758.99%
Net debt / equity	-1.17
Net debt / FCF	-1.28
Piotroski F-Score	6
Property, plant and equipment	BDT 256.4M
Shareholders' equity	BDT 2.3B
Tangible book value	BDT 2.3B
Tangible book value per share	BDT 17.49
Total assets	BDT 19B
Total cash	BDT 4.2B
Total debt	BDT 1.6B
Total liabilities	BDT 16.8B
WACC	3.86%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.02
Current ratio	1.23
Quick ratio	1.2
Working capital	BDT 3.2B
Working capital turnover	0.13

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-4.76%
Dividend growth	0%
Dividend growth (10Y)	-4.26%
Dividend growth (3Y)	-12.64%
Dividend growth (5Y)	-16.74%
Dividend growth years	0
Dividend payment date	2026-10-15
Dividend payment years	1
Dividend per share	BDT 1.00
Dividend yield	3.98%
Ex-dividend date	2026-07-26
FCF payout ratio	6.27%
Last dividend	BDT 1.00
Payout ratio	131.49%
Shareholder yield	-0.78%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-39.19%
10Y return CAGR	-1.7%
10Y total return	-15.77%
150-day SMA	BDT 26.32
15Y price change	-60.65%
15Y return CAGR	-1.25%
15Y total return	-17.22%
1D price change	2.03%
1M price change	-5.28%
1M total return	-5.28%
1W price change	1.62%
1W total return	1.62%
1Y price change	-1.57%
1Y return CAGR	1.57%
1Y total return	1.57%
20-day SMA	BDT 25.32
200-day SMA	BDT 25.77
3M price change	-17.43%
3M total return	-17.43%
3Y price change	-39.95%
3Y return CAGR	-13.85%
3Y total return	-36.07%
50-day SMA	BDT 26.42
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 33.80
52-week high date	2026-07-06
52-week low	BDT 21.10
52-week low date	2025-11-13
5Y price change	-62.43%
5Y return CAGR	-15.55%
5Y total return	-57.03%
6M price change	8.66%
6M total return	12.12%
All-time high	BDT 103.75
All-time high date	2011-07-25
All-time low	BDT 14.73
All-time low date	2015-05-04
Average true range (ATR)	BDT 0.73
Average volume	376.1K
Beta (1Y)	0.25
Beta (2Y)	0.11
Beta (5Y)	0.28
Change from 52-week high	-25.74%
Change from 52-week low	18.96%
Change from all-time high	-75.81%
Change from all-time low	70.44%
Change from open	2.03%
Day's gap	0%
Dollar volume	BDT 9M
High price	BDT 25.50
Low price	BDT 24.50
Monthly RSI	45.63
Open price	BDT 24.60
Position in 52-week range	60%
Previous close	BDT 24.60
Price vs 150-day SMA	-4.64%
Price vs 20-day SMA	-0.85%
Price vs 200-day SMA	-2.61%
Price vs 50-day SMA	-5%
Relative volume	0.95
RSI	45.16
Sharpe ratio	0.26
Sharpe ratio (3Y)	-0.31
Sharpe ratio (5Y)	-0.01
Sortino ratio	0.62
Sortino ratio (3Y)	-0.32
Sortino ratio (5Y)	0.14
Volume	358.1K
Weekly RSI	0
YTD price change	11.56%
YTD total return	15.11%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	91.1M
Shares change (QoQ)	2.15%
Shares change (YoY)	4.76%
Shares held by institutions	25.68%
Shares outstanding	128.7M

Deeper analysis on DSE/NHFIL

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this DSE/NHFIL report

Is a complete DSE/NHFIL research report available?

No complete published report is available for dse/NHFIL (DSE/NHFIL) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/NHFIL (DSE/NHFIL)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/NHFIL

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/NHFIL indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/NHFIL

Frequently asked questions