DSE/NITOLINS (DSE/NITOLINS)

Dhaka Stock Exchange: DSE/NITOLINS · BDT

BDT 58.5

+0.80 (+1.4%)· Recorded snapshot

Market cap	2.5B
Revenue (ttm)	464.5M
Net income (ttm)	97M
EPS (ttm)	BDT 2.27
Shares out	42.2M
P/E (trailing)	25.8x
Dividend	BDT 0.48 (0.81%)
Volume	883,765
Beta	0.33

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 464.5M
Net income (ttm): 97M
EPS (ttm): BDT 2.27
P/E (trailing): 25.8x
Market cap: 2.5B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E25.8

P25 n/aP50 n/aP75 n/a

ROE7.4

P25 n/aP50 n/aP75 n/a

ROIC7.1

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.6%

Nasdaq Composite-2.3%

Dow Jones Industrial Average+1.9%

Russell 2000+1.8%

All DSE/NITOLINS indicators

Market & fundamental data

Available fields

224

Groups with data

Currency

BDT

Showing 224 of 224 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2027-02-18
Employees	236
Employees change	53
Employees growth	28.96%
Enterprise value	BDT 2.4B
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1999
Industry	Insurance Carriers
Is primary listing	Yes
ISIN number	BD0727NITI04
Last earnings date	2026-07-28
Last refreshed	2026-10-29
Last stock split date	2025-06-25
Last stock split type	Forward
Market cap	BDT 2.5B
Next earnings date	2027-02-18
Price	BDT 58.50
Price currency	BDT
SIC code	6300
Stock price date	2026-10-29
Symbol	dse/NITOLINS
Website	https://www.nitolinsurance.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	15.59x
Average P/E ratio (3Y)	18.59x
Average P/E ratio (5Y)	18.96x
Earnings yield	3.87%
EV/Earnings	25.13x
EV/EBIT	17.48x
EV/EBITDA	15.25x
EV/FCF	8.18x
EV/Sales	5.25x
FCF / EV yield	12.22%
FCF yield	12.06%
Graham number	39.62812
Graham upside	-32.26%
Lynch fair value	BDT 11.33
Lynch upside	-80.63%
P/B ratio	1.85x
P/E ratio	25.81x
P/FCF ratio	8.29x
P/OCF ratio	177.24x
P/S ratio	5.32x
Price / tangible book value	1.85x
Price/EBITDA ratio	15.46x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	30.01%
EBITDA margin	34.4%
Effective tax rate	31.09%
FCF margin	64.11%
Gross margin	76.6%
Operating margin	30.01%
Pretax margin	30.29%
Profit margin	20.87%
Profit per employee	BDT 410,845
Revenue per employee	BDT 2M
ROA	4.19%
ROA (5Y)	3.76%
ROCE	9.11%
ROE	7.4%
ROE (5Y)	7.03%
ROIC	7.14%
ROIC (5Y)	7.01%
Tax / revenue	9.42%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	14.23%
EPS growth (Q)	67.65%
EPS growth (QoQ)	18.75%
EPS growth 10Y	4.57%
EPS growth 3Y	6.66%
EPS growth 5Y	-3.16%
FCF growth (Q)	5.87%
FCF growth (QoQ)	1,976.59%
Net income growth	15.11%
Net income growth (Q)	74.34%
Net income growth (QoQ)	21.18%
Net income growth 3Y	7.3%
Net income growth 5Y	-2.86%
OCF growth	-57.18%
OCF growth (Q)	1.34%
OCF growth (QoQ)	1,459.46%
OCF growth 10Y	-12.47%
OCF growth 5Y	45.81%
Revenue growth	-12.8%
Revenue growth (Q)	0.39%
Revenue growth (QoQ)	8.34%
Revenue growth 10Y	-1.09%
Revenue growth 3Y	-1.86%
Revenue growth 5Y	-1.26%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT 283.8M
EBIT	BDT 139.4M
EBITDA	BDT 159.8M
EPS	BDT 2.27
FCF per share	BDT 7.05
Financing cash flow	BDT -18.8M
Free cash flow	BDT 297.8M
Gross profit	BDT 355.8M
Income taxes	BDT 43.7M
Investing cash flow	BDT 18.8M
Net borrowing	BDT -18.8M
Net cash flow	BDT 14M
Net income	BDT 97M
Operating income	BDT 139.4M
Revenue	BDT 464.5M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 30.80
Debt / equity	0
Net cash (debt)	BDT 33.4M
Net cash / market cap	1.35%
Net cash growth	5,025.69%
Net debt / EBITDA	-0.21
Net debt / equity	-0.03
Net debt / FCF	-0.11
Piotroski F-Score	4
Property, plant and equipment	BDT 751.7M
Shareholders' equity	BDT 1.3B
Tangible book value	BDT 1.3B
Tangible book value per share	BDT 30.80
Total assets	BDT 2.1B
Total cash	BDT 209M
Total debt	BDT 0
Total liabilities	BDT 782.4M
WACC	6.04%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.22
Current ratio	2.01
Inventory turnover	37.87
Net working capital	BDT 561.2M
Quick ratio	1.22
Working capital	BDT 594.6M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.77%
Dividend growth	100%
Dividend growth (10Y)	13.3%
Dividend growth (3Y)	-1.54%
Dividend growth (5Y)	0.98%
Dividend growth years	0
Dividend payment date	2026-08-11
Dividend payment years	8
Dividend payout frequency	Annual
Dividend per share	BDT 0.48
Dividend yield	0.81%
Ex-dividend date	2026-05-11
FCF payout ratio	14.22%
Last dividend	BDT 1.00
Payout ratio	0%
Shareholder yield	0.04%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	263.01%
10Y return CAGR	16.8%
10Y total return	372.23%
150-day SMA	BDT 40.07
15Y price change	155.6%
15Y return CAGR	8.75%
15Y total return	251.93%
1D price change	1.39%
1M price change	0.35%
1M total return	0.35%
1W price change	2.31%
1W total return	2.31%
1Y price change	108.3%
1Y return CAGR	115.57%
1Y total return	115.46%
20-day SMA	BDT 55.67
200-day SMA	BDT 37.23
20Y price change	2,683.41%
20Y return CAGR	20.98%
20Y total return	4,411.55%
3M price change	67.25%
3M total return	67.25%
3Y price change	50.71%
3Y return CAGR	18.02%
3Y total return	64.39%
50-day SMA	BDT 53.73
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 61.70
52-week high date	2026-09-30
52-week low	BDT 22.80
52-week low date	2025-11-16
5Y price change	1.31%
5Y return CAGR	3.12%
5Y total return	16.58%
6M price change	83.76%
6M total return	90.07%
All-time high	BDT 73.14
All-time high date	2020-10-01
All-time low	BDT 1.84
All-time low date	2006-06-12
Average true range (ATR)	BDT 2.19
Average volume	631.5K
Beta (1Y)	0.21
Beta (2Y)	-0.11
Beta (5Y)	0.33
Change from 52-week high	-5.19%
Change from 52-week low	156.58%
Change from all-time high	-21.11%
Change from all-time low	3,034.17%
Dollar volume	BDT 51.7M
High price	BDT 59.00
Low price	BDT 57.20
Monthly RSI	76.29
Position in 52-week range	72.22%
Previous close	BDT 57.70
Price vs 150-day SMA	44%
Price vs 20-day SMA	3.66%
Price vs 200-day SMA	54.97%
Price vs 50-day SMA	7.4%
Relative volume	1.4
RSI	58.7
Sharpe ratio	2.09
Sharpe ratio (3Y)	0.55
Sharpe ratio (5Y)	0.14
Sortino ratio	3.86
Sortino ratio (3Y)	1.05
Sortino ratio (5Y)	0.4
Volume	883.8K
Weekly RSI	0
YTD price change	109.82%
YTD total return	117.03%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	27.4M
Shares change (QoQ)	2.04%
Shares change (YoY)	0.77%
Shares held by insiders	33%
Shares outstanding	42.2M

Deeper analysis on DSE/NITOLINS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this DSE/NITOLINS report

Is a complete DSE/NITOLINS research report available?

No complete published report is available for dse/NITOLINS (DSE/NITOLINS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

2.5B

Revenue (ttm)

464.5M

Net income (ttm)

97M

EPS (ttm)

BDT 2.27

Shares out

42.2M

P/E (trailing)

25.8x

Dividend

BDT 0.48 (0.81%)

Volume

883,765

Beta

0.33

Metric

Value

Amount currency

BDT

Country

Bangladesh

Country code

Earnings date

2027-02-18

Employees

236

Employees change

Employees growth

28.96%

Enterprise value

BDT 2.4B

Exchange

Dhaka Stock Exchange

Financial currency

BDT

Financial report date

2026-09-30

First seen

2026-05-10

Fiscal year end

December

Founded

1999

Industry

Insurance Carriers

Is primary listing

Yes

ISIN number

BD0727NITI04

Last earnings date

2026-07-28

Last refreshed

2026-10-29

Last stock split date

2025-06-25

Last stock split type

Forward

Market cap

BDT 2.5B

Next earnings date

2027-02-18

Price

BDT 58.50

Price currency

BDT

SIC code

6300

Stock price date

2026-10-29

Symbol

dse/NITOLINS

Website

https://www.nitolinsurance.com

Metric

Value

Average P/E ratio (10Y)

15.59x

Average P/E ratio (3Y)

18.59x

Average P/E ratio (5Y)

18.96x

Earnings yield

3.87%

EV/Earnings

25.13x

EV/EBIT

17.48x

EV/EBITDA

15.25x

EV/FCF

8.18x

EV/Sales

5.25x

FCF / EV yield

12.22%

FCF yield

12.06%

Graham number

39.62812

Graham upside

-32.26%

Lynch fair value

BDT 11.33

Lynch upside

-80.63%

P/B ratio

1.85x

P/E ratio

25.81x

P/FCF ratio

8.29x

P/OCF ratio

177.24x

P/S ratio

5.32x

Price / tangible book value

1.85x

Price/EBITDA ratio

15.46x

Metric

Value

EBIT margin

30.01%

EBITDA margin

34.4%

Effective tax rate

31.09%

FCF margin

64.11%

Gross margin

76.6%

Operating margin

30.01%

Pretax margin

30.29%

Profit margin

20.87%

Profit per employee

BDT 410,845

Revenue per employee

BDT 2M

ROA

4.19%

ROA (5Y)

3.76%

ROCE

9.11%

ROE

7.4%

ROE (5Y)

7.03%

ROIC

7.14%

ROIC (5Y)

7.01%

Tax / revenue

9.42%

Metric

Value

EPS growth

14.23%

EPS growth (Q)

67.65%

EPS growth (QoQ)

18.75%

EPS growth 10Y

4.57%

EPS growth 3Y

6.66%

EPS growth 5Y

-3.16%

FCF growth (Q)

5.87%

FCF growth (QoQ)

1,976.59%

Net income growth

15.11%

Net income growth (Q)

74.34%

Net income growth (QoQ)

21.18%

Net income growth 3Y

7.3%

Net income growth 5Y

-2.86%

OCF growth

-57.18%

OCF growth (Q)

1.34%

OCF growth (QoQ)

1,459.46%

OCF growth 10Y

-12.47%

OCF growth 5Y

45.81%

Revenue growth

-12.8%

Revenue growth (Q)

0.39%

Revenue growth (QoQ)

8.34%

Revenue growth 10Y

-1.09%

Revenue growth 3Y

-1.86%

Revenue growth 5Y

-1.26%

Metric

Value

Capital expenditures

BDT 283.8M

EBIT

BDT 139.4M

EBITDA

BDT 159.8M

EPS

BDT 2.27

FCF per share

BDT 7.05

Financing cash flow

BDT -18.8M

Free cash flow

BDT 297.8M

Gross profit

BDT 355.8M

Income taxes

BDT 43.7M

Investing cash flow

BDT 18.8M

Net borrowing

BDT -18.8M

Net cash flow

BDT 14M

Net income

BDT 97M

Operating income

BDT 139.4M

Revenue

BDT 464.5M

Metric

Value

Book value per share

BDT 30.80

Debt / equity

Net cash (debt)

BDT 33.4M

Net cash / market cap

1.35%

Net cash growth

5,025.69%

Net debt / EBITDA

-0.21

Net debt / equity

-0.03

Net debt / FCF

-0.11

Piotroski F-Score

Property, plant and equipment

BDT 751.7M

Shareholders' equity

BDT 1.3B

Tangible book value

BDT 1.3B

Tangible book value per share

BDT 30.80

Total assets

BDT 2.1B

Total cash

BDT 209M

Total debt

BDT 0

Total liabilities

BDT 782.4M

WACC

6.04%

Metric

Value

Asset turnover

0.22

Current ratio

2.01

Inventory turnover

37.87

Net working capital

BDT 561.2M

Quick ratio

1.22

Working capital

BDT 594.6M

Metric

Value

Buyback yield / dilution

-0.77%

Dividend growth

100%

Dividend growth (10Y)

13.3%

Dividend growth (3Y)

-1.54%

Dividend growth (5Y)

0.98%

Dividend growth years

Dividend payment date

2026-08-11

Dividend payment years

Dividend payout frequency

Annual

Dividend per share

BDT 0.48

Dividend yield

0.81%

Ex-dividend date

2026-05-11

FCF payout ratio

14.22%

Last dividend

BDT 1.00

Payout ratio

Shareholder yield

0.04%

Metric

Value

10Y price change

263.01%

10Y return CAGR

16.8%

10Y total return

372.23%

150-day SMA

BDT 40.07

15Y price change

155.6%

15Y return CAGR

8.75%

15Y total return

251.93%

1D price change

1.39%

1M price change

0.35%

1M total return

0.35%

1W price change

2.31%

1W total return

2.31%

1Y price change

108.3%

1Y return CAGR

115.57%

1Y total return

115.46%

20-day SMA

BDT 55.67

200-day SMA

BDT 37.23

20Y price change

2,683.41%

20Y return CAGR

20.98%

20Y total return

4,411.55%

3M price change

67.25%

3M total return

67.25%

3Y price change

50.71%

3Y return CAGR

18.02%

3Y total return

64.39%

50-day SMA

BDT 53.73

50-day SMA vs 200-day SMA

50over200

52-week high

BDT 61.70

52-week high date

2026-09-30

52-week low

BDT 22.80

52-week low date

2025-11-16

5Y price change

1.31%

5Y return CAGR

3.12%

5Y total return

16.58%

6M price change

83.76%

6M total return

90.07%

All-time high

BDT 73.14

All-time high date

2020-10-01

All-time low

BDT 1.84

All-time low date

2006-06-12

Average true range (ATR)

BDT 2.19

Average volume

631.5K

Beta (1Y)

0.21

Beta (2Y)

-0.11

Beta (5Y)

0.33

Change from 52-week high

-5.19%

Change from 52-week low

156.58%

Change from all-time high

-21.11%

Change from all-time low

3,034.17%

Dollar volume

BDT 51.7M

High price

BDT 59.00

Low price

BDT 57.20

Monthly RSI

76.29

Position in 52-week range

72.22%

Previous close

BDT 57.70

Price vs 150-day SMA

44%

Price vs 20-day SMA

3.66%

Price vs 200-day SMA

54.97%

Price vs 50-day SMA

7.4%

Relative volume

1.4

RSI

58.7

Sharpe ratio

2.09

Sharpe ratio (3Y)

0.55

Sharpe ratio (5Y)

0.14

Sortino ratio

3.86

Sortino ratio (3Y)

1.05

Sortino ratio (5Y)

0.4

Volume

883.8K

Weekly RSI

YTD price change

109.82%

YTD total return

117.03%

Metric

Value

Float

27.4M

Shares change (QoQ)

2.04%

Shares change (YoY)

0.77%

Shares held by insiders

33%

Shares outstanding

42.2M

DSE/NITOLINS (DSE/NITOLINS)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/NITOLINS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/NITOLINS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/NITOLINS

Frequently asked questions

DSE/NITOLINS (DSE/NITOLINS)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/NITOLINS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/NITOLINS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/NITOLINS

Frequently asked questions