DSE/NORTHRNINS (DSE/NORTHRNINS)

Dhaka Stock Exchange: DSE/NORTHRNINS · BDT

BDT 32.4

+1.10 (+3.5%)· Recorded snapshot

Market cap	1.5B
Revenue (ttm)	343.5M
Net income (ttm)	101.1M
EPS (ttm)	BDT 2.26
Shares out	44.8M
P/E (trailing)	14.4x
Dividend	BDT 0.48 (1.47%)
Volume	20,817
Beta	0.28

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 343.5M
Net income (ttm): 101.1M
EPS (ttm): BDT 2.26
P/E (trailing): 14.4x
Market cap: 1.5B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E14.4

P25 n/aP50 n/aP75 n/a

ROE9.1

P25 n/aP50 n/aP75 n/a

ROIC9.1

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.6%

Nasdaq Composite-2.3%

Dow Jones Industrial Average+1.9%

Russell 2000+1.8%

All DSE/NORTHRNINS indicators

Market & fundamental data

Available fields

202

Groups with data

Currency

BDT

Showing 202 of 202 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-01
Employees	349
Employees change	-26
Employees growth	-6.93%
Enterprise value	BDT 471.3M
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1996
Industry	Insurance Carriers
Is primary listing	Yes
ISIN number	BD0737NGIC03
Last earnings date	2026-07-29
Last refreshed	2026-10-29
Last stock split date	2026-06-29
Last stock split type	Forward
Market cap	BDT 1.5B
Next earnings date	2026-11-01
Price	BDT 32.40
Price currency	BDT
SIC code	6300
Stock price date	2026-10-28
Symbol	dse/NORTHRNINS
Website	https://niil.com.bd

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	26.11x
Average P/E ratio (3Y)	19.07x
Average P/E ratio (5Y)	28.01x
Earnings yield	6.97%
EV/Earnings	4.66x
EV/EBIT	3.65x
EV/EBITDA	3.24x
EV/Sales	1.37x
FCF / EV yield	-19.77%
FCF yield	-6.4%
Graham number	35.72054
Graham upside	10.25%
Lynch fair value	BDT 48.93
Lynch upside	51.02%
P/B ratio	1.29x
P/E ratio	14.35x
P/S ratio	4.24x
Price / tangible book value	1.29x
Price/EBITDA ratio	10.02x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	37.58%
EBITDA margin	42.29%
Effective tax rate	20.85%
Gross margin	100.49%
Operating margin	37.58%
Pretax margin	37.19%
Profit margin	29.44%
Profit per employee	BDT 289,756
Revenue per employee	BDT 984,310
ROA	2.97%
ROA (5Y)	2.6%
ROCE	7.34%
ROE	9.09%
ROE (5Y)	7.71%
ROIC	9.14%
ROIC (5Y)	7.83%
Tax / revenue	7.75%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	7.18%
EPS growth 10Y	1.65%
EPS growth 3Y	23.97%
EPS growth 5Y	21.67%
Net income growth	7.18%
Net income growth 3Y	23.97%
Net income growth 5Y	21.67%
Revenue growth	-23.41%
Revenue growth (Q)	-38.69%
Revenue growth (QoQ)	-20.74%
Revenue growth 10Y	1.79%
Revenue growth 3Y	-23.45%
Revenue growth 5Y	-13.38%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -293,386
EBIT	BDT 129.1M
EBITDA	BDT 145.3M
EPS	BDT 2.26
FCF per share	BDT -2.08
Financing cash flow	BDT -36.1M
Free cash flow	BDT -93.2M
Gross profit	BDT 345.2M
Income taxes	BDT 26.6M
Investing cash flow	BDT 89.4M
Net cash flow	BDT -39.6M
Net income	BDT 101.1M
Operating income	BDT 129.1M
Revenue	BDT 343.5M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 25.12
Debt / equity	0
Net cash (debt)	BDT 984.5M
Net cash / market cap	67.63%
Net cash growth	-10.82%
Net debt / EBITDA	-6.78
Net debt / equity	-0.87
Piotroski F-Score	3
Property, plant and equipment	BDT 343M
Shareholders' equity	BDT 1.1B
Tangible book value	BDT 1.1B
Tangible book value per share	BDT 25.12
Total assets	BDT 2.7B
Total cash	BDT 984.5M
Total debt	BDT 0
Total liabilities	BDT 1.6B
WACC	5.78%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.13
Current ratio	2.3
Net working capital	BDT 220.9M
Quick ratio	1.7
Working capital	BDT 1.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	-47.5%
Dividend growth (3Y)	-19.33%
Dividend growth (5Y)	-12.09%
Dividend growth years	0
Dividend payment date	2026-09-28
Dividend payment years	9
Dividend payout frequency	Annual
Dividend per share	BDT 0.48
Dividend yield	1.47%
Ex-dividend date	2026-06-29
Last dividend	BDT 0.50
Payout ratio	35.66%
Shareholder yield	1.47%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	111.42%
10Y return CAGR	10.92%
10Y total return	181.97%
150-day SMA	BDT 35.40
15Y price change	31.46%
15Y return CAGR	3.81%
15Y total return	75.34%
1D price change	3.51%
1M price change	-14.48%
1M total return	-14.48%
1W price change	-5.72%
1W total return	-5.72%
1Y price change	7.75%
1Y return CAGR	9.07%
1Y total return	9.07%
20-day SMA	BDT 34.16
200-day SMA	BDT 33.71
3M price change	-16.76%
3M total return	-16.76%
3Y price change	-31.96%
3Y return CAGR	-9.77%
3Y total return	-26.55%
50-day SMA	BDT 36.53
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 45.30
52-week high date	2026-08-11
52-week low	BDT 23.05
52-week low date	2025-11-16
5Y price change	-39.03%
5Y return CAGR	-7.24%
5Y total return	-31.31%
6M price change	-0.71%
6M total return	0.5%
All-time high	BDT 69.52
All-time high date	2021-06-16
All-time low	BDT 6.68
All-time low date	2009-01-02
Average true range (ATR)	BDT 1.33
Average volume	66.5K
Beta (1Y)	0.07
Beta (2Y)	-0.19
Beta (5Y)	0.28
Change from 52-week high	-28.48%
Change from 52-week low	40.58%
Change from all-time high	-54.98%
Change from all-time low	368.49%
Change from open	1.57%
Day's gap	1.92%
Dollar volume	BDT 674,471
High price	BDT 32.50
Low price	BDT 31.50
Monthly RSI	49.11
Open price	BDT 31.90
Position in 52-week range	90%
Previous close	BDT 31.30
Price vs 150-day SMA	-11.59%
Price vs 20-day SMA	-8.37%
Price vs 200-day SMA	-7.14%
Price vs 50-day SMA	-14.32%
Relative volume	0.31
RSI	36.64
Sharpe ratio	0.07
Sharpe ratio (3Y)	0.01
Sharpe ratio (5Y)	-0.14
Sortino ratio	0.27
Sortino ratio (3Y)	0.15
Sortino ratio (5Y)	-0.06
Volume	20.8K
Weekly RSI	0
YTD price change	18.22%
YTD total return	19.66%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	30.9M
Shares change (QoQ)	0%
Shares held by insiders	24.62%
Shares outstanding	44.8M

Deeper analysis on DSE/NORTHRNINS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this DSE/NORTHRNINS report

Is a complete DSE/NORTHRNINS research report available?

No complete published report is available for dse/NORTHRNINS (DSE/NORTHRNINS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

1.5B

Revenue (ttm)

343.5M

Net income (ttm)

101.1M

EPS (ttm)

BDT 2.26

Shares out

44.8M

P/E (trailing)

14.4x

Dividend

BDT 0.48 (1.47%)

Volume

20,817

Beta

0.28

Metric

Value

Amount currency

BDT

Country

Bangladesh

Country code

Earnings date

2026-11-01

Employees

349

Employees change

-26

Employees growth

-6.93%

Enterprise value

BDT 471.3M

Exchange

Dhaka Stock Exchange

Financial currency

BDT

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1996

Industry

Insurance Carriers

Is primary listing

Yes

ISIN number

BD0737NGIC03

Last earnings date

2026-07-29

Last refreshed

2026-10-29

Last stock split date

2026-06-29

Last stock split type

Forward

Market cap

BDT 1.5B

Next earnings date

2026-11-01

Price

BDT 32.40

Price currency

BDT

SIC code

6300

Stock price date

2026-10-28

Symbol

dse/NORTHRNINS

Website

https://niil.com.bd

Metric

Value

Average P/E ratio (10Y)

26.11x

Average P/E ratio (3Y)

19.07x

Average P/E ratio (5Y)

28.01x

Earnings yield

6.97%

EV/Earnings

4.66x

EV/EBIT

3.65x

EV/EBITDA

3.24x

EV/Sales

1.37x

FCF / EV yield

-19.77%

FCF yield

-6.4%

Graham number

35.72054

Graham upside

10.25%

Lynch fair value

BDT 48.93

Lynch upside

51.02%

P/B ratio

1.29x

P/E ratio

14.35x

P/S ratio

4.24x

Price / tangible book value

1.29x

Price/EBITDA ratio

10.02x

Metric

Value

EBIT margin

37.58%

EBITDA margin

42.29%

Effective tax rate

20.85%

Gross margin

100.49%

Operating margin

37.58%

Pretax margin

37.19%

Profit margin

29.44%

Profit per employee

BDT 289,756

Revenue per employee

BDT 984,310

ROA

2.97%

ROA (5Y)

2.6%

ROCE

7.34%

ROE

9.09%

ROE (5Y)

7.71%

ROIC

9.14%

ROIC (5Y)

7.83%

Tax / revenue

7.75%

Metric

Value

EPS growth

7.18%

EPS growth 10Y

1.65%

EPS growth 3Y

23.97%

EPS growth 5Y

21.67%

Net income growth

7.18%

Net income growth 3Y

23.97%

Net income growth 5Y

21.67%

Revenue growth

-23.41%

Revenue growth (Q)

-38.69%

Revenue growth (QoQ)

-20.74%

Revenue growth 10Y

1.79%

Revenue growth 3Y

-23.45%

Revenue growth 5Y

-13.38%

Metric

Value

Capital expenditures

BDT -293,386

EBIT

BDT 129.1M

EBITDA

BDT 145.3M

EPS

BDT 2.26

FCF per share

BDT -2.08

Financing cash flow

BDT -36.1M

Free cash flow

BDT -93.2M

Gross profit

BDT 345.2M

Income taxes

BDT 26.6M

Investing cash flow

BDT 89.4M

Net cash flow

BDT -39.6M

Net income

BDT 101.1M

Operating income

BDT 129.1M

Revenue

BDT 343.5M

Metric

Value

Book value per share

BDT 25.12

Debt / equity

Net cash (debt)

BDT 984.5M

Net cash / market cap

67.63%

Net cash growth

-10.82%

Net debt / EBITDA

-6.78

Net debt / equity

-0.87

Piotroski F-Score

Property, plant and equipment

BDT 343M

Shareholders' equity

BDT 1.1B

Tangible book value

BDT 1.1B

Tangible book value per share

BDT 25.12

Total assets

BDT 2.7B

Total cash

BDT 984.5M

Total debt

BDT 0

Total liabilities

BDT 1.6B

WACC

5.78%

Metric

Value

Asset turnover

0.13

Current ratio

2.3

Net working capital

BDT 220.9M

Quick ratio

1.7

Working capital

BDT 1.2B

Metric

Value

Dividend growth

-47.5%

Dividend growth (3Y)

-19.33%

Dividend growth (5Y)

-12.09%

Dividend growth years

Dividend payment date

2026-09-28

Dividend payment years

Dividend payout frequency

Annual

Dividend per share

BDT 0.48

Dividend yield

1.47%

Ex-dividend date

2026-06-29

Last dividend

BDT 0.50

Payout ratio

35.66%

Shareholder yield

1.47%

Metric

Value

10Y price change

111.42%

10Y return CAGR

10.92%

10Y total return

181.97%

150-day SMA

BDT 35.40

15Y price change

31.46%

15Y return CAGR

3.81%

15Y total return

75.34%

1D price change

3.51%

1M price change

-14.48%

1M total return

-14.48%

1W price change

-5.72%

1W total return

-5.72%

1Y price change

7.75%

1Y return CAGR

9.07%

1Y total return

9.07%

20-day SMA

BDT 34.16

200-day SMA

BDT 33.71

3M price change

-16.76%

3M total return

-16.76%

3Y price change

-31.96%

3Y return CAGR

-9.77%

3Y total return

-26.55%

50-day SMA

BDT 36.53

50-day SMA vs 200-day SMA

50over200

52-week high

BDT 45.30

52-week high date

2026-08-11

52-week low

BDT 23.05

52-week low date

2025-11-16

5Y price change

-39.03%

5Y return CAGR

-7.24%

5Y total return

-31.31%

6M price change

-0.71%

6M total return

0.5%

All-time high

BDT 69.52

All-time high date

2021-06-16

All-time low

BDT 6.68

All-time low date

2009-01-02

Average true range (ATR)

BDT 1.33

Average volume

66.5K

Beta (1Y)

0.07

Beta (2Y)

-0.19

Beta (5Y)

0.28

Change from 52-week high

-28.48%

Change from 52-week low

40.58%

Change from all-time high

-54.98%

Change from all-time low

368.49%

Change from open

1.57%

Day's gap

1.92%

Dollar volume

BDT 674,471

High price

BDT 32.50

Low price

BDT 31.50

Monthly RSI

49.11

Open price

BDT 31.90

Position in 52-week range

90%

Previous close

BDT 31.30

Price vs 150-day SMA

-11.59%

Price vs 20-day SMA

-8.37%

Price vs 200-day SMA

-7.14%

Price vs 50-day SMA

-14.32%

Relative volume

0.31

RSI

36.64

Sharpe ratio

0.07

Sharpe ratio (3Y)

0.01

Sharpe ratio (5Y)

-0.14

Sortino ratio

0.27

Sortino ratio (3Y)

0.15

Sortino ratio (5Y)

-0.06

Volume

20.8K

Weekly RSI

YTD price change

18.22%

YTD total return

19.66%

Metric

Value

Float

30.9M

Shares change (QoQ)

Shares held by insiders

24.62%

Shares outstanding

44.8M

DSE/NORTHRNINS (DSE/NORTHRNINS)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/NORTHRNINS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/NORTHRNINS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/NORTHRNINS

Frequently asked questions

DSE/NORTHRNINS (DSE/NORTHRNINS)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/NORTHRNINS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/NORTHRNINS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/NORTHRNINS

Frequently asked questions