BVMF/W1LT34 (BVMF/W1LT34)

Brazil Stock Exchange: BVMF/W1LT34 · BRL

R$430

+15.98 (+3.9%)· Recorded snapshot

Market cap	160.5B
Revenue (ttm)	52.3B
Net income (ttm)	8.1B
EPS (ttm)	R$21.8
P/E (trailing)	19.0x
P/E (forward)	15.5x
Dividend	R$3.54 (0.82%)
Volume	40
Beta	0.47

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 52.3B
Net income (ttm): 8.1B
EPS (ttm): R$21.8
P/E (trailing): 19.0x
P/E (forward): 15.5x
Market cap: 160.5B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E15.5

P25 n/aP50 n/aP75 n/a

Trailing P/E19

P25 n/aP50 n/aP75 n/a

ROE19.8

P25 n/aP50 n/aP75 n/a

ROIC14.5

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/W1LT34 indicators

Market & fundamental data

Available fields

229

Groups with data

Currency

USD

Showing 229 of 229 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	Ireland
Country code	BR
Earnings date	2026-10-29
Employees	48,100
Employees change	-900
Employees growth	-1.84%
Enterprise value	BRL 190.2B
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-10-10
Fiscal year end	December
Founded	1828
Industry	Insurance Brokers
Is primary listing	No
ISIN number	BRW1LTBDR004
Last earnings date	2026-10-29
Last refreshed	2026-10-29
Market cap	BRL 160.5B
Next earnings date	2026-10-29
Price	BRL 430.00
Price currency	BRL
Sector	Financials
SIC code	6411
Stock price date	2026-10-28
Symbol	bvmf/W1LT34
Website	https://www.wtwco.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	31.32x
Average P/E ratio (3Y)	42.92x
Average P/E ratio (5Y)	29.43x
Earnings yield	5.26%
EV/Earnings	23.45x
EV/EBIT	14.93x
EV/EBITDA	12.16x
EV/FCF	21.73x
EV/Sales	3.5x
FCF / EV yield	4.6%
FCF yield	5.45%
Forward P/E	15.54x
Graham number	221.05392
Graham upside	-46.61%
Lynch fair value	BRL 104.57
Lynch upside	-74.74%
P/(FCF - SBC) ratio	20.72x
P/(OCF - SBC) ratio	17.92x
P/B ratio	3.99x
P/E ratio	19.02x
P/FCF ratio	18.34x
P/OCF ratio	16.11x
P/S ratio	3.07x
Price/EBITDA ratio	11x
Sector forward P/E	7.86x
Sector P/E	8.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	23.75%
EBITDA margin	27.88%
Effective tax rate	20.28%
FCF margin	16.2%
Gross margin	42.52%
Operating margin	23.75%
Pretax margin	19.57%
Profit margin	15.49%
Profit per employee	BRL 168,564
Profitable quarters	7
Profitable years	1
Revenue per employee	BRL 1.1M
ROA	5.08%
ROA (5Y)	4%
ROCE	15.67%
ROE	19.76%
ROE (5Y)	11.35%
ROIC	14.53%
ROIC (5Y)	6.55%
SBC / revenue	1.92%
Tax / revenue	3.97%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	1,127.65%
EPS growth (Q)	-26.81%
EPS growth (QoQ)	-21.61%
EPS growth 10Y	15.36%
EPS growth 3Y	17.94%
EPS growth 5Y	6.95%
EPS growth years	1
FCF growth	43.26%
FCF growth (Q)	40.26%
FCF growth 3Y	26.93%
FCF growth 5Y	5.57%
Gross profit growth	1.51%
Gross profit growth (Q)	11.88%
Gross profit growth 3Y	1.44%
Gross profit growth 5Y	2.15%
Net income growth	1,042.34%
Net income growth (Q)	-30.82%
Net income growth (QoQ)	-22.9%
Net income growth 3Y	13.34%
Net income growth 5Y	0.66%
Net income growth years	1
OCF growth	36.67%
OCF growth (Q)	34.07%
OCF growth 10Y	11.09%
OCF growth 3Y	25.02%
OCF growth 5Y	5.74%
Operating income growth	10.81%
Operating income growth (Q)	13.05%
Operating income growth 3Y	10.07%
Operating income growth 5Y	8.74%
Revenue growth	3%
Revenue growth (Q)	9.07%
Revenue growth (QoQ)	2.24%
Revenue growth 10Y	5.48%
Revenue growth 3Y	3.63%
Revenue growth 5Y	2.6%
Revenue growth quarters	2
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -1.2B
Depreciation and amortization	BRL 2.2B
EBIT	BRL 12.4B
EBITDA	BRL 14.6B
EPS	BRL 21.76
Financing cash flow	BRL -3.9B
Free cash flow	BRL 8.8B
Free cash flow minus SBC	BRL 7.7B
Gross profit	BRL 22.3B
Income taxes	BRL 2.1B
Investing cash flow	BRL -6.9B
Net borrowing	BRL 6.5B
Net cash flow	BRL -1.1B
Net income	BRL 8.1B
Operating cash flow minus SBC	BRL 9B
Operating income	BRL 12.4B
Revenue	BRL 52.3B
Stock-based compensation	BRL 1B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	1.39
Book value per share	BRL 428.26
Debt / EBITDA	2.42
Debt / equity	0.91
Debt / FCF	4.2
Goodwill	BRL 52.1B
Interest coverage	8.39
Long-term assets	BRL 68.8B
Long-term liabilities	BRL 36.6B
Net cash (debt)	BRL -28.2B
Net cash / market cap	-17.56%
Net debt / EBITDA	1.93
Net debt / equity	0.7
Net debt / FCF	3.22
Piotroski F-Score	5
Property, plant and equipment	BRL 6.1B
Shareholders' equity	BRL 40.3B
Tangible book value	BRL -18.1B
Tangible book value per share	BRL -194.47
Total assets	BRL 158.3B
Total cash	BRL 8.6B
Total debt	BRL 36.8B
Total liabilities	BRL 118.1B
WACC	6.15%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.34
Current assets	BRL 89.5B
Current liabilities	BRL 81.5B
Current ratio	1.1
Net working capital	BRL 3.7B
Quick ratio	0.3
Working capital	BRL 7.8B
Working capital turnover	32.37

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	3.98%
Dividend growth	-6.33%
Dividend growth (3Y)	5.52%
Dividend growth (5Y)	4.41%
Dividend growth years	2
Dividend payment date	2026-10-21
Dividend payment years	7
Dividend payout frequency	Quarterly
Dividend per share	BRL 3.54
Dividend yield	0.82%
Ex-dividend date	2026-09-29
Last dividend	BRL 0.88
Payout ratio	22.81%
Shareholder yield	4.83%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1D price change	3.86%
1W price change	11.45%
1W total return	11.45%
20-day SMA	BRL 327.29
3M price change	38%
3M total return	38.83%
3Y price change	55.64%
3Y return CAGR	17.25%
3Y total return	61.22%
50-day SMA	BRL 303.20
52-week high	BRL 437.27
52-week high date	2026-01-13
52-week low	BRL 300.00
52-week low date	2026-05-13
5Y price change	54.41%
5Y return CAGR	10.3%
5Y total return	63.26%
6M price change	-0.32%
6M total return	0.49%
All-time high	BRL 437.27
All-time high date	2026-01-13
All-time low	BRL 190.73
All-time low date	2020-03-23
Average true range (ATR)	BRL 28.77
Average volume	91.1
Beta (5Y)	0.47
Change from 52-week high	-1.66%
Change from 52-week low	43.33%
Change from all-time high	-5.32%
Change from all-time low	117.07%
Change from open	0%
Day's gap	3.86%
Dollar volume	BRL 17,200
High price	BRL 430.00
Low price	BRL 430.00
Monthly RSI	62.84
Open price	BRL 430.00
Previous close	BRL 414.00
Price vs 20-day SMA	26.49%
Price vs 50-day SMA	36.54%
Relative volume	0.44
RSI	61.38
Sharpe ratio	1.94
Sortino ratio	3.35
Volume	40
Weekly RSI	74.68

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	92.4M
Shares change (QoQ)	-2.08%
Shares change (YoY)	-3.98%
Shares held by insiders	0.36%
Shares held by institutions	100.87%
Short ratio	4.2 days

Deeper analysis on BVMF/W1LT34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/W1LT34 report

Is a complete BVMF/W1LT34 research report available?

No complete published report is available for bvmf/W1LT34 (BVMF/W1LT34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/W1LT34 (BVMF/W1LT34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/W1LT34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/W1LT34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/W1LT34

Frequently asked questions