BSM/BIHL (BSM/BIHL)

Botswana Stock Exchange: BSM/BIHL · BWP

BWP 23.8

+0.00 (0.0%)· Recorded snapshot

Market cap	6.8B
Revenue (ttm)	3.2B
Net income (ttm)	509.6M
EPS (ttm)	BWP 1.77
Shares out	284.9M
P/E (trailing)	13.4x
Dividend	BWP 1.09 (4.59%)
Beta	-0.03

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 3.2B
Net income (ttm): 509.6M
EPS (ttm): BWP 1.77
P/E (trailing): 13.4x
Market cap: 6.8B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E13.4

P25 n/aP50 n/aP75 n/a

ROE15.2

P25 n/aP50 n/aP75 n/a

ROIC8.4

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BSM/BIHL indicators

Market & fundamental data

Available fields

216

Groups with data

Currency

BWP

Showing 216 of 216 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BWP
Country	Botswana
Country code	BW
Earnings date	2026-08-31
Employees	468
Employees change	34
Employees growth	7.83%
Enterprise value	BWP 6.1B
Exchange	Botswana Stock Exchange
Financial currency	BWP
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1990
Industry	Insurance Carriers
Is primary listing	Yes
ISIN number	BW0000000033
Last earnings date	2026-08-31
Last refreshed	2026-10-29
Last stock split date	2001-12-03
Last stock split type	Forward
Market cap	BWP 6.8B
Price	BWP 23.76
Price currency	BWP
SIC code	6300
Stock price date	2026-10-29
Symbol	bsm/BIHL
Website	https://www.bihl.co.bw

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	13.63x
Average P/E ratio (3Y)	20.02x
Average P/E ratio (5Y)	15.75x
Earnings yield	7.46%
EV/Earnings	12.06x
EV/EBIT	8.85x
EV/EBITDA	8.68x
EV/FCF	8.77x
EV/Sales	1.95x
FCF / EV yield	11.4%
FCF yield	10.35%
Graham number	22.21139
Graham upside	-6.52%
Lynch fair value	BWP 8.86
Lynch upside	-62.69%
P/B ratio	1.91x
P/E ratio	13.4x
P/FCF ratio	9.66x
P/OCF ratio	9.53x
P/S ratio	2.15x
Price / tangible book value	1.96x
Price/EBITDA ratio	16.16x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	13.08%
EBITDA margin	13.29%
Effective tax rate	26.82%
FCF margin	22.23%
Gross margin	25.12%
Operating margin	13.08%
Pretax margin	21.99%
Profit margin	16.17%
Profit per employee	BWP 1.1M
Revenue per employee	BWP 6.7M
ROA	1.21%
ROA (5Y)	1.13%
ROCE	1.91%
ROE	15.22%
ROE (5Y)	10.62%
ROIC	8.4%
ROIC (5Y)	9.03%
Tax / revenue	5.9%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth (Q)	118.87%
EPS growth (QoQ)	90.14%
EPS growth 10Y	-1.51%
EPS growth 3Y	-9.82%
EPS growth 5Y	0.86%
FCF growth	230.02%
FCF growth (QoQ)	-64.6%
FCF growth 3Y	15.88%
FCF growth 5Y	-5.35%
Net income growth (Q)	120.79%
Net income growth (QoQ)	91.66%
Net income growth 3Y	-9.45%
Net income growth 5Y	1.7%
OCF growth	219.73%
OCF growth (QoQ)	-63.42%
OCF growth 3Y	15.89%
OCF growth 5Y	-9.38%
Revenue growth	51.5%
Revenue growth (Q)	25.98%
Revenue growth (QoQ)	-15.27%
Revenue growth 10Y	-2.44%
Revenue growth 3Y	1.42%
Revenue growth 5Y	0.33%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BWP -9.7M
EBIT	BWP 412M
EBITDA	BWP 418.8M
EPS	BWP 1.77
FCF per share	BWP 2.46
Financing cash flow	BWP -468.4M
Free cash flow	BWP 700.5M
Gross profit	BWP 791.4M
Income taxes	BWP 185.9M
Investing cash flow	BWP -11.4M
Net borrowing	BWP -157.9M
Net cash flow	BWP 230.4M
Net income	BWP 509.6M
Operating income	BWP 412M
Revenue	BWP 3.2B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BWP 12.37
Debt / EBITDA	0.09
Debt / equity	0.01
Debt / FCF	0.06
Goodwill	BWP 63M
Interest coverage	222.72
Net cash (debt)	BWP 630.9M
Net cash / market cap	9.32%
Net debt / EBITDA	-1.51
Net debt / equity	-0.18
Net debt / FCF	-0.9
Piotroski F-Score	4
Property, plant and equipment	BWP 200.7M
Shareholders' equity	BWP 3.5B
Tangible book value	BWP 3.5B
Tangible book value per share	BWP 12.07
Total assets	BWP 22.2B
Total cash	BWP 671M
Total debt	BWP 40.1M
Total liabilities	BWP 18.6B
WACC	4.06%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.15
Current ratio	1.62
Net working capital	BWP -333.7M
Quick ratio	1.59
Working capital	BWP 337.3M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.84%
Dividend growth	6.45%
Dividend growth (10Y)	-2.07%
Dividend growth (3Y)	-28.16%
Dividend growth (5Y)	-4.86%
Dividend growth years	0
Dividend payment date	2026-10-20
Dividend payment years	29
Dividend payout frequency	Semi-Annual
Dividend per share	BWP 1.09
Dividend yield	4.59%
Ex-dividend date	2026-10-06
FCF payout ratio	40.26%
Last dividend	BWP 0.43
Payout ratio	60.93%
Shareholder yield	3.75%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	37.18%
10Y return CAGR	11.33%
10Y total return	192.39%
150-day SMA	BWP 23.69
15Y price change	143.69%
15Y return CAGR	13.92%
15Y total return	606.27%
1D price change	0%
1M total return	1.84%
1Y price change	3.22%
1Y return CAGR	7.69%
1Y total return	7.68%
20-day SMA	BWP 23.76
200-day SMA	BWP 23.53
20Y price change	189.76%
20Y return CAGR	13.06%
20Y total return	1,063.65%
3M price change	0.04%
3M total return	1.89%
3Y price change	19.94%
3Y return CAGR	12.64%
3Y total return	42.94%
50-day SMA	BWP 23.76
50-day SMA vs 200-day SMA	50over200
52-week high	BWP 23.76
52-week high date	2026-10-28
52-week low	BWP 23.02
52-week low date	2026-03-12
5Y price change	35.77%
5Y return CAGR	15.18%
5Y total return	102.72%
6M price change	1.06%
6M total return	2.93%
All-time high	BWP 23.76
All-time high date	2026-09-08
All-time low	BWP 0.18
All-time low date	1996-09-13
Average true range (ATR)	BWP 0.00
Average volume	13.6K
Beta (1Y)	-0.01
Beta (2Y)	-0.01
Beta (5Y)	-0.03
Change from 52-week high	0%
Change from 52-week low	3.22%
Change from all-time high	0%
Change from all-time low	12,933.46%
Monthly RSI	99.81
Previous close	BWP 23.76
Price vs 150-day SMA	0.3%
Price vs 20-day SMA	0%
Price vs 200-day SMA	0.97%
Price vs 50-day SMA	0.01%
Relative volume	1.06
RSI	100
Sharpe ratio	0.91
Sharpe ratio (3Y)	1.22
Sharpe ratio (5Y)	1.22
Sortino ratio (3Y)	10.12
Sortino ratio (5Y)	13.64
Weekly RSI	99.9
YTD price change	3.22%
YTD total return	7.68%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	168.3M
Shares change (QoQ)	1.03%
Shares change (YoY)	0.84%
Shares held by insiders	0.06%
Shares held by institutions	43.59%
Shares outstanding	284.9M

Deeper analysis on BSM/BIHL

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BSM/BIHL report

Is a complete BSM/BIHL research report available?

No complete published report is available for bsm/BIHL (BSM/BIHL) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BSM/BIHL (BSM/BIHL)

Price

Financial snapshot

Fair-value bridge

Latest news · BSM/BIHL

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BSM/BIHL indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BSM/BIHL

Frequently asked questions