TSX/GSY (TSX/GSY)

Toronto Stock Exchange: TSX/GSY · CAD

CA$44.9

+1.16 (+2.6%)· Recorded snapshot

Market cap	719.6M
Revenue (ttm)	287.2M
Net income (ttm)	-345.7M
EPS (ttm)	-CA$21.0
Shares out	16M
P/E (forward)	35.1x
Dividend	CA$1.46 (3.25%)
Volume	86,707
Beta	1.27

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 287.2M
Net income (ttm): -345.7M
EPS (ttm): -CA$21.0
P/E (forward): 35.1x
Market cap: 719.6M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E35.1

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROE-34.4

P25 n/aP50 n/aP75 n/a

ROIC-3

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All TSX/GSY indicators

Market & fundamental data

Available fields

210

Groups with data

Currency

CAD

Showing 210 of 210 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	CAD
Country	Canada
Country code	CA
Earnings date	2026-11-10
Employees	2,300
Employees change	-300
Employees growth	-11.54%
Exchange	Toronto Stock Exchange
Financial currency	CAD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1990
Industry	Credit Services
Is primary listing	Yes
ISIN number	CA3803551074
Last earnings date	2026-08-06
Last refreshed	2026-10-29
Last stock split date	2005-05-25
Last stock split type	Forward
Market cap	CAD 719.6M
Next earnings date	2026-11-10
Price	CAD 44.88
Price currency	CAD
Sector	Financials
SIC code	6141
Stock price date	2026-10-29
Symbol	tsx/GSY
Website	https://www.goeasy.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	11.25x
Average P/E ratio (3Y)	10.71x
Average P/E ratio (5Y)	11.02x
Earnings yield	-46.81%
FCF yield	13.62%
Forward P/E	35.08x
P/(FCF - SBC) ratio	7.35x
P/(OCF - SBC) ratio	7.01x
P/B ratio	0.88x
P/FCF ratio	7.34x
P/OCF ratio	7.01x
P/S ratio	2.44x
Price / tangible book value	1.04x
Sector forward P/E	15.35x
Sector P/E	18.28x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	33.23%
Gross margin	100%
Operating margin	-56.77%
Pretax margin	-142.43%
Profit margin	-120.33%
Profit per employee	CAD -150,284
Profitable quarters	1
Revenue per employee	CAD 124,890
ROA	-6.22%
ROA (5Y)	5.15%
ROE	-34.42%
ROE (5Y)	17.69%
ROIC	-3%
ROIC (5Y)	5.5%
SBC / revenue	0.02%
Tax / revenue	-22.09%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth (Q)	-82.51%
EPS growth years	0
FCF growth (QoQ)	210.18%
Net income growth (Q)	-82.65%
Net income growth years	0
OCF growth (QoQ)	209.01%
Operating income growth (Q)	-84.72%
Revenue growth	-63.69%
Revenue growth (Q)	-41.6%
Revenue growth (QoQ)	99.03%
Revenue growth 10Y	0.86%
Revenue growth 3Y	-24.96%
Revenue growth 5Y	-10.75%
Revenue growth years	25

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	CAD -4.6M
Depreciation and amortization	CAD 58.5M
EPS	CAD -21.01
FCF per share	CAD 5.95
Financing cash flow	CAD 2M
Free cash flow	CAD 95.5M
Free cash flow minus SBC	CAD 95.4M
Gross profit	CAD 287.2M
Income taxes	CAD -63.5M
Investing cash flow	CAD -23.7M
Net borrowing	CAD 85.2M
Net cash flow	CAD 78.3M
Net income	CAD -345.7M
Operating cash flow minus SBC	CAD 100M
Operating income	CAD -163.1M
Revenue	CAD 287.2M
Stock-based compensation	CAD 61,000

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	CAD 49.65
Debt / equity	5.6
Debt / FCF	46.7
Goodwill	CAD 21.3M
Net cash (debt)	CAD -4.1B
Net cash / market cap	-580.62%
Net debt / equity	5.11
Net debt / FCF	42.64
Piotroski F-Score	3
Property, plant and equipment	CAD 78.6M
Shareholders' equity	CAD 796.1M
Tangible book value	CAD 672.4M
Tangible book value per share	CAD 41.94
Total assets	CAD 5.5B
Total cash	CAD 387.6M
Total debt	CAD 4.5B
Total liabilities	CAD 4.7B
WACC	1.52%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.05
Current ratio	25.91
Quick ratio	25.86
Working capital	CAD 5B
Working capital turnover	0.06

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	3.85%
Dividend growth	24.79%
Dividend growth (10Y)	30.75%
Dividend growth (3Y)	17.07%
Dividend growth (5Y)	26.54%
Dividend growth years	11
Dividend payment date	2026-01-09
Dividend payment years	22
Dividend per share	CAD 1.46
Dividend yield	3.25%
Ex-dividend date	2025-12-24
FCF payout ratio	24.52%
Last dividend	CAD 1.46
Shareholder yield	7.09%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	75.98%
10Y return CAGR	8.56%
10Y total return	127.42%
150-day SMA	CAD 40.84
15Y price change	571.26%
15Y return CAGR	16.63%
15Y total return	904.86%
1D price change	2.65%
1M price change	5.26%
1M total return	5.26%
1W price change	1.36%
1W total return	1.36%
1Y price change	-73.86%
1Y return CAGR	-73.59%
1Y total return	-73.56%
20-day SMA	CAD 43.69
200-day SMA	CAD 56.12
20Y price change	180.25%
20Y return CAGR	8.25%
20Y total return	388.22%
3M price change	-12.06%
3M total return	-12.06%
3Y price change	-58.95%
3Y return CAGR	-23.89%
3Y total return	-55.92%
50-day SMA	CAD 43.19
50-day SMA vs 200-day SMA	50under200
52-week high	CAD 172.50
52-week high date	2025-10-29
52-week low	CAD 27.60
52-week low date	2026-05-15
5Y price change	-77.23%
5Y return CAGR	-23.56%
5Y total return	-73.9%
6M price change	41.5%
6M total return	41.5%
All-time high	CAD 218.35
All-time high date	2021-09-24
All-time low	CAD 0.13
All-time low date	2000-11-30
Average true range (ATR)	CAD 1.49
Average volume	74.7K
Beta (1Y)	1.85
Beta (2Y)	1.54
Beta (5Y)	1.27
Change from 52-week high	-73.98%
Change from 52-week low	62.61%
Change from all-time high	-79.46%
Change from all-time low	33,538.41%
Change from open	3.34%
Day's gap	-0.66%
Dollar volume	CAD 3.9M
High price	CAD 45.09
Low price	CAD 43.43
Monthly RSI	31.13
Open price	CAD 43.43
Position in 52-week range	87.35%
Previous close	CAD 43.72
Price vs 150-day SMA	9.79%
Price vs 20-day SMA	2.64%
Price vs 200-day SMA	-20.1%
Price vs 50-day SMA	3.83%
Relative volume	1.16
RSI	61.38
Sharpe ratio	-1.17
Sharpe ratio (3Y)	-0.24
Sharpe ratio (5Y)	-0.33
Sortino ratio	-1.26
Sortino ratio (3Y)	-0.2
Sortino ratio (5Y)	-0.31
Volume	86.7K
Weekly RSI	39.28
YTD price change	-65.85%
YTD total return	-65.85%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	10.2M
Shares change (QoQ)	0.29%
Shares change (YoY)	-3.85%
Shares held by insiders	19.46%
Shares held by institutions	10.4%
Shares outstanding	16M
Short % of float	1.7%
Short % of shares	1.31%

Deeper analysis on TSX/GSY

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this TSX/GSY report

Is a complete TSX/GSY research report available?

No complete published report is available for tsx/GSY (TSX/GSY) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

TSX/GSY (TSX/GSY)

Price

Financial snapshot

Fair-value bridge

Latest news · TSX/GSY

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TSX/GSY indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TSX/GSY

Frequently asked questions