SHA/601328 (SHA/601328)

Shanghai Stock Exchange: SHA/601328 · CNY

CN¥8.26

-0.08 (-1.0%)· Recorded snapshot

Market cap	689.6B
Revenue (ttm)	218B
Net income (ttm)	90.8B
EPS (ttm)	CN¥1.00
P/E (trailing)	8.2x
P/E (forward)	7.2x
Dividend	CN¥0.32 (3.93%)
Volume	231,390,648
Beta	0.11

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 218B
Net income (ttm): 90.8B
EPS (ttm): CN¥1.00
P/E (trailing): 8.2x
P/E (forward): 7.2x
Market cap: 689.6B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E7.2

P25 n/aP50 n/aP75 n/a

Trailing P/E8.2

P25 n/aP50 n/aP75 n/a

ROE7.6

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.8%

Nasdaq Composite-1.0%

Dow Jones Industrial Average+1.9%

Russell 2000+0.3%

All SHA/601328 indicators

Market & fundamental data

Available fields

199

Groups with data

Currency

CNY

Showing 199 of 199 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	CNY
Country	China
Country code	CN
Earnings date	2026-10-30
Employees	96,876
Employees change	2,186
Employees growth	2.28%
Exchange	Shanghai Stock Exchange
Financial currency	CNY
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1908
Industry	Banks - Diversified
Is primary listing	No
ISIN number	CNE1000000S2
Last earnings date	2026-08-28
Last refreshed	2026-10-28
Last stock split date	2011-07-19
Last stock split type	Forward
Market cap	CNY 689.6B
Next earnings date	2026-10-30
Price	CNY 8.26
Price currency	CNY
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	sha/601328
Website	https://www.bankcomm.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	5.32x
Average P/E ratio (3Y)	5.89x
Average P/E ratio (5Y)	5.14x
Earnings yield	12.13%
FCF yield	-59.64%
Forward P/E	7.2x
Graham number	19.54811
Graham upside	136.66%
Lynch fair value	CNY 5.44
Lynch upside	-34.18%
P/B ratio	0.53x
P/E ratio	8.25x
P/S ratio	3.16x
Price / tangible book value	0.55x
Sector forward P/E	6.49x
Sector P/E	7.32x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	10.7%
Operating margin	51.44%
Pretax margin	50.69%
Profit margin	44.73%
Profit per employee	CNY 937,054
Profitable quarters	82
Profitable years	24
Revenue per employee	CNY 2.2M
ROA	0.62%
ROA (5Y)	0.7%
ROE	7.56%
ROE (5Y)	8.75%
Tax / revenue	5.43%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-13.74%
EPS growth (Q)	-10.75%
EPS growth (QoQ)	-26.32%
EPS growth 10Y	1.31%
EPS growth 3Y	-4.26%
EPS growth 5Y	-1.11%
EPS growth years	0
FCF growth (Q)	-10.29%
Net income growth	3.36%
Net income growth (Q)	5.17%
Net income growth (QoQ)	-23.45%
Net income growth 3Y	0.24%
Net income growth 5Y	3.18%
Net income growth quarters	8
Net income growth years	21
OCF growth (Q)	-9.58%
Revenue growth	4.33%
Revenue growth (Q)	11.84%
Revenue growth (QoQ)	-5.69%
Revenue growth 10Y	2.52%
Revenue growth 3Y	2.41%
Revenue growth 5Y	2.58%
Revenue growth quarters	1
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	CNY -44.2B
EPS	CNY 1.00
Financing cash flow	CNY 456B
Free cash flow	CNY -411.3B
Gross profit	CNY 218B
Income taxes	CNY 11.8B
Investing cash flow	CNY -149.4B
Net borrowing	CNY 4.9B
Net cash flow	CNY -63.7B
Net income	CNY 90.8B
Operating income	CNY 112.1B
Revenue	CNY 218B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	CNY 13.22
Debt / equity	2.53
Goodwill	CNY 409M
Net cash (debt)	CNY -1.9T
Net cash / market cap	-268.94%
Net debt / equity	1.42
Piotroski F-Score	2
Property, plant and equipment	CNY 256.4B
Shareholders' equity	CNY 1.3T
Tangible book value	CNY 1.2T
Tangible book value per share	CNY 13.16
Total assets	CNY 16.3T
Total cash	CNY 1.4T
Total debt	CNY 3.3T
Total liabilities	CNY 15T
WACC	0.84%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	CNY -11.7T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-18.01%
Dividend growth	-14.33%
Dividend growth (10Y)	1.86%
Dividend growth (3Y)	-4.52%
Dividend growth (5Y)	0.48%
Dividend growth years	9
Dividend payment date	2026-07-10
Dividend payment years	19
Dividend payout frequency	Semi-Annual
Dividend per share	CNY 0.32
Dividend yield	3.93%
Ex-dividend date	2026-07-10
Last dividend	CNY 0.17
Payout ratio	32.41%
Shareholder yield	-14.08%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	46.71%
10Y return CAGR	9.89%
10Y total return	156.65%
150-day SMA	CNY 7.07
15Y price change	73.9%
15Y return CAGR	9.4%
15Y total return	284.6%
1D price change	-0.96%
1M price change	9.26%
1M total return	9.26%
1W price change	0.12%
1W total return	0.12%
1Y price change	13.46%
1Y return CAGR	18.94%
1Y total return	18.92%
20-day SMA	CNY 7.98
200-day SMA	CNY 7.01
3M price change	17.83%
3M total return	17.83%
3Y price change	41.92%
3Y return CAGR	18.04%
3Y total return	64.48%
50-day SMA	CNY 7.56
50-day SMA vs 200-day SMA	50over200
52-week high	CNY 8.35
52-week high date	2026-10-27
52-week low	CNY 6.37
52-week low date	2026-07-01
5Y price change	82.74%
5Y return CAGR	19.5%
5Y total return	143.68%
6M price change	19.36%
6M total return	22.45%
All-time high	CNY 15.53
All-time high date	2007-10-30
All-time low	CNY 3.59
All-time low date	2014-03-12
Average true range (ATR)	CNY 0.17
Average volume	232M
Beta (5Y)	0.11
Change from 52-week high	-1.08%
Change from 52-week low	29.67%
Change from all-time high	-46.8%
Change from all-time low	130.08%
Change from open	0%
Day's gap	-0.96%
Dollar volume	CNY 1.9B
High price	CNY 8.32
Low price	CNY 8.20
Monthly RSI	64
Open price	CNY 8.26
Position in 52-week range	50%
Previous close	CNY 8.34
Price vs 150-day SMA	16.8%
Price vs 20-day SMA	3.52%
Price vs 200-day SMA	17.81%
Price vs 50-day SMA	9.33%
Relative volume	1
RSI	66.77
Sharpe ratio	1.15
Sharpe ratio (3Y)	0.82
Sharpe ratio (5Y)	0.89
Sortino ratio	2.05
Sortino ratio (3Y)	1.49
Sortino ratio (5Y)	1.65
Volume	231.4M
Weekly RSI	72.69
YTD price change	13.93%
YTD total return	16.88%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	29.1B
Shares change (QoQ)	2.65%
Shares change (YoY)	18.01%
Shares held by institutions	11.26%

Deeper analysis on SHA/601328

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this SHA/601328 report

Is a complete SHA/601328 research report available?

No complete published report is available for sha/601328 (SHA/601328) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

689.6B

Revenue (ttm)

218B

Net income (ttm)

90.8B

EPS (ttm)

CN¥1.00

P/E (trailing)

8.2x

P/E (forward)

7.2x

Dividend

CN¥0.32 (3.93%)

Volume

231,390,648

Beta

0.11

Metric

Value

Amount currency

CNY

Country

China

Country code

Earnings date

2026-10-30

Employees

96,876

Employees change

2,186

Employees growth

2.28%

Exchange

Shanghai Stock Exchange

Financial currency

CNY

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1908

Industry

Banks - Diversified

Is primary listing

ISIN number

CNE1000000S2

Last earnings date

2026-08-28

Last refreshed

2026-10-28

Last stock split date

2011-07-19

Last stock split type

Forward

Market cap

CNY 689.6B

Next earnings date

2026-10-30

Price

CNY 8.26

Price currency

CNY

Sector

Financials

SIC code

6020

Stock price date

2026-10-28

Symbol

sha/601328

Website

https://www.bankcomm.com

Metric

Value

Average P/E ratio (10Y)

5.32x

Average P/E ratio (3Y)

5.89x

Average P/E ratio (5Y)

5.14x

Earnings yield

12.13%

FCF yield

-59.64%

Forward P/E

7.2x

Graham number

19.54811

Graham upside

136.66%

Lynch fair value

CNY 5.44

Lynch upside

-34.18%

P/B ratio

0.53x

P/E ratio

8.25x

P/S ratio

3.16x

Price / tangible book value

0.55x

Sector forward P/E

6.49x

Sector P/E

7.32x

Metric

Value

Effective tax rate

10.7%

Operating margin

51.44%

Pretax margin

50.69%

Profit margin

44.73%

Profit per employee

CNY 937,054

Profitable quarters

Profitable years

Revenue per employee

CNY 2.2M

ROA

0.62%

ROA (5Y)

0.7%

ROE

7.56%

ROE (5Y)

8.75%

Tax / revenue

5.43%

Metric

Value

EPS growth

-13.74%

EPS growth (Q)

-10.75%

EPS growth (QoQ)

-26.32%

EPS growth 10Y

1.31%

EPS growth 3Y

-4.26%

EPS growth 5Y

-1.11%

EPS growth years

FCF growth (Q)

-10.29%

Net income growth

3.36%

Net income growth (Q)

5.17%

Net income growth (QoQ)

-23.45%

Net income growth 3Y

0.24%

Net income growth 5Y

3.18%

Net income growth quarters

Net income growth years

OCF growth (Q)

-9.58%

Revenue growth

4.33%

Revenue growth (Q)

11.84%

Revenue growth (QoQ)

-5.69%

Revenue growth 10Y

2.52%

Revenue growth 3Y

2.41%

Revenue growth 5Y

2.58%

Revenue growth quarters

Revenue growth years

Metric

Value

Capital expenditures

CNY -44.2B

EPS

CNY 1.00

Financing cash flow

CNY 456B

Free cash flow

CNY -411.3B

Gross profit

CNY 218B

Income taxes

CNY 11.8B

Investing cash flow

CNY -149.4B

Net borrowing

CNY 4.9B

Net cash flow

CNY -63.7B

Net income

CNY 90.8B

Operating income

CNY 112.1B

Revenue

CNY 218B

Metric

Value

Book value per share

CNY 13.22

Debt / equity

2.53

Goodwill

CNY 409M

Net cash (debt)

CNY -1.9T

Net cash / market cap

-268.94%

Net debt / equity

1.42

Piotroski F-Score

Property, plant and equipment

CNY 256.4B

Shareholders' equity

CNY 1.3T

Tangible book value

CNY 1.2T

Tangible book value per share

CNY 13.16

Total assets

CNY 16.3T

Total cash

CNY 1.4T

Total debt

CNY 3.3T

Total liabilities

CNY 15T

WACC

0.84%

Metric

Value

Working capital

CNY -11.7T

Metric

Value

Buyback yield / dilution

-18.01%

Dividend growth

-14.33%

Dividend growth (10Y)

1.86%

Dividend growth (3Y)

-4.52%

Dividend growth (5Y)

0.48%

Dividend growth years

Dividend payment date

2026-07-10

Dividend payment years

Dividend payout frequency

Semi-Annual

Dividend per share

CNY 0.32

Dividend yield

3.93%

Ex-dividend date

2026-07-10

Last dividend

CNY 0.17

Payout ratio

32.41%

Shareholder yield

-14.08%

Metric

Value

10Y price change

46.71%

10Y return CAGR

9.89%

10Y total return

156.65%

150-day SMA

CNY 7.07

15Y price change

73.9%

15Y return CAGR

9.4%

15Y total return

284.6%

1D price change

-0.96%

1M price change

9.26%

1M total return

9.26%

1W price change

0.12%

1W total return

0.12%

1Y price change

13.46%

1Y return CAGR

18.94%

1Y total return

18.92%

20-day SMA

CNY 7.98

200-day SMA

CNY 7.01

3M price change

17.83%

3M total return

17.83%

3Y price change

41.92%

3Y return CAGR

18.04%

3Y total return

64.48%

50-day SMA

CNY 7.56

50-day SMA vs 200-day SMA

50over200

52-week high

CNY 8.35

52-week high date

2026-10-27

52-week low

CNY 6.37

52-week low date

2026-07-01

5Y price change

82.74%

5Y return CAGR

19.5%

5Y total return

143.68%

6M price change

19.36%

6M total return

22.45%

All-time high

CNY 15.53

All-time high date

2007-10-30

All-time low

CNY 3.59

All-time low date

2014-03-12

Average true range (ATR)

CNY 0.17

Average volume

232M

Beta (5Y)

0.11

Change from 52-week high

-1.08%

Change from 52-week low

29.67%

Change from all-time high

-46.8%

Change from all-time low

130.08%

Change from open

Day's gap

-0.96%

Dollar volume

CNY 1.9B

High price

CNY 8.32

Low price

CNY 8.20

Monthly RSI

Open price

CNY 8.26

Position in 52-week range

50%

Previous close

CNY 8.34

Price vs 150-day SMA

16.8%

Price vs 20-day SMA

3.52%

Price vs 200-day SMA

17.81%

Price vs 50-day SMA

9.33%

Relative volume

RSI

66.77

Sharpe ratio

1.15

Sharpe ratio (3Y)

0.82

Sharpe ratio (5Y)

0.89

Sortino ratio

2.05

Sortino ratio (3Y)

1.49

Sortino ratio (5Y)

1.65

Volume

231.4M

Weekly RSI

72.69

YTD price change

13.93%

YTD total return

16.88%

Metric

Value

Float

29.1B

Shares change (QoQ)

2.65%

Shares change (YoY)

18.01%

Shares held by institutions

11.26%

SHA/601328 (SHA/601328)

Price

Financial snapshot

Fair-value bridge

Latest news · SHA/601328

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All SHA/601328 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on SHA/601328

Frequently asked questions

SHA/601328 (SHA/601328)

Price

Financial snapshot

Fair-value bridge

Latest news · SHA/601328

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All SHA/601328 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on SHA/601328

Frequently asked questions