FRA/BBVA (FRA/BBVA)

Frankfurt Stock Exchange: FRA/BBVA · EUR

€22.6

+0.13 (+0.6%)· Recorded snapshot

Market cap	128B
Revenue (ttm)	34.1B
Net income (ttm)	10.7B
EPS (ttm)	€1.89
P/E (trailing)	11.9x
P/E (forward)	10.5x
Dividend	€0.79 (3.49%)
Volume	0

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 34.1B
Net income (ttm): 10.7B
EPS (ttm): €1.89
P/E (trailing): 11.9x
P/E (forward): 10.5x
Market cap: 128B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E10.5

P25 8.8P50 10.7P75 13.9

Trailing P/E11.9

P25 8.6P50 11.8P75 15.9

ROE18.9

P25 6.7P50 11.7P75 17.1

ROICn/a

P25 1.3P50 7.7P75 16.1

Benchmarks · 1M

All FRA/BBVA indicators

Market & fundamental data

Available fields

207

Groups with data

Currency

EUR

Showing 207 of 207 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Spain
Country code	DE
Earnings date	2026-10-29
Employees	123,281
Employees change	-2,548
Employees growth	-2.02%
Exchange	Frankfurt Stock Exchange
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1857
Industry	Banks - Diversified
Is primary listing	No
ISIN number	US05946K1016
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Market cap	EUR 128B
Next earnings date	2026-10-29
Price	EUR 22.58
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	fra/BBVA
Website	https://www.bbva.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	12.47x
Average P/E ratio (3Y)	7.9x
Average P/E ratio (5Y)	7.31x
Earnings yield	8.38%
FCF yield	26.6%
Forward P/E	10.53x
Graham number	22.46124
Graham upside	-0.53%
Lynch fair value	EUR 45.92
Lynch upside	103.35%
P/B ratio	1.95x
P/E ratio	11.93x
P/FCF ratio	3.76x
P/OCF ratio	3.65x
P/S ratio	3.65x
Price / tangible book value	2.23x
Sector forward P/E	11.95x
Sector P/E	12.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	32.13%
FCF margin	97.16%
Operating margin	53.91%
Pretax margin	50.92%
Profit margin	32.56%
Profit per employee	EUR 86,940
Profitable quarters	25
Profitable years	37
Revenue per employee	EUR 276,888
ROA	1.35%
ROA (5Y)	1.12%
ROE	18.92%
ROE (5Y)	15.39%
Tax / revenue	16.36%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	7.59%
EPS growth (Q)	15.22%
EPS growth (QoQ)	3.92%
EPS growth 10Y	23.64%
EPS growth 3Y	17.4%
EPS growth 5Y	29.03%
EPS growth quarters	3
EPS growth years	5
FCF growth	1,727.22%
FCF growth 5Y	100.48%
Net income growth	5.79%
Net income growth (Q)	11.39%
Net income growth (QoQ)	2.44%
Net income growth 3Y	15.45%
Net income growth 5Y	23.66%
Net income growth quarters	3
Net income growth years	5
OCF growth	1,165.26%
OCF growth 10Y	5.7%
OCF growth 5Y	83.28%
Revenue growth	8.84%
Revenue growth (Q)	20.19%
Revenue growth (QoQ)	-0.11%
Revenue growth 10Y	6.36%
Revenue growth 3Y	10.61%
Revenue growth 5Y	14.6%
Revenue growth quarters	4
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -998M
EPS	EUR 1.89
Financing cash flow	EUR -8.8B
Free cash flow	EUR 33.2B
Gross profit	EUR 34.1B
Income taxes	EUR 5.6B
Investing cash flow	EUR -1.6B
Net borrowing	EUR 1.4B
Net cash flow	EUR 24.3B
Net income	EUR 10.7B
Operating income	EUR 18.4B
Revenue	EUR 34.1B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 10.20
Debt / equity	3.12
Debt / FCF	6
Goodwill	EUR 767M
Net cash (debt)	EUR -15.4B
Net cash / market cap	-12.33%
Net debt / equity	0.24
Net debt / FCF	0.46
Piotroski F-Score	4
Property, plant and equipment	EUR 9.5B
Shareholders' equity	EUR 63.8B
Tangible book value	EUR 55.8B
Tangible book value per share	EUR 9.66
Total assets	EUR 965.4B
Total cash	EUR 183.6B
Total debt	EUR 198.9B
Total liabilities	EUR 901.6B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	EUR -492B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	1.55%
Dividend growth	31.16%
Dividend growth (10Y)	10.27%
Dividend growth (3Y)	27.22%
Dividend growth (5Y)	44.81%
Dividend growth years	4
Dividend payment date	2026-10-30
Dividend payment years	26
Dividend payout frequency	Semi-Annual
Dividend per share	EUR 0.79
Dividend yield	3.49%
Ex-dividend date	2026-10-14
Last dividend	EUR 0.30
Payout ratio	46.75%
Shareholder yield	5.04%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	253.42%
10Y return CAGR	18.52%
10Y total return	446.95%
150-day SMA	EUR 21.52
15Y price change	268.53%
15Y return CAGR	13.98%
15Y total return	611.74%
1D price change	0.58%
1M price change	-8.95%
1M total return	-7.74%
1W price change	3.11%
1W total return	3.11%
1Y price change	44.74%
1Y return CAGR	52.92%
1Y total return	52.88%
20-day SMA	EUR 22.64
200-day SMA	EUR 20.95
20Y price change	19.03%
20Y return CAGR	5.3%
20Y total return	181.04%
3M price change	1.71%
3M total return	3.06%
3Y price change	209.32%
3Y return CAGR	52.7%
3Y total return	256.19%
50-day SMA	EUR 23.71
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 25.70
52-week high date	2026-09-14
52-week low	EUR 17.10
52-week low date	2025-11-05
5Y price change	299.65%
5Y return CAGR	38.83%
5Y total return	415.55%
6M price change	25.44%
6M total return	27.11%
All-time high	EUR 25.70
All-time high date	2026-09-14
All-time low	EUR 2.12
All-time low date	2020-09-22
Average true range (ATR)	EUR 0.63
Average volume	73.1
Change from 52-week high	-12.14%
Change from 52-week low	32.05%
Change from all-time high	-12.14%
Change from all-time low	965.09%
Change from open	0%
Day's gap	0.58%
High price	EUR 22.60
Low price	EUR 22.00
Monthly RSI	67.06
Open price	EUR 22.58
Position in 52-week range	96.67%
Previous close	EUR 22.45
Price vs 150-day SMA	4.92%
Price vs 20-day SMA	-0.27%
Price vs 200-day SMA	7.78%
Price vs 50-day SMA	-4.75%
Relative volume	0.03
RSI	41.74
Sharpe ratio	1.79
Sharpe ratio (3Y)	1.42
Sharpe ratio (5Y)	0.9
Sortino ratio	3.26
Sortino ratio (3Y)	2.29
Sortino ratio (5Y)	1.47
Volume	0
Weekly RSI	50.9
YTD price change	10.69%
YTD total return	15.12%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	5.5B
Shares change (QoQ)	-1.42%
Shares change (YoY)	-1.55%
Shares held by insiders	0.17%
Shares held by institutions	42.29%

Deeper analysis on FRA/BBVA

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this FRA/BBVA report

Is a complete FRA/BBVA research report available?

No complete published report is available for fra/BBVA (FRA/BBVA) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

FRA/BBVA (FRA/BBVA)

Price

Financial snapshot

Fair-value bridge

Latest news · FRA/BBVA

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All FRA/BBVA indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on FRA/BBVA

Frequently asked questions