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BIT/1ALV (BIT/1ALV)

Borsa Italiana: BIT/1ALV · EUR

€415

+3.30 (+0.8%)· Recorded snapshot

Market cap	162.6B
Revenue (ttm)	119.4B
Net income (ttm)	11.6B
EPS (ttm)	€30.5
P/E (trailing)	13.6x
P/E (forward)	13.4x
Dividend	€17.1 (4.12%)
Volume	1,880
Beta	0.69

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	EUR
Country	Germany
Country code	IT
Earnings date	2026-11-12
Employees	138,378
Employees change	-18,248
Employees growth	-11.65%
Enterprise value	EUR 172.7B
Exchange	Borsa Italiana
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1890
Industry	Insurance - Diversified
Is primary listing	No
ISIN number	DE0008404005
Last earnings date	2026-08-07
Last refreshed	2026-10-28
Market cap	EUR 162.6B
Next earnings date	2026-11-12
Price	EUR 415.30
Price currency	EUR
Sector	Financials
SIC code	6331
Stock price date	2026-10-02
Symbol	bit/1ALV
Website	https://www.allianz.com

Metric

Value

Amount currency

EUR

Country

Germany

Country code

Earnings date

2026-11-12

Employees

138,378

Employees change

-18,248

Employees growth

-11.65%

Enterprise value

EUR 172.7B

Exchange

Borsa Italiana

Financial currency

EUR

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1890

Industry

Insurance - Diversified

Is primary listing

ISIN number

DE0008404005

Last earnings date

2026-08-07

Last refreshed

2026-10-28

Market cap

EUR 162.6B

Next earnings date

2026-11-12

Price

EUR 415.30

Price currency

EUR

Sector

Financials

SIC code

6331

Stock price date

2026-10-02

Symbol

bit/1ALV

Website

https://www.allianz.com

Metric	Value
Average P/E ratio (10Y)	11.88x
Average P/E ratio (3Y)	12.37x
Average P/E ratio (5Y)	12.82x
Earnings yield	7.34%
EV/Earnings	14.87x
EV/EBIT	8.51x
EV/EBITDA	7.91x
EV/FCF	6.2x
EV/Sales	1.45x
FCF / EV yield	16.14%
FCF yield	17.13%
Forward P/E	13.4x
Graham number	336.76449
Graham upside	-18.91%
Lynch fair value	EUR 178.38
Lynch upside	-57.05%
P/B ratio	2.44x
P/E ratio	13.62x
P/FCF ratio	5.84x
P/OCF ratio	5.42x
P/S ratio	1.36x
Price / tangible book value	4.01x
Price/EBITDA ratio	7.58x
Sector forward P/E	10.82x
Sector P/E	11.69x

Metric

Value

Average P/E ratio (10Y)

11.88x

Average P/E ratio (3Y)

12.37x

Average P/E ratio (5Y)

12.82x

Earnings yield

7.34%

EV/Earnings

14.87x

EV/EBIT

8.51x

EV/EBITDA

7.91x

EV/FCF

6.2x

EV/Sales

1.45x

FCF / EV yield

16.14%

FCF yield

17.13%

Forward P/E

13.4x

Graham number

336.76449

Graham upside

-18.91%

Lynch fair value

EUR 178.38

Lynch upside

-57.05%

P/B ratio

2.44x

P/E ratio

13.62x

P/FCF ratio

5.84x

P/OCF ratio

5.42x

P/S ratio

1.36x

Price / tangible book value

4.01x

Price/EBITDA ratio

7.58x

Sector forward P/E

10.82x

Sector P/E

11.69x

Metric	Value
EBIT margin	16.99%
EBITDA margin	17.97%
Effective tax rate	25.66%
FCF margin	23.33%
Gross margin	25.01%
Operating margin	16.99%
Pretax margin	14.03%
Profit margin	9.88%
Profit per employee	EUR 83,915
Profitable quarters	18
Profitable years	17
Revenue per employee	EUR 863,006
ROA	1.23%
ROA (5Y)	0.8%
ROCE	2.18%
ROE	19.61%
ROE (5Y)	13.47%
ROIC	17.77%
ROIC (5Y)	9.69%
Tax / revenue	3.6%

Metric

Value

EBIT margin

16.99%

EBITDA margin

17.97%

Effective tax rate

25.66%

FCF margin

23.33%

Gross margin

25.01%

Operating margin

16.99%

Pretax margin

14.03%

Profit margin

9.88%

Profit per employee

EUR 83,915

Profitable quarters

Profitable years

Revenue per employee

EUR 863,006

ROA

1.23%

ROA (5Y)

0.8%

ROCE

2.18%

ROE

19.61%

ROE (5Y)

13.47%

ROIC

17.77%

ROIC (5Y)

9.69%

Tax / revenue

3.6%

Metric	Value
EPS growth	16.93%
EPS growth (Q)	-7.99%
EPS growth (QoQ)	-32.37%
EPS growth 10Y	8.88%
EPS growth 3Y	14.31%
EPS growth 5Y	7.96%
EPS growth years	3
FCF growth	-20%
FCF growth 3Y	12.29%
FCF growth 5Y	-2.69%
Net income growth	15.57%
Net income growth (Q)	-8.66%
Net income growth (QoQ)	-33.77%
Net income growth 3Y	12.31%
Net income growth 5Y	6.02%
Net income growth years	3
OCF growth	-18.44%
OCF growth 10Y	1.72%
OCF growth 3Y	11.98%
OCF growth 5Y	-2.08%
Revenue growth	6.58%
Revenue growth (Q)	12.09%
Revenue growth (QoQ)	26.31%
Revenue growth 10Y	1.39%
Revenue growth 3Y	6.94%
Revenue growth 5Y	0.1%
Revenue growth quarters	5
Revenue growth years	3

Metric

Value

EPS growth

16.93%

EPS growth (Q)

-7.99%

EPS growth (QoQ)

-32.37%

EPS growth 10Y

8.88%

EPS growth 3Y

14.31%

EPS growth 5Y

7.96%

EPS growth years

FCF growth

-20%

FCF growth 3Y

12.29%

FCF growth 5Y

-2.69%

Net income growth

15.57%

Net income growth (Q)

-8.66%

Net income growth (QoQ)

-33.77%

Net income growth 3Y

12.31%

Net income growth 5Y

6.02%

Net income growth years

OCF growth

-18.44%

OCF growth 10Y

1.72%

OCF growth 3Y

11.98%

OCF growth 5Y

-2.08%

Revenue growth

6.58%

Revenue growth (Q)

12.09%

Revenue growth (QoQ)

26.31%

Revenue growth 10Y

1.39%

Revenue growth 3Y

6.94%

Revenue growth 5Y

0.1%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	EUR -2.1B
EBIT	EUR 20.3B
EBITDA	EUR 21.5B
EPS	EUR 30.49
Financing cash flow	EUR -11.7B
Free cash flow	EUR 27.9B
Gross profit	EUR 29.9B
Income taxes	EUR 4.3B
Investing cash flow	EUR -24.9B
Net borrowing	EUR -2.4B
Net cash flow	EUR -6.6B
Net income	EUR 11.6B
Operating income	EUR 20.3B
Revenue	EUR 119.4B

Metric

Value

Capital expenditures

EUR -2.1B

EBIT

EUR 20.3B

EBITDA

EUR 21.5B

EPS

EUR 30.49

Financing cash flow

EUR -11.7B

Free cash flow

EUR 27.9B

Gross profit

EUR 29.9B

Income taxes

EUR 4.3B

Investing cash flow

EUR -24.9B

Net borrowing

EUR -2.4B

Net cash flow

EUR -6.6B

Net income

EUR 11.6B

Operating income

EUR 20.3B

Revenue

EUR 119.4B

Metric	Value
Book value per share	EUR 166.33
Debt / EBITDA	1.54
Debt / equity	0.51
Debt / FCF	1.21
Goodwill	EUR 16.9B
Interest coverage	16.7
Net cash (debt)	EUR -6.4B
Net cash / market cap	-3.93%
Net debt / EBITDA	0.3
Net debt / equity	0.1
Net debt / FCF	0.23
Piotroski F-Score	6
Property, plant and equipment	EUR 6.6B
Shareholders' equity	EUR 66.6B
Tangible book value	EUR 40.5B
Tangible book value per share	EUR 107.27
Total assets	EUR 1.1T
Total cash	EUR 136B
Total debt	EUR 33.7B
Total liabilities	EUR 1T
WACC	7.11%

Metric

Value

Book value per share

EUR 166.33

Debt / EBITDA

1.54

Debt / equity

0.51

Debt / FCF

1.21

Goodwill

EUR 16.9B

Interest coverage

16.7

Net cash (debt)

EUR -6.4B

Net cash / market cap

-3.93%

Net debt / EBITDA

0.3

Net debt / equity

0.1

Net debt / FCF

0.23

Piotroski F-Score

Property, plant and equipment

EUR 6.6B

Shareholders' equity

EUR 66.6B

Tangible book value

EUR 40.5B

Tangible book value per share

EUR 107.27

Total assets

EUR 1.1T

Total cash

EUR 136B

Total debt

EUR 33.7B

Total liabilities

EUR 1T

WACC

7.11%

Metric	Value
Asset turnover	0.12
Current ratio	1.51
Net working capital	EUR 46.1B
Quick ratio	1.07
Working capital	EUR 72.3B

Metric

Value

Asset turnover

0.12

Current ratio

1.51

Net working capital

EUR 46.1B

Quick ratio

1.07

Working capital

EUR 72.3B

Metric	Value
Buyback yield / dilution	1.5%
Dividend growth	11.04%
Dividend growth (10Y)	8.88%
Dividend growth (3Y)	14.47%
Dividend growth (5Y)	12.24%
Dividend growth years	4
Dividend payment date	2026-05-12
Dividend payment years	21
Dividend payout frequency	Annual
Dividend per share	EUR 17.10
Dividend yield	4.12%
Ex-dividend date	2026-05-08
Last dividend	EUR 17.10
Payout ratio	54.83%
Shareholder yield	5.62%

Metric

Value

Buyback yield / dilution

1.5%

Dividend growth

11.04%

Dividend growth (10Y)

8.88%

Dividend growth (3Y)

14.47%

Dividend growth (5Y)

12.24%

Dividend growth years

Dividend payment date

2026-05-12

Dividend payment years

Dividend payout frequency

Annual

Dividend per share

EUR 17.10

Dividend yield

4.12%

Ex-dividend date

2026-05-08

Last dividend

EUR 17.10

Payout ratio

54.83%

Shareholder yield

5.62%

Metric	Value
10Y price change	214.38%
10Y return CAGR	17.62%
10Y total return	406.62%
150-day SMA	EUR 403.04
15Y price change	489.5%
15Y return CAGR	18.02%
15Y total return	1,099.99%
1D price change	0.8%
1M price change	-7.96%
1M total return	-7.96%
1W price change	-0.6%
1W total return	-0.6%
1Y price change	13.91%
1Y return CAGR	19.14%
1Y total return	19.12%
20-day SMA	EUR 433.27
200-day SMA	EUR 396.98
3M price change	0.07%
3M total return	0.07%
3Y price change	84.17%
3Y return CAGR	28.37%
3Y total return	111.55%
50-day SMA	EUR 437.97
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 454.30
52-week high date	2026-09-03
52-week low	EUR 339.30
52-week low date	2026-03-09
5Y price change	113.43%
5Y return CAGR	22.18%
5Y total return	172.2%
6M price change	13.01%
6M total return	18.18%
All-time high	EUR 454.30
All-time high date	2026-09-03
All-time low	EUR 45.35
All-time low date	2008-11-21
Average true range (ATR)	EUR 6.82
Average volume	3K
Beta (5Y)	0.69
Change from 52-week high	-8.58%
Change from 52-week low	22.4%
Change from all-time high	-8.58%
Change from all-time low	815.77%
Change from open	0.78%
Day's gap	0.02%
Dollar volume	EUR 780,764
High price	EUR 415.50
Low price	EUR 410.30
Monthly RSI	62.98
Open price	EUR 412.10
Position in 52-week range	96.15%
Previous close	EUR 412.00
Price vs 150-day SMA	3.04%
Price vs 20-day SMA	-4.15%
Price vs 200-day SMA	4.62%
Price vs 50-day SMA	-5.18%
Relative volume	0.62
RSI	37.1
Sharpe ratio	0.84
Sharpe ratio (3Y)	1.22
Sharpe ratio (5Y)	0.86
Sortino ratio	1.39
Sortino ratio (3Y)	2.02
Sortino ratio (5Y)	1.49
Volume	1.9K
Weekly RSI	50.8
YTD price change	5.94%
YTD total return	10.8%

Metric

Value

10Y price change

214.38%

10Y return CAGR

17.62%

10Y total return

406.62%

150-day SMA

EUR 403.04

15Y price change

489.5%

15Y return CAGR

18.02%

15Y total return

1,099.99%

1D price change

0.8%

1M price change

-7.96%

1M total return

-7.96%

1W price change

-0.6%

1W total return

-0.6%

1Y price change

13.91%

1Y return CAGR

19.14%

1Y total return

19.12%

20-day SMA

EUR 433.27

200-day SMA

EUR 396.98

3M price change

0.07%

3M total return

0.07%

3Y price change

84.17%

3Y return CAGR

28.37%

3Y total return

111.55%

50-day SMA

EUR 437.97

50-day SMA vs 200-day SMA

50over200

52-week high

EUR 454.30

52-week high date

2026-09-03

52-week low

EUR 339.30

52-week low date

2026-03-09

5Y price change

113.43%

5Y return CAGR

22.18%

5Y total return

172.2%

6M price change

13.01%

6M total return

18.18%

All-time high

EUR 454.30

All-time high date

2026-09-03

All-time low

EUR 45.35

All-time low date

2008-11-21

Average true range (ATR)

EUR 6.82

Average volume

Beta (5Y)

0.69

Change from 52-week high

-8.58%

Change from 52-week low

22.4%

Change from all-time high

-8.58%

Change from all-time low

815.77%

Change from open

0.78%

Day's gap

0.02%

Dollar volume

EUR 780,764

High price

EUR 415.50

Low price

EUR 410.30

Monthly RSI

62.98

Open price

EUR 412.10

Position in 52-week range

96.15%

Previous close

EUR 412.00

Price vs 150-day SMA

3.04%

Price vs 20-day SMA

-4.15%

Price vs 200-day SMA

4.62%

Price vs 50-day SMA

-5.18%

Relative volume

0.62

RSI

37.1

Sharpe ratio

0.84

Sharpe ratio (3Y)

1.22

Sharpe ratio (5Y)

0.86

Sortino ratio

1.39

Sortino ratio (3Y)

2.02

Sortino ratio (5Y)

1.49

Volume

1.9K

Weekly RSI

50.8

YTD price change

5.94%

YTD total return

10.8%

Metric	Value
Float	373.9M
Shares change (QoQ)	-1.11%
Shares change (YoY)	-1.5%
Shares held by insiders	0.02%
Shares held by institutions	35.93%

Metric

Value

Float

373.9M

Shares change (QoQ)

-1.11%

Shares change (YoY)

-1.5%

Shares held by insiders

0.02%

Shares held by institutions

35.93%

BIT/1ALV (BIT/1ALV)

Price

Financial snapshot

Fair-value bridge

Latest news · BIT/1ALV

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BIT/1ALV indicators

Profile and market data

Valuation

Profitability

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Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BIT/1ALV

Frequently asked questions