Grupo Aval Acciones y Valores S.A. (AVAL)

NYSE: AVAL · USD

$4.60

-0.08 (-1.7%)· Recorded snapshot

Market cap	5.6B
Revenue (ttm)	4.3B
Net income (ttm)	517.6M
EPS (ttm)	$0.47
Shares out	23.7B
P/E (trailing)	9.7x
P/E (forward)	6.7x
Dividend	$0.15 (3.40%)
Volume	328,806
Beta	0.39

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 4.3B
Net income (ttm): 517.6M
EPS (ttm): $0.47
P/E (trailing): 9.7x
P/E (forward): 6.7x
Market cap: 5.6B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Активно покупать
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Активно покупать
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Держать

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E6.7

P25 n/aP50 n/aP75 n/a

Trailing P/E9.7

P25 n/aP50 n/aP75 n/a

ROE10

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All AVAL indicators

Market & fundamental data

Available fields

207

Groups with data

Currency

COP

Showing 207 of 207 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001504764
Company name	Grupo Aval Acciones y Valores S.A.
Country	Colombia
Country code	US
CUSIP number	40053W101
Earnings date	2026-11-10
Earnings time	amc
Employees	77,043
Employees change	6,796
Employees growth	9.67%
Exchange	NYSE
Financial currency	COP
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1994
Industry	Banks - Regional
Is primary listing	No
Is SPAC	No
ISIN number	US40053W1018
Last 10-K release date	2026-04-17
Last earnings date	2026-08-12
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$5.6B
Market cap category	Mid-Cap
Next earnings date	2026-11-10
Options	No
Price	$4.60
Price currency	USD
Sector	Financials
SIC code	6029
Stock price date	2026-10-28
Symbol	AVAL
Website	https://www.grupoaval.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	11.22x
Average P/E ratio (3Y)	15.12x
Average P/E ratio (5Y)	12.17x
Earnings yield	10.3%
FCF yield	-92.54%
Forward P/E	6.67x
Forward P/S	1.85x
Graham number	8.60035
Graham upside	89.44%
Industry forward P/E	10.04x
Industry P/E	11.85x
Lynch fair value	$2.05
Lynch upside	-54.83%
P/B ratio	0.57x
P/E ratio	9.71x
P/S ratio	1.35x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	34.39%
Operating margin	39.39%
Pretax margin	35.82%
Profit margin	12.17%
Profit per employee	$6,719
Profitable years	12
Revenue per employee	$55,228
ROA	1%
ROA (5Y)	0.95%
ROE	10.05%
ROE (5Y)	9.05%
Tax / revenue	12.32%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	14.55%
EPS growth (Q)	16.68%
EPS growth (QoQ)	71.57%
EPS growth 10Y	-3.69%
EPS growth 3Y	38.56%
EPS growth 5Y	-11.45%
EPS growth years	2
Net income growth	14.55%
Net income growth (Q)	16.68%
Net income growth (QoQ)	71.57%
Net income growth 3Y	38.56%
Net income growth 5Y	-10.32%
Net income growth years	2
Revenue growth	21.35%
Revenue growth (Q)	18.63%
Revenue growth (QoQ)	-1.35%
Revenue growth 10Y	0.51%
Revenue growth 3Y	4.52%
Revenue growth 5Y	-1.46%
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-192.5M
EPS	$0.47
FCF per share	$-0.22
Financing cash flow	$6.3B
Free cash flow	$-5.3B
Gross profit	$4.3B
Income taxes	$524.1M
Investing cash flow	$-379.1M
Net borrowing	$-579.9M
Net cash flow	$1.1B
Net income	$517.6M
Operating income	$1.7B
Revenue	$4.3B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$0.23
Debt / equity	2.11
Goodwill	$858.5M
Net cash (debt)	$-4.7B
Net cash / market cap	-81.72%
Net debt / equity	0.46
Piotroski F-Score	2
Property, plant and equipment	$4B
Shareholders' equity	$10.1B
Tangible book value	$-5.3B
Tangible book value per share	$-0.22
Total assets	$102B
Total cash	$16.7B
Total debt	$21.4B
Total liabilities	$91.9B
WACC	1.35%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-56.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	37.37%
Dividend growth (10Y)	-8.95%
Dividend growth (3Y)	-2.91%
Dividend growth (5Y)	-9.54%
Dividend growth years	2
Dividend payment date	2026-11-10
Dividend payment years	13
Dividend payout frequency	Monthly
Dividend per share	$0.15
Dividend yield	3.4%
Ex-dividend date	2026-11-02
Last dividend	$0.01
Payout ratio	32.14%
Shareholder yield	3.37%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-44.43%
10Y return CAGR	2.25%
10Y total return	24.87%
150-day SMA	$4.91
1D price change	-1.71%
1M price change	-8.47%
1M total return	-8.22%
1W price change	-6.2%
1W total return	-6.2%
1Y price change	8.87%
1Y return CAGR	12.12%
1Y total return	12.11%
20-day SMA	$4.82
200-day SMA	$4.78
3M price change	-5.81%
3M total return	-5.06%
3Y price change	101.78%
3Y return CAGR	31.67%
3Y total return	128.29%
50-day SMA	$5.07
50-day SMA vs 200-day SMA	50over200
52-week high	$6.20
52-week high date	2026-06-22
52-week low	$3.35
52-week low date	2026-03-03
5Y price change	-25.21%
5Y return CAGR	5.76%
5Y total return	32.29%
6M price change	-1.3%
6M total return	0.23%
All-time high	$13.92
All-time high date	2014-09-26
All-time low	$1.94
All-time low date	2024-09-11
Average true range (ATR)	$0.17
Average volume	171.9K
Beta (5Y)	0.39
Change from 52-week high	-25.81%
Change from 52-week low	37.31%
Change from all-time high	-67.39%
Change from all-time low	134.02%
Change from open	-2.13%
Day's gap	0.43%
Dollar volume	$1.5M
High price	$4.70
Low price	$4.50
Monthly RSI	58.63
Open price	$4.70
Position in 52-week range	50%
Premarket change	-1.07%
Premarket close	$4.68
Premarket price	$4.63
Previous close	$4.68
Price vs 150-day SMA	-7.48%
Price vs 20-day SMA	-5.83%
Price vs 200-day SMA	-4.92%
Price vs 50-day SMA	-10.49%
Relative volume	1.91
RSI	34.84
Sharpe ratio	0.39
Sharpe ratio (3Y)	0.79
Sharpe ratio (5Y)	0.24
Sortino ratio	0.77
Sortino ratio (3Y)	1.4
Sortino ratio (5Y)	0.57
Volume	328.8K
Weekly RSI	44.31
YTD price change	12.1%
YTD total return	14.63%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	4.2B
Float percentage	17.7%
Shares change (QoQ)	0%
Shares held by insiders	5.93%
Shares held by institutions	11.73%
Shares outstanding	23.7B
Short % of shares	0.13%
Short ratio	2.1 days

Deeper analysis on AVAL

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this AVAL report

Is a complete AVAL research report available?

No complete published report is available for Grupo Aval Acciones y Valores S.A. (AVAL) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Grupo Aval Acciones y Valores S.A. (AVAL)

Price

Financial snapshot

Fair-value bridge

Latest news · AVAL

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All AVAL indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on AVAL

Frequently asked questions