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California BanCorp (BCAL)

NASDAQ: BCAL · USD

$21.5

-0.43 (-2.0%)· Recorded snapshot

Market cap	691.9M
Revenue (ttm)	181.9M
Net income (ttm)	58.5M
EPS (ttm)	$1.81
Shares out	32.2M
P/E (trailing)	11.9x
P/E (forward)	11.8x
Dividend	$0.48 (2.23%)
Volume	166,311
Beta	0.35

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Активно покупать
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Активно покупать
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Держать

Metric	Value
Amount currency	USD
CIK code	0001795815
Company name	California BanCorp
Country	United States
Country code	US
CUSIP number	84252A106
Earnings date	2026-10-28
Earnings time	bmo
Employees	297
Employees change	7
Employees growth	2.41%
Enterprise value	$444.6M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	2001
In index	RUSSELL2000
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US84252A1060
Last 10-K release date	2026-03-13
Last earnings date	2026-10-28
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$691.9M
Market cap category	Small-Cap
Next earnings date	2027-01-27
Options	No
Price	$21.52
Price currency	USD
Sector	Financials
SIC code	6021
Stock price date	2026-10-28
Symbol	BCAL
U.S. state	California
Website	https://www.californiabankofcommerce.com

Metric

Value

Amount currency

USD

CIK code

0001795815

Company name

California BanCorp

Country

United States

Country code

CUSIP number

84252A106

Earnings date

2026-10-28

Earnings time

bmo

Employees

297

Employees change

Employees growth

2.41%

Enterprise value

$444.6M

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-05-09

Fiscal year end

December

Founded

2001

In index

RUSSELL2000

Industry

Banks - Regional

Is primary listing

Yes

Is SPAC

ISIN number

US84252A1060

Last 10-K release date

2026-03-13

Last earnings date

2026-10-28

Last refreshed

2026-10-28

Last stock split type

Never

Market cap

$691.9M

Market cap category

Small-Cap

Next earnings date

2027-01-27

Options

Price

$21.52

Price currency

USD

Sector

Financials

SIC code

6021

Stock price date

2026-10-28

Symbol

BCAL

U.S. state

California

Website

https://www.californiabankofcommerce.com

Metric	Value
Adjusted P/E ratio	12.02x
Average P/E ratio (10Y)	21.45x
Average P/E ratio (3Y)	21.03x
Average P/E ratio (5Y)	20.55x
Earnings yield	8.41%
EV/Earnings	7.57x
EV/FCF	7.48x
EV/Sales	2.44x
FCF / EV yield	13.37%
FCF yield	8.58%
Forward EV/Sales	2.35x
Forward P/E	11.83x
Forward P/S	3.66x
Graham number	27.22439
Graham upside	26.74%
Industry forward P/E	9.97x
Industry P/E	11.81x
Lynch fair value	$45.26
Lynch upside	110.72%
P/B ratio	1.2x
P/E ratio	11.89x
P/FCF ratio	11.65x
P/OCF ratio	11.46x
P/S ratio	3.8x
Price / tangible book value	1.52x
Sector forward P/E	13.61x
Sector P/E	15.65x

Metric

Value

Adjusted P/E ratio

12.02x

Average P/E ratio (10Y)

21.45x

Average P/E ratio (3Y)

21.03x

Average P/E ratio (5Y)

20.55x

Earnings yield

8.41%

EV/Earnings

7.57x

EV/FCF

7.48x

EV/Sales

2.44x

FCF / EV yield

13.37%

FCF yield

8.58%

Forward EV/Sales

2.35x

Forward P/E

11.83x

Forward P/S

3.66x

Graham number

27.22439

Graham upside

26.74%

Industry forward P/E

9.97x

Industry P/E

11.81x

Lynch fair value

$45.26

Lynch upside

110.72%

P/B ratio

1.2x

P/E ratio

11.89x

P/FCF ratio

11.65x

P/OCF ratio

11.46x

P/S ratio

3.8x

Price / tangible book value

1.52x

Sector forward P/E

13.61x

Sector P/E

15.65x

Metric	Value
Effective tax rate	26.61%
FCF margin	32.17%
Operating margin	48.21%
Pretax margin	43.84%
Profit margin	32.17%
Profit per employee	$197,067
Profitable quarters	7
Profitable years	5
Revenue per employee	$612,532
ROA	1.43%
ROA (5Y)	0.82%
ROE	10.21%
ROE (5Y)	6.78%
Tax / revenue	11.67%

Metric

Value

Effective tax rate

26.61%

FCF margin

32.17%

Operating margin

48.21%

Pretax margin

43.84%

Profit margin

32.17%

Profit per employee

$197,067

Profitable quarters

Profitable years

Revenue per employee

$612,532

ROA

1.43%

ROA (5Y)

0.82%

ROE

10.21%

ROE (5Y)

6.78%

Tax / revenue

11.67%

Metric	Value
EPS growth	-5.7%
EPS growth (Q)	-10.42%
EPS growth (QoQ)	-2.27%
EPS growth 10Y	14.99%
EPS growth 3Y	4.05%
EPS growth 5Y	33.36%
EPS growth quarters	1
EPS growth years	1
FCF growth	-4.19%
FCF growth 3Y	15.37%
Net income growth	-7.7%
Net income growth (Q)	-10.64%
Net income growth (QoQ)	-1.99%
Net income growth 3Y	24.99%
Net income growth 5Y	61.44%
Net income growth quarters	1
Net income growth years	1
OCF growth	-3.37%
OCF growth 10Y	44.38%
OCF growth 3Y	15.42%
Revenue growth	-3.09%
Revenue growth (Q)	-5.24%
Revenue growth (QoQ)	-3.08%
Revenue growth 10Y	28.7%
Revenue growth 3Y	22.21%
Revenue growth 5Y	24.16%
Revenue growth years	4

Metric

Value

EPS growth

-5.7%

EPS growth (Q)

-10.42%

EPS growth (QoQ)

-2.27%

EPS growth 10Y

14.99%

EPS growth 3Y

4.05%

EPS growth 5Y

33.36%

EPS growth quarters

EPS growth years

FCF growth

-4.19%

FCF growth 3Y

15.37%

Net income growth

-7.7%

Net income growth (Q)

-10.64%

Net income growth (QoQ)

-1.99%

Net income growth 3Y

24.99%

Net income growth 5Y

61.44%

Net income growth quarters

Net income growth years

OCF growth

-3.37%

OCF growth 10Y

44.38%

OCF growth 3Y

15.42%

Revenue growth

-3.09%

Revenue growth (Q)

-5.24%

Revenue growth (QoQ)

-3.08%

Revenue growth 10Y

28.7%

Revenue growth 3Y

22.21%

Revenue growth 5Y

24.16%

Revenue growth years

Metric	Value
Capital expenditures	$-959,000
EPS	$1.81
FCF per share	$1.84
Financing cash flow	$1.7M
Free cash flow	$59.3M
Gross profit	$181.9M
Income taxes	$21.2M
Investing cash flow	$-227.1M
Net borrowing	$-20M
Net cash flow	$-165.2M
Net income	$58.5M
Operating income	$87.7M
Revenue	$181.9M

Metric

Value

Capital expenditures

$-959,000

EPS

$1.81

FCF per share

$1.84

Financing cash flow

$1.7M

Free cash flow

$59.3M

Gross profit

$181.9M

Income taxes

$21.2M

Investing cash flow

$-227.1M

Net borrowing

$-20M

Net cash flow

$-165.2M

Net income

$58.5M

Operating income

$87.7M

Revenue

$181.9M

Metric	Value
Book value per share	$18.19
Debt / equity	0.03
Debt / FCF	0.33
Goodwill	$110.9M
Net cash (debt)	$247.3M
Net cash / market cap	35.81%
Net cash growth	-51.19%
Net debt / equity	-0.43
Net debt / FCF	-4.17
Piotroski F-Score	4
Property, plant and equipment	$27.7M
Shareholders' equity	$581.4M
Tangible book value	$454.3M
Tangible book value per share	$14.22
Total assets	$4.1B
Total cash	$266.7M
Total debt	$19.4M
Total liabilities	$3.5B
WACC	5.98%

Metric

Value

Book value per share

$18.19

Debt / equity

0.03

Debt / FCF

0.33

Goodwill

$110.9M

Net cash (debt)

$247.3M

Net cash / market cap

35.81%

Net cash growth

-51.19%

Net debt / equity

-0.43

Net debt / FCF

-4.17

Piotroski F-Score

Property, plant and equipment

$27.7M

Shareholders' equity

$581.4M

Tangible book value

$454.3M

Tangible book value per share

$14.22

Total assets

$4.1B

Total cash

$266.7M

Total debt

$19.4M

Total liabilities

$3.5B

WACC

5.98%

Metric	Value
Working capital	$-3.2B

Metric

Value

Working capital

$-3.2B

Metric	Value
Buyback yield / dilution	1.3%
Dividend growth	0%
Dividend growth years	0
Dividend payment date	2026-10-15
Dividend payment years	2
Dividend payout frequency	Quarterly
Dividend per share	$0.48
Dividend yield	2.23%
Ex-dividend date	2026-09-21
FCF payout ratio	22.78%
Last dividend	$0.12
Payout ratio	23.2%
Shareholder yield	3.51%

Metric

Value

Buyback yield / dilution

1.3%

Dividend growth

Dividend growth years

Dividend payment date

2026-10-15

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

$0.48

Dividend yield

2.23%

Ex-dividend date

2026-09-21

FCF payout ratio

22.78%

Last dividend

$0.12

Payout ratio

23.2%

Shareholder yield

3.51%

Metric	Value
10Y price change	139%
10Y return CAGR	9.34%
10Y total return	144.21%
150-day SMA	$20.34
1D price change	-1.96%
1M price change	-0.6%
1M total return	-0.6%
1W price change	-1.65%
1W total return	-1.65%
1Y price change	24.99%
1Y return CAGR	27.73%
1Y total return	27.71%
20-day SMA	$21.67
200-day SMA	$19.84
20Y price change	104.86%
20Y return CAGR	3.76%
20Y total return	109.32%
3M price change	1.41%
3M total return	1.98%
3Y price change	60.64%
3Y return CAGR	17.96%
3Y total return	64.14%
50-day SMA	$21.59
50-day SMA vs 200-day SMA	50over200
52-week high	$22.41
52-week high date	2026-09-16
52-week low	$16.87
52-week low date	2026-03-12
5Y price change	42.45%
5Y return CAGR	7.8%
5Y total return	45.56%
6M price change	14.17%
6M total return	15.39%
All-time high	$22.41
All-time high date	2026-09-16
All-time low	$4.75
All-time low date	2009-07-15
Average true range (ATR)	$0.44
Average volume	200.3K
Beta (1Y)	0.27
Beta (2Y)	0.94
Beta (5Y)	0.35
Change from 52-week high	-3.97%
Change from 52-week low	27.56%
Change from all-time high	-4.01%
Change from all-time low	352.84%
Change from open	-0.55%
Day's gap	-1.41%
Dollar volume	$3.6M
High price	$21.64
Low price	$21.24
Monthly RSI	67.99
Open price	$21.64
Position in 52-week range	70%
Premarket change	-1.96%
Premarket close	$21.95
Premarket price	$21.52
Premarket volume	409
Previous close	$21.95
Price vs 150-day SMA	5.74%
Price vs 20-day SMA	-0.73%
Price vs 200-day SMA	8.42%
Price vs 50-day SMA	-0.38%
Relative volume	0.83
RSI	46.4
Sharpe ratio	1.19
Sharpe ratio (3Y)	0.59
Sharpe ratio (5Y)	0.31
Sortino ratio	2.09
Sortino ratio (3Y)	1.17
Sortino ratio (5Y)	0.76
Volume	166.3K
Weekly RSI	58.36
YTD price change	15.21%
YTD total return	17.11%

Metric

Value

10Y price change

139%

10Y return CAGR

9.34%

10Y total return

144.21%

150-day SMA

$20.34

1D price change

-1.96%

1M price change

-0.6%

1M total return

-0.6%

1W price change

-1.65%

1W total return

-1.65%

1Y price change

24.99%

1Y return CAGR

27.73%

1Y total return

27.71%

20-day SMA

$21.67

200-day SMA

$19.84

20Y price change

104.86%

20Y return CAGR

3.76%

20Y total return

109.32%

3M price change

1.41%

3M total return

1.98%

3Y price change

60.64%

3Y return CAGR

17.96%

3Y total return

64.14%

50-day SMA

$21.59

50-day SMA vs 200-day SMA

50over200

52-week high

$22.41

52-week high date

2026-09-16

52-week low

$16.87

52-week low date

2026-03-12

5Y price change

42.45%

5Y return CAGR

7.8%

5Y total return

45.56%

6M price change

14.17%

6M total return

15.39%

All-time high

$22.41

All-time high date

2026-09-16

All-time low

$4.75

All-time low date

2009-07-15

Average true range (ATR)

$0.44

Average volume

200.3K

Beta (1Y)

0.27

Beta (2Y)

0.94

Beta (5Y)

0.35

Change from 52-week high

-3.97%

Change from 52-week low

27.56%

Change from all-time high

-4.01%

Change from all-time low

352.84%

Change from open

-0.55%

Day's gap

-1.41%

Dollar volume

$3.6M

High price

$21.64

Low price

$21.24

Monthly RSI

67.99

Open price

$21.64

Position in 52-week range

70%

Premarket change

-1.96%

Premarket close

$21.95

Premarket price

$21.52

Premarket volume

409

Previous close

$21.95

Price vs 150-day SMA

5.74%

Price vs 20-day SMA

-0.73%

Price vs 200-day SMA

8.42%

Price vs 50-day SMA

-0.38%

Relative volume

0.83

RSI

46.4

Sharpe ratio

1.19

Sharpe ratio (3Y)

0.59

Sharpe ratio (5Y)

0.31

Sortino ratio

2.09

Sortino ratio (3Y)

1.17

Sortino ratio (5Y)

0.76

Volume

166.3K

Weekly RSI

58.36

YTD price change

15.21%

YTD total return

17.11%

Metric	Value
Float	23.4M
Float percentage	72.63%
Shares change (QoQ)	-0.04%
Shares change (YoY)	-1.3%
Shares held by insiders	15.83%
Shares held by institutions	59.88%
Shares outstanding	32.2M
Short % of float	4.26%
Short % of shares	3.09%
Short ratio	4.2 days

Metric

Value

Float

23.4M

Float percentage

72.63%

Shares change (QoQ)

-0.04%

Shares change (YoY)

-1.3%

Shares held by insiders

15.83%

Shares held by institutions

59.88%

Shares outstanding

32.2M

Short % of float

4.26%

Short % of shares

3.09%

Short ratio

4.2 days

California BanCorp (BCAL)

Price

Financial snapshot

Fair-value bridge

Latest news · BCAL

Valuation

Profitability

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Profile and market data

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Performance and technicals

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Frequently asked questions