Essent Group Ltd. (ESNT)

NYSE: ESNT · USD

$65.5

-0.83 (-1.3%)· Recorded snapshot

Market cap	5.9B
Revenue (ttm)	1.3B
Net income (ttm)	680.7M
EPS (ttm)	$7.15
Shares out	89.9M
P/E (trailing)	9.2x
P/E (forward)	8.6x
Dividend	$1.40 (2.13%)
Volume	524,053
Beta	0.76

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.3B
Net income (ttm): 680.7M
EPS (ttm): $7.15
P/E (trailing): 9.2x
P/E (forward): 8.6x
Market cap: 5.9B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Активно покупать
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Активно покупать
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Держать

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E8.6

P25 n/aP50 n/aP75 n/a

Trailing P/E9.2

P25 n/aP50 n/aP75 n/a

ROE12

P25 n/aP50 n/aP75 n/a

ROIC11.5

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All ESNT indicators

Market & fundamental data

Available fields

266

Groups with data

Currency

USD

Showing 266 of 266 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001448893
Company name	Essent Group Ltd.
Country	Bermuda
Country code	US
CUSIP number	G3198U102
Earnings date	2026-11-06
Earnings time	bmo
Employees	514
Employees change	-111
Employees growth	-17.76%
Enterprise value	$6.3B
Exchange	NYSE
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2008
In index	RUSSELL2000
Industry	Insurance - Specialty
IPO date	2013-10-31
Is primary listing	Yes
Is SPAC	No
ISIN number	BMG3198U1027
Last 10-K release date	2026-02-18
Last earnings date	2026-08-07
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$5.9B
Market cap category	Mid-Cap
Next earnings date	2026-11-06
Options	Yes
Price	$65.48
Price currency	USD
Sector	Financials
SIC code	6351
Stock price date	2026-10-28
Symbol	ESNT
Website	https://ir.essentgroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	9.13x
Average P/E ratio (10Y)	8.87x
Average P/E ratio (3Y)	8.46x
Average P/E ratio (5Y)	7.49x
Earnings yield	10.91%
EV/Earnings	9.32x
EV/EBIT	7.43x
EV/EBITDA	7.39x
EV/FCF	7.68x
EV/Sales	4.79x
FCF / EV yield	13.02%
FCF yield	13.95%
Forward EV/Sales	4.33x
Forward P/E	8.61x
Forward P/S	4.04x
Graham number	100.65961
Graham upside	52.77%
Industry forward P/E	8.81x
Industry P/E	9.88x
Lynch fair value	$35.73
Lynch upside	-45.77%
P/(FCF - SBC) ratio	7.34x
P/(OCF - SBC) ratio	7.26x
P/B ratio	1.05x
P/E ratio	9.16x
P/FCF ratio	7.17x
P/OCF ratio	7.1x
P/S ratio	4.48x
PEG ratio	1.64x
Price / tangible book value	1.06x
Price/EBITDA ratio	6.9x
Sector forward P/E	13.61x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	64.51%
EBITDA margin	64.88%
Effective tax rate	17.06%
FCF margin	62.43%
Gross margin	76.01%
Operating margin	64.51%
Pretax margin	62.04%
Profit margin	51.45%
Profit per employee	$1.3M
Profitable quarters	55
Profitable years	13
Revenue per employee	$2.6M
ROA	7.2%
ROA (5Y)	8.98%
ROCE	12.54%
ROE	12.01%
ROE (5Y)	15.26%
ROIC	11.46%
ROIC (5Y)	14.34%
SBC / revenue	1.41%
Tax / revenue	10.58%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	4.3%
EPS growth (Q)	7.77%
EPS growth (QoQ)	14.29%
EPS growth 10Y	13.47%
EPS growth 3Y	4.71%
EPS growth 5Y	8.11%
EPS growth quarters	5
EPS growth years	2
FCF growth	-4.5%
FCF growth (Q)	3.88%
FCF growth (QoQ)	2.56%
FCF growth 3Y	5.96%
FCF growth 5Y	2.79%
Net income growth	-4.78%
Net income growth (Q)	-2.88%
Net income growth (QoQ)	10.43%
Net income growth 3Y	0.61%
Net income growth 5Y	4.6%
Net income growth years	0
OCF growth	-3.8%
OCF growth (Q)	3.99%
OCF growth (QoQ)	2.63%
OCF growth 10Y	12.48%
OCF growth 3Y	6.15%
OCF growth 5Y	2.93%
Revenue growth	4.31%
Revenue growth (Q)	13.64%
Revenue growth (QoQ)	7.92%
Revenue growth 10Y	12.71%
Revenue growth 3Y	9.48%
Revenue growth 5Y	6.22%
Revenue growth quarters	2
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-8.2M
EBIT	$853.4M
EBITDA	$858.4M
EPS	$7.15
FCF per share	$9.19
Financing cash flow	$-734.7M
Free cash flow	$825.9M
Free cash flow minus SBC	$807.3M
Gross profit	$1B
Income taxes	$140M
Investing cash flow	$-117.2M
Net cash flow	$-17.8M
Net income	$680.7M
Operating cash flow minus SBC	$815.5M
Operating income	$853.4M
Revenue	$1.3B
Stock-based compensation	$18.6M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$63.01
Debt / EBITDA	0.57
Debt / equity	0.09
Debt / FCF	0.6
Goodwill	$48.8M
Interest coverage	26.1
Net cash (debt)	$-421.6M
Net cash / market cap	-7.12%
Net debt / EBITDA	0.49
Net debt / equity	0.07
Net debt / FCF	0.51
Piotroski F-Score	4
Property, plant and equipment	$47.8M
Shareholders' equity	$5.7B
Tangible book value	$5.6B
Tangible book value per share	$62.15
Total assets	$7.6B
Total cash	$698.2M
Total debt	$496M
Total liabilities	$1.9B
WACC	8.21%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.18
Current ratio	1.79
Net working capital	$549.6M
Quick ratio	1.1
Working capital	$623.9M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	8.76%
Dividend growth	12.4%
Dividend growth (3Y)	11.54%
Dividend growth (5Y)	15.21%
Dividend growth years	6
Dividend payment date	2026-09-10
Dividend payment years	8
Dividend payout frequency	Quarterly
Dividend per share	$1.40
Dividend yield	2.13%
Ex-dividend date	2026-08-31
FCF payout ratio	15.24%
Last dividend	$0.35
Payout ratio	19.59%
Shareholder yield	10.89%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	146.17%
10Y return CAGR	10.95%
10Y total return	182.69%
150-day SMA	$63.53
1D price change	-1.25%
1M price change	3.33%
1M total return	3.33%
1W price change	0.02%
1W total return	0.02%
1Y price change	9.02%
1Y return CAGR	11.48%
1Y total return	11.47%
20-day SMA	$63.57
200-day SMA	$62.85
3M price change	-0.78%
3M total return	-0.28%
3Y price change	43.06%
3Y return CAGR	15.06%
3Y total return	52.32%
50-day SMA	$65.78
50-day SMA vs 200-day SMA	50over200
52-week high	$70.37
52-week high date	2026-08-18
52-week low	$55.34
52-week low date	2026-06-03
5Y price change	37.13%
5Y return CAGR	8.78%
5Y total return	52.29%
6M price change	2.4%
6M total return	3.54%
All-time high	$70.37
All-time high date	2026-08-18
All-time low	$16.49
All-time low date	2016-02-11
Average true range (ATR)	$1.67
Average volume	768.2K
Beta (1Y)	0.24
Beta (2Y)	0.51
Beta (5Y)	0.76
Change from 52-week high	-6.95%
Change from 52-week low	18.32%
Change from all-time high	-6.42%
Change from all-time low	299.45%
Change from open	-1.24%
Day's gap	-0.02%
Dollar volume	$34.3M
High price	$66.30
Low price	$65.42
Monthly RSI	56.38
Open price	$66.30
Position in 52-week range	6.82%
Premarket change	0.59%
Premarket close	$66.31
Premarket price	$66.70
Premarket volume	2.2K
Previous close	$66.31
Price vs 150-day SMA	3.65%
Price vs 20-day SMA	3.59%
Price vs 200-day SMA	4.77%
Price vs 50-day SMA	0.11%
Relative volume	0.68
RSI	54.99
Sharpe ratio	0.41
Sharpe ratio (3Y)	0.52
Sharpe ratio (5Y)	0.27
Sortino ratio	0.77
Sortino ratio (3Y)	0.96
Sortino ratio (5Y)	0.6
Volume	524.1K
Weekly RSI	53.03
YTD price change	1.29%
YTD total return	3.05%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	86.7M
Float percentage	96.42%
Shares change (QoQ)	-3.37%
Shares change (YoY)	-8.76%
Shares held by insiders	3.53%
Shares held by institutions	99.7%
Shares outstanding	89.9M
Short % of float	3.87%
Short % of shares	3.73%
Short ratio	4.1 days

Deeper analysis on ESNT

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this ESNT report

Is a complete ESNT research report available?

No complete published report is available for Essent Group Ltd. (ESNT) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Essent Group Ltd. (ESNT)

Price

Financial snapshot

Fair-value bridge

Latest news · ESNT

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ESNT indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ESNT

Frequently asked questions