First Guaranty Bancshares, Inc. (FGBI)

NASDAQ: FGBI · USD

$10.5

+0.25 (+2.4%)· Recorded snapshot

Market cap	175M
Revenue (ttm)	95.2M
Net income (ttm)	18.2M
EPS (ttm)	$1.14
Shares out	16.6M
P/E (trailing)	9.2x
Dividend	$0.04 (0.38%)
Volume	35,758.692
Beta	0.45

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 95.2M
Net income (ttm): 18.2M
EPS (ttm): $1.14
P/E (trailing): 9.2x
Market cap: 175M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	35B	8.8x	1.9x	15.9%	+15.1%	+24.9%	Активно покупать
AIG	American International Group Inc.	42.1B	12.8x	1.5x	7.9%	-10.3%	+4.5%	Активно покупать
AIZ	Assurant, Inc.	14.6B	13.7x	1.1x	14.3%	+6.5%	+41.9%	Держать

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-11-04 14:30 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E9.2

P25 n/aP50 n/aP75 n/a

ROE9.4

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All FGBI indicators

Market & fundamental data

Available fields

224

Groups with data

Currency

USD

Showing 224 of 224 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001408534
Company name	First Guaranty Bancshares, Inc.
Country	United States
Country code	US
CUSIP number	32043P106
Earnings date	2026-10-27
Earnings time	amc
Employees	333
Employees change	-27
Employees growth	-7.5%
Enterprise value	$-66.9M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1934
In index	RUSSELL2000
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US32043P1066
Last 10-K release date	2026-03-31
Last earnings date	2026-10-27
Last refreshed	2026-11-04
Last stock split date	2021-12-14
Last stock split type	Forward
Market cap	$175M
Market cap category	Micro-Cap
Next earnings date	2027-02-19
Options	No
Price	$10.52
Price currency	USD
Sector	Financials
SIC code	6035
Stock price date	2026-11-03
Symbol	FGBI
U.S. state	Louisiana
Website	https://www.fgb.net

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	18.95x
Average P/E ratio (10Y)	13.57x
Average P/E ratio (5Y)	14.45x
Earnings yield	10.83%
FCF / EV yield	-57.51%
FCF yield	21.99%
Graham number	16.92627
Graham upside	60.9%
Industry forward P/E	9.87x
Industry P/E	11.69x
Lynch fair value	$5.70
Lynch upside	-45.83%
P/B ratio	0.94x
P/E ratio	9.23x
P/FCF ratio	4.55x
P/OCF ratio	3.21x
P/S ratio	1.84x
Price / tangible book value	0.95x
Sector forward P/E	13.72x
Sector P/E	15.79x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	19.8%
FCF margin	102.12%
Operating margin	26.94%
Pretax margin	26.94%
Profit margin	21.6%
Profit per employee	$54,799
Profitable quarters	3
Revenue per employee	$286,030
ROA	0.59%
ROA (5Y)	0.24%
ROE	9.35%
ROE (5Y)	2.32%
Tax / revenue	5.33%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth (QoQ)	293.92%
EPS growth 10Y	-2.16%
EPS growth 3Y	5.22%
EPS growth 5Y	-13.05%
EPS growth quarters	3
EPS growth years	0
FCF growth	274.75%
FCF growth 3Y	19.6%
FCF growth 5Y	33.48%
Net income growth (QoQ)	299.09%
Net income growth 3Y	19.44%
Net income growth 5Y	-5.78%
Net income growth quarters	3
Net income growth years	0
OCF growth	400.02%
OCF growth 10Y	10.75%
OCF growth 3Y	24.61%
OCF growth 5Y	31.99%
Revenue growth	630.65%
Revenue growth (QoQ)	56.44%
Revenue growth 10Y	5.9%
Revenue growth 3Y	0.01%
Revenue growth 5Y	0.23%
Revenue growth quarters	3
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-16M
EPS	$1.14
FCF per share	$2.31
Financing cash flow	$-19.6M
Free cash flow	$38.5M
Gross profit	$95.2M
Income taxes	$5.1M
Investing cash flow	$31.8M
Net borrowing	$110,000
Net cash flow	$66.7M
Net income	$18.2M
Operating income	$25.7M
Revenue	$95.2M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$11.17
Debt / equity	0.23
Debt / FCF	1.33
Net cash (debt)	$242M
Net cash / market cap	138.24%
Net cash growth	-56.56%
Net debt / equity	-1.11
Net debt / FCF	-6.29
Piotroski F-Score	4
Property, plant and equipment	$61.5M
Shareholders' equity	$218.9M
Tangible book value	$184.5M
Tangible book value per share	$11.09
Total assets	$3.2B
Total cash	$293.3M
Total debt	$51.3M
Total liabilities	$2.9B
WACC	5.21%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-2.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-20.67%
Dividend growth	0%
Dividend growth (10Y)	-22.02%
Dividend growth (3Y)	-60.31%
Dividend growth (5Y)	-41.46%
Dividend growth years	0
Dividend payment date	2026-09-30
Dividend payment years	21
Dividend payout frequency	Quarterly
Dividend per share	$0.04
Dividend yield	0.38%
Ex-dividend date	2026-09-25
FCF payout ratio	1.73%
Last dividend	$0.01
Payout ratio	3.51%
Shareholder yield	-20.29%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-19.2%
10Y return CAGR	0.8%
10Y total return	8.27%
150-day SMA	$9.18
1D price change	2.43%
1M price change	26.59%
1M total return	26.59%
1W price change	18.34%
1W total return	18.34%
1Y price change	60.37%
1Y return CAGR	61.31%
1Y total return	61.25%
20-day SMA	$8.75
200-day SMA	$9.05
3M price change	9.7%
3M total return	9.84%
3Y price change	-0.57%
3Y return CAGR	2%
3Y total return	6.12%
50-day SMA	$8.48
50-day SMA vs 200-day SMA	50under200
52-week high	$11.02
52-week high date	2026-06-15
52-week low	$4.31
52-week low date	2025-12-05
5Y price change	-46.15%
5Y return CAGR	-9.22%
5Y total return	-38.34%
6M price change	13.73%
6M total return	13.99%
All-time high	$29.65
All-time high date	2022-06-06
All-time low	$4.31
All-time low date	2025-12-05
Average true range (ATR)	$0.42
Average volume	25.3K
Beta (1Y)	0.81
Beta (2Y)	0.37
Beta (5Y)	0.45
Change from 52-week high	-4.49%
Change from 52-week low	144.08%
Change from all-time high	-64.52%
Change from all-time low	144.08%
Change from open	1.84%
Day's gap	0.58%
Dollar volume	$376,181
High price	$10.59
Low price	$10.33
Monthly RSI	53.85
Open price	$10.33
Position in 52-week range	73.08%
Previous close	$10.27
Price vs 150-day SMA	14.61%
Price vs 20-day SMA	20.17%
Price vs 200-day SMA	16.27%
Price vs 50-day SMA	24.1%
Relative volume	1.41
RSI	74.41
Sharpe ratio	1.04
Sharpe ratio (3Y)	0.23
Sharpe ratio (5Y)	-0.06
Sortino ratio	1.78
Sortino ratio (3Y)	0.47
Sortino ratio (5Y)	0.04
Volume	35.8K
Weekly RSI	63.17
YTD price change	95.9%
YTD total return	96.59%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	4.4M
Float percentage	26.6%
Shares change (QoQ)	1.31%
Shares change (YoY)	20.67%
Shares held by insiders	57.31%
Shares held by institutions	8.87%
Shares outstanding	16.6M
Short % of float	8.58%
Short % of shares	2.28%
Short ratio	14.6 days

Deeper analysis on FGBI

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this FGBI report

Is a complete FGBI research report available?

No complete published report is available for First Guaranty Bancshares, Inc. (FGBI) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

First Guaranty Bancshares, Inc. (FGBI)

Price

Financial snapshot

Fair-value bridge

Latest news · FGBI

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All FGBI indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on FGBI

Frequently asked questions