ING Groep N.V. (ING)

NYSE: ING · USD

$32.8

+0.25 (+0.8%)· Recorded snapshot

Market cap	93.9B
Revenue (ttm)	28.8B
Net income (ttm)	9.9B
EPS (ttm)	$3.33
Shares out	2.9B
P/E (trailing)	9.9x
P/E (forward)	11.1x
Dividend	$1.29 (3.94%)
Volume	2,523,352
Beta	0.91

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 28.8B
Net income (ttm): 9.9B
EPS (ttm): $3.33
P/E (trailing): 9.9x
P/E (forward): 11.1x
Market cap: 93.9B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Активно покупать
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Активно покупать
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Держать

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E11.1

P25 n/aP50 n/aP75 n/a

Trailing P/E9.9

P25 n/aP50 n/aP75 n/a

ROE17.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All ING indicators

Market & fundamental data

Available fields

220

Groups with data

Currency

EUR

Showing 220 of 220 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001039765
Company name	ING Groep N.V.
Country	Netherlands
Country code	US
CUSIP number	456837103
Earnings date	2026-10-29
Earnings time	bmo
Employees	62,770
Employees change	1,649
Employees growth	2.7%
Exchange	NYSE
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1991
Industry	Banks - Diversified
Is primary listing	No
Is SPAC	No
ISIN number	US4568371037
Last 10-K release date	2026-02-26
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Last stock split date	2001-07-13
Last stock split type	Forward
Market cap	$93.9B
Market cap category	Large-Cap
Next earnings date	2026-10-29
Options	Yes
Price	$32.83
Price currency	USD
Sector	Financials
SIC code	6029
Stock price date	2026-10-28
Symbol	ING
Website	https://www.ing.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	12.79x
Average P/E ratio (10Y)	9.21x
Average P/E ratio (3Y)	10.08x
Average P/E ratio (5Y)	8.32x
Earnings yield	10.13%
FCF yield	-47.96%
Forward P/E	11.09x
Forward P/S	3.23x
Graham number	40.29691
Graham upside	22.97%
Industry forward P/E	11.84x
Industry P/E	13.41x
Lynch fair value	$59.12
Lynch upside	80.41%
P/B ratio	1.59x
P/E ratio	9.87x
P/S ratio	3.23x
Price / tangible book value	1.68x
Sector forward P/E	13.61x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	28.13%
Operating margin	52.39%
Pretax margin	49.47%
Profit margin	34.49%
Profit per employee	$158,293
Profitable years	16
Revenue per employee	$458,915
ROA	0.8%
ROA (5Y)	0.75%
ROE	17.12%
ROE (5Y)	13.45%
Tax / revenue	13.92%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	131.2%
EPS growth (Q)	22.06%
EPS growth (QoQ)	26.07%
EPS growth 10Y	8.07%
EPS growth 3Y	11.74%
EPS growth 5Y	23.96%
EPS growth years	2
Net income growth	116.99%
Net income growth (Q)	16.24%
Net income growth (QoQ)	25.13%
Net income growth 3Y	4.66%
Net income growth 5Y	16.92%
Net income growth years	2
Revenue growth	36.08%
Revenue growth (Q)	11.1%
Revenue growth (QoQ)	9.6%
Revenue growth 10Y	4.42%
Revenue growth 3Y	3.05%
Revenue growth 5Y	8.3%
Revenue growth years	2

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-663.8M
EPS	$3.33
FCF per share	$-15.62
Financing cash flow	$52.2B
Free cash flow	$-44.7B
Gross profit	$28.8B
Income taxes	$4B
Investing cash flow	$-30.6B
Net borrowing	$16.1B
Net cash flow	$-24.2B
Net income	$9.9B
Operating income	$15.1B
Revenue	$28.8B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$20.07
Debt / equity	5.1
Goodwill	$654.9M
Net cash (debt)	$-16.2B
Net cash / market cap	-17.41%
Net debt / equity	0.28
Piotroski F-Score	2
Property, plant and equipment	$3B
Shareholders' equity	$58.7B
Tangible book value	$55.4B
Tangible book value per share	$19.38
Total assets	$1.3T
Total cash	$283.2B
Total debt	$299.4B
Total liabilities	$1.3T
WACC	2.2%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-668B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	6.28%
Dividend growth	10.88%
Dividend growth (10Y)	8.02%
Dividend growth (3Y)	19.3%
Dividend growth (5Y)	16.85%
Dividend growth years	4
Dividend payment date	2026-08-17
Dividend payment years	6
Dividend payout frequency	Semi-Annual
Dividend per share	$1.29
Dividend yield	3.94%
Ex-dividend date	2026-08-10
Last dividend	$0.39
Payout ratio	38.93%
Shareholder yield	10.22%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	150.04%
10Y return CAGR	14.82%
10Y total return	298.24%
150-day SMA	$32.23
15Y price change	218.87%
15Y return CAGR	11.96%
15Y total return	444.32%
1D price change	0.78%
1M price change	-10.31%
1M total return	-10.31%
1W price change	-0.55%
1W total return	-0.55%
1Y price change	34.95%
1Y return CAGR	40.84%
1Y total return	40.81%
20-day SMA	$33.39
200-day SMA	$31.25
20Y price change	-25.55%
20Y return CAGR	2.97%
20Y total return	79.5%
3M price change	-2.12%
3M total return	-1.03%
3Y price change	159.54%
3Y return CAGR	45.08%
3Y total return	205.42%
50-day SMA	$35.01
50-day SMA vs 200-day SMA	50over200
52-week high	$37.52
52-week high date	2026-09-08
52-week low	$24.03
52-week low date	2025-10-28
5Y price change	116.23%
5Y return CAGR	23.78%
5Y total return	190.53%
6M price change	16.78%
6M total return	18.08%
All-time high	$47.18
All-time high date	2007-04-25
All-time low	$3.02
All-time low date	2009-03-05
Average true range (ATR)	$0.67
Average volume	2.7M
Beta (5Y)	0.91
Change from 52-week high	-12.51%
Change from 52-week low	36.58%
Change from all-time high	-30.52%
Change from all-time low	985.43%
Change from open	0.05%
Day's gap	0.74%
Dollar volume	$82.8M
High price	$32.92
Low price	$32.54
Monthly RSI	67.84
Open price	$32.81
Position in 52-week range	75%
Premarket change	0.55%
Premarket close	$32.57
Premarket price	$32.75
Premarket volume	12.6K
Previous close	$32.57
Price vs 150-day SMA	1.72%
Price vs 20-day SMA	-1.82%
Price vs 200-day SMA	4.91%
Price vs 50-day SMA	-6.36%
Relative volume	0.95
RSI	40.17
Sharpe ratio	1.23
Sharpe ratio (3Y)	1.4
Sharpe ratio (5Y)	0.71
Sortino ratio	2.17
Sortino ratio (3Y)	2.4
Sortino ratio (5Y)	1.2
Volume	2.5M
Weekly RSI	50.24
YTD price change	17.07%
YTD total return	22.15%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	2.8B
Float percentage	99.3%
Shares change (QoQ)	-0.74%
Shares change (YoY)	-6.28%
Shares held by insiders	0.01%
Shares held by institutions	49.38%
Shares outstanding	2.9B
Short % of float	0.11%
Short % of shares	0.11%
Short ratio	1.6 days

Deeper analysis on ING

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this ING report

Is a complete ING research report available?

No complete published report is available for ING Groep N.V. (ING) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

ING Groep N.V. (ING)

Price

Financial snapshot

Fair-value bridge

Latest news · ING

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ING indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ING

Frequently asked questions