CPI Card Group Inc. (PMTS)

NASDAQ: PMTS · USD

$25.8

+0.35 (+1.4%)· Recorded snapshot

Market cap	298.8M
Revenue (ttm)	587.3M
Net income (ttm)	13.8M
EPS (ttm)	$1.15
Shares out	11.6M
P/E (trailing)	22.4x
P/E (forward)	9.9x
Volume	110,647
Beta	1.12

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 587.3M
Net income (ttm): 13.8M
EPS (ttm): $1.15
P/E (trailing): 22.4x
P/E (forward): 9.9x
Market cap: 298.8M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Активно покупать
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Активно покупать
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Держать

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E9.9

P25 n/aP50 n/aP75 n/a

Trailing P/E22.4

P25 n/aP50 n/aP75 n/a

ROEn/a

P25 n/aP50 n/aP75 n/a

ROIC10.9

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All PMTS indicators

Market & fundamental data

Available fields

263

Groups with data

Currency

USD

Showing 263 of 263 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001641614
Company name	CPI Card Group Inc.
Country	United States
Country code	US
CUSIP number	12634H200
Earnings date	2026-11-04
Earnings time	bmo
Employees	1,700
Employees change	200
Employees growth	13.33%
Enterprise value	$598.4M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2007
In index	RUSSELL2000
Industry	Credit Services
IPO date	2015-10-09
Is primary listing	Yes
Is SPAC	No
ISIN number	US12634H2004
Last 10-K release date	2026-03-05
Last earnings date	2026-08-06
Last refreshed	2026-10-28
Last stock split date	2017-12-20
Last stock split type	Reverse
Market cap	$298.8M
Market cap category	Micro-Cap
Next earnings date	2026-11-04
Options	No
Price	$25.78
Price currency	USD
Sector	Financials
SIC code	2750
Stock price date	2026-10-28
Symbol	PMTS
U.S. state	Colorado
Website	https://www.cpicardgroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	9.31x
Average P/E ratio (10Y)	14.35x
Average P/E ratio (3Y)	14.31x
Average P/E ratio (5Y)	12.87x
Earnings yield	4.46%
EV/Earnings	43.03x
EV/EBIT	11.45x
EV/EBITDA	7.67x
EV/FCF	7.73x
EV/Sales	1.01x
FCF / EV yield	12.94%
FCF yield	26.2%
Forward EV/Sales	0.95x
Forward P/E	9.93x
Forward P/S	0.47x
Industry forward P/E	19.82x
Industry P/E	22.96x
Lynch fair value	$5.75
Lynch upside	-77.19%
P/(FCF - SBC) ratio	4.18x
P/(OCF - SBC) ratio	3.44x
P/E ratio	22.42x
P/FCF ratio	3.82x
P/OCF ratio	3.19x
P/S ratio	0.5x
Price/EBITDA ratio	3.79x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	8.8%
EBITDA margin	13.13%
Effective tax rate	35.18%
FCF margin	13.03%
Gross margin	30.54%
Operating margin	8.8%
Pretax margin	3.61%
Profit margin	2.34%
Profit per employee	$8,091
Profitable quarters	26
Profitable years	6
Revenue per employee	$345,476
ROA	8.17%
ROA (5Y)	13.15%
ROCE	17.21%
ROIC	10.94%
ROIC (5Y)	19.27%
SBC / revenue	1.13%
Tax / revenue	1.27%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	3.48%
EPS growth (Q)	325%
EPS growth (QoQ)	0%
EPS growth 10Y	1.22%
EPS growth 3Y	-31.16%
EPS growth 5Y	-9.54%
EPS growth quarters	1
EPS growth years	0
FCF growth	128.4%
FCF growth (Q)	4,762.29%
FCF growth (QoQ)	155.71%
FCF growth 3Y	31.69%
FCF growth 5Y	26.54%
Gross profit growth	10.29%
Gross profit growth (Q)	12.13%
Gross profit growth 3Y	-1.82%
Gross profit growth 5Y	4.45%
Net income growth	2.97%
Net income growth (Q)	293.82%
Net income growth (QoQ)	-0.78%
Net income growth 3Y	-30.95%
Net income growth 5Y	-8.75%
Net income growth quarters	1
Net income growth years	0
OCF growth	86.64%
OCF growth (Q)	556.1%
OCF growth (QoQ)	108.83%
OCF growth 10Y	4.66%
OCF growth 3Y	22.57%
OCF growth 5Y	22.87%
Operating income growth	-9.77%
Operating income growth (Q)	-11.24%
Operating income growth 3Y	-15.02%
Operating income growth 5Y	-2.77%
Revenue growth	16.91%
Revenue growth (Q)	14.97%
Revenue growth (QoQ)	1.41%
Revenue growth 10Y	4.98%
Revenue growth 3Y	6.45%
Revenue growth 5Y	10.96%
Revenue growth quarters	9
Revenue growth years	2

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-15.2M
Depreciation and amortization	$25.4M
EBIT	$51.7M
EBITDA	$77.1M
EPS	$1.15
FCF per share	$6.60
Financing cash flow	$-61.7M
Free cash flow	$76.6M
Free cash flow minus SBC	$69.9M
Gross profit	$179.4M
Income taxes	$7.5M
Investing cash flow	$-25.7M
Net borrowing	$-59.4M
Net cash flow	$4.2M
Net income	$13.8M
Operating cash flow minus SBC	$85.1M
Operating income	$51.7M
Revenue	$587.3M
Stock-based compensation	$6.6M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	2.83
Book value per share	$-1.00
Debt / EBITDA	3.77
Debt / FCF	4.19
Goodwill	$52.7M
Interest coverage	1.63
Long-term assets	$202.3M
Long-term liabilities	$311.7M
Net cash (debt)	$-299.6M
Net cash / market cap	-102.51%
Net debt / EBITDA	3.88
Net debt / FCF	3.91
Piotroski F-Score	6
Property, plant and equipment	$105.2M
Shareholders' equity	$-11.5M
Tangible book value	$-83.9M
Tangible book value per share	$-7.28
Total assets	$390.4M
Total cash	$21.4M
Total debt	$320.9M
Total liabilities	$401.9M
WACC	8.32%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	1.49
Current assets	$188.2M
Current liabilities	$90.1M
Current ratio	2.09
Inventory turnover	5.56
Net working capital	$89.7M
Quick ratio	1.22
Working capital	$98M
Working capital turnover	5.26

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.32%
Dividend per share	$0.00
Dividend yield	0%
Last dividend	$0.23
Shareholder yield	0.32%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-7.51%
10Y return CAGR	-0.36%
10Y total return	-3.51%
150-day SMA	$21.36
1D price change	1.38%
1M price change	3.7%
1M total return	3.7%
1W price change	-5.09%
1W total return	-5.09%
1Y price change	52%
1Y return CAGR	52.04%
1Y total return	52%
20-day SMA	$25.70
200-day SMA	$19.37
3M price change	25.44%
3M total return	25.44%
3Y price change	53.13%
3Y return CAGR	15.26%
3Y total return	53.13%
50-day SMA	$26.17
50-day SMA vs 200-day SMA	50over200
52-week high	$31.25
52-week high date	2026-08-11
52-week low	$10.81
52-week low date	2026-02-12
5Y price change	-7.31%
5Y return CAGR	-1.51%
5Y total return	-7.31%
6M price change	41.8%
6M total return	41.8%
All-time high	$67.50
All-time high date	2015-10-12
All-time low	$0.36
All-time low date	2020-03-19
Average true range (ATR)	$0.91
Average volume	141K
Beta (1Y)	1.69
Beta (2Y)	1.75
Beta (5Y)	1.12
Change from 52-week high	-17.5%
Change from 52-week low	138.48%
Change from all-time high	-61.98%
Change from all-time low	7,029.17%
Change from open	1.62%
Day's gap	-0.24%
Dollar volume	$2.9M
High price	$25.80
Low price	$25.29
Monthly RSI	56.21
Open price	$25.37
Position in 52-week range	96.08%
Previous close	$25.43
Price vs 150-day SMA	20.17%
Price vs 20-day SMA	-0.14%
Price vs 200-day SMA	32.49%
Price vs 50-day SMA	-1.94%
Relative volume	0.78
RSI	49
Sharpe ratio	0.87
Sharpe ratio (3Y)	0.51
Sharpe ratio (5Y)	0.29
Sortino ratio	1.59
Sortino ratio (3Y)	0.85
Sortino ratio (5Y)	0.5
Volume	110.6K
Weekly RSI	58.47
YTD price change	74.83%
YTD total return	74.83%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	8.2M
Float percentage	70.74%
Shares change (QoQ)	1.54%
Shares change (YoY)	-0.32%
Shares held by insiders	5.96%
Shares held by institutions	28.05%
Shares outstanding	11.6M
Short % of float	4.61%
Short % of shares	3.26%
Short ratio	1.5 days

Deeper analysis on PMTS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this PMTS report

Is a complete PMTS research report available?

No complete published report is available for CPI Card Group Inc. (PMTS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

CPI Card Group Inc. (PMTS)

Price

Financial snapshot

Fair-value bridge

Latest news · PMTS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All PMTS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on PMTS

Frequently asked questions