ADX/TKFL (ADX/TKFL)

Abu Dhabi Securities Exchange: ADX/TKFL · AED

AED 6.00

+0.00 (0.0%)· Recorded snapshot

Market cap	630M
Revenue (ttm)	515.3M
Net income (ttm)	139.9M
EPS (ttm)	AED 1.33
Shares out	105M
P/E (trailing)	4.5x
Dividend	AED 0.29 (4.77%)
Beta	0.18

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 515.3M
Net income (ttm): 139.9M
EPS (ttm): AED 1.33
P/E (trailing): 4.5x
Market cap: 630M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E4.5

P25 n/aP50 n/aP75 n/a

ROE23.8

P25 n/aP50 n/aP75 n/a

ROIC16.4

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All ADX/TKFL indicators

Market & fundamental data

Available fields

215

Groups with data

Currency

AED

Showing 215 of 215 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AED
Country	United Arab Emirates
Country code	AE
Earnings date	2026-11-10
Employees	162
Enterprise value	AED 570M
Exchange	Abu Dhabi Securities Exchange
Financial currency	AED
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	2003
Industry	Insurance Carriers
Is primary listing	Yes
ISIN number	AEA001801017
Last earnings date	2026-05-13
Last refreshed	2026-10-29
Last stock split date	2022-04-06
Last stock split type	Forward
Market cap	AED 630M
Next earnings date	2026-11-10
Price	AED 6.00
Price currency	AED
SIC code	6300
Stock price date	2026-10-29
Symbol	adx/TKFL
Website	https://www.takaful.ae

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	7.13x
Average P/E ratio (3Y)	5.87x
Average P/E ratio (5Y)	7.39x
Earnings yield	22.2%
EV/Earnings	4.08x
EV/EBIT	4.91x
EV/EBITDA	4.73x
EV/FCF	5.57x
EV/Sales	1.11x
FCF / EV yield	17.94%
FCF yield	16.23%
Graham number	13.4487
Graham upside	124.15%
Industry P/E	10.71x
Lynch fair value	AED 15.07
Lynch upside	151.2%
P/B ratio	0.99x
P/E ratio	4.5x
P/FCF ratio	6.16x
P/OCF ratio	5.6x
P/S ratio	1.22x
Price / tangible book value	0.99x
Price/EBITDA ratio	5.31x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	22.52%
EBITDA margin	23.02%
Effective tax rate	8.51%
FCF margin	19.85%
Gross margin	2.42%
Operating margin	22.52%
Pretax margin	29.67%
Profit margin	27.15%
Profit per employee	AED 863,447
Revenue per employee	AED 3.2M
ROA	4.41%
ROA (5Y)	4.08%
ROCE	18.19%
ROE	23.76%
ROE (5Y)	19.7%
ROIC	16.38%
ROIC (5Y)	16.92%
Tax / revenue	2.53%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	25.29%
EPS growth (Q)	-4.53%
EPS growth (QoQ)	-21.47%
EPS growth 10Y	9.96%
EPS growth 3Y	37.16%
EPS growth 5Y	11.31%
FCF growth	0.8%
FCF growth (Q)	193.67%
FCF growth 3Y	52.34%
Net income growth	25.29%
Net income growth (Q)	-4.53%
Net income growth (QoQ)	-21.47%
Net income growth 3Y	37.16%
Net income growth 5Y	11.31%
OCF growth	10.02%
OCF growth (Q)	186.81%
OCF growth 10Y	1.38%
OCF growth 3Y	53.95%
Revenue growth	27.98%
Revenue growth (Q)	14.5%
Revenue growth (QoQ)	-11.47%
Revenue growth 10Y	12.7%
Revenue growth 3Y	-9.52%
Revenue growth 5Y	21.58%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	AED -10.2M
EBIT	AED 116.1M
EBITDA	AED 118.6M
EPS	AED 1.33
FCF per share	AED 0.97
Financing cash flow	AED -32.2M
Free cash flow	AED 102.3M
Gross profit	AED 12.5M
Income taxes	AED 13M
Investing cash flow	AED -80M
Net borrowing	AED -2.2M
Net cash flow	AED 347,437
Net income	AED 139.9M
Operating income	AED 116.1M
Revenue	AED 515.3M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	AED 6.03
Debt / EBITDA	0.11
Debt / equity	0.02
Debt / FCF	0.13
Net cash (debt)	AED 60M
Net cash / market cap	9.52%
Net cash growth	28.32%
Net debt / EBITDA	-0.51
Net debt / equity	-0.09
Net debt / FCF	-0.59
Piotroski F-Score	5
Property, plant and equipment	AED 17.1M
Shareholders' equity	AED 633.6M
Tangible book value	AED 633.6M
Tangible book value per share	AED 6.03
Total assets	AED 1.7B
Total cash	AED 126.7M
Total debt	AED 12.9M
Total liabilities	AED 1.1B
WACC	5.12%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.31
Current ratio	0.59
Net working capital	AED -505.3M
Quick ratio	0.12
Working capital	AED -432.5M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	42.85%
Dividend growth (10Y)	6.49%
Dividend growth (3Y)	3.58%
Dividend growth (5Y)	8.45%
Dividend growth years	0
Dividend payment date	2026-05-15
Dividend payment years	15
Dividend payout frequency	Annual
Dividend per share	AED 0.29
Dividend yield	4.77%
Ex-dividend date	2026-04-24
FCF payout ratio	29.33%
Last dividend	AED 0.29
Payout ratio	21.45%
Shareholder yield	4.77%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	57.48%
10Y return CAGR	9.85%
10Y total return	155.75%
150-day SMA	AED 5.30
15Y price change	10.19%
15Y return CAGR	4.85%
15Y total return	103.44%
1D price change	0%
1M price change	4.9%
1M total return	4.9%
1Y price change	11.52%
1Y return CAGR	18.1%
1Y total return	18.09%
20-day SMA	AED 5.90
200-day SMA	AED 5.43
20Y price change	222.06%
20Y return CAGR	9.4%
20Y total return	502.96%
3M price change	12.99%
3M total return	12.99%
3Y price change	0.17%
3Y return CAGR	5.51%
3Y total return	17.47%
50-day SMA	AED 5.90
50-day SMA vs 200-day SMA	50over200
52-week high	AED 6.25
52-week high date	2026-02-13
52-week low	AED 4.02
52-week low date	2025-12-29
5Y price change	28.56%
5Y return CAGR	10.38%
5Y total return	63.86%
6M price change	17.65%
6M total return	17.65%
All-time high	AED 9.43
All-time high date	2023-08-07
All-time low	AED 1.52
All-time low date	2006-11-13
Average true range (ATR)	AED 0.03
Average volume	257.8
Beta (1Y)	-0.14
Beta (2Y)	0.19
Beta (5Y)	0.18
Change from 52-week high	-4%
Change from 52-week low	49.25%
Change from all-time high	-36.37%
Change from all-time low	294.74%
Monthly RSI	53.68
Previous close	AED 6.00
Price vs 150-day SMA	13.25%
Price vs 20-day SMA	1.64%
Price vs 200-day SMA	10.42%
Price vs 50-day SMA	1.73%
Relative volume	0
RSI	63.03
Sharpe ratio	0.3
Sharpe ratio (3Y)	0.35
Sharpe ratio (5Y)	0.4
Sortino ratio	0.63
Sortino ratio (3Y)	0.65
Sortino ratio (5Y)	0.75
Weekly RSI	59.82
YTD price change	4.35%
YTD total return	10.49%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	20.6M
Shares change (QoQ)	0%
Shares held by institutions	33.72%
Shares outstanding	105M

Deeper analysis on ADX/TKFL

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this ADX/TKFL report

Is a complete ADX/TKFL research report available?

No complete published report is available for adx/TKFL (ADX/TKFL) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

ADX/TKFL (ADX/TKFL)

Price

Financial snapshot

Fair-value bridge

Latest news · ADX/TKFL

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ADX/TKFL indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ADX/TKFL

Frequently asked questions