BCBA/ITUB3 (BCBA/ITUB3)

Buenos Aires Stock Exchange: BCBA/ITUB3 · ARS

ARS 13,710

-510.00 (-3.6%)· Recorded snapshot

Market cap	132.3T
Revenue (ttm)	41.1T
Net income (ttm)	13.4T
EPS (ttm)	ARS 1,211
P/E (trailing)	11.3x
P/E (forward)	8.8x
Dividend	ARS 682 (4.98%)
Volume	1,471

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 41.1T
Net income (ttm): 13.4T
EPS (ttm): ARS 1,211
P/E (trailing): 11.3x
P/E (forward): 8.8x
Market cap: 132.3T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 13:30 UTC

Forward P/E8.8

P25 n/aP50 n/aP75 n/a

Trailing P/E11.3

P25 n/aP50 n/aP75 n/a

ROE21.5

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.5%

Nasdaq Composite-2.4%

Dow Jones Industrial Average+1.8%

Russell 2000+1.8%

All BCBA/ITUB3 indicators

Market & fundamental data

Available fields

195

Groups with data

Currency

BRL

Showing 195 of 195 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	ARS
Country	Brazil
Country code	AR
Earnings date	2026-11-03
Employees	93,554
Employees change	1,000
Employees growth	1%
Exchange	Buenos Aires Stock Exchange
Financial currency	BRL
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1924
Industry	Banks - Regional
Is primary listing	No
ISIN number	ARCAVA4601O1
Last earnings date	2026-08-04
Last refreshed	2026-10-29
Last stock split date	2025-12-22
Last stock split type	Forward
Market cap	ARS 132.3T
Next earnings date	2026-11-03
Price	ARS 13,710.00
Price currency	ARS
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	bcba/ITUB3
Website	https://www.itau.com.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	10x
Average P/E ratio (3Y)	8.71x
Average P/E ratio (5Y)	8.53x
Earnings yield	8.83%
FCF yield	9.27%
Forward P/E	8.77x
Graham number	14521.19525
Graham upside	5.92%
Industry forward P/E	6.92x
Industry P/E	28.72x
Lynch fair value	ARS 15,247.21
Lynch upside	11.21%
P/(FCF - SBC) ratio	10.81x
P/(OCF - SBC) ratio	10.48x
P/B ratio	2.03x
P/E ratio	11.32x
P/FCF ratio	10.78x
P/OCF ratio	10.45x
P/S ratio	3.22x
Price / tangible book value	2.42x
Sector forward P/E	6.73x
Sector P/E	22.84x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	12.34%
FCF margin	29.61%
Operating margin	37.04%
Pretax margin	38.05%
Profit margin	32.58%
Profit per employee	ARS 143.1M
Profitable quarters	70
Profitable years	26
Revenue per employee	ARS 439.3M
ROA	1.58%
ROA (5Y)	1.45%
ROE	21.48%
ROE (5Y)	18.91%
SBC / revenue	0.08%
Tax / revenue	4.69%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	9.67%
EPS growth (Q)	8.1%
EPS growth (QoQ)	2.69%
EPS growth 10Y	6.11%
EPS growth 3Y	14.57%
EPS growth 5Y	10.92%
EPS growth quarters	2
EPS growth years	5
FCF growth (Q)	173.17%
FCF growth (QoQ)	-47.74%
FCF growth 3Y	72.25%
Net income growth	9.3%
Net income growth (Q)	7.56%
Net income growth (QoQ)	2.95%
Net income growth 3Y	14.48%
Net income growth 5Y	10.99%
Net income growth quarters	16
Net income growth years	5
OCF growth (Q)	170.32%
OCF growth (QoQ)	-47.73%
OCF growth 10Y	-5.28%
OCF growth 3Y	57.9%
Revenue growth	6.63%
Revenue growth (Q)	17.53%
Revenue growth (QoQ)	6.81%
Revenue growth 10Y	5.42%
Revenue growth 3Y	6.82%
Revenue growth 5Y	5.57%
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	ARS -386.9B
EPS	ARS 1,210.81
Financing cash flow	ARS 20.3T
Free cash flow	ARS 12.3T
Free cash flow minus SBC	ARS 12.2T
Gross profit	ARS 41.1T
Income taxes	ARS 1.9T
Investing cash flow	ARS -23.6T
Net borrowing	ARS -2.2T
Net cash flow	ARS 8.6T
Net income	ARS 13.4T
Operating cash flow minus SBC	ARS 12.6T
Operating income	ARS 15.2T
Revenue	ARS 41.1T
Stock-based compensation	ARS 34B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	ARS 5,650.22
Debt / equity	4.89
Debt / FCF	26
Net cash (debt)	ARS -180.6T
Net cash / market cap	-136.51%
Net debt / equity	2.77
Net debt / FCF	14.72
Piotroski F-Score	3
Property, plant and equipment	ARS 3.6T
Shareholders' equity	ARS 65.2T
Tangible book value	ARS 54.8T
Tangible book value per share	ARS 4,967.54
Total assets	ARS 915.7T
Total cash	ARS 138.5T
Total debt	ARS 319.1T
Total liabilities	ARS 850.5T

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	ARS -406.2T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.34%
Dividend growth	0%
Dividend growth years	0
Dividend payment date	2026-10-02
Dividend payment years	2
Dividend per share	ARS 682.49
Dividend yield	4.98%
Ex-dividend date	2026-09-02
Last dividend	ARS 4.51
Payout ratio	67.99%
Shareholder yield	5.31%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	ARS 13,642.73
1D price change	-3.59%
1M price change	-0.84%
1M total return	-0.84%
1W price change	-17.47%
1W total return	-17.47%
1Y price change	50.3%
1Y return CAGR	60.97%
1Y total return	60.92%
20-day SMA	ARS 16,672.50
200-day SMA	ARS 13,188.60
3M price change	0.07%
3M total return	0.14%
50-day SMA	ARS 15,021.80
50-day SMA vs 200-day SMA	50over200
52-week high	ARS 20,000.00
52-week high date	2026-10-01
52-week low	ARS 8,271.81
52-week low date	2025-10-27
6M price change	6.52%
6M total return	7.45%
All-time high	ARS 20,000.00
All-time high date	2026-10-01
All-time low	ARS 5,514.54
All-time low date	2025-04-22
Average true range (ATR)	ARS 1,123.09
Average volume	16K
Change from 52-week high	-31.45%
Change from 52-week low	65.74%
Change from all-time high	-28.9%
Change from all-time low	157.86%
Change from open	0.51%
Day's gap	-4.08%
Dollar volume	ARS 20.2M
High price	ARS 13,790.00
Low price	ARS 13,370.00
Monthly RSI	68.91
Open price	ARS 13,640.00
Position in 52-week range	80.95%
Previous close	ARS 14,220.00
Price vs 150-day SMA	4.23%
Price vs 20-day SMA	-14.71%
Price vs 200-day SMA	7.82%
Price vs 50-day SMA	-5.34%
Relative volume	0.09
RSI	39.88
Sharpe ratio	1.25
Sortino ratio	1.94
Volume	1.5K
Weekly RSI	50.55
YTD price change	40.51%
YTD total return	42.95%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	5.9B
Shares change (QoQ)	0.25%
Shares change (YoY)	-0.34%
Shares held by insiders	0.58%
Shares held by institutions	29.71%

Deeper analysis on BCBA/ITUB3

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this BCBA/ITUB3 report

Is a complete BCBA/ITUB3 research report available?

No complete published report is available for bcba/ITUB3 (BCBA/ITUB3) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

132.3T

Revenue (ttm)

41.1T

Net income (ttm)

13.4T

EPS (ttm)

ARS 1,211

P/E (trailing)

11.3x

P/E (forward)

8.8x

Dividend

ARS 682 (4.98%)

Volume

1,471

Metric

Value

Amount currency

ARS

Country

Brazil

Country code

Earnings date

2026-11-03

Employees

93,554

Employees change

1,000

Employees growth

Exchange

Buenos Aires Stock Exchange

Financial currency

BRL

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1924

Industry

Banks - Regional

Is primary listing

ISIN number

ARCAVA4601O1

Last earnings date

2026-08-04

Last refreshed

2026-10-29

Last stock split date

2025-12-22

Last stock split type

Forward

Market cap

ARS 132.3T

Next earnings date

2026-11-03

Price

ARS 13,710.00

Price currency

ARS

Sector

Financials

SIC code

6020

Stock price date

2026-10-28

Symbol

bcba/ITUB3

Website

https://www.itau.com.br

Metric

Value

Average P/E ratio (10Y)

10x

Average P/E ratio (3Y)

8.71x

Average P/E ratio (5Y)

8.53x

Earnings yield

8.83%

FCF yield

9.27%

Forward P/E

8.77x

Graham number

14521.19525

Graham upside

5.92%

Industry forward P/E

6.92x

Industry P/E

28.72x

Lynch fair value

ARS 15,247.21

Lynch upside

11.21%

P/(FCF - SBC) ratio

10.81x

P/(OCF - SBC) ratio

10.48x

P/B ratio

2.03x

P/E ratio

11.32x

P/FCF ratio

10.78x

P/OCF ratio

10.45x

P/S ratio

3.22x

Price / tangible book value

2.42x

Sector forward P/E

6.73x

Sector P/E

22.84x

Metric

Value

Effective tax rate

12.34%

FCF margin

29.61%

Operating margin

37.04%

Pretax margin

38.05%

Profit margin

32.58%

Profit per employee

ARS 143.1M

Profitable quarters

Profitable years

Revenue per employee

ARS 439.3M

ROA

1.58%

ROA (5Y)

1.45%

ROE

21.48%

ROE (5Y)

18.91%

SBC / revenue

0.08%

Tax / revenue

4.69%

Metric

Value

EPS growth

9.67%

EPS growth (Q)

8.1%

EPS growth (QoQ)

2.69%

EPS growth 10Y

6.11%

EPS growth 3Y

14.57%

EPS growth 5Y

10.92%

EPS growth quarters

EPS growth years

FCF growth (Q)

173.17%

FCF growth (QoQ)

-47.74%

FCF growth 3Y

72.25%

Net income growth

9.3%

Net income growth (Q)

7.56%

Net income growth (QoQ)

2.95%

Net income growth 3Y

14.48%

Net income growth 5Y

10.99%

Net income growth quarters

Net income growth years

OCF growth (Q)

170.32%

OCF growth (QoQ)

-47.73%

OCF growth 10Y

-5.28%

OCF growth 3Y

57.9%

Revenue growth

6.63%

Revenue growth (Q)

17.53%

Revenue growth (QoQ)

6.81%

Revenue growth 10Y

5.42%

Revenue growth 3Y

6.82%

Revenue growth 5Y

5.57%

Revenue growth years

Metric

Value

Capital expenditures

ARS -386.9B

EPS

ARS 1,210.81

Financing cash flow

ARS 20.3T

Free cash flow

ARS 12.3T

Free cash flow minus SBC

ARS 12.2T

Gross profit

ARS 41.1T

Income taxes

ARS 1.9T

Investing cash flow

ARS -23.6T

Net borrowing

ARS -2.2T

Net cash flow

ARS 8.6T

Net income

ARS 13.4T

Operating cash flow minus SBC

ARS 12.6T

Operating income

ARS 15.2T

Revenue

ARS 41.1T

Stock-based compensation

ARS 34B

Metric

Value

Book value per share

ARS 5,650.22

Debt / equity

4.89

Debt / FCF

Net cash (debt)

ARS -180.6T

Net cash / market cap

-136.51%

Net debt / equity

2.77

Net debt / FCF

14.72

Piotroski F-Score

Property, plant and equipment

ARS 3.6T

Shareholders' equity

ARS 65.2T

Tangible book value

ARS 54.8T

Tangible book value per share

ARS 4,967.54

Total assets

ARS 915.7T

Total cash

ARS 138.5T

Total debt

ARS 319.1T

Total liabilities

ARS 850.5T

Metric

Value

Working capital

ARS -406.2T

Metric

Value

Buyback yield / dilution

0.34%

Dividend growth

Dividend growth years

Dividend payment date

2026-10-02

Dividend payment years

Dividend per share

ARS 682.49

Dividend yield

4.98%

Ex-dividend date

2026-09-02

Last dividend

ARS 4.51

Payout ratio

67.99%

Shareholder yield

5.31%

Metric

Value

150-day SMA

ARS 13,642.73

1D price change

-3.59%

1M price change

-0.84%

1M total return

-0.84%

1W price change

-17.47%

1W total return

-17.47%

1Y price change

50.3%

1Y return CAGR

60.97%

1Y total return

60.92%

20-day SMA

ARS 16,672.50

200-day SMA

ARS 13,188.60

3M price change

0.07%

3M total return

0.14%

50-day SMA

ARS 15,021.80

50-day SMA vs 200-day SMA

50over200

52-week high

ARS 20,000.00

52-week high date

2026-10-01

52-week low

ARS 8,271.81

52-week low date

2025-10-27

6M price change

6.52%

6M total return

7.45%

All-time high

ARS 20,000.00

All-time high date

2026-10-01

All-time low

ARS 5,514.54

All-time low date

2025-04-22

Average true range (ATR)

ARS 1,123.09

Average volume

16K

Change from 52-week high

-31.45%

Change from 52-week low

65.74%

Change from all-time high

-28.9%

Change from all-time low

157.86%

Change from open

0.51%

Day's gap

-4.08%

Dollar volume

ARS 20.2M

High price

ARS 13,790.00

Low price

ARS 13,370.00

Monthly RSI

68.91

Open price

ARS 13,640.00

Position in 52-week range

80.95%

Previous close

ARS 14,220.00

Price vs 150-day SMA

4.23%

Price vs 20-day SMA

-14.71%

Price vs 200-day SMA

7.82%

Price vs 50-day SMA

-5.34%

Relative volume

0.09

RSI

39.88

Sharpe ratio

1.25

Sortino ratio

1.94

Volume

1.5K

Weekly RSI

50.55

YTD price change

40.51%

YTD total return

42.95%

Metric

Value

Float

5.9B

Shares change (QoQ)

0.25%

Shares change (YoY)

-0.34%

Shares held by insiders

0.58%

Shares held by institutions

29.71%

BCBA/ITUB3 (BCBA/ITUB3)

Price

Financial snapshot

Fair-value bridge

Latest news · BCBA/ITUB3

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BCBA/ITUB3 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BCBA/ITUB3

Frequently asked questions

BCBA/ITUB3 (BCBA/ITUB3)

Price

Financial snapshot

Fair-value bridge

Latest news · BCBA/ITUB3

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BCBA/ITUB3 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BCBA/ITUB3

Frequently asked questions