BCBA/VD (BCBA/VD)

Buenos Aires Stock Exchange: BCBA/VD · USD

$23.6

-0.23 (-1.0%)· Recorded snapshot

Market cap	1134.7T
Revenue (ttm)	70T
Net income (ttm)	35.8T
EPS (ttm)	$994
P/E (trailing)	36.5x
P/E (forward)	26.4x
Dividend	$135 (0.37%)
Volume	9,680
Beta	0.77

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 70T
Net income (ttm): 35.8T
EPS (ttm): $994
P/E (trailing): 36.5x
P/E (forward): 26.4x
Market cap: 1134.7T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E26.4

P25 n/aP50 n/aP75 n/a

Trailing P/E36.5

P25 n/aP50 n/aP75 n/a

ROE63.5

P25 n/aP50 n/aP75 n/a

ROIC56

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.8%

Nasdaq Composite-1.0%

Dow Jones Industrial Average+1.9%

Russell 2000+0.3%

All BCBA/VD indicators

Market & fundamental data

Available fields

249

Groups with data

Currency

USD

Showing 249 of 249 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	ARS
Country	United States
Country code	AR
Earnings date	2026-10-27
Employees	34,100
Employees change	2,500
Employees growth	7.91%
Enterprise value	$1147.8T
Exchange	Buenos Aires Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	September
Founded	1958
Industry	Credit Services
Is primary listing	No
ISIN number	ARBCOM460127
Last earnings date	2026-10-27
Last refreshed	2026-10-28
Last stock split date	2022-11-17
Last stock split type	Forward
Market cap	$1134.7T
Next earnings date	2027-01-26
Price	$23.59
Price currency	USD
Sector	Financials
SIC code	6099
Stock price date	2026-10-27
Symbol	bcba/VD
Website	https://www.visa.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	31.13x
Average P/E ratio (3Y)	29.49x
Average P/E ratio (5Y)	28.84x
Earnings yield	2.74%
EV/Earnings	32.02x
EV/EBIT	24.98x
EV/EBITDA	23.86x
EV/FCF	34.12x
EV/Sales	16.25x
FCF / EV yield	2.93%
FCF yield	2.96%
Forward P/E	26.39x
Graham number	4.38111
Graham upside	-81.43%
Lynch fair value	$10.71
Lynch upside	-54.59%
P/(FCF - SBC) ratio	35.22x
P/(OCF - SBC) ratio	32.64x
P/B ratio	20.61x
P/E ratio	36.49x
P/FCF ratio	33.73x
P/OCF ratio	31.36x
P/S ratio	16.21x
Price/EBITDA ratio	23.79x
Sector forward P/E	6.94x
Sector P/E	23.51x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	65.08%
EBITDA margin	68.14%
Effective tax rate	16.34%
FCF margin	47.63%
Gross margin	97.68%
Operating margin	65.08%
Pretax margin	61.2%
Profit margin	51.2%
Profit per employee	$1.1B
Profitable quarters	56
Profitable years	18
Revenue per employee	$2.1B
ROA	19.25%
ROA (5Y)	16.58%
ROCE	47.59%
ROE	63.51%
ROE (5Y)	50.73%
ROIC	55.95%
ROIC (5Y)	47.29%
SBC / revenue	2.02%
Tax / revenue	10%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	14.05%
EPS growth (Q)	-34.73%
EPS growth (QoQ)	-42.4%
EPS growth 10Y	16.71%
EPS growth 3Y	11.99%
EPS growth 5Y	15.64%
EPS growth quarters	3
EPS growth years	5
FCF growth	2.23%
FCF growth (Q)	17.85%
FCF growth (QoQ)	12.32%
FCF growth 3Y	3.85%
FCF growth 5Y	8.72%
Gross profit growth	14.66%
Gross profit growth (Q)	12.98%
Gross profit growth 3Y	12%
Gross profit growth 5Y	13.91%
Net income growth	17.18%
Net income growth (Q)	17.92%
Net income growth (QoQ)	7.5%
Net income growth 3Y	11.43%
Net income growth 5Y	14.38%
Net income growth quarters	3
Net income growth years	5
OCF growth	2.9%
OCF growth (Q)	18.4%
OCF growth (QoQ)	12.69%
OCF growth 10Y	15.59%
OCF growth 3Y	4.56%
OCF growth 5Y	9.28%
Operating income growth	11.44%
Operating income growth (Q)	9.71%
Operating income growth 3Y	10.86%
Operating income growth 5Y	13.58%
Revenue growth	14.76%
Revenue growth (Q)	13.2%
Revenue growth (QoQ)	4.35%
Revenue growth 10Y	11.77%
Revenue growth 3Y	12.02%
Revenue growth 5Y	13.75%
Revenue growth quarters	21
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-2.5T
Depreciation and amortization	$2.2T
EBIT	$45.6T
EBITDA	$47.7T
EPS	$994.36
Financing cash flow	$-43.1T
Free cash flow	$33.6T
Free cash flow minus SBC	$32.2T
Gross profit	$68.4T
Income taxes	$7T
Investing cash flow	$-1.5T
Net borrowing	$-4T
Net cash flow	$-8.9T
Net income	$35.8T
Operating cash flow minus SBC	$34.8T
Operating income	$45.6T
Revenue	$70T
Stock-based compensation	$1.4T

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$30,778.08
Debt / EBITDA	0.71
Debt / equity	0.61
Debt / FCF	1
Goodwill	$32T
Interest coverage	39.41
Long-term assets	$97T
Long-term liabilities	$40.2T
Net cash (debt)	$-12.2T
Net cash / market cap	-1.07%
Net debt / EBITDA	0.26
Net debt / equity	0.22
Net debt / FCF	0.36
Piotroski F-Score	6
Property, plant and equipment	$7.8T
Shareholders' equity	$55.1T
Tangible book value	$-19.2T
Tangible book value per share	$-10,863.61
Total assets	$143.9T
Total cash	$21.5T
Total debt	$33.7T
Total liabilities	$88.8T
WACC	8.33%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.47
Current assets	$46.9T
Current liabilities	$48.6T
Current ratio	0.97
Net working capital	$-19T
Quick ratio	0.63
Working capital	$-1.7T
Working capital turnover	86,630.55

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-2.75%
Dividend growth	15.05%
Dividend growth (3Y)	14.68%
Dividend growth years	4
Dividend payment date	2026-09-01
Dividend payment years	6
Dividend payout frequency	Quarterly
Dividend per share	$134.92
Dividend yield	0.37%
Ex-dividend date	2026-08-11
Last dividend	$0.02
Payout ratio	21.75%
Shareholder yield	-2.38%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$20.10
1D price change	-0.97%
1M price change	10.34%
1M total return	10.34%
1W price change	-0.04%
1W total return	-0.04%
1Y price change	19.75%
1Y return CAGR	20.36%
1Y total return	20.35%
20-day SMA	$22.64
200-day SMA	$19.74
3M price change	14.74%
3M total return	14.87%
3Y price change	76.05%
3Y return CAGR	21.32%
3Y total return	78.57%
50-day SMA	$21.97
50-day SMA vs 200-day SMA	50over200
52-week high	$24.42
52-week high date	2026-10-23
52-week low	$16.92
52-week low date	2026-03-27
5Y price change	72.19%
5Y return CAGR	12%
5Y total return	76.25%
6M price change	30.84%
6M total return	31.16%
All-time high	$24.42
All-time high date	2026-10-23
All-time low	$9.50
All-time low date	2020-04-23
Average true range (ATR)	$0.55
Average volume	6.9K
Beta (5Y)	0.77
Change from 52-week high	-3.4%
Change from 52-week low	39.42%
Change from all-time high	-3.4%
Change from all-time low	148.32%
Change from open	-1.63%
Day's gap	0.67%
Dollar volume	$228,351
High price	$23.98
Low price	$23.35
Monthly RSI	68.63
Open price	$23.98
Position in 52-week range	38.1%
Previous close	$23.82
Price vs 150-day SMA	17.36%
Price vs 20-day SMA	4.21%
Price vs 200-day SMA	19.52%
Price vs 50-day SMA	7.36%
Relative volume	1.4
RSI	65.72
Sharpe ratio	0.94
Sharpe ratio (3Y)	0.58
Sharpe ratio (5Y)	0.35
Sortino ratio	1.69
Sortino ratio (3Y)	1.01
Sortino ratio (5Y)	0.65
Volume	9.7K
Weekly RSI	71.37
YTD price change	16.72%
YTD total return	17.16%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1.7B
Shares change (QoQ)	85.14%
Shares change (YoY)	2.75%
Shares held by insiders	0.04%
Shares held by institutions	82.63%

Deeper analysis on BCBA/VD

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this BCBA/VD report

Is a complete BCBA/VD research report available?

No complete published report is available for bcba/VD (BCBA/VD) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

1134.7T

Revenue (ttm)

70T

Net income (ttm)

35.8T

EPS (ttm)

$994

P/E (trailing)

36.5x

P/E (forward)

26.4x

Dividend

$135 (0.37%)

Volume

9,680

Beta

0.77

Metric

Value

Amount currency

ARS

Country

United States

Country code

Earnings date

2026-10-27

Employees

34,100

Employees change

2,500

Employees growth

7.91%

Enterprise value

$1147.8T

Exchange

Buenos Aires Stock Exchange

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-05-10

Fiscal year end

September

Founded

1958

Industry

Credit Services

Is primary listing

ISIN number

ARBCOM460127

Last earnings date

2026-10-27

Last refreshed

2026-10-28

Last stock split date

2022-11-17

Last stock split type

Forward

Market cap

$1134.7T

Next earnings date

2027-01-26

Price

$23.59

Price currency

USD

Sector

Financials

SIC code

6099

Stock price date

2026-10-27

Symbol

bcba/VD

Website

https://www.visa.com

Metric

Value

Average P/E ratio (10Y)

31.13x

Average P/E ratio (3Y)

29.49x

Average P/E ratio (5Y)

28.84x

Earnings yield

2.74%

EV/Earnings

32.02x

EV/EBIT

24.98x

EV/EBITDA

23.86x

EV/FCF

34.12x

EV/Sales

16.25x

FCF / EV yield

2.93%

FCF yield

2.96%

Forward P/E

26.39x

Graham number

4.38111

Graham upside

-81.43%

Lynch fair value

$10.71

Lynch upside

-54.59%

P/(FCF - SBC) ratio

35.22x

P/(OCF - SBC) ratio

32.64x

P/B ratio

20.61x

P/E ratio

36.49x

P/FCF ratio

33.73x

P/OCF ratio

31.36x

P/S ratio

16.21x

Price/EBITDA ratio

23.79x

Sector forward P/E

6.94x

Sector P/E

23.51x

Metric

Value

EBIT margin

65.08%

EBITDA margin

68.14%

Effective tax rate

16.34%

FCF margin

47.63%

Gross margin

97.68%

Operating margin

65.08%

Pretax margin

61.2%

Profit margin

51.2%

Profit per employee

$1.1B

Profitable quarters

Profitable years

Revenue per employee

$2.1B

ROA

19.25%

ROA (5Y)

16.58%

ROCE

47.59%

ROE

63.51%

ROE (5Y)

50.73%

ROIC

55.95%

ROIC (5Y)

47.29%

SBC / revenue

2.02%

Tax / revenue

10%

Metric

Value

EPS growth

14.05%

EPS growth (Q)

-34.73%

EPS growth (QoQ)

-42.4%

EPS growth 10Y

16.71%

EPS growth 3Y

11.99%

EPS growth 5Y

15.64%

EPS growth quarters

EPS growth years

FCF growth

2.23%

FCF growth (Q)

17.85%

FCF growth (QoQ)

12.32%

FCF growth 3Y

3.85%

FCF growth 5Y

8.72%

Gross profit growth

14.66%

Gross profit growth (Q)

12.98%

Gross profit growth 3Y

12%

Gross profit growth 5Y

13.91%

Net income growth

17.18%

Net income growth (Q)

17.92%

Net income growth (QoQ)

7.5%

Net income growth 3Y

11.43%

Net income growth 5Y

14.38%

Net income growth quarters

Net income growth years

OCF growth

2.9%

OCF growth (Q)

18.4%

OCF growth (QoQ)

12.69%

OCF growth 10Y

15.59%

OCF growth 3Y

4.56%

OCF growth 5Y

9.28%

Operating income growth

11.44%

Operating income growth (Q)

9.71%

Operating income growth 3Y

10.86%

Operating income growth 5Y

13.58%

Revenue growth

14.76%

Revenue growth (Q)

13.2%

Revenue growth (QoQ)

4.35%

Revenue growth 10Y

11.77%

Revenue growth 3Y

12.02%

Revenue growth 5Y

13.75%

Revenue growth quarters

Revenue growth years

Metric

Value

Capital expenditures

$-2.5T

Depreciation and amortization

$2.2T

EBIT

$45.6T

EBITDA

$47.7T

EPS

$994.36

Financing cash flow

$-43.1T

Free cash flow

$33.6T

Free cash flow minus SBC

$32.2T

Gross profit

$68.4T

Income taxes

$7T

Investing cash flow

$-1.5T

Net borrowing

$-4T

Net cash flow

$-8.9T

Net income

$35.8T

Operating cash flow minus SBC

$34.8T

Operating income

$45.6T

Revenue

$70T

Stock-based compensation

$1.4T

Metric

Value

Book value per share

$30,778.08

Debt / EBITDA

0.71

Debt / equity

0.61

Debt / FCF

Goodwill

$32T

Interest coverage

39.41

Long-term assets

$97T

Long-term liabilities

$40.2T

Net cash (debt)

$-12.2T

Net cash / market cap

-1.07%

Net debt / EBITDA

0.26

Net debt / equity

0.22

Net debt / FCF

0.36

Piotroski F-Score

Property, plant and equipment

$7.8T

Shareholders' equity

$55.1T

Tangible book value

$-19.2T

Tangible book value per share

$-10,863.61

Total assets

$143.9T

Total cash

$21.5T

Total debt

$33.7T

Total liabilities

$88.8T

WACC

8.33%

Metric

Value

Asset turnover

0.47

Current assets

$46.9T

Current liabilities

$48.6T

Current ratio

0.97

Net working capital

$-19T

Quick ratio

0.63

Working capital

$-1.7T

Working capital turnover

86,630.55

Metric

Value

Buyback yield / dilution

-2.75%

Dividend growth

15.05%

Dividend growth (3Y)

14.68%

Dividend growth years

Dividend payment date

2026-09-01

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

$134.92

Dividend yield

0.37%

Ex-dividend date

2026-08-11

Last dividend

$0.02

Payout ratio

21.75%

Shareholder yield

-2.38%

Metric

Value

150-day SMA

$20.10

1D price change

-0.97%

1M price change

10.34%

1M total return

10.34%

1W price change

-0.04%

1W total return

-0.04%

1Y price change

19.75%

1Y return CAGR

20.36%

1Y total return

20.35%

20-day SMA

$22.64

200-day SMA

$19.74

3M price change

14.74%

3M total return

14.87%

3Y price change

76.05%

3Y return CAGR

21.32%

3Y total return

78.57%

50-day SMA

$21.97

50-day SMA vs 200-day SMA

50over200

52-week high

$24.42

52-week high date

2026-10-23

52-week low

$16.92

52-week low date

2026-03-27

5Y price change

72.19%

5Y return CAGR

12%

5Y total return

76.25%

6M price change

30.84%

6M total return

31.16%

All-time high

$24.42

All-time high date

2026-10-23

All-time low

$9.50

All-time low date

2020-04-23

Average true range (ATR)

$0.55

Average volume

6.9K

Beta (5Y)

0.77

Change from 52-week high

-3.4%

Change from 52-week low

39.42%

Change from all-time high

-3.4%

Change from all-time low

148.32%

Change from open

-1.63%

Day's gap

0.67%

Dollar volume

$228,351

High price

$23.98

Low price

$23.35

Monthly RSI

68.63

Open price

$23.98

Position in 52-week range

38.1%

Previous close

$23.82

Price vs 150-day SMA

17.36%

Price vs 20-day SMA

4.21%

Price vs 200-day SMA

19.52%

Price vs 50-day SMA

7.36%

Relative volume

1.4

RSI

65.72

Sharpe ratio

0.94

Sharpe ratio (3Y)

0.58

Sharpe ratio (5Y)

0.35

Sortino ratio

1.69

Sortino ratio (3Y)

1.01

Sortino ratio (5Y)

0.65

Volume

9.7K

Weekly RSI

71.37

YTD price change

16.72%

YTD total return

17.16%

Metric

Value

Float

1.7B

Shares change (QoQ)

85.14%

Shares change (YoY)

2.75%

Shares held by insiders

0.04%

Shares held by institutions

82.63%

BCBA/VD (BCBA/VD)

Price

Financial snapshot

Fair-value bridge

Latest news · BCBA/VD

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BCBA/VD indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BCBA/VD

Frequently asked questions

BCBA/VD (BCBA/VD)

Price

Financial snapshot

Fair-value bridge

Latest news · BCBA/VD

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BCBA/VD indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BCBA/VD

Frequently asked questions