VIE/HYQ (VIE/HYQ)

Vienna Stock Exchange: VIE/HYQ · EUR

€81.5

+0.05 (+0.1%)· Recorded snapshot

Market cap	524.3M
Revenue (ttm)	617M
Net income (ttm)	28.5M
EPS (ttm)	€4.29
P/E (trailing)	19.0x
P/E (forward)	15.9x

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 617M
Net income (ttm): 28.5M
EPS (ttm): €4.29
P/E (trailing): 19.0x
P/E (forward): 15.9x
Market cap: 524.3M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E15.9

P25 9.8P50 11.2P75 15.6

Trailing P/E19

P25 10.7P50 12.7P75 17.8

ROE7.4

P25 9.4P50 13.1P75 19.4

ROIC6.2

P25 5.1P50 11.7P75 17.8

Benchmarks · 1M

All VIE/HYQ indicators

Market & fundamental data

Available fields

223

Groups with data

Currency

EUR

Showing 223 of 223 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Germany
Country code	AT
Earnings date	2026-11-09
Employees	2,209
Employees change	-11
Employees growth	-0.49%
Enterprise value	EUR 600.3M
Exchange	Vienna Stock Exchange
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1954
Industry	Credit Services
Is primary listing	No
ISIN number	DE0005493365
Last earnings date	2026-08-10
Last refreshed	2026-10-29
Market cap	EUR 524.3M
Next earnings date	2026-11-09
Price	EUR 81.50
Price currency	EUR
Sector	Financials
SIC code	7374
Stock price date	2026-10-28
Symbol	vie/HYQ
Website	https://www.hypoport.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	62.6x
Average P/E ratio (3Y)	56x
Average P/E ratio (5Y)	61.45x
Earnings yield	5.26%
EV/Earnings	21.04x
EV/EBIT	16.53x
EV/EBITDA	11.6x
EV/FCF	25.28x
EV/Sales	0.97x
FCF / EV yield	3.96%
FCF yield	4.53%
Forward P/E	15.88x
Graham number	77.57255
Graham upside	-4.82%
Lynch fair value	EUR 22.17
Lynch upside	-72.79%
P/B ratio	1.35x
P/E ratio	19.01x
P/FCF ratio	22.08x
P/OCF ratio	10.09x
P/S ratio	0.85x
Price / tangible book value	3.96x
Price/EBITDA ratio	13.28x
Sector forward P/E	9.57x
Sector P/E	10.92x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	5.53%
EBITDA margin	6.4%
Effective tax rate	17.24%
FCF margin	3.85%
Gross margin	47.76%
Operating margin	5.53%
Pretax margin	5.5%
Profit margin	4.62%
Profit per employee	EUR 12,914
Profitable quarters	11
Profitable years	13
Revenue per employee	EUR 279,313
ROA	3.14%
ROA (5Y)	2.14%
ROCE	6.59%
ROE	7.41%
ROE (5Y)	7.53%
ROIC	6.21%
ROIC (5Y)	3.89%
Tax / revenue	0.95%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	67.24%
EPS growth (Q)	7.99%
EPS growth (QoQ)	-33.97%
EPS growth 10Y	4.18%
EPS growth 5Y	-3.03%
EPS growth quarters	6
EPS growth years	1
FCF growth	-19.17%
FCF growth 5Y	3.76%
Gross profit growth	5.46%
Gross profit growth (Q)	3.51%
Gross profit growth 3Y	6.91%
Gross profit growth 5Y	3.7%
Net income growth	66.34%
Net income growth (Q)	6.73%
Net income growth (QoQ)	-34.1%
Net income growth 5Y	-1.97%
Net income growth quarters	6
Net income growth years	1
OCF growth	-9.2%
OCF growth (Q)	-69.35%
OCF growth (QoQ)	-96.19%
OCF growth 10Y	7.87%
OCF growth 3Y	50.22%
OCF growth 5Y	-1.17%
Operating income growth	35.87%
Operating income growth (Q)	-5.92%
Operating income growth 5Y	0.06%
Revenue growth	3.68%
Revenue growth (Q)	2.97%
Revenue growth (QoQ)	-11.33%
Revenue growth 10Y	15.57%
Revenue growth 3Y	18.38%
Revenue growth 5Y	8.45%
Revenue growth quarters	2
Revenue growth years	16

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -28.2M
Depreciation and amortization	EUR 5.4M
EBIT	EUR 34.1M
EBITDA	EUR 39.5M
EPS	EUR 4.29
Financing cash flow	EUR -21.2M
Free cash flow	EUR 23.7M
Gross profit	EUR 294.7M
Income taxes	EUR 5.9M
Investing cash flow	EUR -27.3M
Net borrowing	EUR -11.3M
Net cash flow	EUR 3.5M
Net income	EUR 28.5M
Operating income	EUR 34.1M
Revenue	EUR 617M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	3.46
Book value per share	EUR 58.02
Debt / EBITDA	3.28
Debt / equity	0.42
Debt / FCF	6.85
Goodwill	EUR 229.1M
Interest coverage	8.42
Long-term assets	EUR 442M
Long-term liabilities	EUR 129.5M
Net cash (debt)	EUR -72.2M
Net cash / market cap	-13.77%
Net debt / EBITDA	1.83
Net debt / equity	0.19
Net debt / FCF	3.04
Piotroski F-Score	7
Property, plant and equipment	EUR 55.2M
Shareholders' equity	EUR 388M
Tangible book value	EUR 132.5M
Tangible book value per share	EUR 20.01
Total assets	EUR 672.7M
Total cash	EUR 90.4M
Total debt	EUR 162.6M
Total liabilities	EUR 284.7M

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.91
Current assets	EUR 230.7M
Current liabilities	EUR 155.2M
Current ratio	1.49
Inventory turnover	447.65
Net working capital	EUR 24.4M
Quick ratio	1.41
Working capital	EUR 75.5M
Working capital turnover	8.38

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.54%
Shareholder yield	0.54%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 80.87
1D price change	0.06%
1M price change	12.03%
1M total return	12.03%
1W price change	2.71%
1W total return	2.71%
1Y price change	-44.02%
1Y return CAGR	-44.05%
1Y total return	-44.02%
20-day SMA	EUR 73.70
200-day SMA	EUR 83.07
3M price change	-2.57%
3M total return	-2.57%
3Y price change	-27.23%
3Y return CAGR	-10.05%
3Y total return	-27.23%
50-day SMA	EUR 77.43
50-day SMA vs 200-day SMA	50under200
52-week high	EUR 137.80
52-week high date	2025-12-05
52-week low	EUR 67.35
52-week low date	2026-10-08
5Y price change	-84.45%
5Y return CAGR	-31.08%
5Y total return	-84.45%
6M price change	-0.24%
6M total return	-0.24%
All-time high	EUR 616.00
All-time high date	2021-02-09
All-time low	EUR 67.35
All-time low date	2026-10-08
Average true range (ATR)	EUR 2.21
Average volume	0
Change from 52-week high	-40.86%
Change from 52-week low	21.01%
Change from all-time high	-86.77%
Change from all-time low	21.01%
Change from open	1.88%
Day's gap	-1.78%
High price	EUR 81.50
Low price	EUR 80.00
Monthly RSI	37.76
Open price	EUR 80.00
Position in 52-week range	100%
Previous close	EUR 81.45
Price vs 150-day SMA	0.78%
Price vs 20-day SMA	10.58%
Price vs 200-day SMA	-1.89%
Price vs 50-day SMA	5.26%
Relative volume	20
RSI	61.63
Sharpe ratio	-0.74
Sharpe ratio (3Y)	-0.06
Sharpe ratio (5Y)	-0.39
Sortino ratio	-0.96
Sortino ratio (3Y)	0.03
Sortino ratio (5Y)	-0.43
Weekly RSI	47.71
YTD price change	-36.72%
YTD total return	-36.72%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	4.4M
Shares change (QoQ)	-0.2%
Shares change (YoY)	-0.54%
Shares held by insiders	33.64%
Shares held by institutions	35.45%

Deeper analysis on VIE/HYQ

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this VIE/HYQ report

Is a complete VIE/HYQ research report available?

No complete published report is available for vie/HYQ (VIE/HYQ) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

VIE/HYQ (VIE/HYQ)

Price

Financial snapshot

Fair-value bridge

Latest news · VIE/HYQ

Valuation

Profitability

Balance sheet

Next earnings

Sector percentile context

All VIE/HYQ indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on VIE/HYQ

Frequently asked questions