BVMF/BRSR3 (BVMF/BRSR3)

Brazil Stock Exchange: BVMF/BRSR3 · BRL

R$17.6

+0.31 (+1.8%)· Recorded snapshot

Market cap	6.2B
Revenue (ttm)	7.3B
Net income (ttm)	1.6B
EPS (ttm)	R$4.01
P/E (trailing)	4.4x
P/E (forward)	4.8x
Dividend	R$1.42 (8.04%)
Volume	500
Beta	0.13

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 7.3B
Net income (ttm): 1.6B
EPS (ttm): R$4.01
P/E (trailing): 4.4x
P/E (forward): 4.8x
Market cap: 6.2B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-30 13:30 UTC

Forward P/E4.8

P25 7.7P50 10.1P75 13.3

Trailing P/E4.4

P25 7.6P50 11.3P75 15.2

ROE14.5

P25 10.5P50 14.9P75 22.2

ROICn/a

P25 4.9P50 11.1P75 21.5

Benchmarks · 1M

All BVMF/BRSR3 indicators

Market & fundamental data

Available fields

212

Groups with data

Currency

BRL

Showing 212 of 212 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	Brazil
Country code	BR
Earnings date	2026-11-12
Employees	9,435
Employees change	30
Employees growth	0.32%
Exchange	Brazil Stock Exchange
Financial currency	BRL
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1928
Industry	Banks - Regional
Is primary listing	No
ISIN number	BRBRSRACNOR3
Last earnings date	2026-08-13
Last refreshed	2026-10-30
Last stock split date	2007-07-24
Last stock split type	Reverse
Market cap	BRL 6.2B
Next earnings date	2026-11-12
Price	BRL 17.62
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-30
Symbol	bvmf/BRSR3
Website	https://www.banrisul.com.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	6.36x
Average P/E ratio (3Y)	5.1x
Average P/E ratio (5Y)	5.11x
Earnings yield	22.78%
FCF yield	30.46%
Forward P/E	4.78x
Graham number	59.20895
Graham upside	242.05%
Industry forward P/E	6.64x
Industry P/E	7.52x
Lynch fair value	BRL 58.05
Lynch upside	235.37%
P/B ratio	0.52x
P/E ratio	4.39x
P/FCF ratio	3.28x
P/OCF ratio	2.94x
P/S ratio	0.83x
Price / tangible book value	0.59x
Sector forward P/E	7.72x
Sector P/E	8.81x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	13.67%
FCF margin	25.4%
Operating margin	28%
Pretax margin	25.94%
Profit margin	22.38%
Profit per employee	BRL 174,012
Profitable quarters	72
Profitable years	22
Revenue per employee	BRL 777,381
ROA	1%
ROA (5Y)	0.87%
ROE	14.48%
ROE (5Y)	10.96%
Tax / revenue	3.55%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	76.81%
EPS growth (Q)	-29.23%
EPS growth (QoQ)	6.84%
EPS growth 10Y	6.21%
EPS growth 3Y	25.92%
EPS growth 5Y	12.49%
EPS growth years	1
FCF growth	-58.85%
FCF growth (Q)	377.92%
FCF growth (QoQ)	-27.77%
FCF growth 5Y	-13.16%
Net income growth	76.81%
Net income growth (Q)	-29.23%
Net income growth (QoQ)	6.84%
Net income growth 3Y	25.94%
Net income growth 5Y	12.49%
Net income growth years	1
OCF growth	-55.61%
OCF growth (Q)	357.2%
OCF growth (QoQ)	-28.71%
OCF growth 10Y	25.1%
OCF growth 5Y	-11.88%
Revenue growth	4.02%
Revenue growth (Q)	-11.5%
Revenue growth (QoQ)	0.41%
Revenue growth 10Y	4.24%
Revenue growth 3Y	8.12%
Revenue growth 5Y	3.2%
Revenue growth quarters	15
Revenue growth years	2

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -216.3M
EPS	BRL 4.01
Financing cash flow	BRL 12.1B
Free cash flow	BRL 1.9B
Gross profit	BRL 7.2B
Income taxes	BRL 260M
Investing cash flow	BRL -13.7B
Net borrowing	BRL 146.3M
Net cash flow	BRL 425.7M
Net income	BRL 1.6B
Operating income	BRL 2.1B
Revenue	BRL 7.3B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 28.96
Debt / equity	3.08
Debt / FCF	19.56
Net cash (debt)	BRL -29.5B
Net cash / market cap	-481.87%
Net debt / equity	2.49
Net debt / FCF	15.82
Piotroski F-Score	4
Property, plant and equipment	BRL 945M
Shareholders' equity	BRL 11.8B
Tangible book value	BRL 10.4B
Tangible book value per share	BRL 25.49
Total assets	BRL 172.7B
Total cash	BRL 7B
Total debt	BRL 36.4B
Total liabilities	BRL 160.8B
WACC	0.71%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BRL -123.1B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	32.66%
Dividend growth (10Y)	5.71%
Dividend growth (3Y)	20.69%
Dividend growth (5Y)	10.27%
Dividend growth years	3
Dividend payment date	2026-09-28
Dividend payment years	28
Dividend payout frequency	Quarterly
Dividend per share	BRL 1.42
Dividend yield	8.04%
Ex-dividend date	2026-09-14
Last dividend	BRL 0.22
Payout ratio	1.77%
Shareholder yield	8.19%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	39.46%
10Y return CAGR	9.97%
10Y total return	158.66%
150-day SMA	BRL 18.00
15Y price change	33.26%
15Y return CAGR	8.77%
15Y total return	252.75%
1D price change	1.79%
1M price change	-3.12%
1M total return	-3.12%
1W price change	-14.05%
1W total return	-14.05%
1Y price change	27.95%
1Y return CAGR	38.91%
1Y total return	38.88%
20-day SMA	BRL 19.11
200-day SMA	BRL 18.22
20Y price change	103.37%
20Y return CAGR	10.32%
20Y total return	612.98%
3M price change	1.64%
3M total return	2.88%
3Y price change	55.49%
3Y return CAGR	24.15%
3Y total return	91.4%
50-day SMA	BRL 18.31
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 22.40
52-week high date	2026-10-23
52-week low	BRL 13.82
52-week low date	2025-10-29
5Y price change	40%
5Y return CAGR	14.62%
5Y total return	97.82%
6M price change	0.22%
6M total return	3.09%
All-time high	BRL 43.00
All-time high date	2017-01-31
All-time low	BRL 0.63
All-time low date	1999-03-09
Average true range (ATR)	BRL 0.99
Average volume	19K
Beta (5Y)	0.13
Change from 52-week high	-21.34%
Change from 52-week low	27.5%
Change from all-time high	-58.16%
Change from all-time low	2,736.64%
Change from open	0.23%
Day's gap	1.56%
Dollar volume	BRL 8,810
High price	BRL 17.62
Low price	BRL 17.58
Monthly RSI	61.43
Open price	BRL 17.58
Position in 52-week range	100%
Previous close	BRL 17.31
Price vs 150-day SMA	-0.03%
Price vs 20-day SMA	-5.84%
Price vs 200-day SMA	-1.24%
Price vs 50-day SMA	-1.74%
Relative volume	0.03
RSI	43.13
Sharpe ratio	1.14
Sharpe ratio (3Y)	0.8
Sharpe ratio (5Y)	0.51
Sortino ratio	1.82
Sortino ratio (3Y)	1.42
Sortino ratio (5Y)	0.95
Volume	500
Weekly RSI	49.61
YTD price change	7.08%
YTD total return	11.44%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	206.2M
Shares change (QoQ)	0%
Shares held by institutions	17.16%

Deeper analysis on BVMF/BRSR3

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/BRSR3 report

Is a complete BVMF/BRSR3 research report available?

No complete published report is available for bvmf/BRSR3 (BVMF/BRSR3) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/BRSR3 (BVMF/BRSR3)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/BRSR3

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/BRSR3 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/BRSR3

Frequently asked questions