BVMF/GGAL34 (BVMF/GGAL34)

Brazil Stock Exchange: BVMF/GGAL34 · BRL

R$37.8

+1.64 (+4.5%)· Recorded snapshot

Market cap	31.5B
Revenue (ttm)	20.6B
Net income (ttm)	308.2M
EPS (ttm)	R$0.37
P/E (trailing)	101.4x
P/E (forward)	6.8x
Dividend	R$0.14 (0.38%)
Volume	0

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 20.6B
Net income (ttm): 308.2M
EPS (ttm): R$0.37
P/E (trailing): 101.4x
P/E (forward): 6.8x
Market cap: 31.5B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E6.8

P25 n/aP50 n/aP75 n/a

Trailing P/E101.4

P25 n/aP50 n/aP75 n/a

ROE1.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/GGAL34 indicators

Market & fundamental data

Available fields

156

Groups with data

Currency

ARS

Showing 156 of 156 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	Argentina
Country code	BR
Earnings date	2026-11-20
Employees	10,032
Employees change	896
Employees growth	9.76%
Exchange	Brazil Stock Exchange
Financial currency	ARS
Financial report date	2026-06-30
First seen	2026-10-10
Fiscal year end	December
Founded	1905
Industry	Banks - Regional
Is primary listing	No
ISIN number	BRGGALBDR000
Last refreshed	2026-10-29
Market cap	BRL 31.5B
Next earnings date	2026-11-20
Price	BRL 37.76
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-23
Symbol	bvmf/GGAL34
Website	https://www.gfgsa.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	18.27x
Average P/E ratio (3Y)	36.21x
Average P/E ratio (5Y)	23.19x
Earnings yield	0.99%
FCF yield	-103.54%
Forward P/E	6.84x
Graham number	17.87265
Graham upside	-52.66%
Industry forward P/E	6.64x
Industry P/E	7.52x
Lynch fair value	BRL 6.75
Lynch upside	-82.12%
P/B ratio	0.98x
P/E ratio	101.43x
P/S ratio	1.53x
Price / tangible book value	1.03x
Sector forward P/E	7.86x
Sector P/E	8.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Operating margin	-0.04%
Pretax margin	1.46%
Profit margin	1.5%
Profit per employee	BRL 30,721
Profitable quarters	2
Profitable years	7
Revenue per employee	BRL 2.1M
ROA	0.2%
ROA (5Y)	3.82%
ROE	1.09%
ROE (5Y)	20.6%
Tax / revenue	-0.04%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-94.3%
EPS growth (Q)	12.04%
EPS growth (QoQ)	263.9%
EPS growth 10Y	30.05%
EPS growth 3Y	-44.08%
EPS growth 5Y	16.17%
EPS growth quarters	1
EPS growth years	0
Net income growth	-94.08%
Net income growth (Q)	12.04%
Net income growth (QoQ)	263.9%
Net income growth 3Y	-42.46%
Net income growth 5Y	18.3%
Net income growth quarters	1
Net income growth years	0
Revenue growth	-23.88%
Revenue growth (Q)	-7.9%
Revenue growth (QoQ)	7.88%
Revenue growth 10Y	74.57%
Revenue growth 3Y	11.96%
Revenue growth 5Y	73.37%
Revenue growth quarters	4
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -756.8M
EPS	BRL 0.37
Financing cash flow	BRL 22.2B
Free cash flow	BRL -32.7B
Gross profit	BRL 19.8B
Income taxes	BRL -8.5M
Investing cash flow	BRL -1.9B
Net borrowing	BRL 984.5M
Net cash flow	BRL -9.3B
Net income	BRL 308.2M
Operating income	BRL -8.1M
Revenue	BRL 20.6B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 20.02
Debt / equity	0.89
Net cash (debt)	BRL -970.9M
Net cash / market cap	-3.08%
Net debt / equity	0.03
Piotroski F-Score	2
Property, plant and equipment	BRL 4.8B
Shareholders' equity	BRL 32.2B
Tangible book value	BRL 30.7B
Tangible book value per share	BRL 19.10
Total assets	BRL 176.1B
Total cash	BRL 27.5B
Total debt	BRL 28.5B
Total liabilities	BRL 144B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BRL -65.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-3.85%
Dividend growth	0%
Dividend growth years	0
Dividend payment date	2026-10-09
Dividend payment years	1
Dividend payout frequency	Monthly
Dividend per share	BRL 0.14
Dividend yield	0.38%
Ex-dividend date	2026-09-25
Last dividend	BRL 0.05
Payout ratio	608.77%
Shareholder yield	-3.46%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1D price change	4.54%
1M price change	-11.69%
1M total return	-11.6%
1W price change	6.14%
1W total return	6.14%
20-day SMA	BRL 43.03
52-week high	BRL 47.74
52-week high date	2026-08-06
52-week low	BRL 35.57
52-week low date	2026-10-20
All-time high	BRL 47.74
All-time high date	2026-08-06
All-time low	BRL 35.57
All-time low date	2026-10-20
Average true range (ATR)	BRL 1.24
Average volume	0
Change from 52-week high	-20.92%
Change from 52-week low	6.14%
Change from all-time high	-20.92%
Change from all-time low	6.14%
Change from open	0%
Day's gap	4.54%
High price	BRL 37.76
Low price	BRL 37.76
Monthly RSI	0
Open price	BRL 37.76
Previous close	BRL 36.12
Price vs 20-day SMA	-12.26%
RSI	32.92
Sharpe ratio	-3.34
Sortino ratio	-3.62
Volume	0
Weekly RSI	0

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	837.4M
Shares change (QoQ)	0%
Shares change (YoY)	3.85%
Shares held by insiders	1.38%
Shares held by institutions	43.02%

Deeper analysis on BVMF/GGAL34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/GGAL34 report

Is a complete BVMF/GGAL34 research report available?

No complete published report is available for bvmf/GGAL34 (BVMF/GGAL34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/GGAL34 (BVMF/GGAL34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/GGAL34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/GGAL34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/GGAL34

Frequently asked questions