TSX/DFY (TSX/DFY)

Toronto Stock Exchange: TSX/DFY · CAD

CA$71.1

-0.15 (-0.2%)· Recorded snapshot

Market cap	8.5B
Revenue (ttm)	6B
Net income (ttm)	467.4M
EPS (ttm)	CA$3.84
Shares out	120.1M
P/E (trailing)	18.5x
P/E (forward)	18.4x
Dividend	CA$0.86 (1.21%)
Volume	63,373
Beta	0.14

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 6B
Net income (ttm): 467.4M
EPS (ttm): CA$3.84
P/E (trailing): 18.5x
P/E (forward): 18.4x
Market cap: 8.5B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E18.4

P25 10.6P50 13.5P75 16.1

Trailing P/E18.5

P25 6.1P50 13.3P75 19.2

ROE11.3

P25 -42.6P50 -8.6P75 13.2

ROIC9.4

P25 -24P50 -5.2P75 9.7

Benchmarks · 1M

All TSX/DFY indicators

Market & fundamental data

Available fields

230

Groups with data

Currency

CAD

Showing 230 of 230 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	CAD
Country	Canada
Country code	CA
Earnings date	2026-11-05
Employees	3,462
Employees change	20
Employees growth	0.58%
Enterprise value	CAD 10.3B
Exchange	Toronto Stock Exchange
Financial currency	CAD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1871
Industry	Insurance - Property & Casualty
Is primary listing	Yes
ISIN number	CA24477T1003
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Market cap	CAD 8.5B
Next earnings date	2026-11-05
Price	CAD 71.12
Price currency	CAD
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	tsx/DFY
Website	https://www.definityfinancial.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	17.96x
Average P/E ratio (3Y)	16.84x
Average P/E ratio (5Y)	18.96x
Earnings yield	5.39%
EV/Earnings	21.98x
EV/EBIT	13.28x
EV/EBITDA	12.1x
EV/FCF	27.37x
EV/Sales	1.71x
FCF / EV yield	3.65%
FCF yield	4.39%
Forward P/E	18.37x
Graham number	54.96656
Graham upside	-23.16%
Lynch fair value	CAD 55.21
Lynch upside	-22.81%
P/(FCF - SBC) ratio	25.04x
P/(OCF - SBC) ratio	19.14x
P/B ratio	1.92x
P/E ratio	18.54x
P/FCF ratio	22.8x
P/OCF ratio	17.81x
P/S ratio	1.43x
Price / tangible book value	5.4x
Price/EBITDA ratio	10.2x
Sector forward P/E	15.14x
Sector P/E	18.04x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	12.88%
EBITDA margin	14.01%
Effective tax rate	25.55%
FCF margin	6.27%
Gross margin	29.91%
Operating margin	12.88%
Pretax margin	10.7%
Profit margin	7.8%
Profit per employee	CAD 135,009
Profitable quarters	11
Profitable years	7
Revenue per employee	CAD 1.7M
ROA	4.43%
ROA (5Y)	3.37%
ROCE	8.3%
ROE	11.29%
ROE (5Y)	10.27%
ROIC	9.39%
ROIC (5Y)	9.54%
SBC / revenue	0.56%
Tax / revenue	2.73%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	15.19%
EPS growth (Q)	95.31%
EPS growth (QoQ)	140.38%
EPS growth 3Y	4.6%
EPS growth quarters	1
EPS growth years	0
FCF growth	10.8%
FCF growth (Q)	12.64%
FCF growth 3Y	21.5%
FCF growth 5Y	-7.9%
Net income growth	20.31%
Net income growth (Q)	102.93%
Net income growth (QoQ)	138.5%
Net income growth 3Y	5.93%
Net income growth 5Y	14.39%
Net income growth quarters	1
Net income growth years	0
OCF growth	13.42%
OCF growth (Q)	12.54%
OCF growth 3Y	18.06%
OCF growth 5Y	-3.23%
Revenue growth	30.81%
Revenue growth (Q)	55.58%
Revenue growth (QoQ)	4.22%
Revenue growth 3Y	18.34%
Revenue growth 5Y	16.48%
Revenue growth quarters	6
Revenue growth years	7

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	CAD -105.4M
EBIT	CAD 771.9M
EBITDA	CAD 839.4M
EPS	CAD 3.84
FCF per share	CAD 3.13
Financing cash flow	CAD 1.3B
Free cash flow	CAD 375.4M
Free cash flow minus SBC	CAD 341.9M
Gross profit	CAD 1.8B
Income taxes	CAD 163.8M
Investing cash flow	CAD -2B
Net borrowing	CAD 1.4B
Net cash flow	CAD -218.8M
Net income	CAD 467.4M
Operating cash flow minus SBC	CAD 447.3M
Operating income	CAD 771.9M
Revenue	CAD 6B
Stock-based compensation	CAD 33.5M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	CAD 35.01
Debt / EBITDA	2.01
Debt / equity	0.38
Debt / FCF	4.54
Goodwill	CAD 1.2B
Interest coverage	15.02
Net cash (debt)	CAD -1.5B
Net cash / market cap	-17.13%
Net debt / EBITDA	1.75
Net debt / equity	0.33
Net debt / FCF	3.91
Piotroski F-Score	4
Property, plant and equipment	CAD 110.6M
Shareholders' equity	CAD 4.5B
Tangible book value	CAD 1.6B
Tangible book value per share	CAD 13.20
Total assets	CAD 13.5B
Total cash	CAD 293.6M
Total debt	CAD 1.7B
Total liabilities	CAD 9B
WACC	4.55%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.55
Current ratio	0.31
Net working capital	CAD -3B
Quick ratio	0.11
Working capital	CAD -2.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-4.55%
Dividend growth	15.22%
Dividend growth (3Y)	15.7%
Dividend growth years	2
Dividend payment date	2026-09-23
Dividend payment years	5
Dividend payout frequency	Quarterly
Dividend per share	CAD 0.86
Dividend yield	1.21%
Ex-dividend date	2026-09-11
FCF payout ratio	27.52%
Last dividend	CAD 0.22
Payout ratio	20.67%
Shareholder yield	-3.35%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	CAD 71.42
1D price change	-0.21%
1M price change	1.18%
1M total return	1.18%
1W price change	-0.15%
1W total return	-0.15%
1Y price change	7.29%
1Y return CAGR	8.56%
1Y total return	8.56%
20-day SMA	CAD 69.92
200-day SMA	CAD 70.72
3M price change	-11.65%
3M total return	-11.38%
3Y price change	88.94%
3Y return CAGR	25.14%
3Y total return	95.99%
50-day SMA	CAD 71.51
50-day SMA vs 200-day SMA	50over200
52-week high	CAD 82.59
52-week high date	2026-08-05
52-week low	CAD 61.87
52-week low date	2026-04-07
6M price change	5.32%
6M total return	5.96%
All-time high	CAD 82.59
All-time high date	2026-08-05
All-time low	CAD 26.00
All-time low date	2021-11-18
Average true range (ATR)	CAD 1.47
Average volume	172.1K
Beta (1Y)	0.32
Beta (2Y)	0.55
Beta (5Y)	0.14
Change from 52-week high	-13.89%
Change from 52-week low	14.95%
Change from all-time high	-13.75%
Change from all-time low	173.96%
Change from open	-1.22%
Day's gap	1.02%
Dollar volume	CAD 4.5M
High price	CAD 72.00
Low price	CAD 71.03
Monthly RSI	55.42
Open price	CAD 72.00
Position in 52-week range	9.28%
Previous close	CAD 71.27
Price vs 150-day SMA	-0.26%
Price vs 20-day SMA	1.88%
Price vs 200-day SMA	0.73%
Price vs 50-day SMA	-0.39%
Relative volume	0.37
RSI	51.1
Sharpe ratio	0.3
Sharpe ratio (3Y)	0.92
Sortino ratio	0.71
Sortino ratio (3Y)	1.72
Volume	63.4K
Weekly RSI	48.28
YTD price change	-6.19%
YTD total return	-5.32%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	118.8M
Shares change (QoQ)	0.08%
Shares change (YoY)	4.55%
Shares held by insiders	1.11%
Shares held by institutions	58.37%
Shares outstanding	120.1M
Short % of float	0.39%
Short % of shares	0.35%

Deeper analysis on TSX/DFY

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this TSX/DFY report

Is a complete TSX/DFY research report available?

No complete published report is available for tsx/DFY (TSX/DFY) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

TSX/DFY (TSX/DFY)

Price

Financial snapshot

Fair-value bridge

Latest news · TSX/DFY

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TSX/DFY indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TSX/DFY

Frequently asked questions