ETR/LLD (ETR/LLD)

Deutsche Börse Xetra: ETR/LLD · EUR

€1.25

+0.02 (+2.0%)· Recorded snapshot

Market cap	71.1B
Revenue (ttm)	23.6B
Net income (ttm)	7.1B
EPS (ttm)	€0.11
P/E (trailing)	11.0x
P/E (forward)	9.2x
Dividend	€0.05 (3.72%)
Volume	1,541,797
Beta	0.94

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 23.6B
Net income (ttm): 7.1B
EPS (ttm): €0.11
P/E (trailing): 11.0x
P/E (forward): 9.2x
Market cap: 71.1B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E9.2

P25 n/aP50 n/aP75 n/a

Trailing P/E11

P25 n/aP50 n/aP75 n/a

ROE11.3

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All ETR/LLD indicators

Market & fundamental data

Available fields

201

Groups with data

Currency

GBP

Showing 201 of 201 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	United Kingdom
Country code	DE
Earnings date	2026-10-29
Employees	60,061
Employees change	-1,167
Employees growth	-1.91%
Exchange	Deutsche Börse Xetra
Financial currency	GBP
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1695
Industry	Banks - Regional
Is primary listing	No
ISIN number	GB0008706128
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Last stock split date	2009-05-11
Last stock split type	Forward
Market cap	EUR 71.1B
Next earnings date	2026-10-29
Price	EUR 1.25
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	etr/LLD
Website	https://www.lloydsbankinggroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	14.09x
Average P/E ratio (3Y)	10.28x
Average P/E ratio (5Y)	9.21x
Earnings yield	9.08%
FCF yield	-5.03%
Forward P/E	9.2x
Graham number	1.67729
Graham upside	34.88%
Industry P/E	10.43x
Lynch fair value	EUR 0.63
Lynch upside	-48.94%
P/B ratio	1.26x
P/E ratio	11.01x
P/OCF ratio	22.95x
P/S ratio	2.96x
Price / tangible book value	1.56x
Sector forward P/E	11.95x
Sector P/E	12.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	27.29%
Operating margin	42.88%
Pretax margin	42.42%
Profit margin	30.68%
Profit per employee	EUR 118,601
Profitable quarters	24
Profitable years	12
Revenue per employee	EUR 392,788
ROA	0.56%
ROA (5Y)	0.55%
ROE	11.34%
ROE (5Y)	10.36%
Tax / revenue	11.58%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	67.44%
EPS growth (Q)	150.63%
EPS growth (QoQ)	8.47%
EPS growth 10Y	20.94%
EPS growth 3Y	8.97%
EPS growth 5Y	-17.67%
EPS growth quarters	3
EPS growth years	1
Net income growth	56.85%
Net income growth (Q)	125.75%
Net income growth (QoQ)	17.08%
Net income growth 3Y	11.77%
Net income growth 5Y	1.91%
Net income growth quarters	3
Net income growth years	1
OCF growth 10Y	-16.69%
OCF growth 3Y	-54.13%
Revenue growth	12.52%
Revenue growth (Q)	11.2%
Revenue growth (QoQ)	1.84%
Revenue growth 10Y	2.06%
Revenue growth 3Y	5.42%
Revenue growth 5Y	4.17%
Revenue growth years	6

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -6.6B
EPS	EUR 0.11
Financing cash flow	EUR 6.7B
Free cash flow	EUR -3.5B
Gross profit	EUR 23.6B
Income taxes	EUR 2.7B
Investing cash flow	EUR -14.6B
Net borrowing	EUR -2B
Net cash flow	EUR -4.4B
Net income	EUR 7.1B
Operating income	EUR 10.1B
Revenue	EUR 23.6B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 0.83
Debt / equity	3.55
Net cash (debt)	EUR 2.6B
Net cash / market cap	3.73%
Net cash growth	-98.71%
Net debt / equity	-0.05
Piotroski F-Score	3
Shareholders' equity	EUR 55.2B
Tangible book value	EUR 44.8B
Tangible book value per share	EUR 0.66
Total cash	EUR 198.5B
Total debt	EUR 195.9B
WACC	2.47%

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-5.55%
Dividend growth	20.3%
Dividend growth (10Y)	2.96%
Dividend growth (3Y)	17.12%
Dividend growth (5Y)	26.27%
Dividend growth years	4
Dividend payment date	2026-09-15
Dividend payment years	6
Dividend payout frequency	Semi-Annual
Dividend per share	EUR 0.05
Dividend yield	3.72%
Ex-dividend date	2026-08-06
Last dividend	EUR 0.02
Payout ratio	40.95%
Shareholder yield	-1.82%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	92.28%
10Y return CAGR	11.38%
10Y total return	193.63%
150-day SMA	EUR 1.24
15Y price change	198.09%
15Y return CAGR	11.1%
15Y total return	385.1%
1D price change	2.01%
1M price change	-1.58%
1M total return	-1.58%
1W price change	2.89%
1W total return	2.89%
1Y price change	22.16%
1Y return CAGR	26.85%
1Y total return	26.83%
20-day SMA	EUR 1.22
200-day SMA	EUR 1.22
20Y price change	-84.73%
20Y return CAGR	-4.73%
20Y total return	-62.03%
3M price change	-7.5%
3M total return	-6.2%
3Y price change	170.87%
3Y return CAGR	46.15%
3Y total return	212.26%
50-day SMA	EUR 1.26
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 1.38
52-week high date	2026-08-04
52-week low	EUR 0.98
52-week low date	2025-11-21
5Y price change	114.83%
5Y return CAGR	22.34%
5Y total return	173.98%
6M price change	9.2%
6M total return	10.75%
All-time high	EUR 12.79
All-time high date	2002-05-03
All-time low	EUR 0.25
All-time low date	2011-11-23
Average true range (ATR)	EUR 0.03
Average volume	251K
Beta (5Y)	0.94
Change from 52-week high	-9.58%
Change from 52-week low	26.63%
Change from all-time high	-90.25%
Change from all-time low	398.4%
Change from open	1.88%
Day's gap	0.08%
Dollar volume	EUR 1.9M
High price	EUR 1.27
Low price	EUR 1.22
Monthly RSI	65.21
Open price	EUR 1.22
Position in 52-week range	52.17%
Previous close	EUR 1.22
Price vs 150-day SMA	0.65%
Price vs 20-day SMA	1.96%
Price vs 200-day SMA	1.96%
Price vs 50-day SMA	-1.11%
Relative volume	6.14
RSI	52.44
Sharpe ratio	0.88
Sharpe ratio (3Y)	1.25
Sharpe ratio (5Y)	0.64
Sortino ratio	1.56
Sortino ratio (3Y)	2.09
Sortino ratio (5Y)	1.1
Volume	1.5M
Weekly RSI	51.09
YTD price change	9.3%
YTD total return	13.48%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	53.8B
Shares change (QoQ)	7.39%
Shares change (YoY)	5.55%
Shares held by insiders	0.04%
Shares held by institutions	85.65%

Deeper analysis on ETR/LLD

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this ETR/LLD report

Is a complete ETR/LLD research report available?

No complete published report is available for etr/LLD (ETR/LLD) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

ETR/LLD (ETR/LLD)

Price

Financial snapshot

Fair-value bridge

Latest news · ETR/LLD

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ETR/LLD indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ETR/LLD

Frequently asked questions