TYO/5844 (TYO/5844)

Tokyo Stock Exchange: TYO/5844 · JPY

¥4,128

+67.81 (+1.7%)· Recorded snapshot

Market cap	1.2T
Revenue (ttm)	333.8B
Net income (ttm)	104B
EPS (ttm)	¥366
Shares out	279.9M
P/E (trailing)	11.3x
P/E (forward)	14.1x
Dividend	¥105 (2.54%)
Volume	1,007,900
Beta	0.23

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 333.8B
Net income (ttm): 104B
EPS (ttm): ¥366
P/E (trailing): 11.3x
P/E (forward): 14.1x
Market cap: 1.2T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E14.1

P25 n/aP50 n/aP75 n/a

Trailing P/E11.3

P25 n/aP50 n/aP75 n/a

ROE7.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.8%

Nasdaq Composite-1.0%

Dow Jones Industrial Average+1.9%

Russell 2000+0.3%

All TYO/5844 indicators

Market & fundamental data

Available fields

206

Groups with data

Currency

JPY

Showing 206 of 206 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	JPY
Country	Japan
Country code	JP
Earnings date	2026-11-13
Employees	3,676
Employees change	96
Employees growth	2.68%
Exchange	Tokyo Stock Exchange
Financial currency	JPY
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	March
Founded	1941
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	JP3252200005
Last earnings date	2026-07-31
Last refreshed	2026-10-28
Last stock split date	2023-12-28
Last stock split type	Forward
Market cap	JPY 1.2T
Next earnings date	2026-11-13
Price	JPY 4,128.00
Price currency	JPY
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	tyo/5844
Website	https://www.kyoto-fg.co.jp

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	18.66x
Average P/E ratio (3Y)	19.99x
Average P/E ratio (5Y)	19.59x
Earnings yield	8.86%
FCF yield	-97.69%
Forward P/E	14.14x
Graham number	6351.22709
Graham upside	53.86%
Industry P/E	10.75x
Lynch fair value	JPY 9,143.33
Lynch upside	121.5%
P/B ratio	0.84x
P/E ratio	11.29x
P/S ratio	3.46x
PEG ratio	0.52x
Price / tangible book value	0.84x
Sector P/E	12.83x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	29.2%
Operating margin	44%
Pretax margin	44%
Profit margin	31.15%
Profit per employee	JPY 28.3M
Profitable quarters	9
Profitable years	22
Revenue per employee	JPY 90.8M
ROA	0.86%
ROA (5Y)	0.36%
ROE	7.95%
ROE (5Y)	3.89%
Tax / revenue	12.85%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	226.68%
EPS growth (Q)	58.44%
EPS growth (QoQ)	-64.71%
EPS growth 10Y	20%
EPS growth 3Y	57.15%
EPS growth 5Y	38.25%
EPS growth quarters	4
EPS growth years	5
Net income growth	218.88%
Net income growth (Q)	55.86%
Net income growth (QoQ)	-64.8%
Net income growth 3Y	54.46%
Net income growth 5Y	36.52%
Net income growth quarters	4
Net income growth years	5
Revenue growth	139.04%
Revenue growth (Q)	24.01%
Revenue growth (QoQ)	-72.6%
Revenue growth 10Y	12.8%
Revenue growth 3Y	44.06%
Revenue growth 5Y	27.2%
Revenue growth quarters	12
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	JPY -6.1B
EPS	JPY 365.73
FCF per share	JPY -4,032.71
Financing cash flow	JPY -8.9B
Free cash flow	JPY -1.1T
Gross profit	JPY 333.8B
Income taxes	JPY 42.9B
Investing cash flow	JPY 714.3B
Net cash flow	JPY -417.2B
Net income	JPY 104B
Operating income	JPY 146.9B
Revenue	JPY 333.8B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	JPY 4,901.94
Debt / equity	0.36
Net cash (debt)	JPY 5.9B
Net cash / market cap	0.51%
Net cash growth	-90.77%
Net debt / equity	-0
Piotroski F-Score	2
Property, plant and equipment	JPY 81.5B
Shareholders' equity	JPY 1.4T
Tangible book value	JPY 1.4T
Tangible book value per share	JPY 4,875.94
Total assets	JPY 11.8T
Total cash	JPY 507.5B
Total debt	JPY 501.6B
Total liabilities	JPY 10.4T
WACC	3.83%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	JPY -9.1T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	2.38%
Dividend growth	171.43%
Dividend growth (10Y)	28.9%
Dividend growth (3Y)	68.1%
Dividend growth (5Y)	63.52%
Dividend growth years	5
Dividend payment date	2026-12-01
Dividend payment years	35
Dividend payout frequency	Semi-Annual
Dividend per share	JPY 105.00
Dividend yield	2.54%
Ex-dividend date	2026-09-29
Last dividend	JPY 50.00
Payout ratio	51.95%
Shareholder yield	4.93%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	332.82%
10Y return CAGR	18.2%
10Y total return	432.3%
150-day SMA	JPY 4,558.66
15Y price change	392.16%
15Y return CAGR	13.24%
15Y total return	545.73%
1D price change	1.67%
1M price change	-15.22%
1M total return	-14.35%
1W price change	-0.55%
1W total return	-0.55%
1Y price change	26.94%
1Y return CAGR	32.4%
1Y total return	32.38%
20-day SMA	JPY 4,385.30
200-day SMA	JPY 4,364.91
20Y price change	168.49%
20Y return CAGR	6.8%
20Y total return	272.98%
3M price change	-11.93%
3M total return	-11.02%
3Y price change	92.83%
3Y return CAGR	28.38%
3Y total return	111.62%
50-day SMA	JPY 4,685.94
50-day SMA vs 200-day SMA	50over200
52-week high	JPY 5,164.00
52-week high date	2026-08-18
52-week low	JPY 3,008.00
52-week low date	2025-10-29
5Y price change	221.87%
5Y return CAGR	29.89%
5Y total return	269.62%
6M price change	-1.71%
6M total return	-0.71%
All-time high	JPY 5,164.00
All-time high date	2026-08-18
All-time low	JPY 523.75
All-time low date	2002-12-25
Average true range (ATR)	JPY 131.85
Average volume	989.2K
Beta (1Y)	0.08
Beta (2Y)	0.61
Beta (5Y)	0.23
Change from 52-week high	-20.06%
Change from 52-week low	37.23%
Change from all-time high	-20.06%
Change from all-time low	688.16%
Change from open	-0.65%
Day's gap	2.34%
Dollar volume	JPY 4.2B
High price	JPY 4,155.00
Low price	JPY 4,058.00
Monthly RSI	61.75
Open price	JPY 4,155.00
Position in 52-week range	72.16%
Previous close	JPY 4,060.00
Price vs 150-day SMA	-9.45%
Price vs 20-day SMA	-5.87%
Price vs 200-day SMA	-5.43%
Price vs 50-day SMA	-11.91%
Relative volume	1.05
RSI	35.71
Sharpe ratio	1.09
Sharpe ratio (3Y)	0.79
Sharpe ratio (5Y)	0.89
Sortino ratio	1.85
Sortino ratio (3Y)	1.28
Sortino ratio (5Y)	1.48
Volume	1M
Weekly RSI	41.7
YTD price change	20.46%
YTD total return	25.62%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	223.2M
Shares change (QoQ)	-0.24%
Shares change (YoY)	-2.38%
Shares held by insiders	0.13%
Shares held by institutions	40.03%
Shares outstanding	279.9M

Deeper analysis on TYO/5844

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

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Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this TYO/5844 report

Is a complete TYO/5844 research report available?

No complete published report is available for tyo/5844 (TYO/5844) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

1.2T

Revenue (ttm)

333.8B

Net income (ttm)

104B

EPS (ttm)

¥366

Shares out

279.9M

P/E (trailing)

11.3x

P/E (forward)

14.1x

Dividend

¥105 (2.54%)

Volume

1,007,900

Beta

0.23

Metric

Value

Amount currency

JPY

Country

Japan

Country code

Earnings date

2026-11-13

Employees

3,676

Employees change

Employees growth

2.68%

Exchange

Tokyo Stock Exchange

Financial currency

JPY

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

March

Founded

1941

Industry

Banks - Regional

Is primary listing

Yes

ISIN number

JP3252200005

Last earnings date

2026-07-31

Last refreshed

2026-10-28

Last stock split date

2023-12-28

Last stock split type

Forward

Market cap

JPY 1.2T

Next earnings date

2026-11-13

Price

JPY 4,128.00

Price currency

JPY

Sector

Financials

SIC code

6020

Stock price date

2026-10-28

Symbol

tyo/5844

Website

https://www.kyoto-fg.co.jp

Metric

Value

Average P/E ratio (10Y)

18.66x

Average P/E ratio (3Y)

19.99x

Average P/E ratio (5Y)

19.59x

Earnings yield

8.86%

FCF yield

-97.69%

Forward P/E

14.14x

Graham number

6351.22709

Graham upside

53.86%

Industry P/E

10.75x

Lynch fair value

JPY 9,143.33

Lynch upside

121.5%

P/B ratio

0.84x

P/E ratio

11.29x

P/S ratio

3.46x

PEG ratio

0.52x

Price / tangible book value

0.84x

Sector P/E

12.83x

Metric

Value

Effective tax rate

29.2%

Operating margin

44%

Pretax margin

44%

Profit margin

31.15%

Profit per employee

JPY 28.3M

Profitable quarters

Profitable years

Revenue per employee

JPY 90.8M

ROA

0.86%

ROA (5Y)

0.36%

ROE

7.95%

ROE (5Y)

3.89%

Tax / revenue

12.85%

Metric

Value

EPS growth

226.68%

EPS growth (Q)

58.44%

EPS growth (QoQ)

-64.71%

EPS growth 10Y

20%

EPS growth 3Y

57.15%

EPS growth 5Y

38.25%

EPS growth quarters

EPS growth years

Net income growth

218.88%

Net income growth (Q)

55.86%

Net income growth (QoQ)

-64.8%

Net income growth 3Y

54.46%

Net income growth 5Y

36.52%

Net income growth quarters

Net income growth years

Revenue growth

139.04%

Revenue growth (Q)

24.01%

Revenue growth (QoQ)

-72.6%

Revenue growth 10Y

12.8%

Revenue growth 3Y

44.06%

Revenue growth 5Y

27.2%

Revenue growth quarters

Revenue growth years

Metric

Value

Capital expenditures

JPY -6.1B

EPS

JPY 365.73

FCF per share

JPY -4,032.71

Financing cash flow

JPY -8.9B

Free cash flow

JPY -1.1T

Gross profit

JPY 333.8B

Income taxes

JPY 42.9B

Investing cash flow

JPY 714.3B

Net cash flow

JPY -417.2B

Net income

JPY 104B

Operating income

JPY 146.9B

Revenue

JPY 333.8B

Metric

Value

Book value per share

JPY 4,901.94

Debt / equity

0.36

Net cash (debt)

JPY 5.9B

Net cash / market cap

0.51%

Net cash growth

-90.77%

Net debt / equity

-0

Piotroski F-Score

Property, plant and equipment

JPY 81.5B

Shareholders' equity

JPY 1.4T

Tangible book value

JPY 1.4T

Tangible book value per share

JPY 4,875.94

Total assets

JPY 11.8T

Total cash

JPY 507.5B

Total debt

JPY 501.6B

Total liabilities

JPY 10.4T

WACC

3.83%

Metric

Value

Working capital

JPY -9.1T

Metric

Value

Buyback yield / dilution

2.38%

Dividend growth

171.43%

Dividend growth (10Y)

28.9%

Dividend growth (3Y)

68.1%

Dividend growth (5Y)

63.52%

Dividend growth years

Dividend payment date

2026-12-01

Dividend payment years

Dividend payout frequency

Semi-Annual

Dividend per share

JPY 105.00

Dividend yield

2.54%

Ex-dividend date

2026-09-29

Last dividend

JPY 50.00

Payout ratio

51.95%

Shareholder yield

4.93%

Metric

Value

10Y price change

332.82%

10Y return CAGR

18.2%

10Y total return

432.3%

150-day SMA

JPY 4,558.66

15Y price change

392.16%

15Y return CAGR

13.24%

15Y total return

545.73%

1D price change

1.67%

1M price change

-15.22%

1M total return

-14.35%

1W price change

-0.55%

1W total return

-0.55%

1Y price change

26.94%

1Y return CAGR

32.4%

1Y total return

32.38%

20-day SMA

JPY 4,385.30

200-day SMA

JPY 4,364.91

20Y price change

168.49%

20Y return CAGR

6.8%

20Y total return

272.98%

3M price change

-11.93%

3M total return

-11.02%

3Y price change

92.83%

3Y return CAGR

28.38%

3Y total return

111.62%

50-day SMA

JPY 4,685.94

50-day SMA vs 200-day SMA

50over200

52-week high

JPY 5,164.00

52-week high date

2026-08-18

52-week low

JPY 3,008.00

52-week low date

2025-10-29

5Y price change

221.87%

5Y return CAGR

29.89%

5Y total return

269.62%

6M price change

-1.71%

6M total return

-0.71%

All-time high

JPY 5,164.00

All-time high date

2026-08-18

All-time low

JPY 523.75

All-time low date

2002-12-25

Average true range (ATR)

JPY 131.85

Average volume

989.2K

Beta (1Y)

0.08

Beta (2Y)

0.61

Beta (5Y)

0.23

Change from 52-week high

-20.06%

Change from 52-week low

37.23%

Change from all-time high

-20.06%

Change from all-time low

688.16%

Change from open

-0.65%

Day's gap

2.34%

Dollar volume

JPY 4.2B

High price

JPY 4,155.00

Low price

JPY 4,058.00

Monthly RSI

61.75

Open price

JPY 4,155.00

Position in 52-week range

72.16%

Previous close

JPY 4,060.00

Price vs 150-day SMA

-9.45%

Price vs 20-day SMA

-5.87%

Price vs 200-day SMA

-5.43%

Price vs 50-day SMA

-11.91%

Relative volume

1.05

RSI

35.71

Sharpe ratio

1.09

Sharpe ratio (3Y)

0.79

Sharpe ratio (5Y)

0.89

Sortino ratio

1.85

Sortino ratio (3Y)

1.28

Sortino ratio (5Y)

1.48

Volume

Weekly RSI

41.7

YTD price change

20.46%

YTD total return

25.62%

Metric

Value

Float

223.2M

Shares change (QoQ)

-0.24%

Shares change (YoY)

-2.38%

Shares held by insiders

0.13%

Shares held by institutions

40.03%

Shares outstanding

279.9M

TYO/5844 (TYO/5844)

Price

Financial snapshot

Fair-value bridge

Latest news · TYO/5844

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TYO/5844 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TYO/5844

Frequently asked questions

TYO/5844 (TYO/5844)

Price

Financial snapshot

Fair-value bridge

Latest news · TYO/5844

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TYO/5844 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TYO/5844

Frequently asked questions