Hawthorn Bancshares, Inc. (HWBK)

NASDAQ: HWBK · USD

$39.4

+0.11 (+0.3%)· Recorded snapshot

Market cap	272.1M
Revenue (ttm)	83.9M
Net income (ttm)	25.4M
EPS (ttm)	$3.67
Shares out	6.9M
P/E (trailing)	10.7x
Dividend	$0.84 (2.13%)
Volume	6,226
Beta	0.48

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 83.9M
Net income (ttm): 25.4M
EPS (ttm): $3.67
P/E (trailing): 10.7x
Market cap: 272.1M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	ซื้อมาก
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	ซื้อมาก
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	ถือ

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E10.7

P25 n/aP50 n/aP75 n/a

ROE14.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All HWBK indicators

Market & fundamental data

Available fields

244

Groups with data

Currency

USD

Showing 244 of 244 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0000893847
Company name	Hawthorn Bancshares, Inc.
Country	United States
Country code	US
CUSIP number	420476103
Earnings date	2026-11-10
Earnings time	amc
Employees	269
Employees change	19
Employees growth	7.6%
Enterprise value	$322M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1865
In index	RUSSELL2000
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US4204761039
Last 10-K release date	2026-03-05
Last earnings date	2026-07-29
Last refreshed	2026-10-28
Last stock split date	2023-06-14
Last stock split type	Forward
Market cap	$272.1M
Market cap category	Micro-Cap
Next earnings date	2026-11-10
Options	No
Price	$39.44
Price currency	USD
Sector	Financials
SIC code	6021
Stock price date	2026-10-28
Symbol	HWBK
U.S. state	Missouri
Website	https://www.hawthornbancshares.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	18.98x
Average P/E ratio (3Y)	32.87x
Average P/E ratio (5Y)	22.75x
Earnings yield	9.31%
EV/Earnings	12.56x
EV/FCF	11.43x
EV/Sales	3.8x
FCF / EV yield	8.75%
FCF yield	10.37%
Graham number	46.77166
Graham upside	19.93%
Industry forward P/E	9.95x
Industry P/E	11.8x
Lynch fair value	$18.35
Lynch upside	-52.94%
P/B ratio	1.48x
P/E ratio	10.74x
P/FCF ratio	9.64x
P/OCF ratio	8.02x
P/S ratio	3.21x
Price / tangible book value	1.47x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	18.37%
FCF margin	33.26%
Operating margin	37.05%
Pretax margin	37.05%
Profit margin	30.25%
Profit per employee	$94,372
Profitable quarters	10
Profitable years	15
Revenue per employee	$311,989
ROA	1.39%
ROA (5Y)	0.94%
ROE	14.95%
ROE (5Y)	11.87%
SBC / revenue	0.58%
Tax / revenue	6.8%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	23.9%
EPS growth (Q)	20.5%
EPS growth (QoQ)	27.71%
EPS growth 10Y	13.15%
EPS growth 3Y	18.64%
EPS growth 5Y	4.86%
EPS growth quarters	10
EPS growth years	2
FCF growth	41.69%
FCF growth (Q)	86.9%
FCF growth (QoQ)	56.41%
FCF growth 3Y	12.23%
FCF growth 5Y	-2.71%
Net income growth	22.91%
Net income growth (Q)	20.08%
Net income growth (QoQ)	27.56%
Net income growth 3Y	17.94%
Net income growth 5Y	3.99%
Net income growth quarters	10
Net income growth years	2
OCF growth	48.92%
OCF growth (Q)	76.79%
OCF growth (QoQ)	27.69%
OCF growth 10Y	11.36%
OCF growth 3Y	15.9%
OCF growth 5Y	0.16%
Revenue growth	7.27%
Revenue growth (Q)	14.9%
Revenue growth (QoQ)	12.62%
Revenue growth 10Y	5.52%
Revenue growth 3Y	6.98%
Revenue growth 5Y	2.94%
Revenue growth quarters	10
Revenue growth years	2

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-5.7M
EPS	$3.67
FCF per share	$4.05
Financing cash flow	$-145.3M
Free cash flow	$27.9M
Gross profit	$83.9M
Income taxes	$5.7M
Investing cash flow	$44.2M
Net borrowing	$-108.9M
Net cash flow	$-67.6M
Net income	$25.4M
Operating income	$31.1M
Revenue	$83.9M
Stock-based compensation	$489,000

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$26.49
Debt / equity	0.46
Debt / FCF	2.99
Net cash (debt)	$-49.8M
Net cash / market cap	-18.52%
Net debt / equity	0.27
Net debt / FCF	1.79
Piotroski F-Score	4
Property, plant and equipment	$30.5M
Shareholders' equity	$182.8M
Tangible book value	$182.8M
Tangible book value per share	$26.49
Total assets	$1.8B
Total cash	$33.7M
Total debt	$83.6M
Total liabilities	$1.6B
WACC	5.27%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-1.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.94%
Dividend growth	6.41%
Dividend growth (10Y)	18.73%
Dividend growth (3Y)	7.56%
Dividend growth (5Y)	10.3%
Dividend growth years	14
Dividend payment date	2026-10-01
Dividend payment years	27
Dividend payout frequency	Quarterly
Dividend per share	$0.84
Dividend yield	2.13%
Ex-dividend date	2026-09-15
FCF payout ratio	20.77%
Last dividend	$0.21
Payout ratio	22.89%
Shareholder yield	3.09%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	253.98%
10Y return CAGR	16.24%
10Y total return	350.09%
150-day SMA	$37.47
15Y price change	984.21%
15Y return CAGR	19.81%
15Y total return	1,404.61%
1D price change	0.29%
1M price change	2.57%
1M total return	2.57%
1W price change	1.11%
1W total return	1.11%
1Y price change	30.9%
1Y return CAGR	34.01%
1Y total return	33.99%
20-day SMA	$38.50
200-day SMA	$36.52
20Y price change	119.25%
20Y return CAGR	6.62%
20Y total return	260.23%
3M price change	1.95%
3M total return	2.5%
3Y price change	135.78%
3Y return CAGR	36.87%
3Y total return	156.46%
50-day SMA	$38.79
50-day SMA vs 200-day SMA	50over200
52-week high	$40.60
52-week high date	2026-08-12
52-week low	$29.99
52-week low date	2025-10-28
5Y price change	77.8%
5Y return CAGR	15.49%
5Y total return	105.43%
6M price change	15.15%
6M total return	16.42%
All-time high	$40.60
All-time high date	2026-08-12
All-time low	$3.44
All-time low date	2011-10-25
Average true range (ATR)	$0.86
Average volume	14.8K
Beta (1Y)	0.24
Beta (2Y)	0.42
Beta (5Y)	0.48
Change from 52-week high	-2.87%
Change from 52-week low	31.49%
Change from all-time high	-3.6%
Change from all-time low	1,039.45%
Change from open	0.11%
Day's gap	0.18%
Dollar volume	$245,522
High price	$39.75
Low price	$38.94
Monthly RSI	66.02
Open price	$39.39
Position in 52-week range	61.11%
Previous close	$39.32
Price vs 150-day SMA	4.46%
Price vs 20-day SMA	1.66%
Price vs 200-day SMA	7.18%
Price vs 50-day SMA	0.92%
Relative volume	0.42
RSI	55.56
Sharpe ratio	0.96
Sharpe ratio (3Y)	1.04
Sharpe ratio (5Y)	0.5
Sortino ratio	1.68
Sortino ratio (3Y)	1.77
Sortino ratio (5Y)	0.95
Volume	6.2K
Weekly RSI	56.68
YTD price change	12.21%
YTD total return	14.18%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	6.2M
Float percentage	90.26%
Shares change (QoQ)	-0.11%
Shares change (YoY)	-0.94%
Shares held by insiders	8.13%
Shares held by institutions	32.54%
Shares outstanding	6.9M
Short % of float	2.63%
Short % of shares	2.37%
Short ratio	9.2 days

Deeper analysis on HWBK

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this HWBK report

Is a complete HWBK research report available?

No complete published report is available for Hawthorn Bancshares, Inc. (HWBK) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Hawthorn Bancshares, Inc. (HWBK)

Price

Financial snapshot

Fair-value bridge

Latest news · HWBK

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All HWBK indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on HWBK

Frequently asked questions