Is a complete JFIN research report available?

No complete published report is available for Jiayin Group Inc. (JFIN) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Jiayin Group Inc. (JFIN)

NASDAQ: JFIN · USD

$1.53

-0.04 (-2.2%)· Recorded snapshot

Market cap	80.1M
Revenue (ttm)	596.8M
Net income (ttm)	34.1M
EPS (ttm)	$0.66
Shares out	52.3M
P/E (trailing)	2.3x
Dividend	$0.80 (52.89%)
Volume	43,186
Beta	0.86

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	35.9B	9.0x	1.9x	15.9%	+15.1%	+28.1%	ซื้อมาก
AIG	American International Group Inc.	42.7B	13.0x	1.5x	7.9%	-10.3%	+5.5%	ซื้อมาก
AIZ	Assurant, Inc.	15.3B	14.6x	1.1x	14.4%	+6.5%	+49.1%	ถือ

Metric	Value
Amount currency	USD
CIK code	0001743102
Company name	Jiayin Group Inc.
Country	China
Country code	US
CUSIP number	47737C104
Earnings date	2026-11-24
Earnings time	bmo
Employees	1,155
Employees change	127
Employees growth	12.35%
Enterprise value	$99.6M
Exchange	NASDAQ
Financial currency	CNY
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2011
Industry	Credit Services
IPO date	2019-05-10
Is primary listing	Yes
Is SPAC	No
ISIN number	US47737C1045
Last 10-K release date	2026-04-28
Last earnings date	2026-08-28
Last refreshed	2026-11-04
Last stock split type	Never
Market cap	$80.1M
Market cap category	Micro-Cap
Next earnings date	2026-11-24
Options	Yes
Price	$1.53
Price currency	USD
Sector	Financials
SIC code	6199
Stock price date	2026-11-04
Symbol	JFIN
Website	https://www.jiayintech.cn

Metric

Value

Amount currency

USD

CIK code

0001743102

Company name

Jiayin Group Inc.

Country

China

Country code

CUSIP number

47737C104

Earnings date

2026-11-24

Earnings time

bmo

Employees

1,155

Employees change

127

Employees growth

12.35%

Enterprise value

$99.6M

Exchange

NASDAQ

Financial currency

CNY

Financial report date

2026-06-30

First seen

2026-05-09

Fiscal year end

December

Founded

2011

Industry

Credit Services

IPO date

2019-05-10

Is primary listing

Yes

Is SPAC

ISIN number

US47737C1045

Last 10-K release date

2026-04-28

Last earnings date

2026-08-28

Last refreshed

2026-11-04

Last stock split type

Never

Market cap

$80.1M

Market cap category

Micro-Cap

Next earnings date

2026-11-24

Options

Yes

Price

$1.53

Price currency

USD

Sector

Financials

SIC code

6199

Stock price date

2026-11-04

Symbol

JFIN

Website

https://www.jiayintech.cn

Metric	Value
Average P/E ratio (10Y)	3.5x
Average P/E ratio (3Y)	2.42x
Average P/E ratio (5Y)	2.05x
Earnings yield	42.94%
EV/Earnings	2.97x
EV/EBIT	2.93x
EV/EBITDA	2.07x
EV/FCF	1.09x
EV/Sales	0.17x
FCF / EV yield	91.84%
FCF yield	113.78%
Graham number	13.22167
Graham upside	744.84%
Industry forward P/E	20.33x
Industry P/E	23.62x
Lynch fair value	$3.29
Lynch upside	109.92%
P/B ratio	0.13x
P/E ratio	2.33x
P/FCF ratio	0.88x
P/S ratio	0.14x
Price / tangible book value	0.13x
Price/EBITDA ratio	1.67x
Sector forward P/E	13.72x
Sector P/E	15.79x

Metric

Value

Average P/E ratio (10Y)

3.5x

Average P/E ratio (3Y)

2.42x

Average P/E ratio (5Y)

2.05x

Earnings yield

42.94%

EV/Earnings

2.97x

EV/EBIT

2.93x

EV/EBITDA

2.07x

EV/FCF

1.09x

EV/Sales

0.17x

FCF / EV yield

91.84%

FCF yield

113.78%

Graham number

13.22167

Graham upside

744.84%

Industry forward P/E

20.33x

Industry P/E

23.62x

Lynch fair value

$3.29

Lynch upside

109.92%

P/B ratio

0.13x

P/E ratio

2.33x

P/FCF ratio

0.88x

P/S ratio

0.14x

Price / tangible book value

0.13x

Price/EBITDA ratio

1.67x

Sector forward P/E

13.72x

Sector P/E

15.79x

Metric	Value
EBIT margin	5.79%
EBITDA margin	8.2%
Effective tax rate	16.82%
FCF margin	11.96%
Gross margin	63.11%
Operating margin	5.79%
Pretax margin	6.88%
Profit margin	5.72%
Profit per employee	$29,560
Profitable years	9
Revenue per employee	$516,713
ROA	1.85%
ROA (5Y)	24.46%
ROCE	4.8%
ROE	5.73%
ROIC	4.17%
Tax / revenue	1.16%

Metric

Value

EBIT margin

5.79%

EBITDA margin

8.2%

Effective tax rate

16.82%

FCF margin

11.96%

Gross margin

63.11%

Operating margin

5.79%

Pretax margin

6.88%

Profit margin

5.72%

Profit per employee

$29,560

Profitable years

Revenue per employee

$516,713

ROA

1.85%

ROA (5Y)

24.46%

ROCE

4.8%

ROE

5.73%

ROIC

4.17%

Tax / revenue

1.16%

Metric	Value
EPS growth	-85.22%
EPS growth 3Y	-44.36%
EPS growth 5Y	-9.25%
EPS growth years	1
Gross profit growth	-50.15%
Gross profit growth (Q)	-88.29%
Gross profit growth 3Y	-8.82%
Gross profit growth 5Y	14.5%
Net income growth	-85.54%
Net income growth 3Y	-44.91%
Net income growth 5Y	-9.96%
Net income growth years	1
Operating income growth	-87.96%
Operating income growth 3Y	-44.5%
Operating income growth 5Y	-12.82%
Revenue growth	-37.74%
Revenue growth (Q)	-60.93%
Revenue growth (QoQ)	-2.62%
Revenue growth 3Y	-2.31%
Revenue growth 5Y	20.79%
Revenue growth years	5

Metric

Value

EPS growth

-85.22%

EPS growth 3Y

-44.36%

EPS growth 5Y

-9.25%

EPS growth years

Gross profit growth

-50.15%

Gross profit growth (Q)

-88.29%

Gross profit growth 3Y

-8.82%

Gross profit growth 5Y

14.5%

Net income growth

-85.54%

Net income growth 3Y

-44.91%

Net income growth 5Y

-9.96%

Net income growth years

Operating income growth

-87.96%

Operating income growth 3Y

-44.5%

Operating income growth 5Y

-12.82%

Revenue growth

-37.74%

Revenue growth (Q)

-60.93%

Revenue growth (QoQ)

-2.62%

Revenue growth 3Y

-2.31%

Revenue growth 5Y

20.79%

Revenue growth years

Metric	Value
Capital expenditures	$-95.1M
Depreciation and amortization	$14.6M
EBIT	$34.6M
EBITDA	$48.9M
EPS	$0.66
FCF per share	$1.78
Free cash flow	$93.2M
Gross profit	$376.6M
Income taxes	$6.9M
Net income	$34.1M
Operating income	$34.6M
Revenue	$596.8M

Metric

Value

Capital expenditures

$-95.1M

Depreciation and amortization

$14.6M

EBIT

$34.6M

EBITDA

$48.9M

EPS

$0.66

FCF per share

$1.78

Free cash flow

$93.2M

Gross profit

$376.6M

Income taxes

$6.9M

Net income

$34.1M

Operating income

$34.6M

Revenue

$596.8M

Metric	Value
Book value per share	$11.82
Debt / EBITDA	1.78
Debt / equity	0.15
Debt / FCF	1.01
Interest coverage	199.2
Long-term assets	$273.5M
Long-term liabilities	$91.6M
Net cash (debt)	$-19.6M
Net cash / market cap	-23.89%
Net debt / EBITDA	0.4
Net debt / equity	0.03
Net debt / FCF	0.21
Piotroski F-Score	2
Property, plant and equipment	$196.7M
Shareholders' equity	$619.6M
Tangible book value	$619.6M
Tangible book value per share	$11.82
Total assets	$1.3B
Total cash	$74.2M
Total debt	$93.8M
Total liabilities	$643.2M
WACC	4.28%

Metric

Value

Book value per share

$11.82

Debt / EBITDA

1.78

Debt / equity

0.15

Debt / FCF

1.01

Interest coverage

199.2

Long-term assets

$273.5M

Long-term liabilities

$91.6M

Net cash (debt)

$-19.6M

Net cash / market cap

-23.89%

Net debt / EBITDA

0.4

Net debt / equity

0.03

Net debt / FCF

0.21

Piotroski F-Score

Property, plant and equipment

$196.7M

Shareholders' equity

$619.6M

Tangible book value

$619.6M

Tangible book value per share

$11.82

Total assets

$1.3B

Total cash

$74.2M

Total debt

$93.8M

Total liabilities

$643.2M

WACC

4.28%

Metric	Value
Asset turnover	0.51
Current assets	$989.4M
Current liabilities	$551.7M
Current ratio	1.79
Net working capital	$380M
Quick ratio	0.83
Working capital	$430.3M
Working capital turnover	0.21

Metric

Value

Asset turnover

0.51

Current assets

$989.4M

Current liabilities

$551.7M

Current ratio

1.79

Net working capital

$380M

Quick ratio

0.83

Working capital

$430.3M

Working capital turnover

0.21

Metric	Value
Buyback yield / dilution	2.27%
Dividend growth years	0
Dividend payment date	2025-07-24
Dividend payment years	3
Dividend per share	$0.80
Dividend yield	52.89%
Ex-dividend date	2025-07-14
Last dividend	$0.80
Shareholder yield	53.39%

Metric

Value

Buyback yield / dilution

2.27%

Dividend growth years

Dividend payment date

2025-07-24

Dividend payment years

Dividend per share

$0.80

Dividend yield

52.89%

Ex-dividend date

2025-07-14

Last dividend

$0.80

Shareholder yield

53.39%

Metric	Value
150-day SMA	$2.88
1D price change	-2.24%
1M price change	17.56%
1M total return	17.56%
1W price change	23.2%
1W total return	23.2%
1Y price change	-83.58%
1Y return CAGR	-83.6%
1Y total return	-83.58%
20-day SMA	$1.37
200-day SMA	$3.69
3M price change	-29.03%
3M total return	-29.03%
3Y price change	-68.31%
3Y return CAGR	-27.58%
3Y total return	-62.02%
50-day SMA	$1.50
50-day SMA vs 200-day SMA	50under200
52-week high	$9.76
52-week high date	2025-11-10
52-week low	$1.13
52-week low date	2026-10-13
5Y price change	-62.53%
5Y return CAGR	-13.86%
5Y total return	-52.56%
6M price change	-67.78%
6M total return	-67.78%
After-hours change	-2.82%
After-hours close	$1.57
After-hours price	$1.52
All-time high	$30.00
All-time high date	2020-06-10
All-time low	$1.13
All-time low date	2026-10-13
Average true range (ATR)	$0.15
Average volume	624.4K
Beta (1Y)	2.34
Beta (2Y)	1.1
Beta (5Y)	0.86
Change from 52-week high	-84.32%
Change from 52-week low	35.4%
Change from all-time high	-94.87%
Change from all-time low	36.28%
Change from open	-3.16%
Day's gap	0.96%
Dollar volume	$66,075
High price	$1.62
Low price	$1.50
Monthly RSI	34.26
Open price	$1.58
Position in 52-week range	25%
Premarket change	-3.51%
Premarket close	$1.57
Premarket price	$1.51
Premarket volume	273
Previous close	$1.57
Price vs 150-day SMA	-46.49%
Price vs 20-day SMA	12.57%
Price vs 200-day SMA	-58.3%
Price vs 50-day SMA	2.53%
Relative volume	0.07
Return from IPO open	-85.77%
Return from IPO price	-85.1%
RSI	54.8
Sharpe ratio	-2.13
Sharpe ratio (3Y)	-0.15
Sharpe ratio (5Y)	0.12
Sortino ratio	-2.87
Sortino ratio (3Y)	-0.15
Sortino ratio (5Y)	0.27
Volume	43.2K
Weekly RSI	31.16
YTD price change	-73.45%
YTD total return	-73.45%

Metric

Value

150-day SMA

$2.88

1D price change

-2.24%

1M price change

17.56%

1M total return

17.56%

1W price change

23.2%

1W total return

23.2%

1Y price change

-83.58%

1Y return CAGR

-83.6%

1Y total return

-83.58%

20-day SMA

$1.37

200-day SMA

$3.69

3M price change

-29.03%

3M total return

-29.03%

3Y price change

-68.31%

3Y return CAGR

-27.58%

3Y total return

-62.02%

50-day SMA

$1.50

50-day SMA vs 200-day SMA

50under200

52-week high

$9.76

52-week high date

2025-11-10

52-week low

$1.13

52-week low date

2026-10-13

5Y price change

-62.53%

5Y return CAGR

-13.86%

5Y total return

-52.56%

6M price change

-67.78%

6M total return

-67.78%

After-hours change

-2.82%

After-hours close

$1.57

After-hours price

$1.52

All-time high

$30.00

All-time high date

2020-06-10

All-time low

$1.13

All-time low date

2026-10-13

Average true range (ATR)

$0.15

Average volume

624.4K

Beta (1Y)

2.34

Beta (2Y)

1.1

Beta (5Y)

0.86

Change from 52-week high

-84.32%

Change from 52-week low

35.4%

Change from all-time high

-94.87%

Change from all-time low

36.28%

Change from open

-3.16%

Day's gap

0.96%

Dollar volume

$66,075

High price

$1.62

Low price

$1.50

Monthly RSI

34.26

Open price

$1.58

Position in 52-week range

25%

Premarket change

-3.51%

Premarket close

$1.57

Premarket price

$1.51

Premarket volume

273

Previous close

$1.57

Price vs 150-day SMA

-46.49%

Price vs 20-day SMA

12.57%

Price vs 200-day SMA

-58.3%

Price vs 50-day SMA

2.53%

Relative volume

0.07

Return from IPO open

-85.77%

Return from IPO price

-85.1%

RSI

54.8

Sharpe ratio

-2.13

Sharpe ratio (3Y)

-0.15

Sharpe ratio (5Y)

0.12

Sortino ratio

-2.87

Sortino ratio (3Y)

-0.15

Sortino ratio (5Y)

0.27

Volume

43.2K

Weekly RSI

31.16

YTD price change

-73.45%

YTD total return

-73.45%

Metric	Value
Float	16.8M
Float percentage	32.02%
Shares change (QoQ)	0.13%
Shares change (YoY)	-2.27%
Shares held by insiders	67.98%
Shares held by institutions	1.17%
Shares outstanding	52.3M
Short % of shares	1%
Short ratio	3.4 days

Metric

Value

Float

16.8M

Float percentage

32.02%

Shares change (QoQ)

0.13%

Shares change (YoY)

-2.27%

Shares held by insiders

67.98%

Shares held by institutions

1.17%

Shares outstanding

52.3M

Short % of shares

Short ratio

3.4 days

Jiayin Group Inc. (JFIN)

Price

Financial snapshot

Fair-value bridge

Latest news · JFIN

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All JFIN indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on JFIN

Frequently asked questions