Kemper Corporation (KMPR)

NYSE: KMPR · USD

$29.5

+0.09 (+0.3%)· Recorded snapshot

Market cap	1.7B
Revenue (ttm)	4.6B
Net income (ttm)	-495.5M
EPS (ttm)	-$8.33
Shares out	58.9M
P/E (forward)	9.3x
Dividend	$1.28 (4.35%)
Volume	443,941
Beta	1.06

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 4.6B
Net income (ttm): -495.5M
EPS (ttm): -$8.33
P/E (forward): 9.3x
Market cap: 1.7B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	ซื้อมาก
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	ซื้อมาก
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	ถือ

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E9.3

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROE-19.7

P25 n/aP50 n/aP75 n/a

ROIC1.1

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All KMPR indicators

Market & fundamental data

Available fields

240

Groups with data

Currency

USD

Showing 240 of 240 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0000860748
Company name	Kemper Corporation
Country	United States
Country code	US
CUSIP number	488401100
Earnings date	2026-11-09
Earnings time	amc
Employees	7,400
Employees change	-700
Employees growth	-8.64%
Enterprise value	$3B
Exchange	NYSE
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1990
In index	RUSSELL2000
Industry	Insurance - Property & Casualty
Is primary listing	Yes
Is SPAC	No
ISIN number	US4884011002
Last 10-K release date	2026-02-11
Last earnings date	2026-08-05
Last refreshed	2026-10-28
Last stock split date	1999-03-29
Last stock split type	Forward
Market cap	$1.7B
Market cap category	Small-Cap
Next earnings date	2026-11-09
Options	Yes
Price	$29.45
Price currency	USD
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	KMPR
U.S. state	Illinois
Website	https://www.kemper.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	23.75x
Average P/E ratio (10Y)	28.49x
Average P/E ratio (3Y)	24.81x
Earnings yield	-28.3%
EV/EBIT	73.83x
EV/EBITDA	27x
EV/FCF	7.73x
EV/Sales	0.67x
FCF / EV yield	12.94%
FCF yield	22.63%
Forward EV/Sales	0.71x
Forward P/E	9.33x
Forward P/S	0.41x
Industry forward P/E	12.54x
Industry P/E	10.1x
P/B ratio	0.79x
P/FCF ratio	4.42x
P/OCF ratio	4.04x
P/S ratio	0.38x
Price / tangible book value	1.24x
Price/EBITDA ratio	15.44x
Sector forward P/E	13.61x
Sector P/E	15.68x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	0.9%
EBITDA margin	2.47%
FCF margin	8.64%
Gross margin	25.4%
Operating margin	0.9%
Pretax margin	-11.35%
Profit margin	-10.79%
Profit per employee	$-66,959
Profitable years	2
Revenue per employee	$620,662
ROA	0.21%
ROA (5Y)	0.36%
ROCE	0.41%
ROE	-19.7%
ROE (5Y)	-1.06%
ROIC	1.09%
ROIC (5Y)	0.84%
Tax / revenue	-0.37%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth years	0
FCF growth	-28.04%
FCF growth (Q)	-76.71%
FCF growth (QoQ)	-75.48%
FCF growth 5Y	0.73%
Net income growth years	0
OCF growth	-25.98%
OCF growth (Q)	-65.96%
OCF growth (QoQ)	-65.65%
OCF growth 10Y	5.63%
OCF growth 5Y	0.58%
Revenue growth	-4.01%
Revenue growth (Q)	-9.13%
Revenue growth (QoQ)	0.51%
Revenue growth 10Y	6.4%
Revenue growth 3Y	-4.62%
Revenue growth 5Y	-3.91%
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-37.6M
EBIT	$41.5M
EBITDA	$113.5M
EPS	$-8.33
FCF per share	$6.73
Financing cash flow	$-445.1M
Free cash flow	$396.6M
Gross profit	$1.2B
Income taxes	$-16.9M
Investing cash flow	$-84.9M
Net cash flow	$-95.8M
Net income	$-495.5M
Operating income	$41.5M
Revenue	$4.6B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$37.22
Debt / EBITDA	12.27
Debt / equity	0.64
Debt / FCF	3.51
Goodwill	$783.5M
Interest coverage	1.14
Net cash (debt)	$-1.3B
Net cash / market cap	-74.85%
Net debt / EBITDA	11.56
Net debt / equity	0.6
Net debt / FCF	3.31
Piotroski F-Score	4
Shareholders' equity	$2.2B
Tangible book value	$1.4B
Tangible book value per share	$23.92
Total assets	$11.9B
Total cash	$362M
Total debt	$1.4B
Total liabilities	$9.7B
WACC	6.53%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.37
Current ratio	0.82
Net working capital	$-430.8M
Quick ratio	0.78
Working capital	$-349.6M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	8.07%
Dividend growth	0.79%
Dividend growth (10Y)	2.92%
Dividend growth (3Y)	1.06%
Dividend growth (5Y)	0.8%
Dividend growth years	1
Dividend payment date	2026-09-04
Dividend payment years	37
Dividend payout frequency	Quarterly
Dividend per share	$1.28
Dividend yield	4.35%
Ex-dividend date	2026-08-21
FCF payout ratio	19.02%
Last dividend	$0.32
Shareholder yield	12.36%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-21.89%
10Y return CAGR	-0.3%
10Y total return	-3%
150-day SMA	$28.43
15Y price change	3.89%
15Y return CAGR	2.7%
15Y total return	49.09%
1D price change	0.31%
1M price change	16.15%
1M total return	16.15%
1W price change	-1.14%
1W total return	-1.14%
1Y price change	-36.74%
1Y return CAGR	-34.11%
1Y total return	-34.09%
20-day SMA	$28.01
200-day SMA	$29.76
20Y price change	-31.6%
20Y return CAGR	1.16%
20Y total return	25.97%
3M price change	-0.17%
3M total return	1.02%
3Y price change	-28.75%
3Y return CAGR	-8.13%
3Y total return	-22.48%
50-day SMA	$27.42
50-day SMA vs 200-day SMA	50under200
52-week high	$46.53
52-week high date	2025-10-28
52-week low	$22.69
52-week low date	2026-06-03
5Y price change	-57.35%
5Y return CAGR	-13.4%
5Y total return	-51.29%
6M price change	-11.26%
6M total return	-9.22%
All-time high	$91.98
All-time high date	2019-04-30
All-time low	$7.96
All-time low date	2009-03-09
Average true range (ATR)	$0.97
Average volume	800.6K
Beta (1Y)	0.47
Beta (2Y)	0.6
Beta (5Y)	1.06
Change from 52-week high	-36.71%
Change from 52-week low	29.79%
Change from all-time high	-68.02%
Change from all-time low	269.47%
Change from open	0.37%
Day's gap	-0.07%
Dollar volume	$13.1M
High price	$29.82
Low price	$29.34
Monthly RSI	36.15
Open price	$29.34
Position in 52-week range	22.92%
Premarket change	-0.78%
Premarket close	$29.36
Premarket price	$29.13
Previous close	$29.36
Price vs 150-day SMA	3.45%
Price vs 20-day SMA	5%
Price vs 200-day SMA	-1.18%
Price vs 50-day SMA	7.25%
Relative volume	0.55
RSI	60.22
Sharpe ratio	-0.9
Sharpe ratio (3Y)	-0.15
Sharpe ratio (5Y)	-0.27
Sortino ratio	-0.97
Sortino ratio (3Y)	-0.05
Sortino ratio (5Y)	-0.22
Volume	443.9K
Weekly RSI	50.27
YTD price change	-27.45%
YTD total return	-25.04%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	54.9M
Float percentage	93.14%
Shares change (QoQ)	0.21%
Shares change (YoY)	-8.07%
Shares held by insiders	1.23%
Shares held by institutions	92.28%
Shares outstanding	58.9M
Short % of float	9.24%
Short % of shares	8.61%
Short ratio	5.5 days

Deeper analysis on KMPR

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this KMPR report

Is a complete KMPR research report available?

No complete published report is available for Kemper Corporation (KMPR) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Kemper Corporation (KMPR)

Price

Financial snapshot

Fair-value bridge

Latest news · KMPR

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All KMPR indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on KMPR

Frequently asked questions