Lloyds Banking Group plc (LYG)

NYSE: LYG · USD

$5.49

+0.09 (+1.7%)· Recorded snapshot

Market cap	79B
Revenue (ttm)	26.8B
Net income (ttm)	8.1B
EPS (ttm)	$0.50
Shares out	64.1B
P/E (trailing)	10.9x
P/E (forward)	10.4x
Dividend	$0.21 (3.84%)
Volume	26,711,552
Beta	0.94

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 26.8B
Net income (ttm): 8.1B
EPS (ttm): $0.50
P/E (trailing): 10.9x
P/E (forward): 10.4x
Market cap: 79B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	ซื้อมาก
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	ซื้อมาก
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	ถือ

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E10.4

P25 n/aP50 n/aP75 n/a

Trailing P/E10.9

P25 n/aP50 n/aP75 n/a

ROE11.3

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All LYG indicators

Market & fundamental data

Available fields

217

Groups with data

Currency

GBP

Showing 217 of 217 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001160106
Company name	Lloyds Banking Group plc
Country	United Kingdom
Country code	US
CUSIP number	539439109
Earnings date	2026-10-29
Earnings time	bmo
Employees	60,061
Employees change	-1,167
Employees growth	-1.91%
Exchange	NYSE
Financial currency	GBP
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1695
Industry	Banks - Regional
Is primary listing	No
Is SPAC	No
ISIN number	US5394391099
Last 10-K release date	2026-02-13
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Last stock split date	2009-05-06
Last stock split type	Forward
Market cap	$79B
Market cap category	Large-Cap
Next earnings date	2026-10-29
Options	Yes
Price	$5.49
Price currency	USD
Sector	Financials
SIC code	6029
Stock price date	2026-10-28
Symbol	LYG
Website	https://www.lloydsbankinggroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	43.15x
Average P/E ratio (10Y)	14.09x
Average P/E ratio (3Y)	10.28x
Average P/E ratio (5Y)	9.21x
Earnings yield	9.18%
FCF yield	-5.03%
Forward P/E	10.42x
Forward P/S	3.4x
Graham number	7.54726
Graham upside	37.47%
Industry forward P/E	10.04x
Industry P/E	11.85x
Lynch fair value	$2.86
Lynch upside	-47.96%
P/B ratio	1.24x
P/E ratio	10.89x
P/OCF ratio	22.98x
P/S ratio	2.9x
Price / tangible book value	1.53x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	27.29%
Operating margin	42.88%
Pretax margin	42.42%
Profit margin	30.68%
Profit per employee	$134,682
Profitable years	12
Revenue per employee	$446,046
ROA	0.56%
ROA (5Y)	0.55%
ROE	11.34%
ROE (5Y)	10.36%
Tax / revenue	11.58%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	67.44%
EPS growth (Q)	150.63%
EPS growth (QoQ)	8.47%
EPS growth 10Y	20.94%
EPS growth 3Y	8.97%
EPS growth 5Y	-17.67%
EPS growth years	1
Net income growth	56.85%
Net income growth (Q)	125.75%
Net income growth (QoQ)	17.08%
Net income growth 3Y	11.77%
Net income growth 5Y	1.91%
Net income growth years	1
OCF growth 10Y	-16.69%
OCF growth 3Y	-54.13%
Revenue growth	12.52%
Revenue growth (Q)	11.2%
Revenue growth (QoQ)	1.84%
Revenue growth 10Y	2.06%
Revenue growth 3Y	5.42%
Revenue growth 5Y	4.17%
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-7.3B
EPS	$0.50
FCF per share	$-0.06
Financing cash flow	$7.4B
Free cash flow	$-3.9B
Gross profit	$26.8B
Income taxes	$3.1B
Investing cash flow	$-16.2B
Net borrowing	$-2.2B
Net cash flow	$-4.9B
Net income	$8.1B
Operating income	$11.5B
Revenue	$26.8B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$0.95
Debt / equity	3.55
Net cash (debt)	$3B
Net cash / market cap	3.8%
Net cash growth	-98.71%
Net debt / equity	-0.05
Piotroski F-Score	3
Shareholders' equity	$62.7B
Tangible book value	$50.8B
Tangible book value per share	$0.75
Total cash	$225.4B
Total debt	$222.4B
WACC	2.43%

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-5.55%
Dividend growth	20.67%
Dividend growth (10Y)	2.78%
Dividend growth (3Y)	19.77%
Dividend growth (5Y)	24.95%
Dividend growth years	4
Dividend payment date	2026-09-25
Dividend payment years	6
Dividend payout frequency	Semi-Annual
Dividend per share	$0.21
Dividend yield	3.84%
Ex-dividend date	2026-08-10
Last dividend	$0.08
Payout ratio	41.59%
Shareholder yield	-1.72%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	93.99%
10Y return CAGR	11.39%
10Y total return	194.09%
150-day SMA	$5.65
15Y price change	129.71%
15Y return CAGR	9.14%
15Y total return	271.45%
1D price change	1.67%
1M price change	-4.85%
1M total return	-4.85%
1Y price change	16.81%
1Y return CAGR	21.13%
1Y total return	21.12%
20-day SMA	$5.44
200-day SMA	$5.63
20Y price change	-86.77%
20Y return CAGR	-4.32%
20Y total return	-58.62%
3M price change	-10.44%
3M total return	-9.25%
3Y price change	190.48%
3Y return CAGR	49.33%
3Y total return	233.11%
50-day SMA	$5.71
50-day SMA vs 200-day SMA	50over200
52-week high	$6.34
52-week high date	2026-02-04
52-week low	$4.51
52-week low date	2025-11-20
5Y price change	107.17%
5Y return CAGR	21.25%
5Y total return	162.04%
6M price change	3%
6M total return	4.37%
All-time high	$47.41
All-time high date	2007-02-20
All-time low	$1.17
All-time low date	2020-09-21
Average true range (ATR)	$0.12
Average volume	18.9M
Beta (5Y)	0.94
Change from 52-week high	-13.41%
Change from 52-week low	21.68%
Change from all-time high	-88.42%
Change from all-time low	369.23%
Change from open	-1.79%
Day's gap	3.52%
Dollar volume	$146.6M
High price	$5.59
Low price	$5.47
Monthly RSI	61.84
Open price	$5.59
Position in 52-week range	16.67%
Premarket change	3.7%
Premarket close	$5.40
Premarket price	$5.60
Premarket volume	690K
Previous close	$5.40
Price vs 150-day SMA	-2.9%
Price vs 20-day SMA	0.88%
Price vs 200-day SMA	-2.42%
Price vs 50-day SMA	-3.9%
Relative volume	1.42
RSI	47.49
Sharpe ratio	0.66
Sharpe ratio (3Y)	1.35
Sharpe ratio (5Y)	0.63
Sortino ratio	1.23
Sortino ratio (3Y)	2.27
Sortino ratio (5Y)	1.1
Volume	26.7M
Weekly RSI	46.62
YTD price change	3.59%
YTD total return	7.41%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	53.8B
Float percentage	83.89%
Shares change (QoQ)	7.39%
Shares change (YoY)	5.55%
Shares held by insiders	0.04%
Shares held by institutions	85.65%
Shares outstanding	64.1B
Short % of float	0.03%
Short % of shares	0.03%
Short ratio	1.1 days

Deeper analysis on LYG

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this LYG report

Is a complete LYG research report available?

No complete published report is available for Lloyds Banking Group plc (LYG) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Lloyds Banking Group plc (LYG)

Price

Financial snapshot

Fair-value bridge

Latest news · LYG

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All LYG indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on LYG

Frequently asked questions