Is a complete PNFP research report available?

No complete published report is available for Pinnacle Financial Partners, Inc. (PNFP) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Pinnacle Financial Partners, Inc. (PNFP)

NYSE: PNFP · USD

$99.5

-0.22 (-0.2%)· Recorded snapshot

Market cap	15B
Revenue (ttm)	4B
Net income (ttm)	977.7M
EPS (ttm)	$7.34
Shares out	150.5M
P/E (trailing)	13.6x
P/E (forward)	8.8x
Dividend	$2.00 (2.02%)
Volume	507,741
Beta	1.03

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	ซื้อมาก
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	ซื้อมาก
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	ถือ

Metric	Value
Amount currency	USD
CIK code	0002082866
Company name	Pinnacle Financial Partners, Inc.
Country	United States
Country code	US
CUSIP number	72348N109
Earnings date	2026-10-21
Employees	3,566
Employees change	209
Employees growth	6.23%
Enterprise value	$18.3B
Exchange	NYSE
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	2000
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US72348N1090
Last 10-K release date	2025-02-25
Last earnings date	2026-10-21
Last refreshed	2026-10-28
Last stock split date	2004-05-11
Last stock split type	Forward
Market cap	$15B
Market cap category	Large-Cap
Options	Yes
Price	$99.51
Price currency	USD
Sector	Financials
SIC code	6021
Stock price date	2026-10-28
Symbol	PNFP
U.S. state	Georgia
Website	https://www.pnfp.com

Metric

Value

Amount currency

USD

CIK code

0002082866

Company name

Pinnacle Financial Partners, Inc.

Country

United States

Country code

CUSIP number

72348N109

Earnings date

2026-10-21

Employees

3,566

Employees change

209

Employees growth

6.23%

Enterprise value

$18.3B

Exchange

NYSE

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-05-09

Fiscal year end

December

Founded

2000

Industry

Banks - Regional

Is primary listing

Yes

Is SPAC

ISIN number

US72348N1090

Last 10-K release date

2025-02-25

Last earnings date

2026-10-21

Last refreshed

2026-10-28

Last stock split date

2004-05-11

Last stock split type

Forward

Market cap

$15B

Market cap category

Large-Cap

Options

Yes

Price

$99.51

Price currency

USD

Sector

Financials

SIC code

6021

Stock price date

2026-10-28

Symbol

PNFP

U.S. state

Georgia

Website

https://www.pnfp.com

Metric	Value
Adjusted P/E ratio	10.13x
Average P/E ratio (10Y)	15.27x
Average P/E ratio (3Y)	15.63x
Average P/E ratio (5Y)	13.52x
Earnings yield	7.37%
EV/Earnings	18.7x
EV/FCF	12.62x
EV/Sales	4.55x
FCF / EV yield	7.93%
FCF yield	9.7%
Forward EV/Sales	3.36x
Forward P/E	8.82x
Forward P/S	2.74x
Graham number	123.1676
Graham upside	24.11%
Industry forward P/E	9.95x
Industry P/E	11.8x
Lynch fair value	$108.88
Lynch upside	9.71%
P/B ratio	1.09x
P/E ratio	13.56x
P/FCF ratio	10.31x
P/OCF ratio	9.72x
P/S ratio	3.72x
PEG ratio	0.35x
Price / tangible book value	1.6x
Sector forward P/E	13.23x
Sector P/E	15.68x

Metric

Value

Adjusted P/E ratio

10.13x

Average P/E ratio (10Y)

15.27x

Average P/E ratio (3Y)

15.63x

Average P/E ratio (5Y)

13.52x

Earnings yield

7.37%

EV/Earnings

18.7x

EV/FCF

12.62x

EV/Sales

4.55x

FCF / EV yield

7.93%

FCF yield

9.7%

Forward EV/Sales

3.36x

Forward P/E

8.82x

Forward P/S

2.74x

Graham number

123.1676

Graham upside

24.11%

Industry forward P/E

9.95x

Industry P/E

11.8x

Lynch fair value

$108.88

Lynch upside

9.71%

P/B ratio

1.09x

P/E ratio

13.56x

P/FCF ratio

10.31x

P/OCF ratio

9.72x

P/S ratio

3.72x

PEG ratio

0.35x

Price / tangible book value

1.6x

Sector forward P/E

13.23x

Sector P/E

15.68x

Metric	Value
Effective tax rate	20.47%
FCF margin	43.88%
Operating margin	46.33%
Pretax margin	32.11%
Profit margin	25.54%
Profit per employee	$274,165
Profitable quarters	64
Profitable years	15
Revenue per employee	$1.1M
ROA	1.1%
ROA (5Y)	1.24%
ROE	9.56%
ROE (5Y)	9.51%
Tax / revenue	6.57%

Metric

Value

Effective tax rate

20.47%

FCF margin

43.88%

Operating margin

46.33%

Pretax margin

32.11%

Profit margin

25.54%

Profit per employee

$274,165

Profitable quarters

Profitable years

Revenue per employee

$1.1M

ROA

1.1%

ROA (5Y)

1.24%

ROE

9.56%

ROE (5Y)

9.51%

Tax / revenue

6.57%

Metric	Value
EPS growth	-6.28%
EPS growth (Q)	9.59%
EPS growth (QoQ)	15.94%
EPS growth 10Y	10.2%
EPS growth 3Y	-1.76%
EPS growth 5Y	2.59%
EPS growth quarters	1
EPS growth years	1
FCF growth	86.01%
FCF growth 3Y	36.72%
FCF growth 5Y	23.81%
Net income growth	64.56%
Net income growth (Q)	118.9%
Net income growth (QoQ)	16.29%
Net income growth 3Y	18.35%
Net income growth 5Y	14.84%
Net income growth quarters	1
Net income growth years	1
OCF growth	78.54%
OCF growth 10Y	29.62%
OCF growth 3Y	32.92%
OCF growth 5Y	23.78%
Revenue growth	113.13%
Revenue growth (Q)	139.05%
Revenue growth (QoQ)	7.54%
Revenue growth 10Y	25.84%
Revenue growth 3Y	35.94%
Revenue growth 5Y	25.89%
Revenue growth quarters	8
Revenue growth years	5

Metric

Value

EPS growth

-6.28%

EPS growth (Q)

9.59%

EPS growth (QoQ)

15.94%

EPS growth 10Y

10.2%

EPS growth 3Y

-1.76%

EPS growth 5Y

2.59%

EPS growth quarters

EPS growth years

FCF growth

86.01%

FCF growth 3Y

36.72%

FCF growth 5Y

23.81%

Net income growth

64.56%

Net income growth (Q)

118.9%

Net income growth (QoQ)

16.29%

Net income growth 3Y

18.35%

Net income growth 5Y

14.84%

Net income growth quarters

Net income growth years

OCF growth

78.54%

OCF growth 10Y

29.62%

OCF growth 3Y

32.92%

OCF growth 5Y

23.78%

Revenue growth

113.13%

Revenue growth (Q)

139.05%

Revenue growth (QoQ)

7.54%

Revenue growth 10Y

25.84%

Revenue growth 3Y

35.94%

Revenue growth 5Y

25.89%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	$-86.9M
EPS	$7.34
FCF per share	$9.63
Financing cash flow	$10.4B
Free cash flow	$1.4B
Gross profit	$4B
Income taxes	$264M
Investing cash flow	$-7.3B
Net borrowing	$6.1B
Net cash flow	$4.7B
Net income	$977.7M
Operating income	$1.9B
Revenue	$4B

Metric

Value

Capital expenditures

$-86.9M

EPS

$7.34

FCF per share

$9.63

Financing cash flow

$10.4B

Free cash flow

$1.4B

Gross profit

$4B

Income taxes

$264M

Investing cash flow

$-7.3B

Net borrowing

$6.1B

Net cash flow

$4.7B

Net income

$977.7M

Operating income

$1.9B

Revenue

$4B

Metric	Value
Book value per share	$91.90
Debt / equity	0.72
Debt / FCF	7.29
Goodwill	$3.5B
Net cash (debt)	$-3.4B
Net cash / market cap	-22.43%
Net debt / equity	0.23
Net debt / FCF	2.31
Piotroski F-Score	4
Property, plant and equipment	$895M
Shareholders' equity	$14.6B
Tangible book value	$9.3B
Tangible book value per share	$62.11
Total assets	$130.7B
Total cash	$7.2B
Total debt	$10.6B
Total liabilities	$116.1B
WACC	5.81%

Metric

Value

Book value per share

$91.90

Debt / equity

0.72

Debt / FCF

7.29

Goodwill

$3.5B

Net cash (debt)

$-3.4B

Net cash / market cap

-22.43%

Net debt / equity

0.23

Net debt / FCF

2.31

Piotroski F-Score

Property, plant and equipment

$895M

Shareholders' equity

$14.6B

Tangible book value

$9.3B

Tangible book value per share

$62.11

Total assets

$130.7B

Total cash

$7.2B

Total debt

$10.6B

Total liabilities

$116.1B

WACC

5.81%

Metric	Value
Working capital	$-95.7B

Metric

Value

Working capital

$-95.7B

Metric	Value
Buyback yield / dilution	-71.91%
Dividend growth	108.33%
Dividend growth (10Y)	13.58%
Dividend growth (3Y)	31.48%
Dividend growth (5Y)	22.67%
Dividend growth years	1
Dividend payment date	2026-11-27
Dividend payment years	14
Dividend payout frequency	Quarterly
Dividend per share	$2.00
Dividend yield	2.02%
Ex-dividend date	2026-11-06
FCF payout ratio	20.77%
Last dividend	$0.50
Payout ratio	27.26%
Shareholder yield	-69.89%

Metric

Value

Buyback yield / dilution

-71.91%

Dividend growth

108.33%

Dividend growth (10Y)

13.58%

Dividend growth (3Y)

31.48%

Dividend growth (5Y)

22.67%

Dividend growth years

Dividend payment date

2026-11-27

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

$2.00

Dividend yield

2.02%

Ex-dividend date

2026-11-06

FCF payout ratio

20.77%

Last dividend

$0.50

Payout ratio

27.26%

Shareholder yield

-69.89%

Metric	Value
10Y price change	92.92%
10Y return CAGR	8.01%
10Y total return	116.05%
150-day SMA	$97.77
15Y price change	537.07%
15Y return CAGR	14.23%
15Y total return	635.5%
1D price change	-0.22%
1M price change	4.78%
1M total return	4.78%
1W price change	1.32%
1W total return	1.32%
1Y price change	14.45%
1Y return CAGR	16.49%
1Y total return	16.47%
20-day SMA	$96.12
200-day SMA	$96.64
20Y price change	196.87%
20Y return CAGR	6.35%
20Y total return	242.74%
3M price change	-3.44%
3M total return	-2.99%
3Y price change	63.75%
3Y return CAGR	19.36%
3Y total return	70.06%
50-day SMA	$97.50
50-day SMA vs 200-day SMA	50over200
52-week high	$110.33
52-week high date	2026-08-04
52-week low	$81.08
52-week low date	2026-03-19
5Y price change	4.4%
5Y return CAGR	2.09%
5Y total return	10.9%
6M price change	1.33%
6M total return	2.33%
All-time high	$131.91
All-time high date	2024-11-25
All-time low	$2.00
All-time low date	2000-12-13
Average true range (ATR)	$2.26
Average volume	1.2M
Beta (1Y)	0.69
Beta (2Y)	1.21
Beta (5Y)	1.03
Change from 52-week high	-9.81%
Change from 52-week low	22.73%
Change from all-time high	-24.56%
Change from all-time low	4,875.5%
Change from open	-0.03%
Day's gap	-0.19%
Dollar volume	$50.5M
High price	$99.54
Low price	$98.54
Monthly RSI	52.25
Open price	$99.54
Position in 52-week range	97%
Premarket change	0.02%
Premarket close	$99.73
Premarket price	$99.75
Premarket volume	1.7K
Previous close	$99.73
Price vs 150-day SMA	1.78%
Price vs 20-day SMA	3.53%
Price vs 200-day SMA	2.97%
Price vs 50-day SMA	2.07%
Relative volume	0.43
RSI	59.85
Sharpe ratio	0.56
Sharpe ratio (3Y)	0.56
Sharpe ratio (5Y)	0.09
Sortino ratio	1.01
Sortino ratio (3Y)	0.99
Sortino ratio (5Y)	0.29
Volume	507.7K
Weekly RSI	52.25
YTD price change	4.3%
YTD total return	5.85%

Metric

Value

10Y price change

92.92%

10Y return CAGR

8.01%

10Y total return

116.05%

150-day SMA

$97.77

15Y price change

537.07%

15Y return CAGR

14.23%

15Y total return

635.5%

1D price change

-0.22%

1M price change

4.78%

1M total return

4.78%

1W price change

1.32%

1W total return

1.32%

1Y price change

14.45%

1Y return CAGR

16.49%

1Y total return

16.47%

20-day SMA

$96.12

200-day SMA

$96.64

20Y price change

196.87%

20Y return CAGR

6.35%

20Y total return

242.74%

3M price change

-3.44%

3M total return

-2.99%

3Y price change

63.75%

3Y return CAGR

19.36%

3Y total return

70.06%

50-day SMA

$97.50

50-day SMA vs 200-day SMA

50over200

52-week high

$110.33

52-week high date

2026-08-04

52-week low

$81.08

52-week low date

2026-03-19

5Y price change

4.4%

5Y return CAGR

2.09%

5Y total return

10.9%

6M price change

1.33%

6M total return

2.33%

All-time high

$131.91

All-time high date

2024-11-25

All-time low

$2.00

All-time low date

2000-12-13

Average true range (ATR)

$2.26

Average volume

1.2M

Beta (1Y)

0.69

Beta (2Y)

1.21

Beta (5Y)

1.03

Change from 52-week high

-9.81%

Change from 52-week low

22.73%

Change from all-time high

-24.56%

Change from all-time low

4,875.5%

Change from open

-0.03%

Day's gap

-0.19%

Dollar volume

$50.5M

High price

$99.54

Low price

$98.54

Monthly RSI

52.25

Open price

$99.54

Position in 52-week range

97%

Premarket change

0.02%

Premarket close

$99.73

Premarket price

$99.75

Premarket volume

1.7K

Previous close

$99.73

Price vs 150-day SMA

1.78%

Price vs 20-day SMA

3.53%

Price vs 200-day SMA

2.97%

Price vs 50-day SMA

2.07%

Relative volume

0.43

RSI

59.85

Sharpe ratio

0.56

Sharpe ratio (3Y)

0.56

Sharpe ratio (5Y)

0.09

Sortino ratio

1.01

Sortino ratio (3Y)

0.99

Sortino ratio (5Y)

0.29

Volume

507.7K

Weekly RSI

52.25

YTD price change

4.3%

YTD total return

5.85%

Metric	Value
Float	148.6M
Float percentage	98.78%
Shares change (QoQ)	0.17%
Shares change (YoY)	71.91%
Shares held by insiders	1.14%
Shares held by institutions	88.25%
Shares outstanding	150.5M
Short % of float	3.76%
Short % of shares	3.71%
Short ratio	5.5 days

Metric

Value

Float

148.6M

Float percentage

98.78%

Shares change (QoQ)

0.17%

Shares change (YoY)

71.91%

Shares held by insiders

1.14%

Shares held by institutions

88.25%

Shares outstanding

150.5M

Short % of float

3.76%

Short % of shares

3.71%

Short ratio

5.5 days

Pinnacle Financial Partners, Inc. (PNFP)

Price

Financial snapshot

Fair-value bridge

Latest news · PNFP

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All PNFP indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on PNFP

Frequently asked questions