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Unum Group (UNM)

NYSE: UNM · USD

$90.1

+0.98 (+1.1%)· Recorded snapshot

Market cap	14.3B
Revenue (ttm)	13.3B
Net income (ttm)	702.7M
EPS (ttm)	$4.24
Shares out	158.3M
P/E (trailing)	21.3x
P/E (forward)	10.0x
Dividend	$2.02 (2.26%)
Volume	1,121,069
Beta	0.24

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	ซื้อมาก
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	ซื้อมาก
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	ถือ

Metric	Value
Amount currency	USD
CIK code	0000005513
Company name	Unum Group
Country	United States
Country code	US
CUSIP number	91529Y106
Earnings date	2026-11-03
Earnings time	amc
Employees	10,910
Employees change	-153
Employees growth	-1.38%
Enterprise value	$18.1B
Exchange	NYSE
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1848
Industry	Insurance - Life
IPO date	1986-11-06
Is primary listing	Yes
Is SPAC	No
ISIN number	US91529Y1064
Last 10-K release date	2026-02-17
Last earnings date	2026-07-28
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$14.3B
Market cap category	Large-Cap
Next earnings date	2026-11-03
Options	Yes
Price	$90.15
Price currency	USD
Sector	Financials
SIC code	6321
Stock price date	2026-10-28
Symbol	UNM
U.S. state	Tennessee
Website	https://www.unum.com

Metric

Value

Amount currency

USD

CIK code

0000005513

Company name

Unum Group

Country

United States

Country code

CUSIP number

91529Y106

Earnings date

2026-11-03

Earnings time

amc

Employees

10,910

Employees change

-153

Employees growth

-1.38%

Enterprise value

$18.1B

Exchange

NYSE

Financial currency

USD

Financial report date

2026-06-30

First seen

2026-05-09

Fiscal year end

December

Founded

1848

Industry

Insurance - Life

IPO date

1986-11-06

Is primary listing

Yes

Is SPAC

ISIN number

US91529Y1064

Last 10-K release date

2026-02-17

Last earnings date

2026-07-28

Last refreshed

2026-10-28

Last stock split type

Never

Market cap

$14.3B

Market cap category

Large-Cap

Next earnings date

2026-11-03

Options

Yes

Price

$90.15

Price currency

USD

Sector

Financials

SIC code

6321

Stock price date

2026-10-28

Symbol

UNM

U.S. state

Tennessee

Website

https://www.unum.com

Metric	Value
Adjusted P/E ratio	10.85x
Average P/E ratio (10Y)	9x
Average P/E ratio (3Y)	10.8x
Average P/E ratio (5Y)	8.87x
Earnings yield	4.7%
EV/Earnings	25.52x
EV/EBIT	16.07x
EV/EBITDA	14.22x
EV/FCF	25.88x
EV/Sales	1.34x
FCF / EV yield	3.86%
FCF yield	4.9%
Forward EV/Sales	1.48x
Forward P/E	10.01x
Forward P/S	1.17x
Graham number	80.67795
Graham upside	-9.73%
Industry forward P/E	9.9x
Industry P/E	12.37x
Lynch fair value	$21.18
Lynch upside	-76.3%
P/B ratio	1.31x
P/E ratio	21.28x
P/FCF ratio	20.42x
P/OCF ratio	17.04x
P/S ratio	1.06x
PEG ratio	0.84x
Price / tangible book value	1.35x
Price/EBITDA ratio	11.22x
Sector forward P/E	13.61x
Sector P/E	15.68x

Metric

Value

Adjusted P/E ratio

10.85x

Average P/E ratio (10Y)

Average P/E ratio (3Y)

10.8x

Average P/E ratio (5Y)

8.87x

Earnings yield

4.7%

EV/Earnings

25.52x

EV/EBIT

16.07x

EV/EBITDA

14.22x

EV/FCF

25.88x

EV/Sales

1.34x

FCF / EV yield

3.86%

FCF yield

4.9%

Forward EV/Sales

1.48x

Forward P/E

10.01x

Forward P/S

1.17x

Graham number

80.67795

Graham upside

-9.73%

Industry forward P/E

9.9x

Industry P/E

12.37x

Lynch fair value

$21.18

Lynch upside

-76.3%

P/B ratio

1.31x

P/E ratio

21.28x

P/FCF ratio

20.42x

P/OCF ratio

17.04x

P/S ratio

1.06x

PEG ratio

0.84x

Price / tangible book value

1.35x

Price/EBITDA ratio

11.22x

Sector forward P/E

13.61x

Sector P/E

15.68x

Metric	Value
EBIT margin	8.36%
EBITDA margin	9.45%
Effective tax rate	22.36%
FCF margin	5.19%
Gross margin	29.3%
Operating margin	8.36%
Pretax margin	6.78%
Profit margin	5.26%
Profit per employee	$64,409
Profitable quarters	31
Profitable years	21
Revenue per employee	$1.2M
ROA	1.1%
ROA (5Y)	1.73%
ROCE	1.78%
ROE	6.35%
ROE (5Y)	12.14%
ROIC	5.83%
ROIC (5Y)	10.18%
Tax / revenue	1.52%

Metric

Value

EBIT margin

8.36%

EBITDA margin

9.45%

Effective tax rate

22.36%

FCF margin

5.19%

Gross margin

29.3%

Operating margin

8.36%

Pretax margin

6.78%

Profit margin

5.26%

Profit per employee

$64,409

Profitable quarters

Profitable years

Revenue per employee

$1.2M

ROA

1.1%

ROA (5Y)

1.73%

ROCE

1.78%

ROE

6.35%

ROE (5Y)

12.14%

ROIC

5.83%

ROIC (5Y)

10.18%

Tax / revenue

1.52%

Metric	Value
EPS growth	-49.67%
EPS growth (Q)	-16.2%
EPS growth (QoQ)	14.12%
EPS growth 10Y	1.56%
EPS growth 3Y	-18.25%
EPS growth 5Y	4.31%
EPS growth years	0
FCF growth	-52.01%
FCF growth (Q)	48.17%
FCF growth (QoQ)	57.47%
FCF growth 3Y	-11.04%
Net income growth	-53.74%
Net income growth (Q)	-23.45%
Net income growth (QoQ)	10.73%
Net income growth 3Y	-23.19%
Net income growth 5Y	0.01%
Net income growth years	0
OCF growth	-47.36%
OCF growth (Q)	44.68%
OCF growth (QoQ)	47.74%
OCF growth 10Y	-3.01%
OCF growth 3Y	-8.9%
OCF growth 5Y	52.98%
Revenue growth	3.42%
Revenue growth (Q)	0.26%
Revenue growth (QoQ)	0.44%
Revenue growth 10Y	2.08%
Revenue growth 3Y	3.29%
Revenue growth 5Y	0.02%
Revenue growth quarters	5
Revenue growth years	3

Metric

Value

EPS growth

-49.67%

EPS growth (Q)

-16.2%

EPS growth (QoQ)

14.12%

EPS growth 10Y

1.56%

EPS growth 3Y

-18.25%

EPS growth 5Y

4.31%

EPS growth years

FCF growth

-52.01%

FCF growth (Q)

48.17%

FCF growth (QoQ)

57.47%

FCF growth 3Y

-11.04%

Net income growth

-53.74%

Net income growth (Q)

-23.45%

Net income growth (QoQ)

10.73%

Net income growth 3Y

-23.19%

Net income growth 5Y

0.01%

Net income growth years

OCF growth

-47.36%

OCF growth (Q)

44.68%

OCF growth (QoQ)

47.74%

OCF growth 10Y

-3.01%

OCF growth 3Y

-8.9%

OCF growth 5Y

52.98%

Revenue growth

3.42%

Revenue growth (Q)

0.26%

Revenue growth (QoQ)

0.44%

Revenue growth 10Y

2.08%

Revenue growth 3Y

3.29%

Revenue growth 5Y

0.02%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	$-137.4M
EBIT	$1.1B
EBITDA	$1.3B
EPS	$4.24
FCF per share	$4.38
Financing cash flow	$-997.5M
Free cash flow	$693M
Gross profit	$3.9B
Income taxes	$202.4M
Investing cash flow	$-828.5M
Net borrowing	$13.8M
Net cash flow	$-995.6M
Net income	$702.7M
Operating income	$1.1B
Revenue	$13.3B

Metric

Value

Capital expenditures

$-137.4M

EBIT

$1.1B

EBITDA

$1.3B

EPS

$4.24

FCF per share

$4.38

Financing cash flow

$-997.5M

Free cash flow

$693M

Gross profit

$3.9B

Income taxes

$202.4M

Investing cash flow

$-828.5M

Net borrowing

$13.8M

Net cash flow

$-995.6M

Net income

$702.7M

Operating income

$1.1B

Revenue

$13.3B

Metric	Value
Book value per share	$68.28
Debt / EBITDA	3.12
Debt / equity	0.37
Debt / FCF	5.75
Goodwill	$353M
Interest coverage	5.29
Net cash (debt)	$-3.8B
Net cash / market cap	-26.77%
Net debt / EBITDA	3
Net debt / equity	0.35
Net debt / FCF	5.46
Piotroski F-Score	6
Property, plant and equipment	$506.1M
Shareholders' equity	$10.8B
Tangible book value	$10.5B
Tangible book value per share	$66.05
Total assets	$63.5B
Total cash	$2.1B
Total debt	$4B
Total liabilities	$52.7B
WACC	5.25%

Metric

Value

Book value per share

$68.28

Debt / EBITDA

3.12

Debt / equity

0.37

Debt / FCF

5.75

Goodwill

$353M

Interest coverage

5.29

Net cash (debt)

$-3.8B

Net cash / market cap

-26.77%

Net debt / EBITDA

Net debt / equity

0.35

Net debt / FCF

5.46

Piotroski F-Score

Property, plant and equipment

$506.1M

Shareholders' equity

$10.8B

Tangible book value

$10.5B

Tangible book value per share

$66.05

Total assets

$63.5B

Total cash

$2.1B

Total debt

$4B

Total liabilities

$52.7B

WACC

5.25%

Metric	Value
Asset turnover	0.21
Current ratio	17.26
Net working capital	$14.6B
Quick ratio	4.13
Working capital	$14.6B

Metric

Value

Asset turnover

0.21

Current ratio

17.26

Net working capital

$14.6B

Quick ratio

4.13

Working capital

$14.6B

Metric	Value
Buyback yield / dilution	8.15%
Dividend growth	9.66%
Dividend growth (10Y)	9.62%
Dividend growth (3Y)	11.56%
Dividend growth (5Y)	10.53%
Dividend growth years	17
Dividend payment date	2026-11-20
Dividend payment years	40
Dividend payout frequency	Quarterly
Dividend per share	$2.02
Dividend yield	2.26%
Ex-dividend date	2026-10-30
FCF payout ratio	46.14%
Last dividend	$0.51
Payout ratio	47.68%
Shareholder yield	10.42%

Metric

Value

Buyback yield / dilution

8.15%

Dividend growth

9.66%

Dividend growth (10Y)

9.62%

Dividend growth (3Y)

11.56%

Dividend growth (5Y)

10.53%

Dividend growth years

Dividend payment date

2026-11-20

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

$2.02

Dividend yield

2.26%

Ex-dividend date

2026-10-30

FCF payout ratio

46.14%

Last dividend

$0.51

Payout ratio

47.68%

Shareholder yield

10.42%

Metric	Value
10Y price change	147.29%
10Y return CAGR	13.05%
10Y total return	240.78%
150-day SMA	$87.09
15Y price change	261.74%
15Y return CAGR	12.09%
15Y total return	453.71%
1D price change	1.1%
1M price change	-2.82%
1M total return	-2.82%
1W price change	-4.21%
1W total return	-4.21%
1Y price change	18.07%
1Y return CAGR	20.21%
1Y total return	20.19%
20-day SMA	$91.42
200-day SMA	$83.85
20Y price change	345.69%
20Y return CAGR	10.5%
20Y total return	636.76%
3M price change	3.56%
3M total return	3.56%
3Y price change	86.06%
3Y return CAGR	25.89%
3Y total return	99.53%
50-day SMA	$92.02
50-day SMA vs 200-day SMA	50over200
52-week high	$96.77
52-week high date	2026-09-04
52-week low	$69.02
52-week low date	2026-03-03
5Y price change	231.46%
5Y return CAGR	30.98%
5Y total return	285.47%
6M price change	16.03%
6M total return	16.71%
All-time high	$96.77
All-time high date	2026-09-04
All-time low	$5.91
All-time low date	2003-03-11
Average true range (ATR)	$2.24
Average volume	1.5M
Beta (1Y)	0.41
Beta (2Y)	0.75
Beta (5Y)	0.24
Change from 52-week high	-6.85%
Change from 52-week low	30.61%
Change from all-time high	-7.52%
Change from all-time low	1,414.3%
Change from open	0.78%
Day's gap	0.33%
Dollar volume	$101.1M
High price	$90.17
Low price	$88.97
Monthly RSI	63.15
Open price	$89.45
Position in 52-week range	97.92%
Premarket change	-0.18%
Premarket close	$89.16
Premarket price	$89.00
Previous close	$89.16
Price vs 150-day SMA	2.76%
Price vs 20-day SMA	-2.1%
Price vs 200-day SMA	6.73%
Price vs 50-day SMA	-2.74%
Relative volume	0.74
RSI	41.65
Sharpe ratio	0.73
Sharpe ratio (3Y)	0.87
Sharpe ratio (5Y)	0.89
Sortino ratio	1.36
Sortino ratio (3Y)	1.42
Sortino ratio (5Y)	1.53
Volume	1.1M
Weekly RSI	52.52
YTD price change	15.48%
YTD total return	17.56%

Metric

Value

10Y price change

147.29%

10Y return CAGR

13.05%

10Y total return

240.78%

150-day SMA

$87.09

15Y price change

261.74%

15Y return CAGR

12.09%

15Y total return

453.71%

1D price change

1.1%

1M price change

-2.82%

1M total return

-2.82%

1W price change

-4.21%

1W total return

-4.21%

1Y price change

18.07%

1Y return CAGR

20.21%

1Y total return

20.19%

20-day SMA

$91.42

200-day SMA

$83.85

20Y price change

345.69%

20Y return CAGR

10.5%

20Y total return

636.76%

3M price change

3.56%

3M total return

3.56%

3Y price change

86.06%

3Y return CAGR

25.89%

3Y total return

99.53%

50-day SMA

$92.02

50-day SMA vs 200-day SMA

50over200

52-week high

$96.77

52-week high date

2026-09-04

52-week low

$69.02

52-week low date

2026-03-03

5Y price change

231.46%

5Y return CAGR

30.98%

5Y total return

285.47%

6M price change

16.03%

6M total return

16.71%

All-time high

$96.77

All-time high date

2026-09-04

All-time low

$5.91

All-time low date

2003-03-11

Average true range (ATR)

$2.24

Average volume

1.5M

Beta (1Y)

0.41

Beta (2Y)

0.75

Beta (5Y)

0.24

Change from 52-week high

-6.85%

Change from 52-week low

30.61%

Change from all-time high

-7.52%

Change from all-time low

1,414.3%

Change from open

0.78%

Day's gap

0.33%

Dollar volume

$101.1M

High price

$90.17

Low price

$88.97

Monthly RSI

63.15

Open price

$89.45

Position in 52-week range

97.92%

Premarket change

-0.18%

Premarket close

$89.16

Premarket price

$89.00

Previous close

$89.16

Price vs 150-day SMA

2.76%

Price vs 20-day SMA

-2.1%

Price vs 200-day SMA

6.73%

Price vs 50-day SMA

-2.74%

Relative volume

0.74

RSI

41.65

Sharpe ratio

0.73

Sharpe ratio (3Y)

0.87

Sharpe ratio (5Y)

0.89

Sortino ratio

1.36

Sortino ratio (3Y)

1.42

Sortino ratio (5Y)

1.53

Volume

1.1M

Weekly RSI

52.52

YTD price change

15.48%

YTD total return

17.56%

Metric	Value
Float	143.4M
Float percentage	90.59%
Shares change (QoQ)	-2.66%
Shares change (YoY)	-8.15%
Shares held by insiders	0.96%
Shares held by institutions	82.23%
Shares outstanding	158.3M
Short % of float	3.12%
Short % of shares	2.83%
Short ratio	2.3 days

Metric

Value

Float

143.4M

Float percentage

90.59%

Shares change (QoQ)

-2.66%

Shares change (YoY)

-8.15%

Shares held by insiders

0.96%

Shares held by institutions

82.23%

Shares outstanding

158.3M

Short % of float

3.12%

Short % of shares

2.83%

Short ratio

2.3 days

Unum Group (UNM)

Price

Financial snapshot

Fair-value bridge

Latest news · UNM

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All UNM indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on UNM

Frequently asked questions