ADX/NBF (ADX/NBF)

Abu Dhabi Securities Exchange: ADX/NBF · AED

AED 4.84

+0.00 (0.0%)· Recorded snapshot

Market cap	12.5B
Revenue (ttm)	2.2B
Net income (ttm)	1.3B
EPS (ttm)	AED 0.49
Shares out	2.6B
P/E (trailing)	9.8x
Dividend	AED 0.20 (4.13%)
Beta	0.03

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 2.2B
Net income (ttm): 1.3B
EPS (ttm): AED 0.49
P/E (trailing): 9.8x
Market cap: 12.5B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 13:30 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E9.8

P25 n/aP50 n/aP75 n/a

ROE16.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All ADX/NBF indicators

Market & fundamental data

Available fields

184

Groups with data

Currency

AED

Showing 184 of 184 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AED
Country	United Arab Emirates
Country code	AE
Earnings date	2026-11-04
Employees	878
Employees change	23
Employees growth	2.69%
Exchange	Abu Dhabi Securities Exchange
Financial currency	AED
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1982
Industry	Commercial Banks
Is primary listing	Yes
ISIN number	AEN000801011
Last earnings date	2026-07-30
Last refreshed	2026-10-29
Last stock split date	2024-03-15
Last stock split type	Forward
Market cap	AED 12.5B
Next earnings date	2026-11-04
Price	AED 4.84
Price currency	AED
SIC code	6020
Stock price date	2026-10-29
Symbol	adx/NBF
Website	https://www.nbf.ae

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	34.12x
Average P/E ratio (3Y)	13.21x
Average P/E ratio (5Y)	42.86x
Earnings yield	10.16%
FCF yield	-2.89%
Graham number	5.80318
Graham upside	19.9%
Industry forward P/E	9.67x
Industry P/E	10.15x
Lynch fair value	AED 12.29
Lynch upside	153.96%
P/B ratio	1.59x
P/E ratio	9.84x
P/S ratio	5.66x
Price / tangible book value	1.66x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	9.02%
Operating margin	63.24%
Pretax margin	63.24%
Profit margin	57.54%
Profit per employee	AED 1.4M
Revenue per employee	AED 2.5M
ROA	1.87%
ROA (5Y)	1.17%
ROE	16.92%
ROE (5Y)	9.76%
Tax / revenue	5.71%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	29.9%
EPS growth (Q)	8.79%
EPS growth (QoQ)	1.23%
EPS growth 10Y	7.84%
EPS growth 3Y	34.83%
FCF growth (Q)	8.71%
FCF growth (QoQ)	62.54%
Net income growth	22.66%
Net income growth (Q)	8.79%
Net income growth (QoQ)	1.23%
Net income growth 3Y	41.64%
OCF growth (Q)	9.79%
OCF growth (QoQ)	63.81%
Revenue growth	12.8%
Revenue growth (Q)	4.37%
Revenue growth (QoQ)	-2.57%
Revenue growth 10Y	8.35%
Revenue growth 3Y	23.22%
Revenue growth 5Y	170.5%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	AED -104.2M
EPS	AED 0.49
FCF per share	AED -0.14
Financing cash flow	AED 3.9B
Free cash flow	AED -361.4M
Gross profit	AED 2.2B
Income taxes	AED 125.8M
Investing cash flow	AED -2.3B
Net borrowing	AED 330.6M
Net cash flow	AED 1.4B
Net income	AED 1.3B
Operating income	AED 1.4B
Revenue	AED 2.2B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	AED 3.04
Debt / equity	1.16
Net cash (debt)	AED -3B
Net cash / market cap	-23.78%
Net debt / equity	0.38
Piotroski F-Score	2
Property, plant and equipment	AED 287.6M
Shareholders' equity	AED 7.9B
Tangible book value	AED 7.5B
Tangible book value per share	AED 2.91
Total assets	AED 71.2B
Total cash	AED 6.1B
Total debt	AED 9.1B
Total liabilities	AED 63.3B
WACC	2.54%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	AED -49.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	33.33%
Dividend growth (10Y)	15.35%
Dividend growth (3Y)	25.99%
Dividend growth (5Y)	18.38%
Dividend growth years	7
Dividend payment date	2026-04-24
Dividend payment years	3
Dividend payout frequency	Annual
Dividend per share	AED 0.20
Dividend yield	4.13%
Ex-dividend date	2026-04-02
Last dividend	AED 0.20
Payout ratio	40.68%
Shareholder yield	4.13%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	58.38%
10Y return CAGR	6.59%
10Y total return	89.26%
150-day SMA	AED 5.07
15Y price change	110.8%
15Y return CAGR	7.16%
15Y total return	182.11%
1D price change	0%
1M price change	-3.01%
1M total return	-3.01%
1Y price change	22.53%
1Y return CAGR	27.18%
1Y total return	27.16%
20-day SMA	AED 4.80
200-day SMA	AED 5.10
20Y price change	113.88%
20Y return CAGR	5.6%
20Y total return	197.46%
3M price change	-3.2%
3M total return	-3.2%
3Y price change	12.93%
3Y return CAGR	7.43%
3Y total return	23.99%
50-day SMA	AED 4.87
50-day SMA vs 200-day SMA	50under200
52-week high	AED 5.50
52-week high date	2026-04-22
52-week low	AED 3.95
52-week low date	2025-10-30
5Y price change	7.75%
5Y return CAGR	3.42%
5Y total return	18.29%
6M price change	-3.2%
6M total return	-3.2%
All-time high	AED 5.50
All-time high date	2026-03-05
All-time low	AED 1.38
All-time low date	2011-02-20
Average true range (ATR)	AED 0.03
Average volume	555.4
Beta (1Y)	-0.16
Beta (2Y)	-0.49
Beta (5Y)	0.03
Change from 52-week high	-12%
Change from 52-week low	22.53%
Change from all-time high	-12%
Change from all-time low	249.96%
Monthly RSI	51.68
Previous close	AED 4.84
Price vs 150-day SMA	-4.48%
Price vs 20-day SMA	0.81%
Price vs 200-day SMA	-5.08%
Price vs 50-day SMA	-0.66%
Relative volume	0.02
RSI	51.28
Sharpe ratio	0.76
Sharpe ratio (3Y)	0.26
Sharpe ratio (5Y)	0.15
Sortino ratio	1.64
Sortino ratio (3Y)	0.61
Sortino ratio (5Y)	0.47
Weekly RSI	46.33
YTD price change	-5.1%
YTD total return	-1.52%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	478.1M
Shares change (QoQ)	0%
Shares held by insiders	0.02%
Shares outstanding	2.6B

Deeper analysis on ADX/NBF

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this ADX/NBF report

Is a complete ADX/NBF research report available?

No complete published report is available for adx/NBF (ADX/NBF) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

ADX/NBF (ADX/NBF)

Price

Financial snapshot

Fair-value bridge

Latest news · ADX/NBF

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ADX/NBF indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ADX/NBF

Frequently asked questions