Is a complete BUL/BSD2 research report available?

No complete published report is available for bul/BSD2 (BUL/BSD2) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BUL/BSD2 (BUL/BSD2)

Bulgarian Stock Exchange: BUL/BSD2 · EUR

€12.5

+0.72 (+6.1%)· Recorded snapshot

Market cap	153.1B
Revenue (ttm)	49.5B
Net income (ttm)	15.5B
EPS (ttm)	€1.10
P/E (trailing)	11.4x
P/E (forward)	8.9x
Volume	320

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 49.5B
Net income (ttm): 15.5B
EPS (ttm): €1.10
P/E (trailing): 11.4x
P/E (forward): 8.9x
Market cap: 153.1B

Metric	Value
Amount currency	EUR
Country	Spain
Country code	BG
Earnings date	2026-10-28
Employees	185,279
Employees change	-21,457
Employees growth	-10.38%
Exchange	Bulgarian Stock Exchange
Financial currency	EUR
Financial report date	2026-09-30
First seen	2026-10-10
Fiscal year end	December
Founded	1856
Industry	Banks - Diversified
Is primary listing	No
ISIN number	ES0113900J37
Last earnings date	2026-10-28
Last refreshed	2026-10-29
Market cap	EUR 153.1B
Next earnings date	2027-02-03
Price	EUR 12.53
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-09-29
Symbol	bul/BSD2
Website	https://www.santander.com

Metric

Value

Amount currency

EUR

Country

Spain

Country code

Earnings date

2026-10-28

Employees

185,279

Employees change

-21,457

Employees growth

-10.38%

Exchange

Bulgarian Stock Exchange

Financial currency

EUR

Financial report date

2026-09-30

First seen

2026-10-10

Fiscal year end

December

Founded

1856

Industry

Banks - Diversified

Is primary listing

ISIN number

ES0113900J37

Last earnings date

2026-10-28

Last refreshed

2026-10-29

Market cap

EUR 153.1B

Next earnings date

2027-02-03

Price

EUR 12.53

Price currency

EUR

Sector

Financials

SIC code

6020

Stock price date

2026-09-29

Symbol

bul/BSD2

Website

https://www.santander.com

Metric	Value
Average P/E ratio (10Y)	9.08x
Average P/E ratio (3Y)	8.17x
Average P/E ratio (5Y)	7.18x
Earnings yield	8.77%
FCF yield	-27.56%
Forward P/E	8.9x
Graham number	16.65619
Graham upside	32.91%
Lynch fair value	EUR 28.97
Lynch upside	131.2%
P/B ratio	1.29x
P/E ratio	11.41x
P/S ratio	3.09x
Price / tangible book value	1.79x

Metric

Value

Average P/E ratio (10Y)

9.08x

Average P/E ratio (3Y)

8.17x

Average P/E ratio (5Y)

7.18x

Earnings yield

8.77%

FCF yield

-27.56%

Forward P/E

8.9x

Graham number

16.65619

Graham upside

32.91%

Lynch fair value

EUR 28.97

Lynch upside

131.2%

P/B ratio

1.29x

P/E ratio

11.41x

P/S ratio

3.09x

Price / tangible book value

1.79x

Metric	Value
Effective tax rate	24.34%
Operating margin	41.96%
Pretax margin	39.83%
Profit margin	32.68%
Profit per employee	EUR 83,911
Profitable quarters	24
Profitable years	5
Revenue per employee	EUR 267,041
ROA	0.76%
ROA (5Y)	0.67%
ROE	13.06%
ROE (5Y)	11.37%
Tax / revenue	9.7%

Metric

Value

Effective tax rate

24.34%

Operating margin

41.96%

Pretax margin

39.83%

Profit margin

32.68%

Profit per employee

EUR 83,911

Profitable quarters

Profitable years

Revenue per employee

EUR 267,041

ROA

0.76%

ROA (5Y)

0.67%

ROE

13.06%

ROE (5Y)

11.37%

Tax / revenue

9.7%

Metric	Value
EPS growth	30.23%
EPS growth (Q)	83.02%
EPS growth (QoQ)	67.67%
EPS growth 10Y	14.58%
EPS growth 3Y	21.58%
EPS growth 5Y	30.12%
EPS growth quarters	14
EPS growth years	5
Net income growth	18.87%
Net income growth (Q)	-2.06%
Net income growth (QoQ)	11.51%
Net income growth 3Y	17.66%
Net income growth 5Y	22.77%
Net income growth quarters	22
Net income growth years	5
Revenue growth	4.2%
Revenue growth (Q)	7.95%
Revenue growth (QoQ)	-3.23%
Revenue growth 10Y	3.94%
Revenue growth 3Y	3.88%
Revenue growth 5Y	6.16%
Revenue growth quarters	1
Revenue growth years	0

Metric

Value

EPS growth

30.23%

EPS growth (Q)

83.02%

EPS growth (QoQ)

67.67%

EPS growth 10Y

14.58%

EPS growth 3Y

21.58%

EPS growth 5Y

30.12%

EPS growth quarters

EPS growth years

Net income growth

18.87%

Net income growth (Q)

-2.06%

Net income growth (QoQ)

11.51%

Net income growth 3Y

17.66%

Net income growth 5Y

22.77%

Net income growth quarters

Net income growth years

Revenue growth

4.2%

Revenue growth (Q)

7.95%

Revenue growth (QoQ)

-3.23%

Revenue growth 10Y

3.94%

Revenue growth 3Y

3.88%

Revenue growth 5Y

6.16%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	EUR -5.5B
EPS	EUR 1.10
Financing cash flow	EUR -11.9B
Free cash flow	EUR -42.2B
Gross profit	EUR 49.5B
Income taxes	EUR 4.8B
Investing cash flow	EUR 7.4B
Net borrowing	EUR -2.4B
Net cash flow	EUR -40B
Net income	EUR 15.5B
Operating income	EUR 20.8B
Revenue	EUR 49.5B

Metric

Value

Capital expenditures

EUR -5.5B

EPS

EUR 1.10

Financing cash flow

EUR -11.9B

Free cash flow

EUR -42.2B

Gross profit

EUR 49.5B

Income taxes

EUR 4.8B

Investing cash flow

EUR 7.4B

Net borrowing

EUR -2.4B

Net cash flow

EUR -40B

Net income

EUR 15.5B

Operating income

EUR 20.8B

Revenue

EUR 49.5B

Metric	Value
Book value per share	EUR 12.29
Debt / equity	0.05
Goodwill	EUR 18.9B
Net cash (debt)	EUR 478B
Net cash / market cap	312.17%
Net debt / equity	-4.04
Piotroski F-Score	2
Property, plant and equipment	EUR 25.6B
Shareholders' equity	EUR 118.4B
Tangible book value	EUR 85.4B
Tangible book value per share	EUR 9.41
Total assets	EUR 2.1T
Total cash	EUR 484.1B
Total debt	EUR 6.2B
Total liabilities	EUR 2T

Metric

Value

Book value per share

EUR 12.29

Debt / equity

0.05

Goodwill

EUR 18.9B

Net cash (debt)

EUR 478B

Net cash / market cap

312.17%

Net debt / equity

-4.04

Piotroski F-Score

Property, plant and equipment

EUR 25.6B

Shareholders' equity

EUR 118.4B

Tangible book value

EUR 85.4B

Tangible book value per share

EUR 9.41

Total assets

EUR 2.1T

Total cash

EUR 484.1B

Total debt

EUR 6.2B

Total liabilities

EUR 2T

Metric	Value
Working capital	EUR 263.9B

Metric

Value

Working capital

EUR 263.9B

Metric	Value
Buyback yield / dilution	7.37%
Dividend payment date	2025-05-02
Dividend per share	EUR 0.00
Last dividend	EUR 0.09
Shareholder yield	7.37%

Metric

Value

Buyback yield / dilution

7.37%

Dividend payment date

2025-05-02

Dividend per share

EUR 0.00

Last dividend

EUR 0.09

Shareholder yield

7.37%

Metric	Value
150-day SMA	EUR 6.87
1D price change	6.13%
1M price change	6.13%
1M total return	6.13%
1Y price change	54.05%
1Y return CAGR	54.1%
1Y total return	54.05%
20-day SMA	EUR 9.09
200-day SMA	EUR 6.29
3M price change	16.71%
3M total return	16.71%
3Y price change	246.86%
3Y return CAGR	52.98%
3Y total return	258.09%
50-day SMA	EUR 8.02
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 12.71
52-week high date	2026-09-29
52-week low	EUR 8.61
52-week low date	2025-10-13
6M price change	26.98%
6M total return	26.98%
All-time high	EUR 12.71
All-time high date	2026-09-29
All-time low	EUR 2.52
All-time low date	2022-11-17
Average true range (ATR)	EUR 0.37
Average volume	303.7
Change from 52-week high	-1.4%
Change from 52-week low	45.5%
Change from all-time high	-1.4%
Change from all-time low	396.71%
Change from open	-1.4%
Day's gap	7.64%
Dollar volume	EUR 4,010
High price	EUR 12.71
Low price	EUR 12.53
Monthly RSI	92.81
Open price	EUR 12.71
Position in 52-week range	0%
Previous close	EUR 11.81
Price vs 150-day SMA	82.47%
Price vs 20-day SMA	37.91%
Price vs 200-day SMA	99.14%
Price vs 50-day SMA	56.34%
Relative volume	1.05
RSI	88.38
Sharpe ratio	2.81
Sortino ratio	5.34
Volume	320
Weekly RSI	88.79
YTD price change	45.5%
YTD total return	45.5%

Metric

Value

150-day SMA

EUR 6.87

1D price change

6.13%

1M price change

6.13%

1M total return

6.13%

1Y price change

54.05%

1Y return CAGR

54.1%

1Y total return

54.05%

20-day SMA

EUR 9.09

200-day SMA

EUR 6.29

3M price change

16.71%

3M total return

16.71%

3Y price change

246.86%

3Y return CAGR

52.98%

3Y total return

258.09%

50-day SMA

EUR 8.02

50-day SMA vs 200-day SMA

50over200

52-week high

EUR 12.71

52-week high date

2026-09-29

52-week low

EUR 8.61

52-week low date

2025-10-13

6M price change

26.98%

6M total return

26.98%

All-time high

EUR 12.71

All-time high date

2026-09-29

All-time low

EUR 2.52

All-time low date

2022-11-17

Average true range (ATR)

EUR 0.37

Average volume

303.7

Change from 52-week high

-1.4%

Change from 52-week low

45.5%

Change from all-time high

-1.4%

Change from all-time low

396.71%

Change from open

-1.4%

Day's gap

7.64%

Dollar volume

EUR 4,010

High price

EUR 12.71

Low price

EUR 12.53

Monthly RSI

92.81

Open price

EUR 12.71

Position in 52-week range

Previous close

EUR 11.81

Price vs 150-day SMA

82.47%

Price vs 20-day SMA

37.91%

Price vs 200-day SMA

99.14%

Price vs 50-day SMA

56.34%

Relative volume

1.05

RSI

88.38

Sharpe ratio

2.81

Sortino ratio

5.34

Volume

320

Weekly RSI

88.79

YTD price change

45.5%

YTD total return

45.5%

Metric	Value
Float	14.2B
Shares change (QoQ)	-35.17%
Shares change (YoY)	-7.37%
Shares held by insiders	1.27%
Shares held by institutions	36.95%

Metric

Value

Float

14.2B

Shares change (QoQ)

-35.17%

Shares change (YoY)

-7.37%

Shares held by insiders

1.27%

Shares held by institutions

36.95%

BUL/BSD2 (BUL/BSD2)

Price

Financial snapshot

Fair-value bridge

Latest news · BUL/BSD2

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BUL/BSD2 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BUL/BSD2

Frequently asked questions