BVMF/BNBR3 (BVMF/BNBR3)

Brazil Stock Exchange: BVMF/BNBR3 · BRL

R$107

-0.99 (-0.9%)· Recorded snapshot

Market cap	10.6B
Revenue (ttm)	13.4B
Net income (ttm)	2.8B
EPS (ttm)	R$27.9
Shares out	98.7M
P/E (trailing)	3.8x
Dividend	R$6.89 (6.44%)
Volume	200
Beta	0.08

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 13.4B
Net income (ttm): 2.8B
EPS (ttm): R$27.9
P/E (trailing): 3.8x
Market cap: 10.6B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E3.8

P25 n/aP50 n/aP75 n/a

ROEn/a

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/BNBR3 indicators

Market & fundamental data

Available fields

215

Groups with data

Currency

BRL

Showing 215 of 215 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	Brazil
Country code	BR
Earnings date	2026-11-13
Employees	6,981
Employees change	-120
Employees growth	-1.69%
Exchange	Brazil Stock Exchange
Financial currency	BRL
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1952
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	BRBNBRACNOR8
Last earnings date	2026-02-20
Last refreshed	2026-10-29
Last stock split date	2008-07-14
Last stock split type	Reverse
Market cap	BRL 10.6B
Next earnings date	2026-11-13
Price	BRL 106.99
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-29
Symbol	bvmf/BNBR3
Website	https://www.bnb.gov.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	4.17x
Average P/E ratio (3Y)	4.02x
Average P/E ratio (5Y)	3.87x
Earnings yield	26.11%
FCF yield	73.87%
Graham number	327.21628
Graham upside	203.03%
Industry forward P/E	6.64x
Industry P/E	7.52x
Lynch fair value	BRL 406.86
Lynch upside	276.79%
P/B ratio	0.63x
P/E ratio	3.83x
P/FCF ratio	1.35x
P/OCF ratio	1.34x
P/S ratio	0.8x
Price / tangible book value	0.65x
Sector forward P/E	7.86x
Sector P/E	8.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	32.65%
FCF margin	58.96%
Operating margin	35.73%
Pretax margin	30.66%
Profit margin	20.65%
Profit per employee	BRL 394,964
Profitable quarters	37
Profitable years	24
Revenue per employee	BRL 1.9M
ROA (5Y)	3.39%
ROE (5Y)	21.8%
Tax / revenue	10.01%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	8.25%
EPS growth (Q)	-45.29%
EPS growth (QoQ)	16.89%
EPS growth 10Y	20.52%
EPS growth 3Y	2.62%
EPS growth 5Y	11.55%
EPS growth years	1
FCF growth	782.43%
FCF growth (Q)	415.28%
FCF growth (QoQ)	-12.31%
FCF growth 3Y	102.28%
Net income growth	1.89%
Net income growth (Q)	-45.38%
Net income growth (QoQ)	16.68%
Net income growth 3Y	7.29%
Net income growth 5Y	14.56%
Net income growth years	5
OCF growth	745.32%
OCF growth (Q)	401.01%
OCF growth (QoQ)	-13.24%
OCF growth 10Y	21.65%
OCF growth 3Y	99.24%
Revenue growth	6.07%
Revenue growth (Q)	-1.62%
Revenue growth (QoQ)	137.79%
Revenue growth 10Y	14.5%
Revenue growth 3Y	8.02%
Revenue growth 5Y	11.25%
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -99.6M
EPS	BRL 27.94
FCF per share	BRL 79.77
Financing cash flow	BRL -1.1B
Free cash flow	BRL 7.9B
Gross profit	BRL 13.3B
Income taxes	BRL 1.3B
Investing cash flow	BRL -729.2M
Net borrowing	BRL 324.9M
Net cash flow	BRL 6.1B
Net income	BRL 2.8B
Operating income	BRL 4.8B
Revenue	BRL 13.4B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 170.35
Debt / equity	0.78
Debt / FCF	1.66
Net cash (debt)	BRL -403.1M
Net cash / market cap	-3.78%
Net debt / equity	0.02
Net debt / FCF	0.05
Piotroski F-Score	3
Property, plant and equipment	BRL 417.5M
Shareholders' equity	BRL 16.8B
Tangible book value	BRL 16.4B
Tangible book value per share	BRL 165.82
Total assets	BRL 81B
Total cash	BRL 12.7B
Total debt	BRL 13.1B
Total liabilities	BRL 64.2B
WACC	2.11%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BRL -8.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	5.88%
Dividend growth	14.86%
Dividend growth (10Y)	23.5%
Dividend growth (3Y)	3.78%
Dividend growth (5Y)	7.71%
Dividend growth years	0
Dividend payment date	2026-08-26
Dividend payment years	24
Dividend payout frequency	Semi-Annual
Dividend per share	BRL 6.89
Dividend yield	6.44%
Ex-dividend date	2026-08-20
FCF payout ratio	8.69%
Last dividend	BRL 2.69
Payout ratio	24.64%
Shareholder yield	12.26%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	332.11%
10Y return CAGR	22.9%
10Y total return	685.99%
150-day SMA	BRL 112.28
15Y price change	303.58%
15Y return CAGR	18.19%
15Y total return	1,127.03%
1D price change	-0.92%
1M price change	-3.57%
1M total return	-3.57%
1W price change	-6.16%
1W total return	-6.16%
1Y price change	6.99%
1Y return CAGR	13.6%
1Y total return	13.59%
20-day SMA	BRL 110.68
200-day SMA	BRL 108.34
20Y price change	723%
20Y return CAGR	19.44%
20Y total return	3,391.64%
3M price change	-1.67%
3M total return	0.79%
3Y price change	16.29%
3Y return CAGR	11.46%
3Y total return	38.47%
50-day SMA	BRL 110.17
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 129.74
52-week high date	2026-02-19
52-week low	BRL 94.61
52-week low date	2026-10-26
5Y price change	52.82%
5Y return CAGR	16.37%
5Y total return	113.34%
6M price change	-10.84%
6M total return	-8.61%
All-time high	BRL 129.74
All-time high date	2026-02-19
All-time low	BRL 0.13
All-time low date	1993-02-11
Average true range (ATR)	BRL 4.09
Average volume	360
Beta (1Y)	0.03
Beta (2Y)	-0.13
Beta (5Y)	0.08
Change from 52-week high	-17.54%
Change from 52-week low	13.09%
Change from all-time high	-17.54%
Change from all-time low	83,485.94%
Change from open	0.46%
Day's gap	-1.37%
Dollar volume	BRL 21,398
High price	BRL 106.99
Low price	BRL 106.50
Monthly RSI	50.28
Open price	BRL 106.50
Position in 52-week range	100%
Previous close	BRL 107.98
Price vs 150-day SMA	-4.71%
Price vs 20-day SMA	-3.34%
Price vs 200-day SMA	-1.24%
Price vs 50-day SMA	-2.89%
Relative volume	0.56
RSI	45.63
Sharpe ratio	0.76
Sharpe ratio (3Y)	0.64
Sharpe ratio (5Y)	0.9
Sortino ratio	1.21
Sortino ratio (3Y)	1.05
Sortino ratio (5Y)	1.45
Volume	200
Weekly RSI	45.73
YTD price change	-2.75%
YTD total return	3.24%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	6.8M
Shares change (QoQ)	-0.18%
Shares change (YoY)	-5.88%
Shares held by institutions	6.29%
Shares outstanding	98.7M

Deeper analysis on BVMF/BNBR3

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/BNBR3 report

Is a complete BVMF/BNBR3 research report available?

No complete published report is available for bvmf/BNBR3 (BVMF/BNBR3) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/BNBR3 (BVMF/BNBR3)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/BNBR3

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/BNBR3 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/BNBR3

Frequently asked questions