BVMF/L1YG34 (BVMF/L1YG34)

Brazil Stock Exchange: BVMF/L1YG34 · BRL

R$28.8

-0.38 (-1.3%)· Recorded snapshot

Market cap	415.5B
Revenue (ttm)	138.8B
Net income (ttm)	41.9B
EPS (ttm)	R$2.70
P/E (trailing)	10.7x
P/E (forward)	9.2x
Dividend	R$1.03 (3.58%)
Volume	1,092
Beta	0.94

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 138.8B
Net income (ttm): 41.9B
EPS (ttm): R$2.70
P/E (trailing): 10.7x
P/E (forward): 9.2x
Market cap: 415.5B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E9.2

P25 n/aP50 n/aP75 n/a

Trailing P/E10.7

P25 n/aP50 n/aP75 n/a

ROE11.3

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/L1YG34 indicators

Market & fundamental data

Available fields

190

Groups with data

Currency

GBP

Showing 190 of 190 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	United Kingdom
Country code	BR
Earnings date	2026-10-29
Employees	60,061
Employees change	-1,167
Employees growth	-1.91%
Exchange	Brazil Stock Exchange
Financial currency	GBP
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1695
Industry	Banks - Regional
Is primary listing	No
ISIN number	BRL1YGBDR007
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Market cap	BRL 415.5B
Next earnings date	2026-10-29
Price	BRL 28.78
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	bvmf/L1YG34
Website	https://www.lloydsbankinggroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	14.09x
Average P/E ratio (3Y)	10.28x
Average P/E ratio (5Y)	9.21x
Earnings yield	9.37%
FCF yield	-5.03%
Forward P/E	9.2x
Graham number	38.67451
Graham upside	33.18%
Industry forward P/E	7.01x
Industry P/E	7.78x
Lynch fair value	BRL 14.64
Lynch upside	-49.58%
P/B ratio	1.28x
P/E ratio	10.68x
P/OCF ratio	22.97x
P/S ratio	2.99x
Price / tangible book value	1.58x
Sector forward P/E	8.28x
Sector P/E	9.3x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	27.29%
Operating margin	42.88%
Pretax margin	42.42%
Profit margin	30.68%
Profit per employee	BRL 697,642
Profitable quarters	24
Profitable years	12
Revenue per employee	BRL 2.3M
ROA	0.56%
ROA (5Y)	0.55%
ROE	11.34%
ROE (5Y)	10.36%
Tax / revenue	11.58%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	67.44%
EPS growth (Q)	150.63%
EPS growth (QoQ)	8.47%
EPS growth 10Y	20.94%
EPS growth 3Y	8.97%
EPS growth 5Y	-17.67%
EPS growth quarters	3
EPS growth years	1
Net income growth	56.85%
Net income growth (Q)	125.75%
Net income growth (QoQ)	17.08%
Net income growth 3Y	11.77%
Net income growth 5Y	1.91%
Net income growth quarters	3
Net income growth years	0
OCF growth 10Y	-16.69%
OCF growth 3Y	-54.13%
Revenue growth	12.52%
Revenue growth (Q)	11.2%
Revenue growth (QoQ)	1.84%
Revenue growth 10Y	2.06%
Revenue growth 3Y	5.42%
Revenue growth 5Y	4.17%
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -39B
EPS	BRL 2.70
Financing cash flow	BRL 39.7B
Free cash flow	BRL -20.9B
Gross profit	BRL 138.8B
Income taxes	BRL 16.1B
Investing cash flow	BRL -86.8B
Net borrowing	BRL -11.7B
Net cash flow	BRL -26.4B
Net income	BRL 41.9B
Operating income	BRL 59.5B
Revenue	BRL 138.8B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 4.91
Debt / equity	3.55
Net cash (debt)	BRL 15.3B
Net cash / market cap	3.68%
Net cash growth	-98.71%
Net debt / equity	-0.05
Piotroski F-Score	3
Shareholders' equity	BRL 324.8B
Tangible book value	BRL 263.2B
Tangible book value per share	BRL 3.88
Total cash	BRL 1.2T
Total debt	BRL 1.2T
WACC	2.49%

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-5.55%
Dividend growth	22.22%
Dividend growth (3Y)	17.17%
Dividend growth (5Y)	26.73%
Dividend growth years	2
Dividend payment date	2026-10-01
Dividend payment years	6
Dividend payout frequency	Semi-Annual
Dividend per share	BRL 1.03
Dividend yield	3.58%
Ex-dividend date	2026-08-07
Last dividend	BRL 0.06
Payout ratio	40.84%
Shareholder yield	-2%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BRL 28.84
1D price change	-1.3%
1M price change	-4.16%
1M total return	-4.16%
1W price change	5.89%
1W total return	5.89%
1Y price change	16.42%
1Y return CAGR	20.85%
1Y total return	20.83%
20-day SMA	BRL 27.90
200-day SMA	BRL 28.92
3M price change	-6.5%
3M total return	-5.26%
3Y price change	192.18%
3Y return CAGR	49.43%
3Y total return	233.78%
50-day SMA	BRL 29.52
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 33.57
52-week high date	2026-07-13
52-week low	BRL 24.56
52-week low date	2025-11-21
5Y price change	92.9%
5Y return CAGR	19.75%
5Y total return	146.24%
6M price change	9.02%
6M total return	10.45%
All-time high	BRL 33.57
All-time high date	2026-07-13
All-time low	BRL 7.60
All-time low date	2020-11-06
Average true range (ATR)	BRL 0.81
Average volume	490.8
Beta (5Y)	0.94
Change from 52-week high	-14.27%
Change from 52-week low	17.18%
Change from all-time high	-14.27%
Change from all-time low	278.68%
Change from open	-0.9%
Day's gap	-0.41%
Dollar volume	BRL 31,428
High price	BRL 29.04
Low price	BRL 28.78
Monthly RSI	61.58
Open price	BRL 29.04
Position in 52-week range	0%
Previous close	BRL 29.16
Price vs 150-day SMA	-0.21%
Price vs 20-day SMA	3.16%
Price vs 200-day SMA	-0.47%
Price vs 50-day SMA	-2.5%
Relative volume	2.22
RSI	52.54
Sharpe ratio	0.65
Sharpe ratio (3Y)	1.2
Sharpe ratio (5Y)	0.71
Sortino ratio	1.22
Sortino ratio (3Y)	2.09
Sortino ratio (5Y)	1.25
Volume	1.1K
Weekly RSI	49.51
YTD price change	-2.7%
YTD total return	0.98%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	53.8B
Shares change (QoQ)	7.39%
Shares change (YoY)	5.55%
Shares held by insiders	0.04%
Shares held by institutions	85.65%

Deeper analysis on BVMF/L1YG34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this BVMF/L1YG34 report

Is a complete BVMF/L1YG34 research report available?

No complete published report is available for bvmf/L1YG34 (BVMF/L1YG34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/L1YG34 (BVMF/L1YG34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/L1YG34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/L1YG34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/L1YG34

Frequently asked questions