BOM/544597 (BOM/544597)

Bombay Stock Exchange: BOM/544597 · INR

₹1,804

-56.30 (-3.0%)· Recorded snapshot

Market cap	426.8B
Revenue (ttm)	53.8B
Net income (ttm)	19B
EPS (ttm)	₹83.5
P/E (trailing)	21.6x
P/E (forward)	14.4x
Dividend	₹11.0 (0.61%)
Volume	12,472

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 53.8B
Net income (ttm): 19B
EPS (ttm): ₹83.5
P/E (trailing): 21.6x
P/E (forward): 14.4x
Market cap: 426.8B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E14.4

P25 n/aP50 n/aP75 n/a

Trailing P/E21.6

P25 n/aP50 n/aP75 n/a

ROE6.5

P25 n/aP50 n/aP75 n/a

ROIC1.3

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BOM/544597 indicators

Market & fundamental data

Available fields

171

Groups with data

Currency

INR

Showing 171 of 171 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	INR
Country	India
Country code	IN
Earnings date	2026-10-19
Employees	16,684
Employees change	895
Employees growth	5.67%
Exchange	Bombay Stock Exchange
Financial currency	INR
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	March
Founded	1984
Industry	Credit Services
Is primary listing	No
ISIN number	INE202B01038
Last earnings date	2026-10-19
Last refreshed	2026-10-28
Market cap	INR 426.8B
Next earnings date	2027-01-22
Price	INR 1,804.20
Price currency	INR
Sector	Financials
SIC code	6141
Stock price date	2026-10-28
Symbol	bom/544597
Website	https://www.piramalfinance.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings yield	4.63%
FCF yield	-39.6%
Forward P/E	14.4x
Graham number	1542.75861
Graham upside	-14.49%
Industry forward P/E	11.22x
Industry P/E	12.95x
Lynch fair value	INR 2,006.55
Lynch upside	11.22%
P/B ratio	1.37x
P/E ratio	21.62x
P/S ratio	7.93x
Price / tangible book value	1.39x
Sector forward P/E	12.05x
Sector P/E	13.34x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	98.68%
Operating margin	28.11%
Pretax margin	34.49%
Profit margin	35.29%
Profit per employee	INR 1.1M
Revenue per employee	INR 3.2M
ROA	1.73%
ROA (5Y)	-2.13%
ROE	6.51%
ROE (5Y)	-8.62%
ROIC	1.32%
ROIC (5Y)	-0.31%
SBC / revenue	1.37%
Tax / revenue	-0.99%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	78,067.27%
EPS growth (Q)	64.8%
EPS growth (QoQ)	21.76%
Net income growth	652.72%
Net income growth (Q)	64.71%
Net income growth (QoQ)	17.31%
Net income growth 3Y	183.83%
Net income growth 5Y	694.45%
Operating income growth (Q)	304.61%
Operating income growth 3Y	50.96%
Revenue growth	22.21%
Revenue growth (Q)	15.93%
Revenue growth (QoQ)	16.66%
Revenue growth 3Y	32.7%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	INR -1.6B
Depreciation and amortization	INR 700.6M
EPS	INR 83.47
Financing cash flow	INR 141.7B
Free cash flow	INR -169B
Free cash flow minus SBC	INR -169.8B
Gross profit	INR 53.1B
Income taxes	INR -535.1M
Investing cash flow	INR 28B
Net borrowing	INR 123.6B
Net cash flow	INR 2.2B
Net income	INR 19B
Operating cash flow minus SBC	INR -168.1B
Operating income	INR 15.1B
Revenue	INR 53.8B
Stock-based compensation	INR 735.3M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	INR 1,360.41
Debt / equity	2.75
Goodwill	INR 20M
Net cash (debt)	INR -805.6B
Net cash / market cap	-188.73%
Net debt / equity	2.58
Piotroski F-Score	3
Property, plant and equipment	INR 3.6B
Shareholders' equity	INR 311.8B
Tangible book value	INR 306.6B
Tangible book value per share	INR 1,347.86
Total assets	INR 1.2T
Total cash	INR 52.5B
Total debt	INR 858.1B
Total liabilities	INR 885.8B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.05
Current ratio	103.88
Quick ratio	101.91
Working capital	INR 1T
Working capital turnover	0.06

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	99.04%
Dividend growth	0%
Dividend growth years	0
Dividend payment date	2026-08-01
Dividend payment years	1
Dividend per share	INR 11.00
Dividend yield	0.61%
Ex-dividend date	2026-06-12
Last dividend	INR 11.00
Payout ratio	13.1%
Shareholder yield	99.65%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	INR 2,021.05
1D price change	-3.03%
1M price change	-13.21%
1M total return	-13.21%
1W price change	-7.76%
1W total return	-7.76%
20-day SMA	INR 1,969.02
200-day SMA	INR 1,961.14
3M price change	-9.04%
3M total return	-9.04%
50-day SMA	INR 2,111.19
50-day SMA vs 200-day SMA	50over200
52-week high	INR 2,327.85
52-week high date	2026-09-09
52-week low	INR 1,235.15
52-week low date	2025-11-07
6M price change	1.03%
6M total return	1.6%
All-time high	INR 2,327.85
All-time high date	2026-09-09
All-time low	INR 1,235.15
All-time low date	2025-11-07
Average true range (ATR)	INR 74.86
Average volume	23.6K
Change from 52-week high	-22.5%
Change from 52-week low	46.07%
Change from all-time high	-20.08%
Change from all-time low	50.63%
Change from open	-2.49%
Day's gap	-0.55%
Dollar volume	INR 22.5M
High price	INR 1,850.20
Low price	INR 1,790.00
Monthly RSI	0
Open price	INR 1,850.20
Position in 52-week range	23.59%
Previous close	INR 1,860.50
Price vs 150-day SMA	-7.94%
Price vs 20-day SMA	-5.51%
Price vs 200-day SMA	-5.13%
Price vs 50-day SMA	-11.87%
Relative volume	0.53
RSI	31.4
Sharpe ratio	0.99
Sortino ratio	1.86
Volume	12.5K
Weekly RSI	41.09
YTD price change	13.43%
YTD total return	14.07%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	115.3M
Shares change (QoQ)	-3.66%
Shares change (YoY)	-99.04%
Shares held by insiders	5.31%
Shares held by institutions	32.97%

Deeper analysis on BOM/544597

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BOM/544597 report

Is a complete BOM/544597 research report available?

No complete published report is available for bom/544597 (BOM/544597) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BOM/544597 (BOM/544597)

Price

Financial snapshot

Fair-value bridge

Latest news · BOM/544597

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BOM/544597 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BOM/544597

Frequently asked questions