BIT/1AJG (BIT/1AJG)

Borsa Italiana: BIT/1AJG · EUR

€201

-4.00 (-1.9%)· Recorded snapshot

Market cap	59.6B
Revenue (ttm)	13.2B
Net income (ttm)	1.4B
EPS (ttm)	€5.41
P/E (trailing)	37.2x
P/E (forward)	18.3x
Dividend	€1.81 (0.90%)

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 13.2B
Net income (ttm): 1.4B
EPS (ttm): €5.41
P/E (trailing): 37.2x
P/E (forward): 18.3x
Market cap: 59.6B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E18.3

P25 9.9P50 11.4P75 15.9

Trailing P/E37.2

P25 10.6P50 12.9P75 19.7

ROE6.7

P25 9.2P50 13.9P75 20.3

ROIC6.6

P25 4.1P50 8.8P75 16.9

Benchmarks · 1M

All BIT/1AJG indicators

Market & fundamental data

Available fields

228

Groups with data

Currency

USD

Showing 228 of 228 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	United States
Country code	IT
Earnings date	2026-10-29
Employees	67,456
Employees change	1,329
Employees growth	1.85%
Enterprise value	EUR 71B
Exchange	Borsa Italiana
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1927
Industry	Insurance Brokers
Is primary listing	No
ISIN number	US3635761097
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Market cap	EUR 59.6B
Next earnings date	2026-10-29
Price	EUR 201.30
Price currency	EUR
Sector	Financials
SIC code	6411
Stock price date	2026-10-02
Symbol	bit/1AJG
Website	https://www.ajg.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	33.32x
Average P/E ratio (3Y)	47.22x
Average P/E ratio (5Y)	42.74x
Earnings yield	2.69%
EV/Earnings	51.76x
EV/EBIT	26.37x
EV/EBITDA	17.57x
EV/FCF	35.52x
EV/Sales	5.24x
FCF / EV yield	2.82%
FCF yield	3.36%
Forward P/E	18.3x
Graham number	85.58552
Graham upside	-57.48%
Lynch fair value	EUR 55.48
Lynch upside	-72.44%
P/(FCF - SBC) ratio	33.06x
P/(OCF - SBC) ratio	30.62x
P/B ratio	2.87x
P/E ratio	37.19x
P/FCF ratio	29.79x
P/OCF ratio	27.8x
P/S ratio	4.51x
Price/EBITDA ratio	15.88x
Sector forward P/E	10.82x
Sector P/E	11.69x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	19.86%
EBITDA margin	28.38%
Effective tax rate	20.64%
FCF margin	14.74%
Gross margin	43.19%
Operating margin	19.86%
Pretax margin	13.12%
Profit margin	10.38%
Profit per employee	EUR 20,346
Profitable quarters	10
Profitable years	34
Revenue per employee	EUR 196,052
ROA	2.32%
ROA (5Y)	2.47%
ROCE	7.77%
ROE	6.72%
ROE (5Y)	10.31%
ROIC	6.6%
ROIC (5Y)	8.6%
SBC / revenue	1.5%
Tax / revenue	2.71%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-10.51%
EPS growth (Q)	-10.71%
EPS growth (QoQ)	-60.44%
EPS growth 10Y	10.57%
EPS growth 3Y	5.49%
EPS growth 5Y	6.13%
EPS growth years	0
FCF growth	15.77%
FCF growth 3Y	14.8%
FCF growth 5Y	7.47%
Gross profit growth	33.01%
Gross profit growth (Q)	34.32%
Gross profit growth 3Y	19.16%
Gross profit growth 5Y	19.2%
Net income growth	-4.58%
Net income growth (Q)	-11.96%
Net income growth (QoQ)	-60.58%
Net income growth 3Y	12.13%
Net income growth 5Y	11.97%
Net income growth years	2
OCF growth	15.4%
OCF growth (QoQ)	-98.96%
OCF growth 10Y	13.45%
OCF growth 3Y	13.15%
OCF growth 5Y	7.65%
Operating income growth	32.26%
Operating income growth (Q)	39.96%
Operating income growth 3Y	14.38%
Operating income growth 5Y	18.06%
Revenue growth	30.78%
Revenue growth (Q)	30.92%
Revenue growth (QoQ)	-16.7%
Revenue growth 10Y	10.78%
Revenue growth 3Y	19.58%
Revenue growth 5Y	15.26%
Revenue growth quarters	15
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -143.5M
Depreciation and amortization	EUR 1.2B
EBIT	EUR 2.6B
EBITDA	EUR 3.8B
EPS	EUR 5.41
Financing cash flow	EUR 808.8M
Free cash flow	EUR 2B
Free cash flow minus SBC	EUR 1.8B
Gross profit	EUR 5.7B
Income taxes	EUR 358M
Investing cash flow	EUR -13B
Net borrowing	EUR 617.9M
Net cash flow	EUR -10B
Net income	EUR 1.4B
Operating cash flow minus SBC	EUR 1.9B
Operating income	EUR 2.6B
Revenue	EUR 13.2B
Stock-based compensation	EUR 197.8M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	1.12
Book value per share	EUR 81.00
Debt / EBITDA	3.13
Debt / equity	0.59
Debt / FCF	6.17
Goodwill	EUR 20.7B
Interest coverage	4.62
Long-term assets	EUR 30.8B
Long-term liabilities	EUR 12B
Net cash (debt)	EUR -11.1B
Net cash / market cap	-18.68%
Net debt / EBITDA	2.97
Net debt / equity	0.54
Net debt / FCF	5.57
Piotroski F-Score	7
Property, plant and equipment	EUR 1.2B
Shareholders' equity	EUR 20.8B
Tangible book value	EUR -8.3B
Tangible book value per share	EUR -32.52
Total assets	EUR 71.6B
Total cash	EUR 1.2B
Total debt	EUR 12.3B
Total liabilities	EUR 50.8B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.19
Current assets	EUR 40.8B
Current liabilities	EUR 38.8B
Current ratio	1.05
Net working capital	EUR 2.2B
Quick ratio	0.17
Working capital	EUR 2B
Working capital turnover	1.5

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-6.59%
Dividend growth	-21.25%
Dividend growth years	1
Dividend payment date	2026-09-18
Dividend payment years	3
Dividend payout frequency	Quarterly
Dividend per share	EUR 1.81
Dividend yield	0.9%
Ex-dividend date	2026-09-07
Last dividend	EUR 0.60
Payout ratio	44.2%
Shareholder yield	-5.69%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 199.41
1D price change	-1.95%
1M price change	-11.52%
1M total return	-11.28%
1W price change	0.2%
1W total return	0.2%
1Y price change	-23.46%
1Y return CAGR	-22.77%
1Y total return	-22.75%
20-day SMA	EUR 208.77
200-day SMA	EUR 200.93
3M price change	-4.42%
3M total return	-4.16%
50-day SMA	EUR 217.34
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 273.00
52-week high date	2025-10-10
52-week low	EUR 165.40
52-week low date	2026-05-07
6M price change	6.76%
6M total return	7.42%
All-time high	EUR 305.20
All-time high date	2025-05-16
All-time low	EUR 165.40
All-time low date	2026-05-07
Average true range (ATR)	EUR 3.30
Average volume	0.1
Change from 52-week high	-26.26%
Change from 52-week low	21.71%
Change from all-time high	-34.04%
Change from all-time low	21.7%
Change from open	0%
Day's gap	-1.95%
High price	EUR 201.30
Low price	EUR 201.30
Monthly RSI	41.28
Open price	EUR 201.30
Previous close	EUR 205.30
Price vs 150-day SMA	0.95%
Price vs 20-day SMA	-3.58%
Price vs 200-day SMA	0.18%
Price vs 50-day SMA	-7.38%
Relative volume	20
RSI	40
Sharpe ratio	-0.67
Sortino ratio	-0.74
Weekly RSI	45.42
YTD price change	-10.01%
YTD total return	-9.18%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	253.6M
Shares change (QoQ)	-0.42%
Shares change (YoY)	6.59%
Shares held by insiders	0.97%
Shares held by institutions	94.08%
Short ratio	5 days

Deeper analysis on BIT/1AJG

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BIT/1AJG report

Is a complete BIT/1AJG research report available?

No complete published report is available for bit/1AJG (BIT/1AJG) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BIT/1AJG (BIT/1AJG)

Price

Financial snapshot

Fair-value bridge

Latest news · BIT/1AJG

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BIT/1AJG indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BIT/1AJG

Frequently asked questions