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BIT/1INGA (BIT/1INGA)

Borsa Italiana: BIT/1INGA · EUR

€30.6

+0.22 (+0.7%)· Recorded snapshot

Market cap	83B
Revenue (ttm)	25.2B
Net income (ttm)	8.7B
EPS (ttm)	€2.99
P/E (trailing)	10.2x
P/E (forward)	11.0x
Dividend	€1.31 (4.28%)
Volume	2,165
Beta	0.91

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	EUR
Country	Netherlands
Country code	IT
Earnings date	2026-10-29
Employees	60,000
Employees change	0
Employees growth	0%
Exchange	Borsa Italiana
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1762
Industry	Banks - Diversified
Is primary listing	No
ISIN number	NL0011821202
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Market cap	EUR 83B
Next earnings date	2026-10-29
Price	EUR 30.56
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-02
Symbol	bit/1INGA
Website	https://www.ing.com

Metric

Value

Amount currency

EUR

Country

Netherlands

Country code

Earnings date

2026-10-29

Employees

60,000

Employees change

Employees growth

Exchange

Borsa Italiana

Financial currency

EUR

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1762

Industry

Banks - Diversified

Is primary listing

ISIN number

NL0011821202

Last earnings date

2026-07-30

Last refreshed

2026-10-28

Market cap

EUR 83B

Next earnings date

2026-10-29

Price

EUR 30.56

Price currency

EUR

Sector

Financials

SIC code

6020

Stock price date

2026-10-02

Symbol

bit/1INGA

Website

https://www.ing.com

Metric	Value
Average P/E ratio (10Y)	9.21x
Average P/E ratio (3Y)	10.08x
Average P/E ratio (5Y)	8.32x
Earnings yield	9.77%
FCF yield	-48.31%
Forward P/E	11.02x
Graham number	36.90643
Graham upside	20.77%
Lynch fair value	EUR 54.15
Lynch upside	77.18%
P/B ratio	1.62x
P/E ratio	10.23x
P/S ratio	3.29x
Price / tangible book value	1.71x
Sector forward P/E	10.82x
Sector P/E	11.69x

Metric

Value

Average P/E ratio (10Y)

9.21x

Average P/E ratio (3Y)

10.08x

Average P/E ratio (5Y)

8.32x

Earnings yield

9.77%

FCF yield

-48.31%

Forward P/E

11.02x

Graham number

36.90643

Graham upside

20.77%

Lynch fair value

EUR 54.15

Lynch upside

77.18%

P/B ratio

1.62x

P/E ratio

10.23x

P/S ratio

3.29x

Price / tangible book value

1.71x

Sector forward P/E

10.82x

Sector P/E

11.69x

Metric	Value
Effective tax rate	28.13%
Operating margin	52.39%
Pretax margin	49.47%
Profit margin	34.49%
Profit per employee	EUR 144,950
Profitable quarters	42
Profitable years	16
Revenue per employee	EUR 420,233
ROA	0.8%
ROA (5Y)	0.75%
ROE	17.12%
ROE (5Y)	13.45%
Tax / revenue	13.92%

Metric

Value

Effective tax rate

28.13%

Operating margin

52.39%

Pretax margin

49.47%

Profit margin

34.49%

Profit per employee

EUR 144,950

Profitable quarters

Profitable years

Revenue per employee

EUR 420,233

ROA

0.8%

ROA (5Y)

0.75%

ROE

17.12%

ROE (5Y)

13.45%

Tax / revenue

13.92%

Metric	Value
EPS growth	131.2%
EPS growth (Q)	22.06%
EPS growth (QoQ)	26.07%
EPS growth 10Y	8.07%
EPS growth 3Y	11.74%
EPS growth 5Y	23.96%
EPS growth quarters	5
EPS growth years	1
Net income growth	116.99%
Net income growth (Q)	16.24%
Net income growth (QoQ)	25.13%
Net income growth 3Y	4.66%
Net income growth 5Y	16.92%
Net income growth quarters	3
Net income growth years	0
Revenue growth	36.08%
Revenue growth (Q)	11.1%
Revenue growth (QoQ)	9.6%
Revenue growth 10Y	4.42%
Revenue growth 3Y	3.05%
Revenue growth 5Y	8.3%
Revenue growth years	2

Metric

Value

EPS growth

131.2%

EPS growth (Q)

22.06%

EPS growth (QoQ)

26.07%

EPS growth 10Y

8.07%

EPS growth 3Y

11.74%

EPS growth 5Y

23.96%

EPS growth quarters

EPS growth years

Net income growth

116.99%

Net income growth (Q)

16.24%

Net income growth (QoQ)

25.13%

Net income growth 3Y

4.66%

Net income growth 5Y

16.92%

Net income growth quarters

Net income growth years

Revenue growth

36.08%

Revenue growth (Q)

11.1%

Revenue growth (QoQ)

9.6%

Revenue growth 10Y

4.42%

Revenue growth 3Y

3.05%

Revenue growth 5Y

8.3%

Revenue growth years

Metric	Value
Capital expenditures	EUR -596M
EPS	EUR 2.99
Financing cash flow	EUR 45.7B
Free cash flow	EUR -40.1B
Gross profit	EUR 25.2B
Income taxes	EUR 3.5B
Investing cash flow	EUR -26.8B
Net borrowing	EUR 14.5B
Net cash flow	EUR -21.2B
Net income	EUR 8.7B
Operating income	EUR 13.2B
Revenue	EUR 25.2B

Metric

Value

Capital expenditures

EUR -596M

EPS

EUR 2.99

Financing cash flow

EUR 45.7B

Free cash flow

EUR -40.1B

Gross profit

EUR 25.2B

Income taxes

EUR 3.5B

Investing cash flow

EUR -26.8B

Net borrowing

EUR 14.5B

Net cash flow

EUR -21.2B

Net income

EUR 8.7B

Operating income

EUR 13.2B

Revenue

EUR 25.2B

Metric	Value
Book value per share	EUR 17.57
Debt / equity	5.1
Goodwill	EUR 588M
Net cash (debt)	EUR -14.2B
Net cash / market cap	-17.1%
Net debt / equity	0.28
Piotroski F-Score	2
Property, plant and equipment	EUR 2.7B
Shareholders' equity	EUR 51.4B
Tangible book value	EUR 48.5B
Tangible book value per share	EUR 16.96
Total assets	EUR 1.2T
Total cash	EUR 247.9B
Total debt	EUR 262.1B
Total liabilities	EUR 1.1T
WACC	2.23%

Metric

Value

Book value per share

EUR 17.57

Debt / equity

5.1

Goodwill

EUR 588M

Net cash (debt)

EUR -14.2B

Net cash / market cap

-17.1%

Net debt / equity

0.28

Piotroski F-Score

Property, plant and equipment

EUR 2.7B

Shareholders' equity

EUR 51.4B

Tangible book value

EUR 48.5B

Tangible book value per share

EUR 16.96

Total assets

EUR 1.2T

Total cash

EUR 247.9B

Total debt

EUR 262.1B

Total liabilities

EUR 1.1T

WACC

2.23%

Metric	Value
Working capital	EUR -584.7B

Metric

Value

Working capital

EUR -584.7B

Metric	Value
Buyback yield / dilution	6.28%
Dividend growth	7.13%
Dividend growth (3Y)	16.79%
Dividend growth (5Y)	16.87%
Dividend growth years	4
Dividend payment date	2026-08-10
Dividend payment years	6
Dividend payout frequency	Semi-Annual
Dividend per share	EUR 1.31
Dividend yield	4.28%
Ex-dividend date	2026-08-03
Last dividend	EUR 0.40
Payout ratio	44.27%
Shareholder yield	10.56%

Metric

Value

Buyback yield / dilution

6.28%

Dividend growth

7.13%

Dividend growth (3Y)

16.79%

Dividend growth (5Y)

16.87%

Dividend growth years

Dividend payment date

2026-08-10

Dividend payment years

Dividend payout frequency

Semi-Annual

Dividend per share

EUR 1.31

Dividend yield

4.28%

Ex-dividend date

2026-08-03

Last dividend

EUR 0.40

Payout ratio

44.27%

Shareholder yield

10.56%

Metric	Value
10Y price change	178.32%
10Y return CAGR	17.14%
10Y total return	386.53%
150-day SMA	EUR 27.31
1D price change	0.71%
1M price change	0.11%
1M total return	0.11%
1W price change	-3.26%
1W total return	-3.26%
1Y price change	37.26%
1Y return CAGR	44.32%
1Y total return	44.29%
20-day SMA	EUR 31.74
200-day SMA	EUR 26.63
3M price change	10.77%
3M total return	12.24%
3Y price change	143%
3Y return CAGR	43.32%
3Y total return	194.46%
50-day SMA	EUR 30.96
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 32.34
52-week high date	2026-09-18
52-week low	EUR 20.25
52-week low date	2025-10-17
5Y price change	147.65%
5Y return CAGR	29.6%
5Y total return	265.53%
6M price change	32.18%
6M total return	37.98%
All-time high	EUR 32.34
All-time high date	2026-09-18
All-time low	EUR 4.26
All-time low date	2020-03-18
Average true range (ATR)	EUR 0.45
Average volume	1.1K
Beta (5Y)	0.91
Change from 52-week high	-5.5%
Change from 52-week low	50.91%
Change from all-time high	-5.5%
Change from all-time low	617.54%
Change from open	1.33%
Day's gap	-0.61%
Dollar volume	EUR 66,162
High price	EUR 30.74
Low price	EUR 30.16
Monthly RSI	75.02
Open price	EUR 30.16
Position in 52-week range	68.97%
Previous close	EUR 30.35
Price vs 150-day SMA	11.9%
Price vs 20-day SMA	-3.73%
Price vs 200-day SMA	14.74%
Price vs 50-day SMA	-1.29%
Relative volume	1.92
RSI	40.95
Sharpe ratio	1.37
Sharpe ratio (3Y)	1.32
Sharpe ratio (5Y)	0.82
Sortino ratio	2.46
Sortino ratio (3Y)	2.19
Sortino ratio (5Y)	1.35
Volume	2.2K
Weekly RSI	61.93
YTD price change	27.04%
YTD total return	33.55%

Metric

Value

10Y price change

178.32%

10Y return CAGR

17.14%

10Y total return

386.53%

150-day SMA

EUR 27.31

1D price change

0.71%

1M price change

0.11%

1M total return

0.11%

1W price change

-3.26%

1W total return

-3.26%

1Y price change

37.26%

1Y return CAGR

44.32%

1Y total return

44.29%

20-day SMA

EUR 31.74

200-day SMA

EUR 26.63

3M price change

10.77%

3M total return

12.24%

3Y price change

143%

3Y return CAGR

43.32%

3Y total return

194.46%

50-day SMA

EUR 30.96

50-day SMA vs 200-day SMA

50over200

52-week high

EUR 32.34

52-week high date

2026-09-18

52-week low

EUR 20.25

52-week low date

2025-10-17

5Y price change

147.65%

5Y return CAGR

29.6%

5Y total return

265.53%

6M price change

32.18%

6M total return

37.98%

All-time high

EUR 32.34

All-time high date

2026-09-18

All-time low

EUR 4.26

All-time low date

2020-03-18

Average true range (ATR)

EUR 0.45

Average volume

1.1K

Beta (5Y)

0.91

Change from 52-week high

-5.5%

Change from 52-week low

50.91%

Change from all-time high

-5.5%

Change from all-time low

617.54%

Change from open

1.33%

Day's gap

-0.61%

Dollar volume

EUR 66,162

High price

EUR 30.74

Low price

EUR 30.16

Monthly RSI

75.02

Open price

EUR 30.16

Position in 52-week range

68.97%

Previous close

EUR 30.35

Price vs 150-day SMA

11.9%

Price vs 20-day SMA

-3.73%

Price vs 200-day SMA

14.74%

Price vs 50-day SMA

-1.29%

Relative volume

1.92

RSI

40.95

Sharpe ratio

1.37

Sharpe ratio (3Y)

1.32

Sharpe ratio (5Y)

0.82

Sortino ratio

2.46

Sortino ratio (3Y)

2.19

Sortino ratio (5Y)

1.35

Volume

2.2K

Weekly RSI

61.93

YTD price change

27.04%

YTD total return

33.55%

Metric	Value
Float	2.8B
Shares change (QoQ)	-0.74%
Shares change (YoY)	-6.28%
Shares held by insiders	0.01%
Shares held by institutions	49.31%

Metric

Value

Float

2.8B

Shares change (QoQ)

-0.74%

Shares change (YoY)

-6.28%

Shares held by insiders

0.01%

Shares held by institutions

49.31%

BIT/1INGA (BIT/1INGA)

Price

Financial snapshot

Fair-value bridge

Latest news · BIT/1INGA

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BIT/1INGA indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BIT/1INGA

Frequently asked questions