Chubb Limited (CB)

NYSE: CB · USD

$356

-0.61 (-0.2%)· Recorded snapshot

İngilizce yedekTR

Çeviri yapılırken İngilizce kaynak gösteriliyor

Bu rapor henüz çevrilmedi. Çeviri kuyruğu yetiştiğinde birkaç dakika sonra sayfayı yenileyin.

StockMarketAgent Research · Analyzed 2026-09-25

Our latest published analysis: CB rated Sell

Chubb Limited's published Sell conclusion compares the analysis-date price with fair value and potential value. Read the full report for assumptions, evidence, and material risks.

Fair value

$248 / share

Potential value

$323 / share

Upside to FV

-25.9%

from $356

Moat

8/10

Narrow

Read full analysis →View archive · 24mo

9-phase methodology · same model in each published edition

Market cap	$129.2B
Revenue (ttm)	62B
Net income (ttm)	11.2B
EPS (ttm)	$28.6
Shares out	382.5M
P/E (trailing)	12.4x
P/E (forward)	11.6x
Dividend	$4.08 (1.15%)
Volume	1,027,184
Beta	0.37

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 62B
Net income (ttm): 11.2B
EPS (ttm): $28.6
P/E (trailing): 12.4x
P/E (forward): 11.6x
Market cap: $129.2B

Item	P1	P2	P3	P4	P5	Trend
Period	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31	Trend
Revenue	$40.87B	$43.10B	$49.74B	$55.75B	$59.40B	+9.8%
Gross profit	$11.33B	$10.83B	$50.00B	$16.17B	$17.61B	+11.6%
Operating income	$10.29B	$7.06B	$-219.0M	$12.20B	$13.81B	+7.6%
Net income	$8.53B	$5.25B	$9.03B	$9.27B	$10.31B	+4.9%
EPS (diluted)	$19.24	$12.39	$21.80	$22.70	$25.68	+7.5%
EBITDA	$10.57B	$7.34B	$91.0M	$12.52B	$14.11B	+7.5%
R&D	—	—	—	—	—	—
SG&A	$3.14B	$3.40B	$4.01B	$4.38B	$4.50B	+9.5%

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Güçlü Al
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Güçlü Al
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Tut
AJG	Arthur J. Gallagher & Co.	66.7B	43.2x	4.4x	6.6%	+15.3%	-5.7%	Al
ALL	The Allstate Corporation	63.2B	5.0x	0.9x	32.6%	+8.5%	+31.8%	Güçlü Al
AMP	Ameriprise Financial, Inc.	43.1B	11.8x	2.2x	43.0%	+8.9%	+1.1%	Al

Base and Bull scenarios

Base55%

Price target

$247.91

-25.9% from spot

The base case carries 55.0% probability with a target of $247.91, generating an implied return of -25.9% against $334.37. The outcome reflects normalized margins and steady capital return toward $247.91.

Underwriting margins normalize toward through-cycle industry averages
Consensus revenue and earnings expectations are met through FY2027
Float investment yields remain stable near current benchmark interest rates

Bull20%

Price target

$322.50

-3.5% from spot

In the bull case, representing 20.0% probability, sustained underwriting discipline and high float yields deliver a target of $322.50 and return of -3.5%. This path would be disconfirmed if commercial pricing begins to soften across major renewals.

Extended hard commercial property and casualty pricing cycle protects premium margins
Benchmark Treasury yields remain elevated, sustaining float reinvestment yields
Ongoing share repurchases compound per-share earnings growth

Sensitivity: Ke × terminal growth

The highlighted cell is Fair value when every assumption sits at its base level ($247.91). Each row and column shows what Fair value becomes when one assumption moves.

Ke ↓ / g →	2.0%	2.3%	2.5%	2.8%	3.0%
5.8%	$257	$258	$260	$261	$263
6.3%	$251	$252	$253	$255	$256
6.8%	$246	$247	$248	$249	$250
7.3%	$242	$242	$243	$244	$244
7.8%	$237	$238	$238	$239	$240

Scorecard

Published factor rows and weighted composite

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E11.6

P25 n/aP50 n/aP75 n/a

Trailing P/E11.9

P25 n/aP50 n/aP75 n/a

ROE14.2

P25 n/aP50 n/aP75 n/a

ROIC10.8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All CB indicators

Market & fundamental data

Available fields

249

Groups with data

Currency

USD

Showing 249 of 249 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0000896159
Company name	Chubb Limited
Country	Switzerland
Country code	US
CUSIP number	H1467J104
Earnings date	2026-10-20
Earnings time	amc
Employees	45,000
Employees change	2,000
Employees growth	4.65%
Enterprise value	$154.4B
Exchange	NYSE
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1985
In index	SP500
Industry	Insurance - Property & Casualty
IPO date	1993-03-24
Is primary listing	Yes
Is SPAC	No
ISIN number	CH0044328745
Last 10-K release date	2026-02-27
Last earnings date	2026-10-20
Last refreshed	2026-10-28
Last stock split date	1998-03-03
Last stock split type	Forward
Market cap	$136B
Market cap category	Large-Cap
Next earnings date	2027-02-02
Options	Yes
Price	$355.66
Price currency	USD
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	CB
Website	https://www.chubb.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	12.15x
Average P/E ratio (10Y)	14.02x
Average P/E ratio (3Y)	11.74x
Average P/E ratio (5Y)	12.2x
Earnings yield	8.03%
EV/Earnings	13.79x
EV/EBIT	11.23x
EV/EBITDA	10.99x
EV/Sales	2.5x
Forward EV/Sales	3.04x
Forward P/E	12.3x
Forward P/S	2.68x
Graham number	350.78713
Graham upside	-1.64%
Industry forward P/E	12.55x
Industry P/E	10.1x
Lynch fair value	$142.85
Lynch upside	-59.95%
P/B ratio	1.86x
P/E ratio	12.45x
P/OCF ratio	8.87x
P/S ratio	2.2x
PEG ratio	1.7x
Price / tangible book value	2.93x
Price/EBITDA ratio	9.69x
Sector forward P/E	13.64x
Sector P/E	15.69x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	22.25%
EBITDA margin	22.73%
Effective tax rate	19.23%
Gross margin	29.81%
Operating margin	22.25%
Pretax margin	22.26%
Profit margin	18.12%
Profit per employee	$249,511
Profitable quarters	24
Profitable years	24
Revenue per employee	$1.4M
ROA	3.11%
ROA (5Y)	2.68%
ROCE	9.44%
ROE	14.25%
ROE (5Y)	13.71%
ROIC	10.82%
ROIC (5Y)	9.87%
Tax / revenue	4.28%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	19.36%
EPS growth (Q)	4.44%
EPS growth (QoQ)	0%
EPS growth 10Y	14.36%
EPS growth 3Y	19.1%
EPS growth 5Y	7.75%
EPS growth years	3
Net income growth	16.05%
Net income growth (Q)	1.54%
Net income growth (QoQ)	-0.35%
Net income growth 3Y	16.84%
Net income growth 5Y	4.96%
Net income growth years	3
OCF growth	9.83%
OCF growth 10Y	14.06%
OCF growth 3Y	12.3%
OCF growth 5Y	6.33%
Revenue growth	5.29%
Revenue growth (Q)	1.29%
Revenue growth (QoQ)	4.04%
Revenue growth 10Y	8.26%
Revenue growth 3Y	8.62%
Revenue growth 5Y	8.99%
Revenue growth quarters	17
Revenue growth years	10

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EBIT	$13.8B
EBITDA	$14.1B
EPS	$28.57
Financing cash flow	$-2.2B
Gross profit	$18.5B
Income taxes	$2.7B
Investing cash flow	$-12.8B
Net borrowing	$3.3B
Net cash flow	$382M
Net income	$11.2B
Operating income	$13.8B
Revenue	$62B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$191.43
Debt / EBITDA	1.52
Debt / equity	0.27
Interest coverage	17.08
Net cash (debt)	$-18.4B
Net cash / market cap	-13.47%
Net debt / EBITDA	1.3
Net debt / equity	0.23
Piotroski F-Score	4
Shareholders' equity	$78.5B
Tangible book value	$46.6B
Tangible book value per share	$121.72
Total assets	$283.5B
Total cash	$8.3B
Total debt	$21.4B
Total liabilities	$205B
WACC	5.83%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.22
Current ratio	0.38
Net working capital	$-85.9B
Quick ratio	0.19
Working capital	$-85.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	2.78%
Dividend growth	5.85%
Dividend growth (10Y)	3.88%
Dividend growth (3Y)	5.6%
Dividend growth (5Y)	4.72%
Dividend growth years	34
Dividend payment date	2026-10-02
Dividend payment years	34
Dividend payout frequency	Quarterly
Dividend per share	$4.08
Dividend yield	1.15%
Ex-dividend date	2026-09-11
Last dividend	$1.02
Payout ratio	14.28%
Shareholder yield	3.92%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	180.58%
10Y return CAGR	12.87%
10Y total return	235.45%
150-day SMA	$337.14
15Y price change	385.98%
15Y return CAGR	13.36%
15Y total return	555.88%
1D price change	-0.17%
1M price change	6.9%
1M total return	6.9%
1W price change	-0.39%
1W total return	-0.39%
1Y price change	26.52%
1Y return CAGR	28.1%
1Y total return	28.08%
20-day SMA	$347.90
200-day SMA	$333.39
20Y price change	516.88%
20Y return CAGR	11.78%
20Y total return	826.85%
3M price change	-0.71%
3M total return	-0.41%
3Y price change	70.88%
3Y return CAGR	21.12%
3Y total return	77.72%
50-day SMA	$342.49
50-day SMA vs 200-day SMA	50over200
52-week high	$365.91
52-week high date	2026-07-29
52-week low	$273.35
52-week low date	2025-11-03
5Y price change	87.3%
5Y return CAGR	15.03%
5Y total return	101.4%
6M price change	9.79%
6M total return	10.46%
All-time high	$365.91
All-time high date	2026-07-29
All-time low	$6.92
All-time low date	1994-11-29
Average true range (ATR)	$6.05
Average volume	1.5M
Beta (1Y)	-0.23
Beta (2Y)	0.12
Beta (5Y)	0.37
Change from 52-week high	-2.8%
Change from 52-week low	30.11%
Change from all-time high	-2.61%
Change from all-time low	5,052.09%
Change from open	0.07%
Day's gap	-0.23%
Dollar volume	$365.3M
High price	$358.86
Low price	$354.34
Monthly RSI	64.27
Open price	$355.42
Position in 52-week range	29.09%
Premarket change	1.17%
Premarket close	$356.25
Premarket price	$360.40
Premarket volume	204
Previous close	$356.25
Price vs 150-day SMA	5.71%
Price vs 20-day SMA	2.44%
Price vs 200-day SMA	6.89%
Price vs 50-day SMA	4.05%
Relative volume	0.68
RSI	59.56
Sharpe ratio	1.17
Sharpe ratio (3Y)	0.91
Sharpe ratio (5Y)	0.62
Sortino ratio	2.2
Sortino ratio (3Y)	1.67
Sortino ratio (5Y)	1.2
Volume	1M
Weekly RSI	61.6
YTD price change	14.18%
YTD total return	15.22%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	346.6M
Float percentage	90.61%
Shares change (QoQ)	-0.48%
Shares change (YoY)	-2.78%
Shares held by insiders	0.34%
Shares held by institutions	83.98%
Shares outstanding	382.5M
Short % of float	0.91%
Short % of shares	0.82%
Short ratio	1.9 days

Other indicators

Additional ticker metrics that do not fit the primary research groupings.

Metric	Value
Page views	121

Deeper analysis on CB

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Quote this valuation with its source: Fair value, Potential value and the price at analysis.

Frequently asked questions

About this CB report

What is the latest published CB stock rating?

Chubb Limited is shown with Sell in the latest published report, analyzed 2026-09-25. The hub links directly to the full analysis surface where the dated rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full CB analysis?

The full latest published report, analyzed 2026-09-25, lives at /stocks/CB/analysis. The bare ticker page summarizes that read and links to each analysis tab; earlier editions remain under /analysis/archive.

What fair value is used for CB?

The latest published report analyzed 2026-09-25 gives CB a fair value of USD 248 and a potential value of USD 323. These are dated research outputs, not live market prices; review the valuation assumptions, sensitivity analysis, and material risks before making a decision.

How often is the CB page updated?

The hub selects the latest published stock report regardless of age and displays its analysis date (2026-09-25). Separately sourced market data is labeled with its own recorded timestamp and is never inferred from the report.

SellCB · Fair value $248-25.9%

Read full analysis →

Chubb Limited (CB)

Our latest published analysis: CB rated Sell

Price

Financial snapshot

Fair-value bridge

Latest news · CB

Valuation

Profitability

Balance sheet

Trading

Base and Bull scenarios

Sensitivity: Ke × terminal growth

Scorecard

Next earnings

Sector percentile context

All CB indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Other indicators

Deeper analysis on CB

Frequently asked questions

Derecelendirme geçmişi

Category	Score	Reading
Valuation	1.5
Management	8.5
Balance Sheet	4.0
Profitability	5.5
Revenue Growth	6.0
Risk Assessment	6.0
Competitive Moat	8.0
Earnings Quality	7.5
Capital Efficiency	6.5