BCBA/NUD (BCBA/NUD)

Buenos Aires Stock Exchange: BCBA/NUD · USD

$6.63

-0.17 (-2.5%)· Recorded snapshot

Market cap	88.9T
Revenue (ttm)	12.5T
Net income (ttm)	5.3T
EPS (ttm)	$566
P/E (trailing)	18.1x
P/E (forward)	12.0x
Volume	400,508

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 12.5T
Net income (ttm): 5.3T
EPS (ttm): $566
P/E (trailing): 18.1x
P/E (forward): 12.0x
Market cap: 88.9T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 13:30 UTC

Forward P/E12

P25 n/aP50 n/aP75 n/a

Trailing P/E18.1

P25 n/aP50 n/aP75 n/a

ROE31.6

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BCBA/NUD indicators

Market & fundamental data

Available fields

165

Groups with data

Currency

USD

Showing 165 of 165 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	ARS
Country	Cayman Islands
Country code	AR
Earnings date	2026-11-12
Employees change	2,474
Employees growth	84.47%
Exchange	Buenos Aires Stock Exchange
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-08-31
Fiscal year end	December
Founded	2013
Industry	Banks - Regional
Is primary listing	No
ISIN number	AR0512295764
Last refreshed	2026-10-29
Market cap	$88.9T
Next earnings date	2026-11-12
Price	$6.63
Price currency	USD
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	bcba/NUD
Website	https://nubank.com.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (3Y)	35.71x
Average P/E ratio (5Y)	70.2x
Earnings yield	5.54%
FCF yield	-17.2%
Forward P/E	11.98x
Graham number	3.62353
Graham upside	-45.35%
Industry forward P/E	7.14x
Industry P/E	29.59x
Lynch fair value	$9.96
Lynch upside	50.28%
P/B ratio	4.53x
P/E ratio	18.06x
P/S ratio	7.11x
Price / tangible book value	4.96x
Sector forward P/E	6.78x
Sector P/E	23.03x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	17.67%
Operating margin	52.02%
Pretax margin	51.94%
Profit margin	42.73%
Profitable quarters	14
Profitable years	3
ROA	4.96%
ROA (5Y)	1.82%
ROE	31.63%
ROE (5Y)	12.4%
SBC / revenue	4.19%
Tax / revenue	9.18%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	56.33%
EPS growth (Q)	66.31%
EPS growth (QoQ)	21.73%
EPS growth 3Y	257.92%
EPS growth quarters	14
EPS growth years	5
Net income growth	56.83%
Net income growth (Q)	66.48%
Net income growth (QoQ)	21.57%
Net income growth 3Y	260.74%
Net income growth quarters	14
Net income growth years	3
Revenue growth	44.33%
Revenue growth (Q)	52.15%
Revenue growth (QoQ)	24.92%
Revenue growth 3Y	47.56%
Revenue growth 5Y	72.49%
Revenue growth quarters	20
Revenue growth years	7

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-28.2B
EPS	$565.87
Financing cash flow	$15.6T
Free cash flow	$-15.3T
Free cash flow minus SBC	$-15.8T
Gross profit	$12.5T
Income taxes	$1.1T
Investing cash flow	$-429.5B
Net borrowing	$3.2T
Net cash flow	$418.7B
Net income	$5.3T
Operating cash flow minus SBC	$-15.8T
Operating income	$6.5T
Revenue	$12.5T
Stock-based compensation	$524.2B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$4,063.47
Debt / equity	0.44
Goodwill	$631.1B
Net cash (debt)	$13.7T
Net cash / market cap	15.46%
Net cash growth	-12.76%
Net debt / equity	-0.7
Piotroski F-Score	2
Property, plant and equipment	$162.4B
Shareholders' equity	$19.6T
Tangible book value	$17.9T
Tangible book value per share	$3,708.80
Total assets	$122.6T
Total cash	$22.5T
Total debt	$8.7T
Total liabilities	$103T

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-60.3T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.26%
Shareholder yield	-0.26%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$7.27
1D price change	-2.5%
1M price change	-7.01%
1M total return	-7.01%
1W price change	-14.23%
1W total return	-14.23%
1Y price change	-17.43%
1Y return CAGR	-17.45%
1Y total return	-17.43%
20-day SMA	$7.62
200-day SMA	$7.59
3M price change	-10.04%
3M total return	-10.04%
50-day SMA	$7.58
50-day SMA vs 200-day SMA	50under200
52-week high	$9.92
52-week high date	2026-01-29
52-week low	$5.83
52-week low date	2026-06-03
6M price change	-12.07%
6M total return	-12.07%
All-time high	$9.92
All-time high date	2026-01-29
All-time low	$4.53
All-time low date	2025-04-04
Average true range (ATR)	$0.44
Average volume	290.3K
Change from 52-week high	-33.17%
Change from 52-week low	13.72%
Change from all-time high	-33.17%
Change from all-time low	46.36%
Change from open	-4.47%
Day's gap	2.06%
Dollar volume	$2.7M
High price	$6.97
Low price	$6.60
Monthly RSI	45.63
Open price	$6.94
Position in 52-week range	8.11%
Previous close	$6.80
Price vs 150-day SMA	-8.77%
Price vs 20-day SMA	-12.95%
Price vs 200-day SMA	-12.64%
Price vs 50-day SMA	-12.5%
Relative volume	1.38
RSI	36.15
Sharpe ratio	-0.16
Sortino ratio	-0.1
Volume	400.5K
Weekly RSI	43.31
YTD price change	-24.49%
YTD total return	-24.49%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	3.7B
Shares change (QoQ)	-0.11%
Shares change (YoY)	0.26%
Shares held by insiders	22.82%
Shares held by institutions	62.14%
Short ratio	1.8 days

Deeper analysis on BCBA/NUD

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this BCBA/NUD report

Is a complete BCBA/NUD research report available?

No complete published report is available for bcba/NUD (BCBA/NUD) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BCBA/NUD (BCBA/NUD)

Price

Financial snapshot

Fair-value bridge

Latest news · BCBA/NUD

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BCBA/NUD indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BCBA/NUD

Frequently asked questions