BCBA/VALO (BCBA/VALO)

Buenos Aires Stock Exchange: BCBA/VALO · ARS

ARS 511

+1.48 (+0.3%)· Recorded snapshot

Market cap	587.5B
Revenue (ttm)	272B
Net income (ttm)	59.4B
EPS (ttm)	ARS 51.7
Shares out	1.1B
P/E (trailing)	9.9x
Dividend	ARS 3.92 (0.77%)
Volume	1,010,577
Beta	-0.16

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 272B
Net income (ttm): 59.4B
EPS (ttm): ARS 51.7
P/E (trailing): 9.9x
Market cap: 587.5B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E9.9

P25 n/aP50 n/aP75 n/a

ROE17.2

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BCBA/VALO indicators

Market & fundamental data

Available fields

181

Groups with data

Currency

ARS

Showing 181 of 181 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	ARS
Country	Argentina
Country code	AR
Earnings date	2026-11-20
Employees	288
Employees change	36
Employees growth	14.29%
Exchange	Buenos Aires Stock Exchange
Financial currency	ARS
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1977
Industry	Banks - Diversified
Is primary listing	Yes
ISIN number	ARBVAL3024G2
Last earnings date	2026-03-04
Last refreshed	2026-10-29
Market cap	ARS 587.5B
Next earnings date	2026-11-20
Price	ARS 511.00
Price currency	ARS
Sector	Financials
SIC code	6799
Stock price date	2026-10-29
Symbol	bcba/VALO
Website	https://valo.ar

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (3Y)	10.66x
Average P/E ratio (5Y)	15.03x
Earnings yield	10.11%
FCF yield	-100.12%
Graham number	677.1933
Graham upside	32.91%
Lynch fair value	ARS 1,291.89
Lynch upside	153.56%
P/B ratio	1.29x
P/E ratio	9.89x
P/S ratio	2.15x
Price / tangible book value	1.53x
Sector forward P/E	6.7x
Sector P/E	22.76x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	35.52%
Operating margin	33.19%
Pretax margin	33.74%
Profit margin	21.85%
Profit per employee	ARS 206.3M
Profitable quarters	13
Profitable years	7
Revenue per employee	ARS 944.3M
ROA	2.51%
ROA (5Y)	1.39%
ROE	17.15%
ROE (5Y)	14.58%
Tax / revenue	11.98%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-3.75%
EPS growth (Q)	18.68%
EPS growth (QoQ)	57.56%
EPS growth 10Y	25.21%
EPS growth 3Y	110.49%
EPS growth 5Y	105.29%
EPS growth quarters	1
EPS growth years	4
Net income growth	11%
Net income growth (Q)	36.86%
Net income growth (QoQ)	57.56%
Net income growth 3Y	133.94%
Net income growth 5Y	118.68%
Net income growth quarters	12
Net income growth years	4
Revenue growth	14.25%
Revenue growth (Q)	49.06%
Revenue growth (QoQ)	23.56%
Revenue growth 10Y	75.97%
Revenue growth 3Y	47.7%
Revenue growth 5Y	85.12%
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	ARS 123.5M
EPS	ARS 51.68
FCF per share	ARS -509.61
Financing cash flow	ARS 878.9B
Free cash flow	ARS -585.9B
Gross profit	ARS 271.7B
Income taxes	ARS 32.6B
Investing cash flow	ARS -116M
Net borrowing	ARS 142.8B
Net cash flow	ARS 95.3B
Net income	ARS 59.4B
Operating income	ARS 90.3B
Revenue	ARS 272B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	ARS 394.42
Debt / equity	1.08
Goodwill	ARS 71.8B
Net cash (debt)	ARS -117.9B
Net cash / market cap	-20.14%
Net debt / equity	0.26
Piotroski F-Score	2
Property, plant and equipment	ARS 14.4B
Shareholders' equity	ARS 454.8B
Tangible book value	ARS 381.6B
Tangible book value per share	ARS 331.89
Total assets	ARS 3T
Total cash	ARS 375B
Total debt	ARS 492.9B
Total liabilities	ARS 2.5T
WACC	1.83%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	ARS -1.6T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-15.32%
Dividend growth	2,926.08%
Dividend growth (3Y)	77.51%
Dividend growth years	0
Dividend payment date	2026-08-06
Dividend payment years	5
Dividend per share	ARS 3.92
Dividend yield	0.77%
Ex-dividend date	2026-08-03
Last dividend	ARS 3.25
Payout ratio	15.39%
Shareholder yield	-14.55%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	ARS 613.28
1D price change	0.29%
1M price change	-4.12%
1M total return	-4.12%
1W price change	-2.48%
1W total return	-2.48%
1Y price change	32.21%
1Y return CAGR	36.43%
1Y total return	36.41%
20-day SMA	ARS 527.50
200-day SMA	ARS 602.18
3M price change	-17.95%
3M total return	-17.52%
3Y price change	286.42%
3Y return CAGR	62.2%
3Y total return	326.86%
50-day SMA	ARS 540.83
50-day SMA vs 200-day SMA	50under200
52-week high	ARS 750.00
52-week high date	2026-04-16
52-week low	ARS 383.00
52-week low date	2025-10-29
6M price change	-22.42%
6M total return	-21.22%
All-time high	ARS 750.00
All-time high date	2026-04-16
All-time low	ARS 24.40
All-time low date	2022-01-24
Average true range (ATR)	ARS 11.68
Average volume	1.4M
Beta (1Y)	0.42
Beta (2Y)	0.2
Beta (5Y)	-0.16
Change from 52-week high	-31.87%
Change from 52-week low	33.42%
Change from all-time high	-31.73%
Change from all-time low	1,998.36%
Change from open	-2.57%
Day's gap	2.94%
Dollar volume	ARS 516.4M
High price	ARS 524.50
Low price	ARS 508.50
Monthly RSI	54
Open price	ARS 524.50
Position in 52-week range	15.63%
Previous close	ARS 509.50
Price vs 150-day SMA	-16.51%
Price vs 20-day SMA	-2.94%
Price vs 200-day SMA	-14.98%
Price vs 50-day SMA	-5.33%
Relative volume	0.71
RSI	35.97
Sharpe ratio	1.55
Sharpe ratio (3Y)	1.38
Sortino ratio	3.37
Sortino ratio (3Y)	2.6
Volume	1M
Weekly RSI	35.33
YTD price change	-6.99%
YTD total return	-5.24%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Shares change (QoQ)	0%
Shares change (YoY)	15.32%
Shares outstanding	1.1B

Deeper analysis on BCBA/VALO

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BCBA/VALO report

Is a complete BCBA/VALO research report available?

No complete published report is available for bcba/VALO (BCBA/VALO) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BCBA/VALO (BCBA/VALO)

Price

Financial snapshot

Fair-value bridge

Latest news · BCBA/VALO

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BCBA/VALO indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BCBA/VALO

Frequently asked questions