DSE/CRYSTALINS (DSE/CRYSTALINS)

Dhaka Stock Exchange: DSE/CRYSTALINS · BDT

BDT 63.5

+2.10 (+3.4%)· Recorded snapshot

Market cap	2.8B
Revenue (ttm)	846.7M
Net income (ttm)	154M
EPS (ttm)	BDT 3.50
Shares out	44M
P/E (trailing)	18.1x
Dividend	BDT 1.20 (1.89%)
Volume	188,295
Beta	0.18

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 846.7M
Net income (ttm): 154M
EPS (ttm): BDT 3.50
P/E (trailing): 18.1x
Market cap: 2.8B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E18.1

P25 n/aP50 n/aP75 n/a

ROE12.8

P25 n/aP50 n/aP75 n/a

ROIC12.2

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/CRYSTALINS indicators

Market & fundamental data

Available fields

216

Groups with data

Currency

BDT

Showing 216 of 216 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-05
Employees	327
Employees change	2
Employees growth	0.62%
Enterprise value	BDT 2.8B
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1999
Industry	Fire, Marine, and Casualty Insurance
Is primary listing	Yes
ISIN number	BD0749CICL05
Last earnings date	2026-07-21
Last refreshed	2026-10-29
Last stock split date	2024-03-13
Last stock split type	Forward
Market cap	BDT 2.8B
Next earnings date	2026-11-05
Price	BDT 63.50
Price currency	BDT
SIC code	6331
Stock price date	2026-10-28
Symbol	dse/CRYSTALINS
Website	https://ciplcbd.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (3Y)	23.15x
Average P/E ratio (5Y)	19.99x
Earnings yield	5.51%
EV/Earnings	17.9x
EV/EBIT	14.62x
EV/EBITDA	12.38x
EV/FCF	26.08x
EV/Sales	3.26x
FCF / EV yield	3.83%
FCF yield	3.78%
Graham number	47.38062
Graham upside	-25.38%
Industry P/E	21.2x
Lynch fair value	BDT 18.66
Lynch upside	-70.62%
P/B ratio	2.23x
P/E ratio	18.14x
P/FCF ratio	26.42x
P/OCF ratio	24.33x
P/S ratio	3.3x
Price / tangible book value	2.23x
Price/EBITDA ratio	12.84x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	22.27%
EBITDA margin	25.7%
Effective tax rate	19.02%
FCF margin	12.49%
Gross margin	54.02%
Operating margin	22.27%
Pretax margin	22.47%
Profit margin	18.19%
Profit per employee	BDT 471,066
Revenue per employee	BDT 2.6M
ROA	5.3%
ROA (5Y)	5.17%
ROCE	10.68%
ROE	12.8%
ROE (5Y)	12.38%
ROIC	12.23%
ROIC (5Y)	12.49%
Tax / revenue	4.27%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	8.57%
EPS growth (Q)	-3.57%
EPS growth (QoQ)	-28.62%
EPS growth 3Y	6.13%
EPS growth 5Y	9.24%
FCF growth	103.38%
FCF growth (QoQ)	-68.7%
FCF growth 3Y	-13.45%
FCF growth 5Y	-5.41%
Net income growth	8.59%
Net income growth (Q)	-3.69%
Net income growth (QoQ)	-28.71%
Net income growth 3Y	6.14%
Net income growth 5Y	5.33%
OCF growth	-6.94%
OCF growth (QoQ)	-68.3%
OCF growth 3Y	-12.13%
OCF growth 5Y	-5.8%
Revenue growth	18.68%
Revenue growth (Q)	-63.98%
Revenue growth (QoQ)	-68.61%
Revenue growth 3Y	14%
Revenue growth 5Y	32.14%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -9.1M
EBIT	BDT 188.6M
EBITDA	BDT 217.6M
EPS	BDT 3.50
FCF per share	BDT 2.40
Financing cash flow	BDT -46.4M
Free cash flow	BDT 105.7M
Gross profit	BDT 457.4M
Income taxes	BDT 36.2M
Investing cash flow	BDT -42.2M
Net cash flow	BDT 26.2M
Net income	BDT 154M
Operating income	BDT 188.6M
Revenue	BDT 846.7M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 28.51
Debt / EBITDA	0.07
Debt / equity	0.01
Debt / FCF	0.14
Interest coverage	114.7
Net cash (debt)	BDT 36.5M
Net cash / market cap	1.31%
Net cash growth	104.24%
Net debt / EBITDA	-0.17
Net debt / equity	-0.03
Net debt / FCF	-0.35
Piotroski F-Score	5
Property, plant and equipment	BDT 234.8M
Shareholders' equity	BDT 1.3B
Tangible book value	BDT 1.3B
Tangible book value per share	BDT 28.51
Total assets	BDT 2.3B
Total cash	BDT 51.6M
Total debt	BDT 15.1M
Total liabilities	BDT 1.1B
WACC	5.24%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.38
Current ratio	2.73
Net working capital	BDT 935.7M
Quick ratio	0.43
Working capital	BDT 987.3M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.02%
Dividend growth	0%
Dividend growth (3Y)	9.7%
Dividend growth years	1
Dividend payment date	2026-04-29
Dividend payment years	6
Dividend payout frequency	Annual
Dividend per share	BDT 1.20
Dividend yield	1.89%
Ex-dividend date	2026-03-09
FCF payout ratio	49.93%
Last dividend	BDT 1.20
Payout ratio	30.14%
Shareholder yield	1.87%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BDT 70.78
1D price change	3.42%
1M price change	-14.19%
1M total return	-14.19%
1W price change	2.25%
1W total return	2.25%
1Y price change	18.25%
1Y return CAGR	20.25%
1Y total return	20.23%
20-day SMA	BDT 65.20
200-day SMA	BDT 71.32
3M price change	-6.62%
3M total return	-6.62%
3Y price change	-22.04%
3Y return CAGR	-6.48%
3Y total return	-18.21%
50-day SMA	BDT 65.02
50-day SMA vs 200-day SMA	50under200
52-week high	BDT 92.10
52-week high date	2026-04-28
52-week low	BDT 40.90
52-week low date	2025-11-13
5Y price change	21.27%
5Y return CAGR	6.08%
5Y total return	34.33%
6M price change	-24.22%
6M total return	-24.22%
All-time high	BDT 123.27
All-time high date	2023-09-21
All-time low	BDT 13.64
All-time low date	2020-12-21
Average true range (ATR)	BDT 2.56
Average volume	297.3K
Beta (1Y)	0.25
Beta (2Y)	-0.08
Beta (5Y)	0.18
Change from 52-week high	-31.05%
Change from 52-week low	55.26%
Change from all-time high	-48.49%
Change from all-time low	365.68%
Change from open	2.42%
Day's gap	0.98%
Dollar volume	BDT 12M
High price	BDT 64.10
Low price	BDT 61.60
Monthly RSI	49.48
Open price	BDT 62.00
Position in 52-week range	76%
Previous close	BDT 61.40
Price vs 150-day SMA	-10.28%
Price vs 20-day SMA	-2.61%
Price vs 200-day SMA	-10.96%
Price vs 50-day SMA	-2.34%
Relative volume	0.63
RSI	47.11
Sharpe ratio	0.29
Sharpe ratio (3Y)	0.37
Sharpe ratio (5Y)	0.28
Sortino ratio	0.58
Sortino ratio (3Y)	0.73
Sortino ratio (5Y)	0.6
Volume	188.3K
Weekly RSI	0
YTD price change	11.01%
YTD total return	12.88%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	18.5M
Shares change (QoQ)	-0.12%
Shares change (YoY)	0.02%
Shares held by insiders	58%
Shares outstanding	44M

Deeper analysis on DSE/CRYSTALINS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this DSE/CRYSTALINS report

Is a complete DSE/CRYSTALINS research report available?

No complete published report is available for dse/CRYSTALINS (DSE/CRYSTALINS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/CRYSTALINS (DSE/CRYSTALINS)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/CRYSTALINS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/CRYSTALINS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/CRYSTALINS

Frequently asked questions