NSE/IRFC (NSE/IRFC)

National Stock Exchange of India: NSE/IRFC · INR

₹74.6

+0.07 (+0.1%)· Recorded snapshot

Market cap	975.3B
Revenue (ttm)	76B
Net income (ttm)	73.7B
EPS (ttm)	₹5.63
Shares out	13.1B
P/E (trailing)	13.3x
P/E (forward)	10.8x
Dividend	₹2.30 (3.08%)
Volume	8,822,364
Beta	0.31

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 76B
Net income (ttm): 73.7B
EPS (ttm): ₹5.63
P/E (trailing): 13.3x
P/E (forward): 10.8x
Market cap: 975.3B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E10.8

P25 n/aP50 n/aP75 n/a

Trailing P/E13.3

P25 n/aP50 n/aP75 n/a

ROE12.6

P25 n/aP50 n/aP75 n/a

ROIC1.5

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All NSE/IRFC indicators

Market & fundamental data

Available fields

202

Groups with data

Currency

INR

Showing 202 of 202 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	INR
Country	India
Country code	IN
Earnings date	2026-10-15
Employees	59
Employees change	14
Employees growth	31.11%
Exchange	National Stock Exchange of India
Financial currency	INR
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	March
Founded	1986
Industry	Credit Services
Is primary listing	Yes
ISIN number	INE053F01010
Last earnings date	2026-10-15
Last refreshed	2026-10-28
Market cap	INR 975.3B
Next earnings date	2026-10-30
Price	INR 74.63
Price currency	INR
Sector	Financials
SIC code	6159
Stock price date	2026-10-28
Symbol	nse/IRFC
Website	https://irfc.co.in

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (3Y)	24.49x
Average P/E ratio (5Y)	17.39x
Earnings yield	7.54%
FCF yield	-7.3%
Forward P/E	10.81x
Graham number	76.6605
Graham upside	2.62%
Industry forward P/E	11.14x
Industry P/E	12.93x
Lynch fair value	INR 33.27
Lynch upside	-55.47%
P/B ratio	1.61x
P/E ratio	13.26x
P/S ratio	12.83x
Price / tangible book value	1.61x
Sector forward P/E	12.12x
Sector P/E	13.42x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	99.97%
Operating margin	97.06%
Pretax margin	97.06%
Profit margin	97.06%
Profit per employee	INR 1.2B
Profitable quarters	53
Profitable years	14
Revenue per employee	INR 1.3B
ROA	1.43%
ROA (5Y)	1.36%
ROE	12.63%
ROE (5Y)	13.9%
ROIC	1.49%
ROIC (5Y)	1.43%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	7.54%
EPS growth (Q)	10.29%
EPS growth (QoQ)	2.04%
EPS growth 10Y	10.29%
EPS growth 3Y	7.71%
EPS growth 5Y	5.22%
EPS growth quarters	2
EPS growth years	8
Net income growth	7.86%
Net income growth (Q)	10.21%
Net income growth (QoQ)	1.62%
Net income growth 3Y	7.79%
Net income growth 5Y	5.91%
Net income growth quarters	6
Net income growth years	13
Operating income growth	7.86%
Operating income growth (Q)	10.21%
Operating income growth 3Y	7.79%
Operating income growth 5Y	5.91%
Revenue growth	8.15%
Revenue growth (Q)	10.11%
Revenue growth (QoQ)	1.85%
Revenue growth 10Y	14.53%
Revenue growth 3Y	7.86%
Revenue growth 5Y	6.12%
Revenue growth quarters	3
Revenue growth years	13

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	INR -131.2M
Depreciation and amortization	INR 65.6M
EPS	INR 5.63
FCF per share	INR -5.44
Financing cash flow	INR 183B
Free cash flow	INR -71.1B
Gross profit	INR 75.9B
Investing cash flow	INR -28.6M
Net borrowing	INR 210.4B
Net cash flow	INR 112B
Net income	INR 73.7B
Operating income	INR 73.7B
Revenue	INR 76B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	INR 46.39
Debt / equity	7.15
Net cash (debt)	INR -4T
Net cash / market cap	-408.91%
Net debt / equity	6.58
Piotroski F-Score	4
Property, plant and equipment	INR 165.4M
Shareholders' equity	INR 605.7B
Tangible book value	INR 605.6B
Tangible book value per share	INR 46.39
Total assets	INR 5.3T
Total cash	INR 347B
Total debt	INR 4.3T
Total liabilities	INR 4.7T
WACC	1.1%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.01
Current ratio	12.3
Quick ratio	12.29
Working capital	INR 4T
Working capital turnover	0.02

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.23%
Dividend growth	18.92%
Dividend growth (3Y)	13.62%
Dividend growth (5Y)	3.87%
Dividend growth years	1
Dividend payment date	2026-11-14
Dividend payment years	6
Dividend payout frequency	Semi-Annual
Dividend per share	INR 2.30
Dividend yield	3.08%
Ex-dividend date	2026-10-23
Last dividend	INR 1.15
Payout ratio	37.23%
Shareholder yield	2.85%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	INR 90.33
1D price change	0.09%
1M price change	-6.65%
1M total return	-5.24%
1W price change	-4.86%
1W total return	-3.41%
1Y price change	-39.55%
1Y return CAGR	-38%
1Y total return	-37.98%
20-day SMA	INR 77.08
200-day SMA	INR 95.66
3M price change	-15.32%
3M total return	-14.03%
3Y price change	3.73%
3Y return CAGR	3.28%
3Y total return	10.18%
50-day SMA	INR 80.40
50-day SMA vs 200-day SMA	50under200
52-week high	INR 137.17
52-week high date	2025-12-29
52-week low	INR 73.14
52-week low date	2026-10-26
5Y price change	200.32%
5Y return CAGR	28.59%
5Y total return	251.51%
6M price change	-29.31%
6M total return	-28.24%
All-time high	INR 229.00
All-time high date	2024-07-15
All-time low	INR 19.30
All-time low date	2022-06-20
Average true range (ATR)	INR 2.09
Average volume	11.9M
Beta (1Y)	0.54
Beta (2Y)	0.75
Beta (5Y)	0.31
Change from 52-week high	-45.59%
Change from 52-week low	2.04%
Change from all-time high	-67.41%
Change from all-time low	286.68%
Change from open	0.82%
Day's gap	-0.72%
Dollar volume	INR 658.4M
High price	INR 75.32
Low price	INR 73.21
Monthly RSI	36.32
Open price	INR 74.02
Position in 52-week range	67.3%
Previous close	INR 74.56
Price vs 150-day SMA	-17.38%
Price vs 20-day SMA	-3.18%
Price vs 200-day SMA	-21.98%
Price vs 50-day SMA	-7.18%
Relative volume	0.74
RSI	36.98
Sharpe ratio	-1.66
Sharpe ratio (3Y)	0.14
Sharpe ratio (5Y)	0.77
Sortino ratio	-2.11
Sortino ratio (3Y)	0.38
Sortino ratio (5Y)	1.47
Volume	8.8M
Weekly RSI	29.98
YTD price change	-40.11%
YTD total return	-38.56%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	2.2B
Shares change (QoQ)	-0.41%
Shares change (YoY)	0.23%
Shares held by institutions	3.33%
Shares outstanding	13.1B

Deeper analysis on NSE/IRFC

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this NSE/IRFC report

Is a complete NSE/IRFC research report available?

No complete published report is available for nse/IRFC (NSE/IRFC) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

NSE/IRFC (NSE/IRFC)

Price

Financial snapshot

Fair-value bridge

Latest news · NSE/IRFC

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All NSE/IRFC indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on NSE/IRFC

Frequently asked questions