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Better Home & Finance Holding Company (BETR)

NASDAQ: BETR · USD

$21.5

+0.72 (+3.5%)· Recorded snapshot

Market cap	408.8M
Revenue (ttm)	193.1M
Net income (ttm)	-179.9M
EPS (ttm)	-$10.9
Shares out	19M
Volume	757,839
Beta	1.75

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 193.1M
Net income (ttm): -179.9M
EPS (ttm): -$10.9
Market cap: 408.8M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Mua mạnh
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Mua mạnh
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Giữ

Metric	Value
Amount currency	USD
CIK code	0001835856
Company name	Better Home & Finance Holding Company
Country	United States
Country code	US
CUSIP number	08774B508
Earnings date	2026-11-09
Earnings time	amc
Employees	1,329
Employees change	79
Employees growth	6.32%
Enterprise value	$965.1M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2014
In index	RUSSELL2000
Industry	Mortgage Finance
Is primary listing	Yes
Is SPAC	No
ISIN number	US08774B5084
Last 10-K release date	2026-03-13
Last earnings date	2026-08-06
Last refreshed	2026-10-28
Last stock split date	2024-08-19
Last stock split type	Reverse
Market cap	$408.8M
Market cap category	Small-Cap
Next earnings date	2026-11-09
Options	Yes
Price	$21.52
Price currency	USD
Sector	Financials
SIC code	6163
Stock price date	2026-10-28
Symbol	BETR
U.S. state	New York
Website	https://better.com

Metric

Value

Amount currency

USD

CIK code

0001835856

Company name

Better Home & Finance Holding Company

Country

United States

Country code

CUSIP number

08774B508

Earnings date

2026-11-09

Earnings time

amc

Employees

1,329

Employees change

Employees growth

6.32%

Enterprise value

$965.1M

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-06-30

First seen

2026-05-09

Fiscal year end

December

Founded

2014

In index

RUSSELL2000

Industry

Mortgage Finance

Is primary listing

Yes

Is SPAC

ISIN number

US08774B5084

Last 10-K release date

2026-03-13

Last earnings date

2026-08-06

Last refreshed

2026-10-28

Last stock split date

2024-08-19

Last stock split type

Reverse

Market cap

$408.8M

Market cap category

Small-Cap

Next earnings date

2026-11-09

Options

Yes

Price

$21.52

Price currency

USD

Sector

Financials

SIC code

6163

Stock price date

2026-10-28

Symbol

BETR

U.S. state

New York

Website

https://better.com

Metric	Value
Earnings yield	-50.58%
EV/Sales	4.9x
FCF / EV yield	-16.52%
FCF yield	-40.11%
Forward EV/Sales	4.44x
Forward P/S	1.83x
Industry forward P/E	14.05x
Industry P/E	57.49x
P/B ratio	6.82x
P/S ratio	2.02x
Price / tangible book value	13.22x
Sector forward P/E	13.63x
Sector P/E	15.65x

Metric

Value

Earnings yield

-50.58%

EV/Sales

4.9x

FCF / EV yield

-16.52%

FCF yield

-40.11%

Forward EV/Sales

4.44x

Forward P/S

1.83x

Industry forward P/E

14.05x

Industry P/E

57.49x

P/B ratio

6.82x

P/S ratio

2.02x

Price / tangible book value

13.22x

Sector forward P/E

13.63x

Sector P/E

15.65x

Metric	Value
Gross margin	100%
Operating margin	-82.06%
Pretax margin	-88.08%
Profit margin	-93.21%
Profit per employee	$-135,402
Revenue per employee	$145,266
ROA	-12.14%
ROA (5Y)	-27.99%
ROE	-250.42%
ROIC	-21.95%
SBC / revenue	26.17%
Tax / revenue	-0.87%

Metric

Value

Gross margin

100%

Operating margin

-82.06%

Pretax margin

-88.08%

Profit margin

-93.21%

Profit per employee

$-135,402

Revenue per employee

$145,266

ROA

-12.14%

ROA (5Y)

-27.99%

ROE

-250.42%

ROIC

-21.95%

SBC / revenue

26.17%

Tax / revenue

-0.87%

Metric	Value
EPS growth quarters	1
EPS growth years	4
Net income growth quarters	1
Net income growth years	3
Revenue growth	50.84%
Revenue growth (Q)	28.15%
Revenue growth (QoQ)	15.17%
Revenue growth 5Y	-31.37%
Revenue growth quarters	11
Revenue growth years	2

Metric

Value

EPS growth quarters

EPS growth years

Net income growth quarters

Net income growth years

Revenue growth

50.84%

Revenue growth (Q)

28.15%

Revenue growth (QoQ)

15.17%

Revenue growth 5Y

-31.37%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	$-1.1M
Depreciation and amortization	$847,000
EPS	$-10.88
FCF per share	$-8.22
Financing cash flow	$457.9M
Free cash flow	$-156.2M
Free cash flow minus SBC	$-206.7M
Gross profit	$193.1M
Income taxes	$-1.7M
Investing cash flow	$-270.3M
Net borrowing	$81.5M
Net cash flow	$41M
Net income	$-179.9M
Operating cash flow minus SBC	$-205.6M
Operating income	$-158.4M
Revenue	$193.1M
Stock-based compensation	$50.5M

Metric

Value

Capital expenditures

$-1.1M

Depreciation and amortization

$847,000

EPS

$-10.88

FCF per share

$-8.22

Financing cash flow

$457.9M

Free cash flow

$-156.2M

Free cash flow minus SBC

$-206.7M

Gross profit

$193.1M

Income taxes

$-1.7M

Investing cash flow

$-270.3M

Net borrowing

$81.5M

Net cash flow

$41M

Net income

$-179.9M

Operating cash flow minus SBC

$-205.6M

Operating income

$-158.4M

Revenue

$193.1M

Stock-based compensation

$50.5M

Metric	Value
Book value per share	$3.05
Debt / equity	11.43
Goodwill	$11M
Net cash (debt)	$-556.2M
Net cash / market cap	-142.88%
Net debt / equity	9.61
Piotroski F-Score	2
Property, plant and equipment	$6.4M
Shareholders' equity	$57.9M
Tangible book value	$29.4M
Tangible book value per share	$1.55
Total assets	$1.5B
Total cash	$105.8M
Total debt	$662M
Total liabilities	$1.5B
WACC	5.14%

Metric

Value

Book value per share

$3.05

Debt / equity

11.43

Goodwill

$11M

Net cash (debt)

$-556.2M

Net cash / market cap

-142.88%

Net debt / equity

9.61

Piotroski F-Score

Property, plant and equipment

$6.4M

Shareholders' equity

$57.9M

Tangible book value

$29.4M

Tangible book value per share

$1.55

Total assets

$1.5B

Total cash

$105.8M

Total debt

$662M

Total liabilities

$1.5B

WACC

5.14%

Metric	Value
Asset turnover	0.14
Current ratio	0.54
Quick ratio	0.51
Working capital	$-582.4M
Working capital turnover	-0.83

Metric

Value

Asset turnover

0.14

Current ratio

0.54

Quick ratio

0.51

Working capital

$-582.4M

Working capital turnover

-0.83

Metric	Value
Buyback yield / dilution	-9.06%
Dividend yield	0%
Shareholder yield	-9.06%

Metric

Value

Buyback yield / dilution

-9.06%

Dividend yield

Shareholder yield

-9.06%

Metric	Value
150-day SMA	$23.31
1D price change	3.46%
1M price change	104.31%
1M total return	104.31%
1W price change	78.36%
1W total return	78.36%
1Y price change	-72.8%
1Y return CAGR	-72.83%
1Y total return	-72.8%
20-day SMA	$12.68
200-day SMA	$25.32
3M price change	-4.3%
3M total return	-4.3%
3Y price change	-7.95%
3Y return CAGR	-2.72%
3Y total return	-7.95%
50-day SMA	$12.55
50-day SMA vs 200-day SMA	50under200
52-week high	$82.89
52-week high date	2025-10-29
52-week low	$7.51
52-week low date	2026-10-14
5Y price change	-95.72%
5Y return CAGR	-46.75%
5Y total return	-95.72%
6M price change	-47.49%
6M total return	-47.49%
All-time high	$3,145.50
All-time high date	2023-07-28
All-time low	$7.51
All-time low date	2026-10-14
Average true range (ATR)	$1.89
Average volume	1.2M
Beta (1Y)	1.09
Beta (2Y)	1
Beta (5Y)	1.75
Change from 52-week high	-74.04%
Change from 52-week low	186.44%
Change from all-time high	-99.32%
Change from all-time low	184.17%
Change from open	7.33%
Day's gap	-3.61%
Dollar volume	$16.3M
High price	$22.00
Low price	$19.89
Monthly RSI	43.72
Open price	$20.05
Position in 52-week range	77.25%
Premarket change	-2.4%
Premarket close	$20.80
Premarket price	$20.30
Premarket volume	2.7K
Previous close	$20.80
Price vs 150-day SMA	-8.42%
Price vs 20-day SMA	68.44%
Price vs 200-day SMA	-15.69%
Price vs 50-day SMA	70.11%
Relative volume	0.63
RSI	78.16
Sharpe ratio	-0.5
Sharpe ratio (3Y)	0.48
Sharpe ratio (5Y)	0.28
Sortino ratio	-0.65
Sortino ratio (3Y)	0.84
Sortino ratio (5Y)	0.62
Volume	757.8K
Weekly RSI	52.01
YTD price change	-34.47%
YTD total return	-34.47%

Metric

Value

150-day SMA

$23.31

1D price change

3.46%

1M price change

104.31%

1M total return

104.31%

1W price change

78.36%

1W total return

78.36%

1Y price change

-72.8%

1Y return CAGR

-72.83%

1Y total return

-72.8%

20-day SMA

$12.68

200-day SMA

$25.32

3M price change

-4.3%

3M total return

-4.3%

3Y price change

-7.95%

3Y return CAGR

-2.72%

3Y total return

-7.95%

50-day SMA

$12.55

50-day SMA vs 200-day SMA

50under200

52-week high

$82.89

52-week high date

2025-10-29

52-week low

$7.51

52-week low date

2026-10-14

5Y price change

-95.72%

5Y return CAGR

-46.75%

5Y total return

-95.72%

6M price change

-47.49%

6M total return

-47.49%

All-time high

$3,145.50

All-time high date

2023-07-28

All-time low

$7.51

All-time low date

2026-10-14

Average true range (ATR)

$1.89

Average volume

1.2M

Beta (1Y)

1.09

Beta (2Y)

Beta (5Y)

1.75

Change from 52-week high

-74.04%

Change from 52-week low

186.44%

Change from all-time high

-99.32%

Change from all-time low

184.17%

Change from open

7.33%

Day's gap

-3.61%

Dollar volume

$16.3M

High price

$22.00

Low price

$19.89

Monthly RSI

43.72

Open price

$20.05

Position in 52-week range

77.25%

Premarket change

-2.4%

Premarket close

$20.80

Premarket price

$20.30

Premarket volume

2.7K

Previous close

$20.80

Price vs 150-day SMA

-8.42%

Price vs 20-day SMA

68.44%

Price vs 200-day SMA

-15.69%

Price vs 50-day SMA

70.11%

Relative volume

0.63

RSI

78.16

Sharpe ratio

-0.5

Sharpe ratio (3Y)

0.48

Sharpe ratio (5Y)

0.28

Sortino ratio

-0.65

Sortino ratio (3Y)

0.84

Sortino ratio (5Y)

0.62

Volume

757.8K

Weekly RSI

52.01

YTD price change

-34.47%

YTD total return

-34.47%

Metric	Value
Float	8.4M
Float percentage	44.29%
Shares change (QoQ)	13.67%
Shares change (YoY)	9.06%
Shares held by insiders	25.92%
Shares held by institutions	44.8%
Shares outstanding	19M
Short % of float	43.91%
Short % of shares	19.45%
Short ratio	6.8 days

Metric

Value

Float

8.4M

Float percentage

44.29%

Shares change (QoQ)

13.67%

Shares change (YoY)

9.06%

Shares held by insiders

25.92%

Shares held by institutions

44.8%

Shares outstanding

19M

Short % of float

43.91%

Short % of shares

19.45%

Short ratio

6.8 days

Better Home & Finance Holding Company (BETR)

Price

Financial snapshot

Fair-value bridge

Latest news · BETR

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BETR indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BETR

Frequently asked questions