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Commerce Bancshares, Inc. (CBSH)

NASDAQ: CBSH · USD

$55.0

-0.36 (-0.7%)· Recorded snapshot

Market cap	7.8B
Revenue (ttm)	1.9B
Net income (ttm)	591.7M
EPS (ttm)	$4.15
Shares out	142M
P/E (trailing)	13.3x
P/E (forward)	12.2x
Dividend	$1.10 (2.01%)
Volume	813,466
Beta	0.59

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Mua mạnh
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Mua mạnh
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Giữ

Metric	Value
Amount currency	USD
CIK code	0000022356
Company name	Commerce Bancshares, Inc.
Country	United States
Country code	US
CUSIP number	200525103
Earnings date	2026-10-20
Earnings time	bmo
Employees	4,577
Employees change	-110
Employees growth	-2.35%
Enterprise value	$6.9B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1865
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US2005251036
Last 10-K release date	2026-02-24
Last earnings date	2026-10-20
Last refreshed	2026-10-28
Last stock split date	2025-12-02
Last stock split type	Forward
Market cap	$7.8B
Market cap category	Mid-Cap
Next earnings date	2027-01-21
Options	Yes
Price	$54.98
Price currency	USD
Sector	Financials
SIC code	6022
Stock price date	2026-10-28
Symbol	CBSH
U.S. state	Missouri
Website	https://www.commercebank.com

Metric

Value

Amount currency

USD

CIK code

0000022356

Company name

Commerce Bancshares, Inc.

Country

United States

Country code

CUSIP number

200525103

Earnings date

2026-10-20

Earnings time

bmo

Employees

4,577

Employees change

-110

Employees growth

-2.35%

Enterprise value

$6.9B

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-05-09

Fiscal year end

December

Founded

1865

Industry

Banks - Regional

Is primary listing

Yes

Is SPAC

ISIN number

US2005251036

Last 10-K release date

2026-02-24

Last earnings date

2026-10-20

Last refreshed

2026-10-28

Last stock split date

2025-12-02

Last stock split type

Forward

Market cap

$7.8B

Market cap category

Mid-Cap

Next earnings date

2027-01-21

Options

Yes

Price

$54.98

Price currency

USD

Sector

Financials

SIC code

6022

Stock price date

2026-10-28

Symbol

CBSH

U.S. state

Missouri

Website

https://www.commercebank.com

Metric	Value
Adjusted P/E ratio	12.98x
Average P/E ratio (10Y)	16.83x
Average P/E ratio (3Y)	14.54x
Average P/E ratio (5Y)	14.91x
Earnings yield	7.54%
EV/Earnings	11.76x
EV/FCF	5.73x
EV/Sales	3.65x
FCF / EV yield	17.44%
FCF yield	15.49%
Forward EV/Sales	3.44x
Forward P/E	12.22x
Forward P/S	3.87x
Graham number	52.45242
Graham upside	-4.91%
Industry forward P/E	10.04x
Industry P/E	11.85x
Lynch fair value	$20.73
Lynch upside	-62.41%
P/B ratio	1.88x
P/E ratio	13.26x
P/FCF ratio	6.46x
P/OCF ratio	6.21x
P/S ratio	4.11x
PEG ratio	1.59x
Price / tangible book value	2.06x
Sector forward P/E	13.63x
Sector P/E	15.65x

Metric

Value

Adjusted P/E ratio

12.98x

Average P/E ratio (10Y)

16.83x

Average P/E ratio (3Y)

14.54x

Average P/E ratio (5Y)

14.91x

Earnings yield

7.54%

EV/Earnings

11.76x

EV/FCF

5.73x

EV/Sales

3.65x

FCF / EV yield

17.44%

FCF yield

15.49%

Forward EV/Sales

3.44x

Forward P/E

12.22x

Forward P/S

3.87x

Graham number

52.45242

Graham upside

-4.91%

Industry forward P/E

10.04x

Industry P/E

11.85x

Lynch fair value

$20.73

Lynch upside

-62.41%

P/B ratio

1.88x

P/E ratio

13.26x

P/FCF ratio

6.46x

P/OCF ratio

6.21x

P/S ratio

4.11x

PEG ratio

1.59x

Price / tangible book value

2.06x

Sector forward P/E

13.63x

Sector P/E

15.65x

Metric	Value
Effective tax rate	22.1%
FCF margin	65.78%
Operating margin	41.62%
Pretax margin	40.81%
Profit margin	31.36%
Profit per employee	$129,272
Profitable quarters	126
Profitable years	33
Revenue per employee	$416,015
ROA	1.8%
ROA (5Y)	1.59%
ROE	15.12%
ROE (5Y)	16.68%
Tax / revenue	9.02%

Metric

Value

Effective tax rate

22.1%

FCF margin

65.78%

Operating margin

41.62%

Pretax margin

40.81%

Profit margin

31.36%

Profit per employee

$129,272

Profitable quarters

126

Profitable years

Revenue per employee

$416,015

ROA

1.8%

ROA (5Y)

1.59%

ROE

15.12%

ROE (5Y)

16.68%

Tax / revenue

9.02%

Metric	Value
EPS growth	4.04%
EPS growth (Q)	7.16%
EPS growth (QoQ)	-1.66%
EPS growth 10Y	9.77%
EPS growth 3Y	6.39%
EPS growth 5Y	2.64%
EPS growth quarters	9
EPS growth years	2
FCF growth	145.17%
FCF growth 3Y	44.04%
FCF growth 5Y	12.28%
Net income growth	6.3%
Net income growth (Q)	9.52%
Net income growth (QoQ)	-2.14%
Net income growth 3Y	6.13%
Net income growth 5Y	1.82%
Net income growth quarters	9
Net income growth years	2
OCF growth	131.64%
OCF growth 10Y	13.35%
OCF growth 3Y	36.69%
OCF growth 5Y	11.83%
Revenue growth	13.01%
Revenue growth (Q)	13.91%
Revenue growth (QoQ)	-2.9%
Revenue growth 10Y	5.64%
Revenue growth 3Y	7.35%
Revenue growth 5Y	4.87%
Revenue growth quarters	16
Revenue growth years	3

Metric

Value

EPS growth

4.04%

EPS growth (Q)

7.16%

EPS growth (QoQ)

-1.66%

EPS growth 10Y

9.77%

EPS growth 3Y

6.39%

EPS growth 5Y

2.64%

EPS growth quarters

EPS growth years

FCF growth

145.17%

FCF growth 3Y

44.04%

FCF growth 5Y

12.28%

Net income growth

6.3%

Net income growth (Q)

9.52%

Net income growth (QoQ)

-2.14%

Net income growth 3Y

6.13%

Net income growth 5Y

1.82%

Net income growth quarters

Net income growth years

OCF growth

131.64%

OCF growth 10Y

13.35%

OCF growth 3Y

36.69%

OCF growth 5Y

11.83%

Revenue growth

13.01%

Revenue growth (Q)

13.91%

Revenue growth (QoQ)

-2.9%

Revenue growth 10Y

5.64%

Revenue growth 3Y

7.35%

Revenue growth 5Y

4.87%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	$-48.6M
EPS	$4.15
FCF per share	$8.54
Financing cash flow	$-1.8B
Free cash flow	$1.2B
Gross profit	$1.9B
Income taxes	$171.7M
Investing cash flow	$320.6M
Net borrowing	$-573.9M
Net cash flow	$-238.5M
Net income	$591.7M
Operating income	$792.5M
Revenue	$1.9B

Metric

Value

Capital expenditures

$-48.6M

EPS

$4.15

FCF per share

$8.54

Financing cash flow

$-1.8B

Free cash flow

$1.2B

Gross profit

$1.9B

Income taxes

$171.7M

Investing cash flow

$320.6M

Net borrowing

$-573.9M

Net cash flow

$-238.5M

Net income

$591.7M

Operating income

$792.5M

Revenue

$1.9B

Metric	Value
Book value per share	$29.49
Debt / equity	0.64
Debt / FCF	2.24
Goodwill	$253.8M
Net cash (debt)	$879.5M
Net cash / market cap	11.23%
Net cash growth	-38%
Net debt / equity	-0.21
Net debt / FCF	-0.72
Piotroski F-Score	4
Property, plant and equipment	$554.5M
Shareholders' equity	$4.2B
Tangible book value	$3.8B
Tangible book value per share	$26.75
Total assets	$34.8B
Total cash	$3.6B
Total debt	$2.7B
Total liabilities	$30.6B
WACC	5.57%

Metric

Value

Book value per share

$29.49

Debt / equity

0.64

Debt / FCF

2.24

Goodwill

$253.8M

Net cash (debt)

$879.5M

Net cash / market cap

11.23%

Net cash growth

-38%

Net debt / equity

-0.21

Net debt / FCF

-0.72

Piotroski F-Score

Property, plant and equipment

$554.5M

Shareholders' equity

$4.2B

Tangible book value

$3.8B

Tangible book value per share

$26.75

Total assets

$34.8B

Total cash

$3.6B

Total debt

$2.7B

Total liabilities

$30.6B

WACC

5.57%

Metric	Value
Working capital	$-26.4B

Metric

Value

Working capital

$-26.4B

Metric	Value
Buyback yield / dilution	-2.13%
Dividend growth	5.48%
Dividend growth (10Y)	7.13%
Dividend growth (3Y)	5.81%
Dividend growth (5Y)	5.83%
Dividend growth years	58
Dividend payment date	2026-09-22
Dividend payment years	58
Dividend payout frequency	Quarterly
Dividend per share	$1.10
Dividend yield	2.01%
Ex-dividend date	2026-09-04
FCF payout ratio	12.88%
Last dividend	$0.28
Payout ratio	26.53%
Shareholder yield	-0.14%

Metric

Value

Buyback yield / dilution

-2.13%

Dividend growth

5.48%

Dividend growth (10Y)

7.13%

Dividend growth (3Y)

5.81%

Dividend growth (5Y)

5.83%

Dividend growth years

Dividend payment date

2026-09-22

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

$1.10

Dividend yield

2.01%

Ex-dividend date

2026-09-04

FCF payout ratio

12.88%

Last dividend

$0.28

Payout ratio

26.53%

Shareholder yield

-0.14%

Metric	Value
10Y price change	77.75%
10Y return CAGR	7.74%
10Y total return	110.68%
150-day SMA	$55.22
15Y price change	184%
15Y return CAGR	9.49%
15Y total return	289.37%
1D price change	-0.65%
1M price change	-3.14%
1M total return	-3.14%
1W price change	-1.64%
1W total return	-1.64%
1Y price change	8.15%
1Y return CAGR	10.38%
1Y total return	10.37%
20-day SMA	$55.09
200-day SMA	$54.40
20Y price change	195.91%
20Y return CAGR	7.9%
20Y total return	357.17%
3M price change	-7.34%
3M total return	-6.9%
3Y price change	45.02%
3Y return CAGR	15.36%
3Y total return	53.53%
50-day SMA	$56.53
50-day SMA vs 200-day SMA	50over200
52-week high	$60.92
52-week high date	2026-07-29
52-week low	$46.99
52-week low date	2026-03-19
5Y price change	0.64%
5Y return CAGR	1.97%
5Y total return	10.23%
6M price change	7.15%
6M total return	8.23%
All-time high	$69.29
All-time high date	2024-11-25
All-time low	$1.15
All-time low date	1985-04-02
Average true range (ATR)	$0.99
Average volume	904.2K
Beta (1Y)	0.11
Beta (2Y)	0.62
Beta (5Y)	0.59
Change from 52-week high	-9.75%
Change from 52-week low	17.01%
Change from all-time high	-21.1%
Change from all-time low	4,662.2%
Change from open	-0.74%
Day's gap	0.09%
Dollar volume	$44.7M
High price	$55.39
Low price	$54.51
Monthly RSI	49.83
Open price	$55.39
Position in 52-week range	53.41%
Premarket change	0.2%
Premarket close	$55.34
Premarket price	$55.45
Previous close	$55.34
Price vs 150-day SMA	-0.99%
Price vs 20-day SMA	-0.75%
Price vs 200-day SMA	0.5%
Price vs 50-day SMA	-3.29%
Relative volume	0.9
RSI	42.34
Sharpe ratio	0.41
Sharpe ratio (3Y)	0.55
Sharpe ratio (5Y)	-0
Sortino ratio	0.9
Sortino ratio (3Y)	1.07
Sortino ratio (5Y)	0.24
Volume	813.5K
Weekly RSI	45.33
YTD price change	4.45%
YTD total return	6.07%

Metric

Value

10Y price change

77.75%

10Y return CAGR

7.74%

10Y total return

110.68%

150-day SMA

$55.22

15Y price change

184%

15Y return CAGR

9.49%

15Y total return

289.37%

1D price change

-0.65%

1M price change

-3.14%

1M total return

-3.14%

1W price change

-1.64%

1W total return

-1.64%

1Y price change

8.15%

1Y return CAGR

10.38%

1Y total return

10.37%

20-day SMA

$55.09

200-day SMA

$54.40

20Y price change

195.91%

20Y return CAGR

7.9%

20Y total return

357.17%

3M price change

-7.34%

3M total return

-6.9%

3Y price change

45.02%

3Y return CAGR

15.36%

3Y total return

53.53%

50-day SMA

$56.53

50-day SMA vs 200-day SMA

50over200

52-week high

$60.92

52-week high date

2026-07-29

52-week low

$46.99

52-week low date

2026-03-19

5Y price change

0.64%

5Y return CAGR

1.97%

5Y total return

10.23%

6M price change

7.15%

6M total return

8.23%

All-time high

$69.29

All-time high date

2024-11-25

All-time low

$1.15

All-time low date

1985-04-02

Average true range (ATR)

$0.99

Average volume

904.2K

Beta (1Y)

0.11

Beta (2Y)

0.62

Beta (5Y)

0.59

Change from 52-week high

-9.75%

Change from 52-week low

17.01%

Change from all-time high

-21.1%

Change from all-time low

4,662.2%

Change from open

-0.74%

Day's gap

0.09%

Dollar volume

$44.7M

High price

$55.39

Low price

$54.51

Monthly RSI

49.83

Open price

$55.39

Position in 52-week range

53.41%

Premarket change

0.2%

Premarket close

$55.34

Premarket price

$55.45

Previous close

$55.34

Price vs 150-day SMA

-0.99%

Price vs 20-day SMA

-0.75%

Price vs 200-day SMA

0.5%

Price vs 50-day SMA

-3.29%

Relative volume

0.9

RSI

42.34

Sharpe ratio

0.41

Sharpe ratio (3Y)

0.55

Sharpe ratio (5Y)

-0

Sortino ratio

0.9

Sortino ratio (3Y)

1.07

Sortino ratio (5Y)

0.24

Volume

813.5K

Weekly RSI

45.33

YTD price change

4.45%

YTD total return

6.07%

Metric	Value
Float	129.1M
Float percentage	90.87%
Shares change (QoQ)	-0.55%
Shares change (YoY)	2.13%
Shares held by insiders	2.9%
Shares held by institutions	77.67%
Shares outstanding	142M
Short % of float	5.03%
Short % of shares	4.57%
Short ratio	6.2 days

Metric

Value

Float

129.1M

Float percentage

90.87%

Shares change (QoQ)

-0.55%

Shares change (YoY)

2.13%

Shares held by insiders

2.9%

Shares held by institutions

77.67%

Shares outstanding

142M

Short % of float

5.03%

Short % of shares

4.57%

Short ratio

6.2 days

Commerce Bancshares, Inc. (CBSH)

Price

Financial snapshot

Fair-value bridge

Latest news · CBSH

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All CBSH indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on CBSH

Frequently asked questions