EZCORP, Inc. (EZPW)

NASDAQ: EZPW · USD

$29.7

+0.13 (+0.4%)· Recorded snapshot

Market cap	1.8B
Revenue (ttm)	1.6B
Net income (ttm)	158.3M
EPS (ttm)	$1.99
Shares out	61.4M
P/E (trailing)	14.9x
P/E (forward)	14.2x
Volume	417,272
Beta	0.71

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.6B
Net income (ttm): 158.3M
EPS (ttm): $1.99
P/E (trailing): 14.9x
P/E (forward): 14.2x
Market cap: 1.8B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Mua mạnh
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Mua mạnh
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Giữ

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E14.2

P25 n/aP50 n/aP75 n/a

Trailing P/E14.9

P25 n/aP50 n/aP75 n/a

ROE14.7

P25 n/aP50 n/aP75 n/a

ROIC10.2

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All EZPW indicators

Market & fundamental data

Available fields

276

Groups with data

Currency

USD

Showing 276 of 276 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0000876523
Company name	EZCORP, Inc.
Country	United States
Country code	US
CUSIP number	302301106
Earnings date	2026-11-12
Earnings time	amc
Employees	8,500
Employees change	500
Employees growth	6.25%
Enterprise value	$2.3B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	September
Founded	1989
Industry	Credit Services
IPO date	1991-08-27
Is primary listing	Yes
Is SPAC	No
ISIN number	US3023011063
Last 10-K release date	2025-11-13
Last earnings date	2026-08-05
Last refreshed	2026-10-28
Last stock split date	2006-12-12
Last stock split type	Forward
Market cap	$1.8B
Market cap category	Small-Cap
Next earnings date	2026-11-12
Options	Yes
Price	$29.68
Price currency	USD
Sector	Financials
SIC code	5900
Stock price date	2026-10-28
Symbol	EZPW
U.S. state	Texas
Website	https://www.ezcorp.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	15.3x
Average P/E ratio (10Y)	29.05x
Average P/E ratio (3Y)	9.41x
Average P/E ratio (5Y)	12.55x
Earnings yield	6.7%
EV/Earnings	14.61x
EV/EBIT	10.42x
EV/EBITDA	8.96x
EV/FCF	16.72x
EV/Sales	1.46x
FCF / EV yield	5.98%
FCF yield	7.64%
Forward EV/Sales	1.29x
Forward P/E	14.24x
Forward P/S	1.01x
Graham number	29.11589
Graham upside	-1.24%
Industry forward P/E	19.82x
Industry P/E	22.96x
Lynch fair value	$49.72
Lynch upside	68.66%
P/(FCF - SBC) ratio	14.8x
P/(OCF - SBC) ratio	10.93x
P/B ratio	1.56x
P/E ratio	14.92x
P/FCF ratio	13.09x
P/OCF ratio	9.97x
P/S ratio	1.14x
Price / tangible book value	3.21x
Price/EBITDA ratio	7.02x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	14.01%
EBITDA margin	16.29%
Effective tax rate	25.29%
FCF margin	8.73%
Gross margin	58.55%
Operating margin	14.01%
Pretax margin	13.44%
Profit margin	9.99%
Profit per employee	$18,625
Profitable quarters	13
Profitable years	5
Revenue per employee	$186,407
ROA	6.85%
ROA (5Y)	3.97%
ROCE	11.48%
ROE	14.75%
ROE (5Y)	7.34%
ROIC	10.18%
ROIC (5Y)	6.08%
SBC / revenue	1%
Tax / revenue	3.4%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	54.71%
EPS growth (Q)	41.18%
EPS growth (QoQ)	-21.42%
EPS growth 3Y	59.55%
EPS growth quarters	13
EPS growth years	2
FCF growth	39.55%
FCF growth (Q)	27.86%
FCF growth (QoQ)	-13.49%
FCF growth 3Y	39.64%
FCF growth 5Y	108.14%
Gross profit growth	28.34%
Gross profit growth (Q)	34.06%
Gross profit growth 3Y	16.41%
Gross profit growth 5Y	17.19%
Net income growth	61.37%
Net income growth (Q)	44.13%
Net income growth (QoQ)	-22.21%
Net income growth 3Y	64.53%
Net income growth quarters	8
Net income growth years	2
OCF growth	28.77%
OCF growth (Q)	22.92%
OCF growth (QoQ)	-11.73%
OCF growth 10Y	7.64%
OCF growth 3Y	25.29%
OCF growth 5Y	47.71%
Operating income growth	59.46%
Operating income growth (Q)	52.37%
Operating income growth 3Y	33.68%
Operating income growth 5Y	112.6%
Revenue growth	28.61%
Revenue growth (Q)	34.65%
Revenue growth (QoQ)	-6.3%
Revenue growth 10Y	8.26%
Revenue growth 3Y	16.12%
Revenue growth 5Y	17.62%
Revenue growth quarters	20
Revenue growth years	4

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-43.3M
Depreciation and amortization	$36.2M
EBIT	$222M
EBITDA	$258.1M
EPS	$1.99
FCF per share	$2.25
Financing cash flow	$-165.3M
Free cash flow	$138.3M
Free cash flow minus SBC	$122.4M
Gross profit	$927.8M
Income taxes	$53.8M
Investing cash flow	$-177.3M
Net borrowing	$-135.1M
Net cash flow	$-160.4M
Net income	$158.3M
Operating cash flow minus SBC	$165.7M
Operating income	$222M
Revenue	$1.6B
Stock-based compensation	$15.9M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	2.86
Book value per share	$18.94
Debt / EBITDA	2.2
Debt / equity	0.7
Debt / FCF	5.87
Goodwill	$475.4M
Interest coverage	6.72
Long-term assets	$1B
Long-term liabilities	$766.4M
Net cash (debt)	$-500.8M
Net cash / market cap	-27.65%
Net debt / EBITDA	1.94
Net debt / equity	0.43
Net debt / FCF	3.62
Piotroski F-Score	5
Property, plant and equipment	$371.2M
Shareholders' equity	$1.2B
Tangible book value	$564.5M
Tangible book value per share	$9.18
Total assets	$2.2B
Total cash	$311M
Total debt	$811.9M
Total liabilities	$998.5M
WACC	6.56%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.78
Current assets	$1.1B
Current liabilities	$232.1M
Current ratio	4.81
Inventory turnover	2.42
Net working capital	$643.9M
Quick ratio	1.67
Working capital	$884.4M
Working capital turnover	1.76

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.03%
Dividend per share	$0.00
Dividend yield	0%
Last dividend	$0.00
Shareholder yield	0.03%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	187.48%
10Y return CAGR	11.14%
10Y total return	187.48%
150-day SMA	$31.29
15Y price change	6.18%
15Y return CAGR	0.4%
15Y total return	6.18%
1D price change	0.44%
1M price change	-5.71%
1M total return	-5.71%
1W price change	-11.1%
1W total return	-11.1%
1Y price change	62.41%
1Y return CAGR	62.46%
1Y total return	62.41%
20-day SMA	$31.22
200-day SMA	$29.54
20Y price change	93.71%
20Y return CAGR	3.36%
20Y total return	93.71%
3M price change	-3.36%
3M total return	-3.36%
3Y price change	266.33%
3Y return CAGR	54.14%
3Y total return	266.33%
50-day SMA	$31.58
50-day SMA vs 200-day SMA	50over200
52-week high	$37.13
52-week high date	2026-05-07
52-week low	$16.50
52-week low date	2025-11-14
5Y price change	298.1%
5Y return CAGR	31.83%
5Y total return	298.1%
6M price change	-8.24%
6M total return	-8.24%
All-time high	$38.66
All-time high date	2011-07-06
All-time low	$0.22
All-time low date	2000-12-18
Average true range (ATR)	$1.31
Average volume	796.8K
Beta (1Y)	0.91
Beta (2Y)	0.33
Beta (5Y)	0.71
Change from 52-week high	-20.05%
Change from 52-week low	79.88%
Change from all-time high	-24%
Change from all-time low	13,327.79%
Change from open	-0.03%
Day's gap	0.47%
Dollar volume	$12.4M
High price	$29.78
Low price	$29.36
Monthly RSI	63.85
Open price	$29.69
Position in 52-week range	76.19%
Premarket change	0.37%
Premarket close	$29.55
Premarket price	$29.66
Previous close	$29.55
Price vs 150-day SMA	-6.1%
Price vs 20-day SMA	-5.9%
Price vs 200-day SMA	-0.53%
Price vs 50-day SMA	-6.97%
Relative volume	0.52
RSI	39.75
Sharpe ratio	1.25
Sharpe ratio (3Y)	1.32
Sharpe ratio (5Y)	0.81
Sortino ratio	2.03
Sortino ratio (3Y)	2.28
Sortino ratio (5Y)	1.38
Volume	417.3K
Weekly RSI	48.28
YTD price change	51.29%
YTD total return	51.29%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	55.7M
Float percentage	90.66%
Shares change (QoQ)	-0.06%
Shares change (YoY)	-0.03%
Shares held by insiders	9.32%
Shares held by institutions	113.37%
Shares outstanding	61.4M
Short % of float	22.15%
Short % of shares	20.08%
Short ratio	18.1 days

Deeper analysis on EZPW

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this EZPW report

Is a complete EZPW research report available?

No complete published report is available for EZCORP, Inc. (EZPW) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

EZCORP, Inc. (EZPW)

Price

Financial snapshot

Fair-value bridge

Latest news · EZPW

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All EZPW indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on EZPW

Frequently asked questions