Principal Financial Group, Inc. (PFG)

NASDAQ: PFG · USD

$112

-0.06 (-0.1%)· Recorded snapshot

Market cap	23.8B
Revenue (ttm)	16.6B
Net income (ttm)	2B
EPS (ttm)	$8.99
Shares out	212.8M
P/E (trailing)	12.4x
P/E (forward)	11.2x
Dividend	$3.36 (3.02%)
Volume	848,410
Beta	0.87

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 16.6B
Net income (ttm): 2B
EPS (ttm): $8.99
P/E (trailing): 12.4x
P/E (forward): 11.2x
Market cap: 23.8B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Mua mạnh
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Mua mạnh
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Giữ

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E11.2

P25 n/aP50 n/aP75 n/a

Trailing P/E12.4

P25 n/aP50 n/aP75 n/a

ROE16.1

P25 n/aP50 n/aP75 n/a

ROIC11.9

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All PFG indicators

Market & fundamental data

Available fields

269

Groups with data

Currency

USD

Showing 269 of 269 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001126328
Company name	Principal Financial Group, Inc.
Country	United States
Country code	US
CUSIP number	74251V102
Earnings date	2026-10-26
Earnings time	amc
Employees	19,700
Employees change	0
Employees growth	0%
Enterprise value	$23.9B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1879
In index	SP500
Industry	Asset Management
Is primary listing	Yes
Is SPAC	No
ISIN number	US74251V1026
Last 10-K release date	2026-02-18
Last earnings date	2026-10-26
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$23.8B
Market cap category	Large-Cap
Next earnings date	2027-02-08
Options	Yes
Price	$111.92
Price currency	USD
Sector	Financials
SIC code	6321
Stock price date	2026-10-28
Symbol	PFG
U.S. state	Iowa
Website	https://www.principal.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	12.46x
Average P/E ratio (10Y)	11.14x
Average P/E ratio (3Y)	15.68x
Average P/E ratio (5Y)	12.46x
Earnings yield	8.03%
EV/Earnings	12.09x
EV/EBIT	9.39x
EV/EBITDA	8.54x
EV/FCF	4.92x
EV/Sales	1.44x
FCF / EV yield	20.31%
FCF yield	20.36%
Forward EV/Sales	1.39x
Forward P/E	11.25x
Forward P/S	1.39x
Graham number	105.99397
Graham upside	-5.38%
Industry forward P/E	12.81x
Industry P/E	27.36x
Lynch fair value	$44.96
Lynch upside	-59.86%
P/(FCF - SBC) ratio	5.03x
P/(OCF - SBC) ratio	4.86x
P/B ratio	2.02x
P/E ratio	12.45x
P/FCF ratio	4.91x
P/OCF ratio	4.76x
P/S ratio	1.43x
PEG ratio	1.19x
Price / tangible book value	2.75x
Price/EBITDA ratio	8.52x
Sector forward P/E	13.61x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	15.31%
EBITDA margin	16.82%
Effective tax rate	19.86%
FCF margin	30.92%
Gross margin	48.4%
Operating margin	15.31%
Pretax margin	14.75%
Profit margin	11.89%
Profit per employee	$100,350
Profitable quarters	7
Profitable years	27
Revenue per employee	$844,061
ROA	0.47%
ROA (5Y)	0.51%
ROCE	0.79%
ROE	16.11%
ROE (5Y)	15.3%
ROIC	11.92%
ROIC (5Y)	11.52%
SBC / revenue	0.7%
Tax / revenue	2.93%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	30.21%
EPS growth (Q)	206.32%
EPS growth (QoQ)	58.15%
EPS growth 10Y	7.74%
EPS growth 3Y	14.5%
EPS growth 5Y	7.65%
EPS growth quarters	2
EPS growth years	0
FCF growth	12.78%
FCF growth 3Y	6.52%
FCF growth 5Y	12.29%
Net income growth	25.64%
Net income growth (Q)	195.56%
Net income growth (QoQ)	56.64%
Net income growth 3Y	10.16%
Net income growth 5Y	2.93%
Net income growth years	0
OCF growth	14.53%
OCF growth 10Y	1.34%
OCF growth 3Y	6.65%
OCF growth 5Y	12.14%
Revenue growth	5.24%
Revenue growth (Q)	25.39%
Revenue growth (QoQ)	18.19%
Revenue growth 10Y	3.59%
Revenue growth 3Y	5.59%
Revenue growth 5Y	3.59%
Revenue growth quarters	1
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-306.4M
EBIT	$2.5B
EBITDA	$2.8B
EPS	$8.99
FCF per share	$22.80
Financing cash flow	$1.9B
Free cash flow	$4.9B
Free cash flow minus SBC	$4.7B
Gross profit	$8B
Income taxes	$487M
Investing cash flow	$-5.3B
Net borrowing	$386.2M
Net cash flow	$1.6B
Net income	$2B
Operating cash flow minus SBC	$4.9B
Operating income	$2.5B
Revenue	$16.6B
Stock-based compensation	$109.9M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$55.53
Debt / EBITDA	1.58
Debt / equity	0.37
Debt / FCF	0.93
Goodwill	$1.9B
Interest coverage	51.74
Net cash (debt)	$-53.1M
Net cash / market cap	-0.22%
Net debt / EBITDA	0.02
Net debt / equity	0
Net debt / FCF	0.01
Piotroski F-Score	6
Property, plant and equipment	$803M
Shareholders' equity	$12.3B
Tangible book value	$8.7B
Tangible book value per share	$40.71
Total assets	$338.7B
Total cash	$5.4B
Total debt	$4.5B
Total liabilities	$326.5B
WACC	7.74%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.05
Current ratio	1.8
Net working capital	$9B
Quick ratio	0.54
Working capital	$13.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	3.69%
Dividend growth	7.47%
Dividend growth (10Y)	7.47%
Dividend growth (3Y)	8.38%
Dividend growth (5Y)	6.29%
Dividend growth years	17
Dividend payment date	2026-12-18
Dividend payment years	25
Dividend payout frequency	Quarterly
Dividend per share	$3.36
Dividend yield	3.02%
Ex-dividend date	2026-12-02
FCF payout ratio	14.52%
Last dividend	$0.85
Payout ratio	36.81%
Shareholder yield	6.68%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	107.94%
10Y return CAGR	11.66%
10Y total return	201.14%
150-day SMA	$107.21
15Y price change	291.2%
15Y return CAGR	13.49%
15Y total return	567.77%
1D price change	-0.05%
1M price change	-2.96%
1M total return	-2.96%
1W price change	3.18%
1W total return	3.18%
1Y price change	39.97%
1Y return CAGR	44.83%
1Y total return	44.8%
20-day SMA	$109.33
200-day SMA	$103.35
20Y price change	98.88%
20Y return CAGR	6.77%
20Y total return	270.67%
3M price change	0.08%
3M total return	0.84%
3Y price change	64.59%
3Y return CAGR	22.32%
3Y total return	83.05%
50-day SMA	$112.08
50-day SMA vs 200-day SMA	50over200
52-week high	$121.18
52-week high date	2026-09-03
52-week low	$80.00
52-week low date	2025-11-18
5Y price change	67.56%
5Y return CAGR	14.87%
5Y total return	99.94%
6M price change	11.67%
6M total return	13.41%
All-time high	$121.18
All-time high date	2026-09-03
All-time low	$5.41
All-time low date	2009-03-09
Average true range (ATR)	$2.47
Average volume	1.2M
Beta (1Y)	0.61
Beta (2Y)	0.84
Beta (5Y)	0.87
Change from 52-week high	-7.64%
Change from 52-week low	39.9%
Change from all-time high	-8.09%
Change from all-time low	1,958.69%
Change from open	-0.05%
Day's gap	0%
Dollar volume	$95M
High price	$112.38
Low price	$111.04
Monthly RSI	67.58
Open price	$111.98
Position in 52-week range	65.67%
Premarket change	0%
Premarket close	$111.98
Premarket price	$111.98
Previous close	$111.98
Price vs 150-day SMA	3.88%
Price vs 20-day SMA	1.87%
Price vs 200-day SMA	7.77%
Price vs 50-day SMA	-0.63%
Relative volume	0.68
RSI	52.97
Sharpe ratio	1.58
Sharpe ratio (3Y)	0.8
Sharpe ratio (5Y)	0.47
Sortino ratio	2.78
Sortino ratio (3Y)	1.39
Sortino ratio (5Y)	0.89
Volume	848.4K
Weekly RSI	55.93
YTD price change	26.26%
YTD total return	29.39%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	212.8M
Float percentage	99.99%
Shares change (QoQ)	-0.82%
Shares change (YoY)	-3.69%
Shares held by insiders	0.5%
Shares held by institutions	81.05%
Shares outstanding	212.8M
Short % of float	3.71%
Short % of shares	3.71%
Short ratio	5.4 days

Deeper analysis on PFG

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this PFG report

Is a complete PFG research report available?

No complete published report is available for Principal Financial Group, Inc. (PFG) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Principal Financial Group, Inc. (PFG)

Price

Financial snapshot

Fair-value bridge

Latest news · PFG

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All PFG indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on PFG

Frequently asked questions